Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only
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 Dec 9 2015, 12:22 PM
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#1
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld   
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QUOTE(??!! @ Dec 9 2015, 11:56 AM) Think no eFD promo for 1 month term. 1 mth efd = Mach 10kDon't know how many times can do this with the average monthly bal rule..too lazy to calculate and I don't have so much to put in Alliance FD anyway  |
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Dec 9 2015, 07:18 PM
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#2
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(??!! @ Dec 9 2015, 01:14 PM) ??? sorry - no faham No more using their lounge ? Airport lounge ?need 10k in CASA for PB? Donno about this term for the PB. Previously takde this condition. They just need total amounts with them . can be in FD, CASA, other investments,etc. The PB benefits for me now are run down to almost zero. Not going to maintain anymore. |
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Dec 9 2015, 07:19 PM
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#3
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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The 10k is casa earmark.for 1 mth only. After tat can remove one...
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Dec 9 2015, 09:17 PM
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#4
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(ikanbilis @ Dec 9 2015, 08:51 PM) oic...this means i lose about RM30 in interests for the one month earmark.... Aiyoh.. u got 200k, want to kira tat rm30 from 1mth meh.. |
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Dec 10 2015, 01:21 PM
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#5
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(culain99 @ Dec 10 2015, 11:25 AM) try OCBC Seremban branch, always crowded, wait at least 30 minutes and then take another 20-30 minutes to do Tat is why i opted for e-fd from alliance bank, even though it is 4.35 for 9 mths, lose out tat 0.15% to ocbc, but it is just a click away.. save many many hassle.But cons is.. 25k in 1 single placement lo.. |
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Dec 11 2015, 12:06 AM
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#6
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(wu ming @ Dec 11 2015, 12:02 AM) May I know, what is the cheapest way of transfering money to another different bank without having a savings account with them? Thanks. Err.. u transfer to a bank where you got no saving acc ?? Then money goes where ? There must be an acc to house that money... |
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Dec 14 2015, 12:22 PM
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#7
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(sweetpea123 @ Dec 14 2015, 11:30 AM) HLB till next month end. 6 months 4.5%. Interest credited monthly into savings. Min rm10k. Fresh fund. Pure FD. No investment catch Hahaha.. nice keep it coming..But this HLB really kaninie me a bit.. after i swept a huge portion out of my HLB to alliance bank 6mths 4.25% in e-FD, then only he come 4.5%.. ARGHH!!!! Why HLB like to treat me like this one!!! |
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Dec 14 2015, 09:57 PM
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#8
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(cklimm @ Dec 14 2015, 08:54 PM) 3.5b seems little, will the quota reached in no time? Hehe.. better be fast.. today i just did xxxk on itQuite worried as most of my funds maturing in Jan |
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Dec 14 2015, 10:46 PM
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#9
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(sandkoh @ Dec 14 2015, 10:33 PM) leave some for us. xxxk No la.. i am snwi hnwi spotted!  |
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Dec 14 2015, 10:48 PM
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#10
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(wil-i-am @ Dec 14 2015, 10:01 PM) The best deal for 6 mths so far Tenure is not too long not too short. Interest is handsome, and most importantly, monthly interest crediting.. this i like the most ahh |
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Dec 15 2015, 08:53 AM
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#11
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(CP88 @ Dec 15 2015, 12:57 AM) Seems like sifu is transferring his $$ to FD. Apa lah.. i am just a small taufu. No effect one la Anticipate a knee jerk in bursa in for the next 6 months? |
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Dec 15 2015, 09:34 AM
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#12
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(kochin @ Dec 15 2015, 09:00 AM) 6 months 4.5% HLB? Walk in branch. Minimum 10kmonthly crediting? wow sounds great! can do efd or not? or must walk in? Must have saving acc to do monthly crediting |
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Dec 15 2015, 10:48 AM
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#13
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(sandkoh @ Dec 15 2015, 10:17 AM) 6 figure fd & small taufu. more like big taufu! Rm 1200.15 6 figure also... haha Small net worth kuci mayong only.. But still got a bit more xxxk for next year promo.. This post has been edited by Bonescythe: Dec 15 2015, 10:49 AM |
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Dec 15 2015, 03:51 PM
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#14
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(sandkoh @ Dec 15 2015, 11:44 AM) u mean Rm 1200.15k. ultra hnwi spotted. Wow bagus.. looks like u can start apply job for media ""still got a bit more xxxk""   The current political state will be entertaining enuf Haha So back to business, you got put hlb anot ? Faster la, if not bbgoat will sailang liao de la.. |
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Dec 15 2015, 05:52 PM
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#15
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(sandkoh @ Dec 15 2015, 05:11 PM) no $$ unlike ultra hnwi have put six (sexy) figure and have some more at hand. Bbgoat uob PB = rm500k min... i think bbgoat cannot compare with this ultra hnwi. Dun play play... bbgoat big ka |
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Dec 15 2015, 06:42 PM
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#16
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(michaelho @ Dec 15 2015, 06:12 PM) Exactly, nvm him la. Always wanna be 'lek ng cit' We were talking abt HLB, then suddenly said AMBG in his later post . Aku pun malas nak layan. Just curious..MBB if use cheque to place FD after 4pm consider next day, kena before  When use personal cheque to place FD, they bank accept immediately ? Or banker cheque only accept immediately? Just wondering wad if the personal cheque got bounce out ? Haha |
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Dec 15 2015, 10:48 PM
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#17
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(yygo @ Dec 15 2015, 08:06 PM) hehe, me think big bones is the real one. I never say i am big oo. U all sendiri think i m big saja just trying to point to others. unless big bones is a fake?  |
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Dec 15 2015, 11:18 PM
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#18
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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Fd joke
Mr K : i want to place fd. Got wad promo now? Staff : sir, the promo now is 4.5%, min placement is 10k for 1 year. Mr K: hmm.. can i get slightly higher if i place big fund, say rm 2m Staff : sir, cannot oo. This is promo rate very good already. Mr K : cannot help me ask manager see see meh ? 4.53 i also happy one. Staff : cannot la sir Mr K : like this ah. Help me place 200 FD certs of 10k la.. Staff : hang on, i check with my manager 3 minutes later Staff : ok la sir, my manager say giv u 4.52.. let u happy a bit. Hehehehe |
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Dec 16 2015, 09:15 AM
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#19
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(CP88 @ Dec 16 2015, 01:06 AM) Wait a minute. Are the guy in the scenario given? Is FD joke lor... how can be me.. Haha |
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Dec 16 2015, 07:32 PM
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#20
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(ywbl330 @ Dec 16 2015, 05:48 PM) I just got offer from OCBC (masjid Jamid branch), placement of 20k FD for 6 months @5.1%. Wow!! Gam sai lei ???Pure fd??? |
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