I applied for Visa Signature on 5th July through the PB online submission. When I checked through the IVR, the status was "the application has been cancelled".

However, when I contacted the customer service, the officer told me that, the staff accidentally added another card type and therefore they cancelled the wrongly input card type.

I have a very bad feeling that my application will be rejected due to owning to many credit cards from other banks and I suspect the scenario was the management had declined my VS application and intended to issue me the platinum card.

Hopefully your scenario will apply to my case. Pray for the 6% rebate since Maybank had revised their 5% weekend rebate on Amex.

Opps. I had a wrong impression that the total credit limit affects the credit card application success rate.

I have a bad feeling that my PB VS will be rejected because I am holding too many bank cards, Maybank 2 card platinum, CIMB WMC, Hong Leong Bank VI (and Mach by HLB VS) and ambank WMC (newly approved).

PB may consider I am a high risk applicant for having high credit limit with not so high income :-(

This post has been edited by Parasite85: Jul 16 2015, 05:58 PM

The card has just been approved. Yahoooo~~

I have zero debt, no outstanding of credit card, no housing and car loan. All were provided by parents.

I normally request the bank to reduce my credit limit to 3 to 10K when I received my card because
I feel insecure to hold credit card with high credit limit.

Maybank 2 card platinum Visa = 3 K (reduced from 15 K)
CIMB World Mastercard = 10 K (reduced from 30 K)
Mach by Hong Leong Visa Signature and VI = 10 K (reduced from 20 K)
AmBank World Mastercard = 30 K (newly approved, will request to reduce the C.L. to 5 K upon receiving the card).
Public Bank Visa Signature = 30 K (newly approved, will request to reduce the C.L. to 5 K upon receiving the card).

My ideal total credit limit is 25 K for all cards.

Maybank - cancel it since no more attractive 5% cash back
CIMB - further reduce the C.L. to 5 K if allowed by the cs.
Mach - cancel it since the cs refuse to decrease further my C.L.
Ambank and Public bank - would try to request to reduce the C.L. to 5 K each.

Honestly speaking, I have no idea why many ppl opt to get a higher credit limit which exposes yourself
to a higher risk of credit card fraud case. Any advice?

This post has been edited by Parasite85: Jul 21 2015, 02:28 PM

I agree with you. Just received the card this morning and It is quite ugly :-(