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 Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3

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ONGEDWIN
post Jun 14 2015, 11:45 AM

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Hi, anyone knows the CIMB 3 months 3.9% Fixed deposit min RM50k can be put without opening CIMB account?
And if I have maybank & I withdraw the funds & how to deposit at CIMB fixed deposit ar? Is it can use Banker's cheque?
ONGEDWIN
post Jun 15 2015, 11:38 AM

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Hi, anyone knows the CIMB 3 months 3.9% Fixed deposit min RM50k can be put without opening CIMB savings account?
And if I have maybank & I withdraw the funds & how to deposit at CIMB fixed deposit ar? Is it can use Banker's cheque? I banker's cheque charge how much ar?
ONGEDWIN
post Jun 15 2015, 11:58 AM

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QUOTE(cklimm @ Jun 15 2015, 11:42 AM)
you can open one without savings account; yes you can use banker cheque, it will cost you RM5.98
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Oh I see, thank you very much for your reply smile.gif
ONGEDWIN
post Jun 16 2015, 08:25 PM

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QUOTE(cklimm @ Jun 16 2015, 07:48 PM)
Public Bank FD rush
3month 3.93%pa, min 20k
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Need to open any savings account?
ONGEDWIN
post Jun 17 2015, 07:33 PM

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Sorry noob question here, 1st time fixed deposit user here, what is per annum means?
For CIMB latest fixed deposit 3.9% 3 months thingy, it stated 3.9% 3 months per annum.
So eg: if I put RM50k in it for 3 months, after 3 months I would get extra of 50x0.039= RM1950 right?
And after 3 months I can withdraw all of it out right?
ONGEDWIN
post Jun 17 2015, 07:44 PM

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QUOTE(Ramjade @ Jun 17 2015, 07:38 PM)
RM50k x 0.039 x 3 /12 = RM487.5 after 3 months  icon_rolleyes.gif
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Oh I see, understand now d biggrin.gif
ONGEDWIN
post Jun 23 2015, 06:49 AM

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Sorry to ask a noob question here, anyone knows if I have a Maybank bank draft/banker's cheque and take to CIMB to use as fresh funds for CIMB 3.9% 3 months fixed deposit, will the Maybank bank draft/banker's cheque need 3 working days to clear?
ONGEDWIN
post Jun 23 2015, 09:06 AM

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QUOTE(wil-i-am @ Jun 23 2015, 08:20 AM)
CIMB will accept the cheq as good faith n issue a FD cert on the spot
Thus, dun worry on clearing
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Oh I see, thank you very much for info smile.gif
ONGEDWIN
post Jun 23 2015, 12:17 PM

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QUOTE(MGM @ Jun 23 2015, 09:44 AM)
And FD will be effective same day. rclxms.gif
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Oh, good biggrin.gif biggrin.gif biggrin.gif
ONGEDWIN
post Sep 3 2015, 04:56 PM

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QUOTE(BoomChaCha @ Sep 3 2015, 02:33 PM)
OCBC Smart Saver Deal for 3 months: 50%:50% ratio of fund
4.8% + 3.05% (if top-up at least RM 1K to Smart Saver every month for 3 months) = 7.85% / 2 = 3.92% effective rate

VS

(1) CIMB 3 months 3.95% --- by Vincent9696 on Aug 22
(2) RHB 3 months 3.85%
(3) UOB 3 months 3.85% --- by Nom-el on 3 September

I think I would rather go for CIMB..  hmm.gif 
But if have some/extra money to top-up each month, then OCBC is better...
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Is the CIMB 3 months 3.95% real? No one mentioned about it's T&C? Need CASA Or not? etc..? No one post any proof?
ONGEDWIN
post Sep 23 2015, 03:44 PM

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QUOTE(chrislee9838 @ Sep 23 2015, 02:56 PM)
CIMB 1 Month FD    3.70%
          3 Month FD    4.00%
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Wow! Need fresh funds? Need CASA? Got any snap shot photo about this promo? Can't find in their website. unsure.gif
ONGEDWIN
post Sep 23 2015, 07:05 PM

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QUOTE(chrislee9838 @ Sep 23 2015, 06:40 PM)
Fresh Fund and Need CASA to credit interest

BTW CIMB ISLAMIC 1 Month 3.75%

Go to counter and ask
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Oh I see, thanks for info! smile.gif

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