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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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fruitie
post Sep 21 2017, 05:31 PM

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QUOTE(OhNooy @ Sep 21 2017, 02:42 PM)
Is the MYR12k thingy for real? Any hidden T&C?
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Yes, real. No hidden T&C.

Anyway, received call from HSBC again, they called for final verification and I was told I will receive a notification once it is approved in these few days. Let's see.
AIYH
post Sep 21 2017, 07:30 PM

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Is HSBC consider strict or lenient in approving credit card compared to other banks?

I sent in oj end of august, until today no respond, then I chase on Monday, then today morning chase agn still pending, but on evening already recieve card approve email without call verification laugh.gif

Btw, My salary barely hit the minimum requirement for mpower sweat.gif

Already have cards from 3 banks sweat.gif

But still been rejected by hlb PBB scb and even ambank sweat.gif

This post has been edited by AIYH: Sep 21 2017, 07:41 PM
idoblu
post Sep 21 2017, 08:54 PM

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QUOTE(michaelho @ Sep 19 2017, 01:30 AM)
BYE BYE HSBC. Thanks for the Lazada voucher, it's a pity I didnt win the other cashback promo after waited for 12 weeks. So gonna say ADIOS!
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how long have you had the card after getting the lazada voucher?
fruitie
post Sep 21 2017, 11:56 PM

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QUOTE(AIYH @ Sep 21 2017, 07:30 PM)
Is HSBC consider strict or lenient in approving credit card compared to other banks?

I sent in oj end of august, until today no respond, then I chase on Monday, then today morning chase agn still pending, but on evening already recieve card approve email without call verification laugh.gif

Btw, My salary barely hit the minimum requirement for mpower sweat.gif

Already have cards from 3 banks sweat.gif

But still been rejected by hlb PBB scb and even ambank sweat.gif
*
Applied same time as yours. Passed system approval on 29th August (the day I applied) and today received another final verification call and I should know my result soon according to the guy who called me today. I didn't chase so hardcore la. laugh.gif
Nymphetamine666
post Sep 24 2017, 10:07 PM

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Got SMS from HSBC, telling i can increase my current limit to 22k. Just need to reply the sms the 6xxxx number and done.

Also,last week when to mid valley, got chased by hsbc pipu offering me signature 'digital lion' card.

Which card is better? My current amanah M-Power Visa Platinum or this Lion card?

Advice pls. Tq.

This post has been edited by Nymphetamine666: Sep 24 2017, 10:08 PM
pokemon
post Sep 25 2017, 11:40 AM

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Can we get annual fee waiver for Visa Signature? 12 swipes per year still apply for waiver?
cybpsych
post Sep 25 2017, 11:48 AM

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QUOTE(pokemon @ Sep 25 2017, 11:40 AM)
Can we get annual fee waiver for Visa Signature?  12 swipes per year still apply for waiver?
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https://sp.hsbc.com.my/microsites/visasig/f...generic_pdf.pdf

Annual fee will be waived if the cardholder(s) swipe the HSBC Visa Signature Credit Card at least once a month for a consecutive 12 months period.
pokemon
post Sep 25 2017, 02:59 PM

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QUOTE(cybpsych @ Sep 25 2017, 11:48 AM)
https://sp.hsbc.com.my/microsites/visasig/f...generic_pdf.pdf

Annual fee will be waived if the cardholder(s) swipe the HSBC Visa Signature Credit Card at least once a month for a consecutive 12 months period.
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Thanks for the information.
I have called up HSBC and being informed:
1) First year annual fee free
2) 2nd year annual fee will be charged at the anniversary of the card, ie., on year 2019, if I don't fulfill 1 swipe per month condition.


paklee
post Sep 25 2017, 05:03 PM

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.....

This post has been edited by paklee: Sep 25 2017, 05:07 PM
mackcyber
post Sep 26 2017, 10:39 AM

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Hi,
My HSBC Amanah card was approved in 13 July, now waiting for RM500 Lazada voucher.
How long you guys get your Lazada voucher and how do they send it ? Is it through email, snail mail or just SMS ?

Tq..
laymank
post Sep 26 2017, 10:49 AM

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QUOTE(mackcyber @ Sep 26 2017, 10:39 AM)
Hi,
My HSBC Amanah card was approved in 13 July, now waiting for RM500 Lazada voucher.
How long you guys get your Lazada voucher and how do they send it ? Is it through email, snail mail or just SMS ?

Tq..
*
got mine 3 weeks after statement date via email.
adele123
post Sep 26 2017, 11:16 AM

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QUOTE(fruitie @ Sep 19 2017, 10:19 PM)
Never give up to get more. flex.gif
Well, HSBC is for the 12k thingy, else I won't bother too. laugh.gif
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My concern was and still is, like their balance transfer mechanism, I am not supposed to use the card at all for retail swipe to enjoy the real 0%

Any idea if the same applies to cash loan too?
fruitie
post Sep 26 2017, 11:26 AM

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QUOTE(adele123 @ Sep 26 2017, 11:16 AM)
My concern was and still is, like their balance transfer mechanism, I am not supposed to use the card at all for retail swipe to enjoy the real 0%

Any idea if the same applies to cash loan too?
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I asked and I was told it is not like BT mechanism, there won't be any additional % for normal retail swipes.
Left4Dead2
post Sep 26 2017, 01:49 PM

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QUOTE(Left4Dead2 @ Aug 25 2017 @ 11:07 AM)
Guys, i received the cash advances from applying the HSBC Card Zero Interest promotion campaign.

Just want to confirm, the zero interest is for 12mth right, meaning i can no need settle the outstanding amount until end of the 12mth without being charge interest ?
Can somebody answer ah ? Right now i just pay one instalment.....
fruitie
post Sep 26 2017, 02:26 PM

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QUOTE(Left4Dead2 @ Sep 26 2017, 01:49 PM)
Can somebody answer ah ? Right now i just pay one instalment.....
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Yes, every month RM 1k.
mackcyber
post Sep 26 2017, 02:26 PM

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QUOTE(laymank @ Sep 26 2017, 10:49 AM)
got mine 3 weeks after statement date via email.
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Hi, thanks for your help..
KeSToN
post Sep 26 2017, 06:14 PM

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QUOTE(laymank @ Sep 26 2017, 11:49 AM)
got mine 3 weeks after statement date via email.
*
any special method to get it earlier or quicker?

QUOTE(mackcyber @ Sep 26 2017, 11:39 AM)
Hi,
My HSBC Amanah card was approved in 13 July, now waiting for RM500 Lazada voucher.
How long you guys get your Lazada voucher and how do they send it ? Is it through email, snail mail or just SMS ?

Tq..
*
i applied for the lazada500 deal online on 25 july
received the card middle of august
spent 1k+ on aug 28 (transaction date), posting date is aug 30
08 Sep 2017 is my statement date on my internet banking page (but if u click into the statement, date there is 10 Sep 2017) - paid it off early

called them x 2 via the number behind the card -> they told me to wait for the email

someone suggested that i fb msg them on their cardprivileges page and i did -> this is their reply : As per the T&C, you will receive your Lazada e-voucher up in 4-8 weeks from the date you spent RM1,000. Thank you

i also emailed them online on the hsbc internet banking page and got the reply as below

Please be advised that the e-Voucher will be send your registered e-mail
address after 4 to 8 weeks of meeting your spending criteria. In the
event if you did not receive the voucher within the mentioned period,
please contact us for further action.

til today, i'm still waiting for my lazada voucher

edit : typo

This post has been edited by KeSToN: Sep 26 2017, 06:16 PM
laymank
post Sep 27 2017, 08:15 AM

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QUOTE(KeSToN @ Sep 26 2017, 06:14 PM)
any special method to get it earlier or quicker?

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No, there is no way to speed things up.
You are solely at their mercy.
tany
post Sep 27 2017, 10:20 AM

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Do I have to spend rm1k in Lazada to get rm500 Lazada voucher. Or I can spend 1k anywhere to get it
jhlou
post Sep 27 2017, 10:22 AM

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1k retail and can be accumulated to reach 1k

QUOTE(tany @ Sep 27 2017, 10:20 AM)
Do I have to spend rm1k in Lazada to get rm500 Lazada voucher. Or I can spend 1k anywhere to get it
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