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Household Residensi Hijauan Lumayan @ Taman Naga Emas, In between Salak South and Sri Petaling
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TSKilohertz
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Feb 11 2016, 07:41 AM
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QUOTE(JB1225 @ Feb 10 2016, 07:27 PM) Then the Surat Akuan sumpah get the chop and sign from the commission of oath right? My friend buy casa green no need go thru all this, weird . Yea, casa green doesn't require this doc plus the staff was really helpful in explaining all the requirements at a go.
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paktam
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Feb 11 2016, 04:26 PM
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Anyone has managed to get bank loan to finance this project? How much did you get?
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JB1225
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Feb 11 2016, 05:50 PM
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New Member
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QUOTE(Kilohertz @ Feb 11 2016, 07:41 AM) Yea, casa green doesn't require this doc plus the staff was really helpful in explaining all the requirements at a go. Yes, I been to casa green office before they really helpful,anyway thanks, I just hand up all the form today
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roldani
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Feb 11 2016, 08:21 PM
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Getting Started

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QUOTE(wykl @ Feb 10 2016, 02:09 PM) Me too, PBB offer me 85% margin.. im waiting for 90% at least.. Well, you better inform the developer on this.. and ask about your law associates for your SnP.. Hi, do u mind to share why PBB offered u 85% margin only? Is it because of your credit profile or trustworthiness of the developer/project itself? Thanks in advance!
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wykl
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Feb 11 2016, 09:11 PM
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QUOTE(roldani @ Feb 11 2016, 08:21 PM) Hi, do u mind to share why PBB offered u 85% margin only? Is it because of your credit profile or trustworthiness of the developer/project itself? Thanks in advance! they said most probably is because of my income.. they can borrow 90% if i have a joint borrower which i dont have one.. bank islam on the other hand borrowing 89%.. i seriously have no idea why the 89%  but they do include the legal fee of rm4k + mrtt which is around 8k for my case.. im now waiting for another bank to see if i can get 90% and include legal fee and mrtt ...  next week Wed/Thurs only know the result... its like 45 days edi since i made the first 10% deposit...
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wykl
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Feb 11 2016, 09:13 PM
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QUOTE(paktam @ Feb 11 2016, 04:26 PM) Anyone has managed to get bank loan to finance this project? How much did you get? u got loan offer edi? i got two so far but not what i wanted... PBB 85% and Bank Islam 89%
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wkleong
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Feb 11 2016, 10:59 PM
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New Member
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QUOTE(wykl @ Feb 11 2016, 09:11 PM) they said most probably is because of my income.. they can borrow 90% if i have a joint borrower which i dont have one.. bank islam on the other hand borrowing 89%.. i seriously have no idea why the 89%  but they do include the legal fee of rm4k + mrtt which is around 8k for my case.. im now waiting for another bank to see if i can get 90% and include legal fee and mrtt ...  next week Wed/Thurs only know the result... its like 45 days edi since i made the first 10% deposit...  i only manage to get 85% for PBB, yes they ask for guarantor so that can manage to get 90%, i still waiting for Bank Islam, i am extra car park buyer so if 85% i need to pay around 50k just for downpayment not include any lawyer fee yet. Any 1 know others bank that offer loan to extra car park?
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aspx123
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Feb 12 2016, 12:08 AM
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Getting Started

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QUOTE(wkleong @ Feb 11 2016, 10:59 PM) i only manage to get 85% for PBB, yes they ask for guarantor so that can manage to get 90%, i still waiting for Bank Islam, i am extra car park buyer so if 85% i need to pay around 50k just for downpayment not include any lawyer fee yet. Any 1 know others bank that offer loan to extra car park? i only manage to get 80% on pbb and bank islam.. reason because i dont have any commitment with bank.. Zzzzzzz...
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aspx123
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Feb 12 2016, 12:09 AM
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Getting Started

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i only manage to get 80% on pbb and bank islam.. reason because i dont have any commitment with bank.. Zzzzzzz...
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wykl
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Feb 12 2016, 11:17 AM
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QUOTE(aspx123 @ Feb 12 2016, 12:09 AM) i only manage to get 80% on pbb and bank islam.. reason because i dont have any commitment with bank.. Zzzzzzz... hahaha... how can one do not have commitment with the bank get 80%, no commitment should be 90% right? maybe your salary is an important factor too?
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aspx123
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Feb 12 2016, 12:28 PM
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Getting Started

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QUOTE(wykl @ Feb 12 2016, 11:17 AM) hahaha... how can one do not have commitment with the bank get 80%, no commitment should be 90% right? maybe your salary is an important factor too?  My salary 4k++ but i dunno why i cannot get 90% margin..
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wykl
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Feb 13 2016, 05:54 PM
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QUOTE(aspx123 @ Feb 12 2016, 12:28 PM) My salary 4k++ but i dunno why i cannot get 90% margin.. wow.. then u really need to ask them how they evaluate you edi..
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paktam
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Feb 14 2016, 07:10 PM
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QUOTE(uncle08 @ Feb 10 2016, 08:39 PM) Yes, my cousin yet to chop. I think she will get to wait for batch two already. Chop to prove your documents are true & prove "Bujang". Lol The purpose of the certified documents is because it is only allowable for husband & wife to apply once...if husband already applied, wife cannot apply Rumawip and vice versa... Different from PR1MA, husband and wife can have separate application through the website... This post has been edited by paktam: Feb 14 2016, 10:32 PM
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illusion555
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Feb 15 2016, 01:35 PM
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New Member
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QUOTE(Alves @ Feb 9 2016, 04:20 PM) Make sense as i heard some of my fren oso encounter this kind of problem. Anyone know reasons behind this? How can gov project (dbkl) also cant get the buy in from banks? Economy factor? Hi good news two other banks have asked for my documents so i guess the issue is resolved now
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wanw84
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Feb 15 2016, 03:02 PM
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New Member
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Is it a bad thing if i submit loan application to many panel banks at once?
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nickcct
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Feb 15 2016, 03:03 PM
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If interested to this project apply thru RUMAWIP? still have non bumi unit? I'm staying in KL more than 5 years, but working <3 years, previously my application rejected for other RUMAWIP project, isn't it stay in KL >3 years then can apply?
This post has been edited by nickcct: Feb 15 2016, 03:16 PM
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illusion555
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Feb 15 2016, 03:40 PM
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New Member
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QUOTE(nickcct @ Feb 15 2016, 03:03 PM) If interested to this project apply thru RUMAWIP? still have non bumi unit? I'm staying in KL more than 5 years, but working <3 years, previously my application rejected for other RUMAWIP project, isn't it stay in KL >3 years then can apply? Yes can only apply through RUMAWIP. This project will move slower because you need to put down RM30k upfront to sign the temporary sales agreement and apploy loan
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shalaz
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Feb 15 2016, 04:35 PM
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New Member
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SnP just called me that I can proceed with the SnP. Total cost for Snp is RM2000.
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roldani
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Feb 16 2016, 07:29 PM
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Getting Started

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QUOTE(shalaz @ Feb 15 2016, 04:35 PM) SnP just called me that I can proceed with the SnP. Total cost for Snp is RM2000. Hi Shalaz, can share how much u have to pay for S&P's legal fees? All in all, how much you need to fork out ur money for legal fees (S&P and loan), stamp duty cost, etc? Thanks so much
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kimirockz
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Feb 17 2016, 09:27 AM
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QUOTE(wykl @ Feb 5 2016, 04:27 PM) I think i am at the final stage of the loan where the bank is deciding the amount of the loan to be given, should have response from them soon. As for the SnP, i haven't sign yet.. Not until I signed my loan offer with the bank.. How bout your progress? You're quite fast to know that its building the third floor, are u staying nearby?  still waiting for bank also.. PBB.. so far no update from them yet. yea staying nearby lol. QUOTE(kafizi @ Feb 5 2016, 06:06 PM) today i try to search the location of the project and i only saw the project of the 'banglo'. it is the correct location? how come u guys can see the progress about third floor building. is nearby the banglo. i go to the old flat beside the location, and climb to 4th floor to view it
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