Well if interest goes down, that is bad choice as one only gets high interest for the first 3 months. After that one gets lower interest than lock in for 12-15 months.

I rather lock in at higher rates for longer time than at higher rates for shorter time

I also planning to do FD..currently how much HSBC FD rate ? The ocbc of offer 4.4%

ambank and RHb offering FD + trust upto 6 to 7 % return.

CIMB just text that FD + trust 3 months get 8%. any catch ?

Hi, is cimb's unfixed deposit promotion still going around?

I got around another 10k to put for this cycle, don't know where to move it to this time around.

Any good promo for that amount above?

Hi, anyone knows the CIMB 3 months 3.9% Fixed deposit min RM50k can be put without opening CIMB savings account?
And if I have maybank & I withdraw the funds & how to deposit at CIMB fixed deposit ar? Is it can use Banker's cheque? I banker's cheque charge how much ar?

When the FD matures, you can request to put the FD's money (withdraw FD), and saving account's money (close
saving account) on a banker's check.

Actually it is a current account, not saving account. The minimum balance in current account is RM 5.00.

If your FD deposit is less than RM 30K, a monthly charge RM 10 will apply.

Hope this helps..

Met a banker from Bank of China (BoC) today
BoC offers 11 mths FD @ 3.80% pa plus free 1 unit of BoC Propitious Gold Coin weight 3g
Min sum is RM250k
Is tis FD promotion gud?

I visit HSBS only when they have an attractive FD promo...

I was not aware that I could use FD to pledge for HSBC credit card.... 
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Bro which branch u went to open ?
Along sultan ismail.one ???

guess you're the lucky winner 

Received a call from pbb setapak branch. They told me this coming Saturday they are having some sort of appreciation event and is offering 4.38% 12m fd promo. No casa requirement and min fund only 10.  Anyone get similar offer from other branch ?

Lol I shared on that previously and even placed twice fd for this promo but didn't think of it

I actually arrived at HSBC at 11am and did not have to wait for my turn, as there were not many customers tat time.
I was there with my wife and we planned to open 3 a/c (2 individual + 1 joint).
The bank officer told me that need about 15mins to open 1 advance a/c, which shud take about total 45mins!
Since already there and dowan to waste effort, no choice lor... continue to apply...
Worst thing was the officer screwed up the first attempt.. he said don't know why the system rejected application.
So, he advised us go for lunch first while he continue processing the application. 

Return after lunch about 12.30pm, sign and there, ding dong ding dong then hafta go to counter bank in monies, then go another counter to process FD..... By the time got certs, already 2pm....

Regarding the umbrella, no... they didn't give any.. I asked for free gift, they say don't have... 
Managed to salvage the banana flavoured "Minions" tic-tac though. 

Lesson learnt: Before take up any promo FD, better also consider the time wasted to open new a/c (if don't have one).
Sadly so far, personally never heard of any good remarks of HSBC (sorry if offended any bros loyal to HSBC)... That day, really tasted the medicine.
Nevertheless at least the consolation is that I get 5%! hehe  I hope no problems in my next visit when closing a/c after maturity date.

This is interesting. From what I understand from the T&C, looks like there is no hidden agenda.

Account balance refers to the balance at the end of every month and the interest will be credited monthly?

Assuming I bank transfer 10000 to the account now,  I stand to obtain RM33.33 at the end of this month and after 6 months (31 Dec 2015), it will be compounded to a total of RM10201.67?

FYI, open OCBC e-SmartSavers Account from now until 30 September 2015 and you'll receive a special interest rate of 4.00% p.a. on account balances until 31 December 2015.

Just need to deposit minimum of RM50 monthly to enjoy this rate.

Read more here and here.
Too bad, existing SmartSavers account holder not eligible to open e-SmartSavers account 

Updated T&C:

7) I am holding a SmartSavers account. Can I open this e-SmartSavers account?
Yes, you can apply for it online.

For this OCBC e-SmartSavers Account:

I would know whether the following is correct or not.

July 2015: Activate the account by depositing RM 1000. Get 4 % interest per annum on the account balance.

August 2015. Deposit RM 50. Make a withdrawal. The interest is now  0.5 % interest per annum on the account balance.

September 2015: Deposit RM 50, and does not withdraw. The interest is reverted to 4 % interest per annum on the account balance.

HI uncle Boom,

Currently i just have basic saving account for HSBC? any requirement to upgrade my saving account to HSBC advance in order
to place the FD account.