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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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powerkickers
post Jul 1 2015, 09:23 AM

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You may call ringgitplus directly if the apple tv is not in the web option
cybpsych
post Jul 1 2015, 07:17 PM

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HSBC Curved TV Promotion [HSBC | T&Cs]
1 July 2015 - 31 August 2015

A Samsung 55" Smart Curved LED TV could be yours when you spend with HSBC Credit Card

user posted image
vankodoq
post Jul 3 2015, 05:46 PM

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Just sent the required documents for application of HSBC Visa Signature. Fingers crossed. smile.gif
sms2u
post Jul 3 2015, 06:27 PM

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QUOTE(vankodoq @ Jul 3 2015, 05:46 PM)
Just sent the required documents for application of HSBC Visa Signature. Fingers crossed. smile.gif
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Do u have many CC? Is your DSR is high? If yes, most like the cc application will be rejected. HSBC very particular in this
cybpsych
post Jul 3 2015, 07:25 PM

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QUOTE(cybpsych @ May 24 2015, 09:02 AM)
thanks for sharing smile.gif

Here's to "archive" this promo, in case gotten replaced by another freebiesĀ  thumbup.gif

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Exclusive RinggitPlus Get A Free Apple TV With Any New HSBC CreditCard
22 May 2015 - 30 June 31 July 2015

Terms & Conditions Revised Terms & Conditions
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Apple TV promo no more listed/published in RinggitPlus

back up again.

This post has been edited by cybpsych: Jul 3 2015, 10:52 PM
vankodoq
post Jul 4 2015, 09:10 AM

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QUOTE(sms2u @ Jul 3 2015, 06:27 PM)
Do u have many CC? Is your DSR is high? If yes, most like the cc application will be rejected. HSBC very particular in this
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Fortunately, the answer to both questions is no. But this brings a curiosity in me. I actually thought that the more CC you have, the easier it is for you to have another CC (given that you don't have lots of CC debt). So I have a misconception all this time then. hmm.gif
mamamia
post Jul 4 2015, 10:23 AM

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QUOTE(vankodoq @ Jul 4 2015, 09:10 AM)
Fortunately, the answer to both questions is no. But this brings a curiosity in me. I actually thought that the more CC you have, the easier it is for you to have another CC (given that you don't have lots of CC debt). So I have a misconception all this time then. hmm.gif
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It depend on ur income n commitment. Holding too much card doesn't look good n also depend on ur payment on existing credit card.
karcity
post Jul 4 2015, 05:31 PM

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QUOTE(cybpsych @ Jul 1 2015, 07:17 PM)
HSBC Curved TV Promotion [HSBC | T&Cs]
1 July 2015 - 31 August 2015

A Samsung 55" Smart Curved LED TV could be yours when you spend with HSBC Credit Card

user posted image
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Never won any gift from HSBC over past 2 years. I think it is very difficult to win this as well. I won't join for this time. Anyone won from HSBC before?
LostAndFound
post Jul 5 2015, 12:45 AM

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QUOTE(karcity @ Jul 4 2015, 05:31 PM)
Never won any gift from HSBC over past 2 years. I think it is very difficult to win this as well. I won't join for this time. Anyone won from HSBC before?
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Top 20 spenders, good luck with that. One time rich fella buy a ring or luxury watch finish everything. I think Dato Lee won a Maybank credit card thing like that before, by buying a sports car. You really wanna 'join' this sort?
nestahng
post Jul 5 2015, 04:53 AM

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One curious questions. Where did HSBC announce contest winners? How to check if I win?
onlinepaycheck
post Jul 5 2015, 02:11 PM

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QUOTE(karcity @ Jul 4 2015, 05:31 PM)
Never won any gift from HSBC over past 2 years. I think it is very difficult to win this as well. I won't join for this time. Anyone won from HSBC before?
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Normal people cannot win this.
nestahng
post Jul 5 2015, 05:04 PM

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QUOTE(onlinepaycheck @ Jul 5 2015, 02:11 PM)
Normal people cannot win this.
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Checking which celebrities or royal family member winning also fun ma rclxms.gif Anyone know where and how to check?
lk3
post Jul 7 2015, 04:51 PM

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hey guys saw comment at front page bout the annual fees waive
now kinda sceptical bout activating my signature card
wondering still a prob?
James603
post Jul 8 2015, 12:04 PM

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QUOTE(lk3 @ Jul 7 2015, 04:51 PM)
hey guys saw comment at front page bout the annual fees waive
now kinda sceptical bout activating my signature card
wondering still a prob?
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I asked about the annual fee waiver when the sales rep called me through the phone for verification, they said yes, after 12 times swipe will waive annual fee, but it is not stated at the T&C from HSBC website, but I heard from a lot of people, if they charge you annual fee, then call them to cancel the card, since they wouldn't want you to cancel the card, they would waive the annual fee for you if you continue to hold the CC.

But I have a question, does online bill payment considered as 'swipes'?
Human Nature
post Jul 8 2015, 12:32 PM

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QUOTE(James603 @ Jul 8 2015, 12:04 PM)
I asked about the annual fee waiver when the sales rep called me through the phone for verification, they said yes, after 12 times swipe will waive annual fee, but it is not stated at the T&C from HSBC website, but I heard from a lot of people, if they charge you annual fee, then call them to cancel the card, since they wouldn't want you to cancel the card, they would waive the annual fee for you if you continue to hold the CC.

But I have a question, does online bill payment considered as 'swipes'?
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generally it is considered as a swipe, unless specified otherwise.
mamamia
post Jul 8 2015, 01:27 PM

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QUOTE(James603 @ Jul 8 2015, 12:04 PM)
I asked about the annual fee waiver when the sales rep called me through the phone for verification, they said yes, after 12 times swipe will waive annual fee, but it is not stated at the T&C from HSBC website, but I heard from a lot of people, if they charge you annual fee, then call them to cancel the card, since they wouldn't want you to cancel the card, they would waive the annual fee for you if you continue to hold the CC.

But I have a question, does online bill payment considered as 'swipes'?
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For my case, they SMS me b4 I call to ask:
RM0.00 Thank you for using HSBC/HSBC Amanah credit card/-i(s).We are pleased to advise that we have waived your credit card/-i(s) annual fees due in Jun 2015.

This post has been edited by mamamia: Jul 8 2015, 01:28 PM
James603
post Jul 8 2015, 01:56 PM

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QUOTE(mamamia @ Jul 8 2015, 01:27 PM)
For my case, they SMS me b4 I call to ask:
RM0.00 Thank you for using HSBC/HSBC Amanah credit card/-i(s).We are pleased to advise that we have waived your credit card/-i(s) annual fees due in Jun 2015.
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What did you do or who did you contacted to get this SMS stating that? I haven't got such message.
mamamia
post Jul 8 2015, 03:04 PM

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QUOTE(James603 @ Jul 8 2015, 01:56 PM)
What did you do or who did you contacted to get this SMS stating that? I haven't got such message.
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I didn't do anything. My annual fee is ard end June, but I received the SMS early June. Normally b4 they charge me, I will sure call them to check, if no waive I sure cancel the card. I planned to call in mid June, but they so fast n SMS stating waive for me in early June. So I just keep the card lo.
warningo0o
post Jul 8 2015, 03:22 PM

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-delete-

This post has been edited by warningo0o: Jul 8 2015, 03:26 PM
James603
post Jul 8 2015, 03:37 PM

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QUOTE(mamamia @ Jul 8 2015, 03:04 PM)
I didn't do anything. My annual fee is ard end June, but I received the SMS early June. Normally b4 they charge me, I will sure call them to check, if no waive I sure cancel the card. I planned to call in mid June, but they so fast n SMS stating waive for me in early June. So I just keep the card lo.
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I see I see. Thanks for the information. rclxms.gif

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