If you have provided all the document stated in the form, it could be your BT or sudden surge in PB VS application.

I applied for Visa Signature on 5th July through the PB online submission. When I checked through the IVR, the status was "the application has been cancelled".

However, when I contacted the customer service, the officer told me that, the staff accidentally added another card type and therefore they cancelled the wrongly input card type.

I have a very bad feeling that my application will be rejected due to owning to many credit cards from other banks and I suspect the scenario was the management had declined my VS application and intended to issue me the platinum card.

previously I was in your shoes. assumed it was cancelled then I got a call to collect from nearest branch

P&C mean what?

Hopefully your scenario will apply to my case. Pray for the 6% rebate since Maybank had revised their 5% weekend rebate on Amex.

p&c = private & confidential

imo, banks are reluctant to disclose the rejection reasons to prevent ppl disputing their methodology/criteria/policies or comparing with other banks. so, hiding behind p&c is a "blanket" reason to stop customers from asking.

there are many reasons or combination of reasons (as shared above) to reject an application.

update here. hopefully good news

This post has been edited by janson_kaniaz: Jul 15 2015, 10:23 PM

can we collect family member's credit card with an authorisation letter?

i checked with hl cc officer before, BT surely will affect the application...it is counted in your debt..just like your house loan/car loan.. from HL approval department, debt to net income cannot be more than 65%, else will failed...
for example, if you got 7k loan to serve per month, your net income is 10k...means 70% already, system will reject, need to submit more income document to them, or submit fd..

mine also rejected by Public bank..they didnt even call or inform me, just receive letter like you...i am waiting for their call to ask me submit more document...
for HL, i was being rejected for first time, the officer sms me, ask for more document for second try, explain alot of thing to me also.

i also will reapply public bank VS soon, after most of the BT clear..

This post has been edited by red_scorpion: Jul 16 2015, 12:47 AM

Yea, I guess it could be either one of those or both.

My BT was a very small amount cause I was trying out 0% BT for the first time, but I guess it still has an effect towards the application. Another 5 more months until it clears. Have had no issues with applying CC with other banks. Maybe I'll reapply after I clear off the BT.

Better call the bank n ask as usually need ic n finger print verification

Called them today 603-21768000 to inquire about PBVS card application status.

The automated system requested me to check status using my IC number, however there was no record.
Called again, this time opted to talk to a customer service person. Quite pleasant and friendly.

By right after online application, we need to wait 2 weeks to call and check.
But she did a check and saw my details being loaded and under process.

Will call back in a week to see status.

BT could affect the application too?

i tend to believe so. a few others have suspected the same thing from other threads too

maybe i cant get aeon watami because of this
but i did get uob one and hong leong essential.

Any alternation solution to apply for the card if can't achieve the income requirement.

New places which gets 6% Rebate

• Caffe Bene - IOI Mall
• TGI Friday's - IOI Mall
• AliExpress.com
• MySale.my
• TGV Cinemas - iPay88

if you have any existing loans with pbb, you may try to apply even if your income does not meet rm100k. there are people who got it this way.

Want to contribute the places considered 6% rebate:
1. AEON Tmn Maluri Cheras (Super Market)
2. Jaya Grocer Cheras Sentral
3. U Mobile onlie portal payment
4. Mr Chizu @Leisure Mall
5. San Francisco Mid Valley

No such thing.

When I applied for the PB VS. I owned cards from Aeon, Maybank, uob, citibank, cimb.