Only for new customer for HSBC.

Good. Hope to hear from you. But based from forum members opinion, they said the promo rates is based on opr interest. So if opr decrease, promo rates will either remain the same or decrease.

Personal cheque or banker's check better?

Is Affin 4.33% for 15 months conventional or islamic FD?

Sorry for asking a noob question. May i know what is the meaning of effective rates?

thanks man.

I went for the RHB FD ASNB bundle today. The officer recommended that I go for funds like RHB OSK or new ones after the FD matures. She said Singapore investment will be more stable compared to local funds. Is that true?

Should i go for RHB OSK,Public mutual or Kenanga? or any other suggestions for a low- medium risk investment?

Sorry, I'm still new to these things and am a slow learner, hope some sifus can teach me a thing or two.

Thanks

can someone explain in greater detail what does fresh fund typically mean? lets say i have 2 bank accounts - mbb and uob. i do an online transfer of $ from mbb to uob and get uob to issue me a banker's cheque and which i go present to mbb. all this done in a span of 3 days. will mbb consider it as fresh fund or certain amount of time needs to lapse first? if so, how long usually?

does it make a difference if instead of banker's cheque - i re-transfer online to maybank after a week from uob. and then go to counter to use it as fresh fund for fd placement. would this also work?

thanks!

Wait. So if I ibg from.bank A to bank B then ibft back to bank A, does that count as fresh funds?

Who knows bank A got better deal than bank B and one does not want to use banker's cheque or cash. So one needs to transfer money back to bank A so it is "fresh funds"

By using cheque, it cost about Rm5/cheque. Why pay Rm5 if RM0.50 for ibft can do the job?

is RENTAS same as IBFT ?

I would say stick with Islamic is a better bet as Islamic normally better rates.

Yes, per the T & C. 

he more like davinz18