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Credit Cards Public Bank Visa Signature v2, 6% Cashback On Grocery, Dining, Online

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cybpsych
post Jun 12 2015, 09:42 AM

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All Stars
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ronnie, noticed the T&C link in post #1 is dead smile.gif any new link?
cybpsych
post Jun 12 2015, 04:48 PM

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QUOTE(geekfiredog @ Jun 12 2015, 04:44 PM)
I thought OCBC TI first RM1000 online transaction still earns 1% cash back?
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the question was.... how to pay Indah Water bills online using credit cards?
cybpsych
post Jun 12 2015, 04:57 PM

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QUOTE(cybpsych @ Jun 6 2015, 12:22 PM)
user posted image

Get Free 2-in-1 Trolley Luggage Bag with Your New Public Bank Credit Card
1 June 2015 - 30 August 2015

More info: RinggitPlus | T&Cs | Revised T&Cs (12 June 2015)
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QUOTE(mcwong @ Jun 12 2015, 04:53 PM)
For promotion from ringgitplus:

Get Free 2-in-1 Trolley Luggage Bag with Your New Public Bank Credit Card
1 June 2015 - 30 August 2015

They change the T&C before i send my application  sad.gif

2.3. the following categories of persons shall not be considered as a
Cardmember and shall NOT be eligible for this Campaign:
2.3.1 persons who make an online application for an Public Credit Card
at Public Bank’s website.
2.3.2 existing Principal/Supplementary Cardholders of any Public Bank
Credit Card;

2.3.3 permanent and contract employees of Public Bank and Saving Plus
Sdn Bhd

yawn.gif
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yah wor vmad.gif

anyways, updated original post from v1. previous promo T&Cs still intact (for comparison).
cybpsych
post Jun 16 2015, 12:28 PM

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QUOTE(lexanoir @ Jun 16 2015, 11:49 AM)
thanks bro, cz last time i apply for mbb platinum and they rejected by giving reason of : no comitment on anything so bank think im risk
and now i just bought car, thus i scare same thing happen again

*my 2014 salary is just 60k , this year only increased to 80k
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wow, ur life must be easy-going smile.gif no commitment but earning 80k per annum tongue.gif j/k

anyways, 'too clean' financial loan/commitment records means banks cannot evaluate ur repayment capability. If u got some loans and been repaying it (or not), then banks will know/evaluate your affordability to repay the credit/loan.

since you've gotten a car (not fully paid by ca$h right?), then u could resubmit ur card application dy.
cybpsych
post Jun 17 2015, 09:02 PM

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RM 28 Cash Rebate via Automatic Fund Transfer [PBB | Form | T&Cs]

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cybpsych
post Jun 23 2015, 09:59 PM

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Riang Raya Spend & Win Contest with Visa! [PBB | T&Cs]
valid from now till 12 August 2015

Steps to participate:
 Spend RM80 in a single receipt with PB Visa Card at any Giant outlet.
 Answer 2 simple questions printed on receipt.
 Complete the entry form & attached with the proof of purchase.
 Drop the entry form into the contest box at Giant Customer Service Counter.

All payment must be made through PB Visa Credit / Debit Card during the stipulated
Contest Period at any Giant outlet.

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cybpsych
post Jun 25 2015, 09:43 AM

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QUOTE(Kelv @ Jun 25 2015, 09:37 AM)
If I apply at bank today, will get my cards before 30th June for the free Samsung phone  promo?
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read the T&Cs thoroughy and carefully.
cybpsych
post Jun 25 2015, 10:01 PM

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QUOTE(janson_kaniaz @ Jun 25 2015, 09:50 PM)
is this similar to milkadeal?
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yep smile.gif

visit the support topic @ https://forum.lowyat.net/topic/3605252
cybpsych
post Jul 1 2015, 09:38 AM

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QUOTE(taitianhin @ Jun 30 2015, 09:06 PM)
Dang,how to get this?
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campaign sudah ended yesterday.
cybpsych
post Jul 2 2015, 09:59 PM

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QUOTE(nahtanoj @ Jul 2 2015, 09:49 PM)
Personal Banking
Menu
Home  /  Announcements

inShare
zoom plus normal zoom minus
Announcements

New Features of Selected PB Cards
Dear Valued Cardmembers

Kindly be informed that effective 20 July 2015, the features of selected PB Credit Cards and Debit Cards will be revised. The tables below depict the affected cards:

Click here for PB Credit Cards
Click here for Public Islamic Bank Credit Card
Click here for PB Debit Cards

Please contact our PB Card Services at 03-2176 8000 or email at custsvc@publicbank.com.my  if you have any queries.

Thank you.

- 29 June 2015
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QUOTE(red_scorpion @ Jul 2 2015, 09:54 PM)
?? what features will be revised? link or pic pls....
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https://www.pbebank.com/Annoucements.aspx?qid=201#q201
cybpsych
post Jul 2 2015, 10:01 PM

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VS cashback cap at RM50 liao. 6% still on for dining, groceries, online transactions.

This post has been edited by cybpsych: Jul 2 2015, 10:02 PM
cybpsych
post Jul 3 2015, 07:22 PM

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Get More With PB Cards [ PBB | T&Cs | Application Form ]
1 July 2015 - 31 December 2015

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cybpsych
post Jul 5 2015, 09:12 AM

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QUOTE(kmed @ Jul 5 2015, 09:03 AM)
when is the default statement date?

is cash back based on spending from 1st till month end?
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based on statement/bill cycle, NOT calendar month
cybpsych
post Jul 7 2015, 03:53 PM

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cybpsych
post Jul 7 2015, 05:22 PM

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Enjoy the Green [ PBB | T&Cs ]

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cybpsych
post Jul 9 2015, 05:24 PM

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Public Bank Credit/Debit Cards: Visa payWave - 50% Cash Back at BookFest @ Malaysia 2015 [ PBB | T&Cs ]
11 July 2015 - 19 July 2015

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cybpsych
post Jul 10 2015, 08:03 PM

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QUOTE(kart @ Jul 10 2015, 04:42 PM)
Roughly how much is the total fee (admin charges & GST), calculated in term of the percentage of the bill amount?

Thus, we would know whether the cashback can offset this total fee.
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from POSonline... min. RM50 to use credit card + 2% admin fee.

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should be safe until tunggakan since i only pay every 3 bills or so (cuz i dont receive the hardcopy bill!)
cybpsych
post Jul 15 2015, 02:23 PM

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QUOTE(lee1234 @ Jul 15 2015, 01:41 PM)
May I know where to find the link for changing cashback RM60 to RM50?
I tried to find PB website but still shows RM60 in the product disclose sheet
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https://www.pbebank.com/pdf/features_credit.aspx
cybpsych
post Jul 15 2015, 05:18 PM

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QUOTE(kremlin @ Jul 9 2015, 11:49 AM)
Just called CS and switch to RM50 cashback depends on your statement date. If your statement date is before 21st July, you will get RM60 CB for the very last time.

However, if your statement is after 21st July (mine is 28th July), the new Rm50 CB applies mad.gif
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QUOTE(lee1234 @ Jul 15 2015, 05:13 PM)
my statement date on 7th... so this month i should get RM60 or RM50  unsure.gif
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cybpsych
post Jul 15 2015, 10:19 PM

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QUOTE(karcity @ Jul 15 2015, 10:13 PM)
P&C mean what?
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p&c = private & confidential

imo, banks are reluctant to disclose the rejection reasons to prevent ppl disputing their methodology/criteria/policies or comparing with other banks. so, hiding behind p&c is a "blanket" reason to stop customers from asking.

there are many reasons or combination of reasons (as shared above) to reject an application.

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