... very good rate ... wondering to myself any special condition attached to get this rate? ... ...

BR promo till end of June. Min 25k. Only thing is BR no PIDM. I am OK with it while others may not.

This post has been edited by bbgoat: Jun 13 2015, 04:49 PM

... thanks ... didn't know about the promo and I thought it is their board rate instead ... guess they are going for short term player with big funds ... ...

Hi, anyone knows the CIMB 3 months 3.9% Fixed deposit min RM50k can be put without opening CIMB account?
And if I have maybank & I withdraw the funds & how to deposit at CIMB fixed deposit ar? Is it can use Banker's cheque?

Hi, is cimb's unfixed deposit promotion still going around?

I got around another 10k to put for this cycle, don't know where to move it to this time around.

Any good promo for that amount above?

you need minimum RM50k to qualified for this cycle
CIMB

Banks offer FD promotion with gud rates subject to fresh Funds
Lets say if I issue a cheq from Maybank branch A n goes to Maybank branch B for FD placement, is tis consider fresh Funds?

No.
Fresh fund =
(i) cheque from another bank
(ii) IBG/IBFT from another bank into the bank which you intend to put FD. Some banks don't see this as fresh funds.

Is Affin bank accept IBG from another bank as fresh fund?
Plan to put on affin 4.3% fd ...

on safe side, better to use cheque from other banks

I think we should have a list on front page banks which accept IBG/IBFT as fresh funds.

This post has been edited by Ramjade: Jun 14 2015, 09:55 PM

Thanks for advise.
Personal cheque or banker's cheque better?
I m still new to join this fd stuff.

This post has been edited by distributor: Jun 14 2015, 11:10 PM

Good idea !!!

banker's cheque

Both oso can
I wud advise own cheq coz charges is cheaper

Is Affin 4.33% for 15 months conventional or islamic FD?

Conventional

I'm going to go for RHB step-up promo.
Was wondering, if the OPR does go down, will the rate for subsequent month be revised since it is a step up FD where they have different interest rate for different months.
Or would it be safer to just go for those non-step up, one rate kind of FD?

Thank you.

I placed this RHB FD in less than 3 months ago.
According to RHB, those interest rates will not be changed even if the OPR goes up or down.

RHB gave me a thin FD cert and printed the first 3 month's profit (3.30%) on it.

I can go back to RHB branch to renew the next interest rate on a new FD cert when each step-up tenure
becomes mature; but if I don't go back to renew my FD cert, that is fine also, because the next FD interest
rates will auto renew to my FD account in RHB system.

This FD can only withdraw upon maturity, it means 1 year later...

You can try to ask for gift.. RHB gave me 2 plastic mugs only....