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Credit Cards Public Bank Visa Signature v2, 6% Cashback On Grocery, Dining, Online
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mamamia
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Jul 14 2015, 11:21 PM
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QUOTE(karcity @ Jul 14 2015, 11:03 PM) I applied via ringgit plus as well. Immediately I received email from RP. It was stated PBB will email within 2 business day. But it never happen. So I re-email RP again. Then I was reassure PBB will contact me. I received email from PBB on day 5. May I know within how long will I receive the card after I submit documents to PBB?? It took me almost 1 month. Last Thursday only they approved my application.
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lee1234
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Jul 15 2015, 12:05 AM
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Getting Started

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QUOTE(chris008 @ Jul 13 2015, 12:13 PM) did anyone try the uob payonline.com.my to pay TNB and get 12% cash back ? why 12%? i tot it should be only 6% based on the info in first page. "online trasaction" acceptance list.
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Human Nature
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Jul 15 2015, 12:08 AM
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QUOTE(lee1234 @ Jul 15 2015, 12:05 AM) why 12%? i tot it should be only 6% based on the info in first page. "online trasaction" acceptance list. he is referring to the 12% weekly bonanza, a promotion
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lee1234
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Jul 15 2015, 12:10 AM
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Getting Started

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QUOTE(ronnie @ Jul 10 2015, 10:47 AM) That's correct... fall under next statement date. Thanks  finally got my new VS card today spent two transaction online, UOB payonline and agoda. But...Agoda is not shown in the first page online transaction list
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BeastX
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Jul 15 2015, 07:24 AM
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This maybe trivial/elementary... but I'm not familiar to PB's SOP.... when I made my statement payment by IBG, I keyed in 1 cent less than the full payment... This should not have any adverse effect right? Interest?? etc...
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TSronnie
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Jul 15 2015, 10:07 AM
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QUOTE(BeastX @ Jul 15 2015, 07:24 AM) This maybe trivial/elementary... but I'm not familiar to PB's SOP.... when I made my statement payment by IBG, I keyed in 1 cent less than the full payment... This should not have any adverse effect right? Interest?? etc... You be charged interest on the "overdue" RM0.01 ... which is negligible.
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Human Nature
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Jul 15 2015, 10:53 AM
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QUOTE(lee1234 @ Jul 15 2015, 12:10 AM) Thanks  finally got my new VS card today spent two transaction online, UOB payonline and agoda. But...Agoda is not shown in the first page online transaction list  agoda is included
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lee1234
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Jul 15 2015, 01:30 PM
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Getting Started

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QUOTE(Human Nature @ Jul 15 2015, 10:53 AM) thanks
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lee1234
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Jul 15 2015, 01:41 PM
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Getting Started

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May I know where to find the link for changing cashback RM60 to RM50? I tried to find PB website but still shows RM60 in the product disclose sheet
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cybpsych
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Jul 15 2015, 02:23 PM
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QUOTE(lee1234 @ Jul 15 2015, 01:41 PM) May I know where to find the link for changing cashback RM60 to RM50? I tried to find PB website but still shows RM60 in the product disclose sheet https://www.pbebank.com/pdf/features_credit.aspx
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jutamind
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Jul 15 2015, 04:52 PM
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Does anyone has 4 credit cards or more at the time when apply for this cc and successfully get the card?
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kremlin
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Jul 15 2015, 04:59 PM
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QUOTE(jutamind @ Jul 15 2015, 04:52 PM) Does anyone has 4 credit cards or more at the time when apply for this cc and successfully get the card? Me
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lee1234
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Jul 15 2015, 05:07 PM
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Getting Started

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QUOTE(jutamind @ Jul 15 2015, 04:52 PM) Does anyone has 4 credit cards or more at the time when apply for this cc and successfully get the card? me
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lee1234
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Jul 15 2015, 05:13 PM
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Getting Started

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QUOTE(cybpsych @ Jul 15 2015, 02:23 PM) my statement date on 7th... so this month i should get RM60 or RM50
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cybpsych
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Jul 15 2015, 05:18 PM
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QUOTE(kremlin @ Jul 9 2015, 11:49 AM) Just called CS and switch to RM50 cashback depends on your statement date. If your statement date is before 21st July, you will get RM60 CB for the very last time. However, if your statement is after 21st July (mine is 28th July), the new Rm50 CB applies  QUOTE(lee1234 @ Jul 15 2015, 05:13 PM) my statement date on 7th... so this month i should get RM60 or RM50 
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sms2u
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Jul 15 2015, 05:32 PM
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QUOTE(jutamind @ Jul 15 2015, 04:52 PM) Does anyone has 4 credit cards or more at the time when apply for this cc and successfully get the card? There are many people have more than 4 credit cards out there. The credit card application approve or reject depend on many factor and no just how many credit card on the applicant have. It is depend to many factors as some listed below (different bank have differect factor) - DSR - income - debt - how many credit card or how many bank credit card - outstanding credit card amount - prompt payment or late payment for credit card - CTOS / CRISS
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munkeyflo
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Jul 15 2015, 05:47 PM
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Blooop bloop bloop
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QUOTE(sms2u @ Jul 15 2015, 05:32 PM) There are many people have more than 4 credit cards out there. The credit card application approve or reject depend on many factor and no just how many credit card on the applicant have. It is depend to many factors as some listed below (different bank have differect factor) - DSR - income - debt - how many credit card or how many bank credit card - outstanding credit card amount - prompt payment or late payment for credit card - CTOS / CRISS Can I call their hotline to find out the reason for it being rejected? I just receive letter stating that my application has been rejected (applied on 2/7). Income requirement pass, no debts, 3 banks CCs no outstanding and prompt payment without fail. Do you know if having a BT done has any effect?
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joylay83
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Jul 15 2015, 05:55 PM
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QUOTE(munkeyflo @ Jul 15 2015, 05:47 PM) Can I call their hotline to find out the reason for it being rejected? I just receive letter stating that my application has been rejected (applied on 2/7). Income requirement pass, no debts, 3 banks CCs no outstanding and prompt payment without fail. Do you know if having a BT done has any effect? ya just call them and ask. they will let you know. usually its due to missing documents. just submit it and then they will proceed. mbb also. only OCBC is the stupid one that will tell you "the reason why your credit card application is rejected is confidential to the bank"
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munkeyflo
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Jul 15 2015, 06:20 PM
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Blooop bloop bloop
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QUOTE(joylay83 @ Jul 15 2015, 05:55 PM) ya just call them and ask. they will let you know. usually its due to missing documents. just submit it and then they will proceed. mbb also. only OCBC is the stupid one that will tell you "the reason why your credit card application is rejected is confidential to the bank"  Just called them. They say the reason for rejection is P&C. The guy say usually it's insufficient documents or P&C and mine is P&C. 3 months later only can reapply. Wtf.
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