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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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kyle_kl
post Apr 9 2015, 11:37 AM

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I am reading the HSC Amanah Credit card product disclosure sheet.
Does anyone know what are the "fixed monthly management fee" and "actual monthly management fee"?

https://www.hsbc.com.my/1/PA_ES_Content_Mgm...it_card_pds.pdf
kyle_kl
post Apr 11 2015, 02:22 PM

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QUOTE(kyle_kl @ Apr 9 2015, 11:37 AM)
I am reading the HSC Amanah Credit card product disclosure sheet.
Does anyone know what are the "fixed monthly management fee" and "actual monthly management fee"?

https://www.hsbc.com.my/1/PA_ES_Content_Mgm...it_card_pds.pdf
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Anyone know about that? Is it something like late charges?
kyle_kl
post May 7 2015, 10:54 AM

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I just receive email saying my card is approved but i didn't receive the unique code for ringgit plus free table. Normally they will send the code immediately or a few days later?
kyle_kl
post May 7 2015, 09:36 PM

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QUOTE(MNet @ May 7 2015, 09:21 PM)
I waited for 1 month but not yet receive any notification from ringgitplus.

how ringgitplus notify user? by snail mail?
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When i apply, it say by sms or email.
1 month would it be too long?

Check the t&c: https://media.ringgitplus.com/creatives/779...95_campaign.pdf

3.8 The Organiser is responsible for fulfillment and will send each Campaign Gift via
a reputable courier service within 28 days of HSBC confirming to The Organiser that
a Cardholder has been approved for a HSBC Credit Card.
kyle_kl
post May 16 2015, 12:00 PM

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QUOTE(dhartini @ May 13 2015, 10:58 AM)
HSBC Amanah is CHEATER!!! Don't apply for this card.

1) I apply 3 months 0% BT. Suddenly this month, I was charge with Management Fee. Calling Customer Service, they say if we have BT, all retail transaction will automatic will be charge management charge...this is seriously cheating. No one telling me this IMPORTANT clause when I apply for the BT. I would use other cards if I know this clause.

2) Welcome bonus RM50...suddenly they say it first come first serve basis. I don't keep any hope anymore.

3) Cash back bonus RM200 for new credit cards. They did say that it is limited quantity, but blarghhh....why still using this to promote if you can roughly estimate that it is already fulfill long ago.

4) They say petrol transaction will get 3% cashback if spend less than RM2k...but I only get the normal 0.2% even though swipe at pump.

Will terminate this card soon.
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You pump petrol on weekend or weekday? Weekday only 0.2%
kyle_kl
post May 20 2015, 10:10 PM

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QUOTE(stephenl @ May 20 2015, 01:56 PM)
I have applied for the HSBC card through Ringgitplus, and the Rep called back on 18-May. After the call, I am supposed to receive an email regarding the supporting documentations to be submitted. However after 2 days, I have yet receive such email. I have tried to call the number 03-20599277 (I think this is the HSBC card call center), but always got the message that all operators are busy, and disconnected automatically.

Any advice on what I should do? Thank you.
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I didn't encounter this problem when apply through ringgitplus. They immediately send the email after the call.
Maybe you can try call them again on non busy time like after 10/11pm.
If you apply Amanah credit card, you can try this number: 1300-80-2626 or 03 8321 5200
kyle_kl
post May 24 2015, 02:57 PM

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QUOTE(hitch80 @ May 24 2015, 11:27 AM)
I guess for those who got the reply from RP with "With your new HSBC credit card you'll get a free BlackBerry Z3 Smartphone - only at RinggitPlus!" no need to worry la kot since logically we already entitled for it
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See post 304, cc must approved within 60 days from application only can get the phone.

What if they don't call you at all? Call them back? Lol
kyle_kl
post May 28 2015, 04:37 PM

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QUOTE(noien @ May 28 2015, 04:12 PM)
mine till now no email yet.
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Are you existing customer?
Mine also... last week till now also didn't receive call.

Not like my first time applying their card, fast and efficient.
kyle_kl
post Jun 12 2015, 11:15 PM

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Hi, anyone can tell me why i swipe my amanah visa platinum card-i at Shell petrol station on weekend only got 0.2% instead of 3% rebate?
transaction date is 30 May (Saturday)
posting date is 31 May (Sunday)
kyle_kl
post Jun 13 2015, 11:20 PM

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QUOTE(fly126 @ Jun 13 2015, 01:08 AM)
the 3 /8% of Petrol, Groceries, Dinning Weekends Rebate will Credit back to Your Account  Separately, After 3- 5 Weeks later... sweat.gif
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i see, so the total rebate is 3% + 0.2%
kyle_kl
post Jun 17 2015, 10:46 AM

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it has been 4 weeks but i haven't receive my huawei tablet, call them twice and they say still in processing sweat.gif
kyle_kl
post Jun 22 2015, 11:00 AM

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Finally, i have received my HuaWei tablet.
kyle_kl
post Jun 22 2015, 04:24 PM

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QUOTE(powerkickers @ Jun 22 2015, 03:01 PM)
How long you wait to getting the tablet??
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4 weeks+ from the date i key in the redemption code.

kyle_kl
post Jun 30 2015, 08:10 PM

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QUOTE(iwubpreve @ Jun 30 2015, 07:42 PM)
hi there, after u get the code, what to do with the code? just activate the card and i ask the code from hsbc bank. they gave me the code. how to redeem using this code? ringgitplus website no code entry sweat.gif
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https://ringgitplus.com/more-for-your-money.html
kyle_kl
post Jul 25 2015, 04:07 PM

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QUOTE(cybpsych @ Jul 24 2015, 07:02 PM)
HSBC AEON 8% Cash Back Campaign [ HSBC | T&Cs ]
24 July 2015 - 31 December 2015

Today, stand to get 8% Cash Back at AEON Stores & Pasar Raya Maxvalu.

Promotion period from 24 July 2015 – 31 December 2015.
The 8% cash back is to be given to Eligible Cardholders for minimum spend of RM250 in a single receipt (recognised via Merchant Category Group (Departmental & Grocery only) in HSBC’s system) every Friday till Sunday on any Participating HSBC Bank/HSBC Amanah Credit Card/-i at participating AEON Stores & Pasar Raya Maxvalu (excluding AEON Mall/Shopping Centre tenants and AEON Wellness ) subject to availability.
There is a maximum of RM39,000 Cash Back to be given out per Participating Week, making it a total of RM897,000 Cash Back under this Promotion and capped at maximum of RM30 per Eligible Cardholder, per calendar month, on a first come, first served basis.

user posted image
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Buy jusco voucher?

kyle_kl
post Jul 26 2015, 07:02 PM

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QUOTE(MiKE7LIM @ Jul 26 2015, 05:34 PM)
any great advantage of this bank?

used to hold a HSBC Amanah Platinium when i fresh graduated..but cancel it as i rarely use the card.

saw there is 8% rebate on weekend spending above RM2K and the rest is 0.3?

Any offer like Apple TV or etc gift for new applicant?

Thanks
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You have to read carefully about the 8% rebate T&C. The cash back is not guarantee and it has RM50/RM100 capping so you don't actually get 8% on every thing you spend.

This post has been edited by kyle_kl: Jul 26 2015, 07:03 PM
kyle_kl
post Jul 27 2015, 02:54 PM

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QUOTE(LostAndFound @ Jul 27 2015, 02:27 PM)
Actually capping is very important if you want to maximize your cashback.

However, if you prefer to 'as long as got cash back' then yes, go ahead. M-Power is quite uncomplicated, just use it, if you are more than 2k you'll get 8% (on the particular category spend), otherwise its 3%.

For some (most?) of us, we want cashback on all spending, or alternatively to maximize cashback, then a bit more work to do.
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Don't forget there is a maximum cash back for this program. Even you do the work to maximize the cash back, you still don't know whether the cash back is still available. sweat.gif

12. The maximum Cash Back on Petrol, Groceries and Dining is capped at RM4,000,000 throughout the
Programme Period and will be awarded/given out on a first come, first served basis.
kyle_kl
post Aug 5 2015, 12:32 PM

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Is HSBC visa card entitled for Agoda Visa Wednesday promotion?
I just tried but it does not show the discount after key in the cc number
kyle_kl
post Aug 26 2015, 10:56 AM

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QUOTE(Redundant @ Aug 26 2015, 10:52 AM)
I have been using my HSBC credit card for a month now but have yet to receive my unique code from Ringgit Plus yet for my Apple TV... have I been trolled? sad.gif

I did apply the card tru Ringgit Plus!
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You need to call the HSBC to give you the code.
kyle_kl
post Sep 6 2015, 02:57 PM

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QUOTE(zero721 @ Sep 6 2015, 02:46 PM)
Just got my hsbc amanah mpower visa platinum credit card, applied via ringgitplus. Still not activate yet. Coz I saw their product sheet brochure saying that there is monthly management fee? Can I know what is that? I've searched the previous discussion on this thread but seems like no clear answer? Some said it was like interest which apply only if you not pay full amount on every month statement? Is that true? Anyone can share?
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Something like late payment charges/interest

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