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Household Residensi Hijauan Lumayan @ Taman Naga Emas, In between Salak South and Sri Petaling

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paktam
post Feb 3 2016, 09:24 AM

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QUOTE(wykl @ Feb 3 2016, 12:37 AM)
i paid rm15k first then now im still waiting for the loan offer from bank..

i think if i got 90% loan, then i need to pay another rm15k to the developer..

then some forumers here said, need another rm5k for all the legal fees.. but i just knew recently, bank loan covered some of the legal fee such as stamp duty for loan agreement and some fee for dont know what....  rclxub.gif
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How long did you actually wait once you submitted all the required documents?
Dunno how much it will cost for downpayment and all legal fees... sweat.gif


From my experience...there are legal fees for bank loan and the other one is the legal fees for S&P...
Bank may include the legal fees for bank loan...which means need to pay higher installment each month...



This post has been edited by paktam: Feb 3 2016, 09:28 AM
paktam
post Feb 3 2016, 02:44 PM

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QUOTE(wykl @ Feb 3 2016, 02:10 PM)
I paid the first 5% at the end of december, then finding bank loan up to now..

Still waiting for the bank offer then i can proceed to sign the loan offer if found one..

Then will proceed to sign SnP (pay legal fee of rm2.5k) and sign loan agreement with the bank (pay another 4k)

my case is that, because the bank islam loan do not include into the loan amount.. (just went to the bank just now)

Then after that should be all..

oh ya.. the 10 % need to settle with the developer which is rm30k... unless the bank can lend you more than 90%... then u can pay less to the developer...

something like that.. anyone out there please correct me if i calculated wrongly.
  notworthy.gif
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Thanks for the info...I'm still thinking whether to get a unit or not...
However, hard to find new property RM300k with 3R2B elsewhere in KL...
I've already make EPF withdrawal once...so cannot withdraw my EPF anymore...

Need to find other source of funding...
I preferred Pr1ma Brickfields/ Bukit Jalil...But I think the price is around RM400k...
Which unit do u get? The one facing KLCC or Bukit Jalil?
paktam
post Feb 3 2016, 04:42 PM

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QUOTE(wykl @ Feb 3 2016, 05:28 PM)
You used your epf withdrawal for housing loan before?

I got the unit facing the KL side but can't see the KLCC  smile.gif  smile.gif

PR1ma one is more expensive, yes...
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Already used my EPF for housing downpayment in Bangi several years ago... sweat.gif
Since I'm working in KL, I really look forward to purchase a property in KL...
Dunno if Taman Naga Emas is worth buying or need to wait for PR1MA...
paktam
post Feb 3 2016, 05:08 PM

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QUOTE(wykl @ Feb 3 2016, 06:04 PM)
Bro, i think if you are not the first house buyer, its not possible to get a unit here isnt it?

How you managed to get the offer to buy?  hmm.gif
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Actually the term for Rumawip is don't have any property in KL...
Mine is in Bangi...therefore still eligible... smile.gif

I think if got more than 2 property also can...but must not be in KL...
paktam
post Feb 3 2016, 05:16 PM

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QUOTE(wykl @ Feb 3 2016, 06:12 PM)
Oh i see i see.. well, property is a good investment  smile.gif
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I'm not buying for investment...it's for my own stay...
Taman Naga Emas attracts me because of its location and various facilities...
paktam
post Feb 3 2016, 05:29 PM

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QUOTE(moomoosky @ Feb 3 2016, 06:27 PM)
Why no considered skyawani in sentul
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Skyawani is ok also...last week went to the construction location...
It's very close to gombak...nearby International Islamic College...

I've been living in gombak for 20 years...very jammed area...

This post has been edited by paktam: Feb 10 2016, 09:34 PM
paktam
post Feb 4 2016, 10:50 AM

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QUOTE(wykl @ Feb 3 2016, 06:27 PM)
Oh.. you went to Taman Naga Emas before? Location wise is really good, very near to kuchai lama and seri petaling.. i can reach KL Sentral from Taman Naga Emas in 10 mins sharp..  biggrin.gif
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I haven't been there before...just surveying through the net...Is it true u can get to KL Sentral from Taman Naga Emas in 10 minutes? blink.gif

What time do u travel?...
Let say, if I went out from Taman Naga Emas on 7:00am in the morning...what time time I might be able to reach KL Sentral?...This is during peak hours...
I need some ample to do the experiment myself... yawn.gif

This post has been edited by paktam: Feb 4 2016, 11:14 AM
paktam
post Feb 4 2016, 12:05 PM

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QUOTE(wykl @ Feb 4 2016, 12:44 PM)
It was around 9pm that time.. haha  biggrin.gif

if 7 am, it will jam abit near the salak selatan highway there but after 5 mins of traffic, but still its gonna jam everywhere in KL if u drive car...  sweat.gif 

i get used to the traffic around here and knows many shortcuts to avoid the jam  nod.gif
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No wonder u reach KL Sentral so fast...
Just wondering...where is the closest mosque in Taman Naga Emas for Friday prayer?
paktam
post Feb 4 2016, 12:46 PM

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QUOTE(wykl @ Feb 4 2016, 01:39 PM)
closet mosque should be Seri Petaling one, its very huge... just behind the Proton showroom in Seri Petaling..  smile.gif
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Thanks for the info...need to google first...
So, the project is confirmed in Jalan Sinar?...

Are they planning to built any road to BESRAYA directly?
Perhaps you know better since you are living in that area...
paktam
post Feb 9 2016, 11:24 AM

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Yesterday,i went to the construction site,nearby jalan cahaya and jalan perkasa,the road is quite small,it must be quite busy during schooldays and workdays, the area is quite near to Pusat Bandaraya
paktam
post Feb 9 2016, 04:39 PM

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den dop tau nok beli ke dop rumoh ni...

This post has been edited by paktam: Feb 10 2016, 09:36 AM
paktam
post Feb 10 2016, 09:39 AM

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I don't know whether to buy or not this project...
The distance is quite near to KL city...however, I hope there are other entrance to Hijauan Lumayan since using Taman Naga Emas road is not a good option...


Pro's of this project:
1. 1035kps (the biggest in Rumawip category)
2. 20 storey building (not so high, compared to PandanMas 2, 40 storey building shocking.gif )
3. Location is very strategic, got option to use toll roads or not
4. Price is considerable good, RM300k, cannot find any apartment with the same price elsewhere in KL, even studio unit cost higher than RM300k
5. The design of the building looks like high-end project.

Con's of this project:
1. I heard that previously Taman Naga Emas residents oppose the development of new high-rise in the area.
2. The area reminds me of the rural area in Mantin (Nilai).
3. Leasehold unit (Difficult to find any freehold unit in KL with the same price)

Perhaps, some one can help me decide to buy or not to buy the project. I have about another week to think about this project.
icon_question.gif

This post has been edited by paktam: Feb 14 2016, 07:06 PM
paktam
post Feb 10 2016, 10:15 AM

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QUOTE(wykl @ Feb 10 2016, 11:00 AM)
Dont worry about the Con's of this project, bro.. The residents of Taman Naga Mas who previously opposing the project also buying now..

This area is deep in the Taman area so less cars noise and less pollution.. Just about 5 mins driving through the Taman and u will reach the Besraya highway or u can reach Seri Petaling.. Very convenience smile.gif

Its super hard to find Freehold property nowadays at KL area, it will be very expensive if u found one..  sweat.gif
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I somehow agree with you, perhaps those who previously oppose the project is the buyer of this Rumawip. sweat.gif
The area is quite rural...but with the future MRT2 station...it will become more urban...
paktam
post Feb 10 2016, 04:52 PM

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I hope I have enough time to get a loan...hopefully
paktam
post Feb 11 2016, 04:26 PM

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Anyone has managed to get bank loan to finance this project?
How much did you get?
paktam
post Feb 14 2016, 07:10 PM

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QUOTE(uncle08 @ Feb 10 2016, 08:39 PM)
Yes, my cousin yet to chop. I think she will get to wait for batch two already. Chop to prove your documents are true & prove "Bujang". Lol
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The purpose of the certified documents is because it is only allowable for husband & wife to apply once...if husband already applied, wife cannot apply Rumawip and vice versa...
Different from PR1MA, husband and wife can have separate application through the website...

This post has been edited by paktam: Feb 14 2016, 10:32 PM
paktam
post Feb 23 2016, 02:44 PM

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Luckily managed to pay 10% for booking, just went back from the office just now for unit selection...phew... sweat.gif
Next: To apply loan, that should be easy...

This post has been edited by paktam: Feb 23 2016, 02:46 PM
paktam
post Feb 23 2016, 03:21 PM

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QUOTE(PrincZe @ Feb 23 2016, 04:14 PM)
Still got a lot units left?
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Yup, based on my counting earlier, I can say, about less than 30 units available.
Mostly facing Swimming Pool.
paktam
post Feb 23 2016, 03:26 PM

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QUOTE(JB1225 @ Feb 23 2016, 04:20 PM)
Do anyone know which is the "main bank" who source this project? means entire of this project. as we find is those listed bank, suppose got 1 main bank who source to this project right?
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No idea. But there are list of panel bankers to finance the project.
Most of the panel bankers is in Bandar Sri Permaisuri area.

All the banks in the area knows Danau Lumayan very well since there are many project developed by Danau Lumayan in the area. (Suasana Lumayan, Lumayan Apartment, Astana Lumayan).
paktam
post Feb 23 2016, 03:27 PM

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QUOTE(kimirockz @ Feb 23 2016, 04:24 PM)
those facing KL view and BJ finished?
if left 30 units left, not bad..

which block u choose anyway?
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KL view all already finished. Bukit Jalil view got about 5 units left.
The others are facing swimming pool view.

I choose Bukit Jalil view.
What bout u?
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