Just got my latest statement for Visa Plat and saw annual fee of Rm240 was charged.

Call them up and asked for a waiver they checked my payment pattern all was on time and was told it will be waived

But, do you need to pay first and then they will reimburse the amount?

Received a suspicious call from this number 03-20599988 offering supp card. Broken English. I straight away say no needed thank you and hang up.

HSBC AEON 8% Cash Back Campaign [ HSBC | T&Cs ]
24 July 2015 - 31 December 2015

Today, stand to get 8% Cash Back at AEON Stores & Pasar Raya Maxvalu.

Promotion period from 24 July 2015 – 31 December 2015.
The 8% cash back is to be given to Eligible Cardholders for minimum spend of RM250 in a single receipt (recognised via Merchant Category Group (Departmental & Grocery only) in HSBC’s system) every Friday till Sunday on any Participating HSBC Bank/HSBC Amanah Credit Card/-i at participating AEON Stores & Pasar Raya Maxvalu (excluding AEON Mall/Shopping Centre tenants and AEON Wellness ) subject to availability.
There is a maximum of RM39,000 Cash Back to be given out per Participating Week, making it a total of RM897,000 Cash Back under this Promotion and capped at maximum of RM30 per Eligible Cardholder, per calendar month, on a first come, first served basis.

So maximum just spend RM375

Buy jusco voucher?

any great advantage of this bank?

used to hold a HSBC Amanah Platinium when i fresh graduated..but cancel it as i rarely use the card.

saw there is 8% rebate on weekend spending above RM2K and the rest is 0.3?

Any offer like Apple TV or etc gift for new applicant?

Thanks

current ringgitplus promo is apple tv

You have to read carefully about the 8% rebate T&C. The cash back is not guarantee and it has RM50/RM100 capping so you don't actually get 8% on every thing you spend.

This post has been edited by kyle_kl: Jul 26 2015, 07:03 PM

Yeah...I saw this, but the validity is until end of this month....upon approval..not application right

Thanks for remind. I do saw some requirement to entitle for the 8% cash back...capping is not a issue as long as can get cash back

Under both groceries and departmental MCC codes...

if buy from AEON MID VALLEY... 8x points (existing promo) + 8%...
but very troublesome... need to pay car park+petrol...

This post has been edited by propusers: Jul 27 2015, 01:09 PM

Actually capping is very important if you want to maximize your cashback.

However, if you prefer to 'as long as got cash back' then yes, go ahead. M-Power is quite uncomplicated, just use it, if you are more than 2k you'll get 8% (on the particular category spend), otherwise its 3%.

For some (most?) of us, we want cashback on all spending, or alternatively to maximize cashback, then a bit more work to do.

Don't forget there is a maximum cash back for this program. Even you do the work to maximize the cash back, you still don't know whether the cash back is still available.

12. The maximum Cash Back on Petrol, Groceries and Dining is capped at RM4,000,000 throughout the
Programme Period and will be awarded/given out on a first come, first served basis.

Received call from HSBC for Cash Installment Plan.......if accept the offer, CL will increase a lot!!!

What for you need high CL??

My business needs cash flow, sometimes cash out or BT from credit card (compare to personal loan or business loan) is lower interest rate and faster approval. It is just my two cents opinion.

This post has been edited by psiloveu: Jul 27 2015, 03:56 PM

Cash Installment interest not high meh?

I didn't know that. Luckily I'm not using this card as primary, since I hardly use Dining I just use Ikhwan for petrol.

i think HSBC CC is a Cheapo giving out higher Credit.. xx month ago i apply... CIMB/Rakyat/HSBC (yes i have history CC CIMB pay off and cut it.. NO Gatal balik.. see all friend just swipe.. so i feel like wanna swipe too)

End of Week i receive CIMB/HSBC | Rakyat take 3 week.. i dunno why..

What i get?

all Platinum Rakyat/CIMB i get Credit RM20K meanwhile HSBC just RM14K... Wtf.. when i call they say that decision was made by higher management base on my current financial status.. and i ask why other CC i apply i got same Credit amount.. they give me same answer with different tone.. x