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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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LostAndFound
post Jan 29 2015, 04:09 PM

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Sorry for repeat question, but searching around there doesn't seem to be a limit T&C for the huawei tablet promo from ringgit plus. Anyone knows any different?

Also, if I apply for the card, swipe once (offset GST) then cut it after receive tablet no cost to me right?

Or I could spend the additional RM1500 to get 13% cash back and then cut? Because this card can't fight my Maybank2Kard.
LostAndFound
post Jan 31 2015, 10:01 PM

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QUOTE(sms2u @ Jan 31 2015, 11:43 AM)
T&C is here https://media.ringgitplus.com/creatives/1f2...68_campaign.pdf

How can u get 13% cash back when spend RM1500?
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You spend RM1500 you get back RM200 (new first time card only, within first 45 days). 200/1500 = 0.1333

Actually, if I apply the cashback cards and spend RM1500 on the petrol, grocery, dining on weekend I can get 18.33% =p
LostAndFound
post Mar 15 2015, 11:14 PM

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I don't have =(

Anyway a question for those who have been using this card, when is the cash-back credited? My first statement shows "cash-back RM4.xx" but in the list of transactions don't show it. So my amount owed is RM XXXX, doesn't seem to deduct cash back amount. Furthermore, I spent over RM2k and so should be getting 8% cashback for grocery spending, which would be much more than RM4.

Not sure how it works, anyone can enlighten me?
LostAndFound
post Mar 16 2015, 09:10 AM

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QUOTE(fly126 @ Mar 16 2015, 01:19 AM)
the CB of the 1st Statement are Credited back to Your Account on/after the Due Date of Your 1st Statement & the 5 / 8% Weekends for Dinning, Petrol, Groceries Spend CB will Credit back within 4-6 Weeks later... nod.gif
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Okay thanks! So if my due date is 31st of this month, I'll get the CB (I assume this is the 0.x% cash back) at that date and the wait another month or so for the 8%?
LostAndFound
post Apr 10 2015, 04:58 PM

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QUOTE(dhartini @ Apr 10 2015, 04:49 PM)
anyone have receive RM200 cashback if spent rm2500 or taking BT & welcome bonus rm50? i have not receive anything. call the customer service, they say they will open case, but not sure about it  sad.gif  yawn.gif
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I also waiting for that. When you applied?
LostAndFound
post Apr 24 2015, 12:02 PM

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QUOTE(Sirius @ Apr 24 2015, 11:34 AM)
How this work? last night (after 12am) I tried enter my HSBC card in checkout page. After I enter my card number, CCV..etc. but the price still same so i didnt click 'process payment'. When it will show the price with 10% off? Anyone tried before?

Thanks
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You sure the item you selected is within 'selected items'? All Lazada offers I did before either auto-update (Mastercard promo) the price shown just before process payment or give you a code to add in the box above the 'process payment' button.
LostAndFound
post Jul 5 2015, 12:45 AM

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QUOTE(karcity @ Jul 4 2015, 05:31 PM)
Never won any gift from HSBC over past 2 years. I think it is very difficult to win this as well. I won't join for this time. Anyone won from HSBC before?
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Top 20 spenders, good luck with that. One time rich fella buy a ring or luxury watch finish everything. I think Dato Lee won a Maybank credit card thing like that before, by buying a sports car. You really wanna 'join' this sort?
LostAndFound
post Jul 27 2015, 02:27 PM

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QUOTE(MiKE7LIM @ Jul 26 2015, 07:59 PM)
Thanks for remind. I do saw some  requirement to entitle for the 8% cash back...capping is not a issue as long as can get cash back flex.gif
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Actually capping is very important if you want to maximize your cashback.

However, if you prefer to 'as long as got cash back' then yes, go ahead. M-Power is quite uncomplicated, just use it, if you are more than 2k you'll get 8% (on the particular category spend), otherwise its 3%.

For some (most?) of us, we want cashback on all spending, or alternatively to maximize cashback, then a bit more work to do.
LostAndFound
post Jul 27 2015, 05:02 PM

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QUOTE(kyle_kl @ Jul 27 2015, 02:54 PM)
Don't forget there is a maximum cash back for this program. Even you do the work to maximize the cash back, you still don't know whether the cash back is still available.  sweat.gif

12. The maximum Cash Back on Petrol, Groceries and Dining is capped at RM4,000,000 throughout the
Programme Period and will be awarded/given out on a first come, first served basis.
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I didn't know that. Luckily I'm not using this card as primary, since I hardly use Dining I just use Ikhwan for petrol.
LostAndFound
post Jul 28 2015, 06:40 AM

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QUOTE(Unseen83 @ Jul 28 2015, 02:38 AM)
wow RM5oK credit..  how old are you ?  how long you been working/ Gov or Private LTd?  how many CC u own (maybe this happen as i apply 3 CC same time)? or they been racist to Malay ME..  mad.gif

hmm.gif  i  gonna call up  CC ask them(later)... this is sux to be me.. getting Low CL and Tag Platinum...  vmad.gif
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Really? This thing also need to call racist?

I've got 10k CL on each of my Maybank platinum cards. 6K on my (former) OCBC Titanium. My HSBC got 20k CL. Should I go complain to OCBC or Maybank?

Dunno why you upset also, you want high CL just for nama? As if anyone else will know your CL unless you tell them.
LostAndFound
post Jul 30 2015, 03:42 AM

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QUOTE(powerkickers @ Jul 29 2015, 11:33 PM)
Anyone receive huawei tablet from ringgitplus? I called and they told me no stock till early of Aug. Is this true???
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I received months back when they first came out the promo. Probably by now stock run out, as I received was maybe beginning of the year or something.
LostAndFound
post Oct 26 2015, 06:32 AM

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RM0.00 HSBC Amanah Credit Card-i: Stand to get up to RM120CASHBACK. Just swipe 3 times in a week (min RM50/swipe) SMS 
B4 to join.T&C@ www.hsbcamanah.com.my/fa

Have not seen this mentioned here. I looked at TNC and it mentioned not valid for insurance or utility, which is sad because I want to use to pay my TNB. anyone got experience?

Also not sure if this promo hangat and always finish in first few days of the week. Surprised no one mentioned it here yet when it's been since September (I only got this sms yesterday)
LostAndFound
post Nov 1 2015, 11:25 PM

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RM20 for 3xRM50 spend. Effectively up to 13% cash back. Not too shabby, especially if the spend is in the categories (like my mPower already gives 2% for petrol etc.).

Of course, if one of your swipes is much more than RM50 then not really that worth it from a percentage POV.
LostAndFound
post Nov 5 2015, 07:56 AM

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QUOTE(onlinepaycheck @ Nov 4 2015, 01:47 PM)
Stand to get RM10* when you sign up for e-mail statement for your credit card(s) before 31 December 2015

How it works

Step 1:
Update your email address
Website
By filling in the required fields on the GoGreen form and agree on the Personal Data Protection Act 2010 (PDPA), Notice to Customers, privacy and security statement and the Terms and Conditions of HSBC GoGreen Promotion
HSBC will call you to verify your email address and confirm on your participation in the HSBC GoGreen Promotion

Step 2:
Be rewarded

First 4,000 cardholders
for November 2015 and December 2015 respectively who successfully opt in for email statement will be rewarded with RM10* to your HSBC Credit Card account

https://www.apps.asiapacific.hsbc.com/1/2/m...PWS_MAIN_GGREEN
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Thanks for sharing! Signed up.
LostAndFound
post Nov 18 2015, 07:45 AM

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QUOTE(kockroach @ Nov 17 2015, 10:31 PM)
next time all the credit card company can promote 50% cash back, subjected to quota of 10 each day.
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And you will see people lining up to pump petrol 12 midnight =)
LostAndFound
post Nov 22 2015, 03:27 AM

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QUOTE(tungfunglaw @ Nov 21 2015, 09:04 PM)
My balance is RM107 only after 14Nov but i was still charge with 1.5% based previous usage (rm837) which has been paid 85%. It's like being robbed in broad daylight. Lodged a complaint liao anyway.
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I believe T&C for late payment is that they start counting from bill date if you miss payment date. Something along those lines.

Of course safest is always pay on time, otherwise none of the card's benefits are really worth it.

That being said, hope your complaint can get some back =)
LostAndFound
post Nov 29 2015, 04:20 AM

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QUOTE(karcity @ Nov 29 2015, 02:28 AM)
2.5% is consider good for me. Any other cc give us 2.5% rebates on all spending? I can be only think of watami card.
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How is this 2.5% for all spending? You have to have certain amount of in-category spending.

Same like saying that if I use my Maybank Ikhwan to spend RM1000 for petrol (earn RM50) and then spend RM1k on other things (earn 1x treatspoints, let's ignore that) I'm getting 2.5% on 'all spending'. No, in that case I'd rather use Ikhwan for the petrol and another card which gives more reward on general spending.

Like Titanium or Essentials (1%) or Watami (3-5K per quarter). Then I get 5% on petrol and 1-3% on the rest.

But with HSBC you're forced to two minimum spends to maximize. Minimum spend RM2k per month, and then minimum spend on petrol too. And effective cashback drops if you spend RM1999....


LostAndFound
post Dec 24 2015, 05:10 PM

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QUOTE(babienn @ Dec 23 2015, 11:30 PM)
In fact I've received my robot cleaner last week.

Diana had been really helpful (assuming it's a "she")  icon_rolleyes.gif
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Eh sexist betul ni rolleyes.gif buat kerja cleaning straight away assume is awek.

I also have one but hardly use as need the floor to be flat (I have split-level) and no obstruction (I leave stuff around a lot).
LostAndFound
post Dec 26 2015, 01:58 AM

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QUOTE(onlinepaycheck @ Dec 25 2015, 03:04 PM)
LOL we can easiliy differentiate those who have applied via RP... all of us will know Diana!
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Lol I didn't even see the name on the RP email, applied 2 cards from there before rclxub.gif
LostAndFound
post Apr 20 2017, 09:22 AM

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I have a fairly new HSBC MPower Platinum (applied for the RM500 Lazada voucher). When I log into my account online and go to Account Overview, I see the following:-

Credit limit*: 6,000.00
Account balance**: 934.95
Last statement date: 11 Apr 2017
Last statement balance: 202.70
Minimum payment due: 50.00
Payment due date: 02 May 2017
Cash Back amount: 185.00

What's that last 'cash back amount' row? I check their promotions there's a Get Cash promo (which I didn't sign up for, just only did it now that I see it) and nothing else. Anyone else seen that?

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