I'm going to go for RHB step-up promo.
Was wondering, if the OPR does go down, will the rate for subsequent month be revised since it is a step up FD where they have different interest rate for different months.
Or would it be safer to just go for those non-step up, one rate kind of FD?

I called them and still available wor

My SCB 15 months 4.5 interest is not credited to my account after 6 months. How do you all get it? I do not have any RM

Just placed my eggs in RHB. I actually banked in using a RHB cheque and there was no questions asked...so I guess their definition of fresh fund is pretty much 'flexible'.

I didn't transfer directly from my savings account. The RHB cheque was issued by another person and I placed FD under my name.

This post has been edited by kyenli: Aug 18 2015, 09:17 PM

Adoi. Why your RM layan but this is the reply I got from my complaint letter to them. Why different standard?


Dear XXX,

Thank you for your message dated 13th August 2015 with regards to the FD.

Please be advised that the Interest will only be credited on the 15th month upon renewal.

We hope the above clarifies.

Should you require further assistance, you may contact us via our 24-hour customer service line at 1300 888 888 or 03-7711 8888.

We are pleased to be of service.

Thank you for banking with us, and have a pleasant day.

Warm regards,
Latha Maleni Kanniasen
Standard Chartered Bank Malaysia

Mine is (2) Renew principal at prevailing rate for same term, credit interest to same currency account number . Is there a difference arr? What's yours?
Small potato they don't want to layan me haha.