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Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only
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babysiew
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Feb 1 2016, 10:14 AM
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Getting Started

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Hi guys, best rate right now would be OCBC? Appreciate advice. Thanks
OCBC Bank Fixed Deposit Deals. Minimum Fresh Fund RM10K. Valid until 30 April 2016 - Contributed by cybpsych
T&C Fixed Deposit Deals | T&C Fixed Deposit-i Deals
9 months - 4.15%p.a. 15 months - 4.30%p.a.
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babysiew
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Feb 1 2016, 10:51 AM
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QUOTE(bbgoat @ Feb 1 2016, 10:51 AM) yes I know tat. I am just trying to be sarcastic
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babysiew
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Feb 1 2016, 11:24 AM
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ya for PBB, i open an account with rm250 deposit...
what abt ocbc ya? i dont have ocbc acct but interested to put fd there
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babysiew
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Feb 1 2016, 12:24 PM
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QUOTE(cybpsych @ Feb 1 2016, 12:09 PM) ocbc's initial deposit RM200, min holding balance RM20 same with PBB also. withholding rm20. most prob will go ocbc. another stupid question, just to confirm the calculation, 15 mths 4.3% means placement RMxx,xxx x 4.3% = interest per annum, so divided by 12 then x 15 to get the interest earned? thx
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babysiew
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Feb 1 2016, 01:43 PM
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Yup correct. Thx!
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babysiew
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Feb 1 2016, 02:34 PM
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just checked OCBC. Min RM70k, not RM10k as mentioned here http://www.ocbc.com.my/personal-banking/ac...mpaigncode=NYNYrechecked the T&C. Min RM10k. RM70k is to get the trolley bag This post has been edited by babysiew: Feb 1 2016, 02:36 PM
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babysiew
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Feb 2 2016, 11:37 AM
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aiyah just move on la... dont cyber bully... happy cny and happy keeping more money into FD. HUAT ah!
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babysiew
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Feb 2 2016, 01:46 PM
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hlb has good offer? i go after cny to ocbc. right now too near cny and banks will be so crowded!
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babysiew
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Feb 2 2016, 02:28 PM
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good offers ended 31/1/2016 or 31/12/2015. Sad
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babysiew
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Feb 2 2016, 04:00 PM
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QUOTE(LNYC @ Feb 2 2016, 03:52 PM) i called to hong leong last friday. the 6months 4.5% fd promo extended till 5th feb. min fresh fund 10k wow this is better than ocbc 4.3% for 15 mths right?
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babysiew
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Feb 2 2016, 04:14 PM
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like that ocbc better haha... i very lazy to make a new fd for a short period
my pbb just died and the rate is not nice now
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babysiew
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Feb 3 2016, 08:59 AM
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thats why i dont dare to put in bsn. lousy service. government protected means not protected la. and 5 yrs is too long for me lol
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babysiew
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Feb 3 2016, 10:53 AM
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QUOTE(BoomChaCha @ Feb 3 2016, 10:50 AM) Just called to Affin Bank to confirm this FD promo: 4.5% for 12 months minimum placement RM 10K Interest will pay upon FD maturity Valid until 29 Feb 2016  is affin bank ok so far ah?
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babysiew
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Feb 3 2016, 10:57 AM
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QUOTE(BoomChaCha @ Feb 3 2016, 10:55 AM) Yes, so far okay..  then affin rate is the best so far...
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babysiew
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Feb 3 2016, 11:03 AM
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QUOTE(cybpsych @ Feb 3 2016, 11:00 AM) Affin is stable. i've got a 2yr FD with them, and family put some eggs there too. traditionally, Affin doesnt compete direct, but once a while they do offer attractive rate that's a notch above others (e.g. now). good strategy, imo. great. first time with affin. always with pbb but the rate drops so much. so looking for new options and bumped into this thread. lifesaver!
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