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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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KeSToN
post Sep 8 2017, 12:14 PM

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QUOTE(idoblu @ Sep 7 2017, 10:20 PM)
I think about two weeks
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my 2 weeks is almost up
did u pay the 1k already? then only the rm500 voucher arrive?
fruitie
post Sep 8 2017, 12:16 PM

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QUOTE(kevyon6 @ Sep 8 2017, 12:13 PM)
I've not try to call them of course since i've not even activated the card yet but by reading the story from the pinup in this thread, it does make me think twice whether want to go thru the hassle or not, for instance like what you have suggested hit them with BNM.
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It's not yet even happening and you are worried for something which is yet to happen. This thread is already two years old.
idoblu
post Sep 8 2017, 12:18 PM

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QUOTE(KeSToN @ Sep 8 2017, 12:14 PM)
my 2 weeks is almost up
did u pay the 1k already? then only the rm500 voucher arrive?
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No my first bill is around rm800
kevyon6
post Sep 8 2017, 12:27 PM

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QUOTE(fruitie @ Sep 8 2017, 12:16 PM)
It's not yet even happening and you are worried for something which is yet to happen. This thread is already two years old.
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well what we can do is just hope it stays two years old
fruitie
post Sep 8 2017, 01:49 PM

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QUOTE(kevyon6 @ Sep 8 2017, 12:27 PM)
well what we can do is just hope it stays two years old
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What I was trying to say the information may be outdated since TS is no longer active. Just use and think later. smile.gif

This post has been edited by fruitie: Sep 8 2017, 01:50 PM
fly126
post Sep 8 2017, 01:49 PM

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QUOTE(fly126 @ Sep 3 2017, 11:19 PM)
Automatically Waive with SMS to inform you,  so you should Not too Worry...
I'm having HSBC Cards since 2011 Never been charge a single cent of Annual Fee before can 100% confirm with this... nod.gif

http://www.hsbcamanah.com.my/1/2/amanah/pe...al/credit-cards
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QUOTE(kevyon6 @ Sep 8 2017, 12:13 PM)
I've not try to call them of course since i've not even activated the card yet but by reading the story from the pinup in this thread, it does make me think twice whether want to go thru the hassle or not, for instance like what you have suggested hit them with BNM.
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QUOTE(kevyon6 @ Sep 8 2017, 12:27 PM)
well what we can do is just hope it stays two years old
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fruitie
post Sep 8 2017, 01:51 PM

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QUOTE(fly126 @ Sep 8 2017, 01:49 PM)

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That explains and very much eliminate unnecessary frustration and worries. cool2.gif
fly126
post Sep 8 2017, 02:03 PM

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QUOTE(fruitie @ Sep 8 2017, 01:51 PM)
That explains and very much eliminate unnecessary frustration and worries.  cool2.gif
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Ya, need to appoint the New TS for this thread n give update info on HSBC Card so now who wan to be a Volunteer...laugh.gif

Btw, how is your HSBC Application...? hmm.gif
fruitie
post Sep 8 2017, 02:07 PM

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QUOTE(fly126 @ Sep 8 2017, 02:03 PM)
Btw, how is your HSBC Application...? hmm.gif
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I'm not sure. Only submitted and verified on 29th August and with so many public holidays in between, I guess I will just need to be patient and wait. biggrin.gif
SUSMNet
post Sep 8 2017, 07:06 PM

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QUOTE(Duckies @ Sep 7 2017, 03:19 PM)
Wow HSBC card application is so slow...2 weeks already and still no news. Dunno approved or rejected =.=
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my one already 1 month not yet get the card and the status.
OKLY
post Sep 8 2017, 08:06 PM

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QUOTE(MNet @ Sep 8 2017, 07:06 PM)
my one already 1 month not yet get the card and the status.
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There was an email sent when my card was approved.
cybpsych
post Sep 12 2017, 08:31 AM

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user posted image

user posted image

https://ringgitplus.com/en/credit-card/HSBC/
deity01
post Sep 12 2017, 12:01 PM

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regarding HSBC balance transfer, if I took 12k 0% 1 year balance transfer, and let say within the year I swipe 500 for retail, when I pay 2k on due date, the 2k will deduct the outstanding of the 12k BT only but not the 500? which means the 500 remain outstanding until I fully paid the 12k BT and I will be charged for financial interest for the 500?

does its CIP hv the same problem as BT?
WinkyJr
post Sep 12 2017, 12:42 PM

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just received my cc today, applied for 0% bt.
but what concern me is the fee amount stated in the pamphlet (refer picture)
what does that mean? i need to pay rm2250 fee monthly?

user posted image
WinkyJr
post Sep 12 2017, 12:45 PM

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QUOTE(MNet @ Sep 8 2017, 07:06 PM)
my one already 1 month not yet get the card and the status.
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hsbc will email you when the card approved
hsbc will SMS you when the card is on the way to u - courierd

better call hsbc to get the tracking number once u rcv the SMS

in my case, the poslaju drop it in maildrop rclxub.gif
OKLY
post Sep 12 2017, 01:42 PM

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QUOTE(WinkyJr @ Sep 12 2017, 12:45 PM)
hsbc will email you when the card approved
hsbc will SMS you when the card is on the way to u - courierd

better call hsbc to get the tracking number once u rcv the SMS

in my case, the poslaju drop it in maildrop rclxub.gif
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That's because they use PosLaju Mail Drop so they will just ensure that it is dropped in the mailbox of the receiver. Similar to Pos Ekspres in a way.
dnp
post Sep 12 2017, 02:23 PM

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Hello there, anyone has an idea how's the points conversion to Rm 1 like?
MilesAndMore
post Sep 12 2017, 05:01 PM

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QUOTE(dnp @ Sep 12 2017, 02:23 PM)
Hello there, anyone has an idea how's the points conversion to Rm 1 like?
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I'll only list out the highest cash back in percentage (to be redeemed in the form of shopping voucher).
- HSBC Premier MasterCard
0.375% (RM105 Uber codes)

- HSBC VISA Signature
0.35% (RM105 Uber codes)

- HSBC VISA Platinum
0.244% (RM105 Uber codes)

- all other rewards point-based HSBC credit cards
0.232%

Do note that the rewards points given to spending at certain places such as Mid-Valley is higher for certain types of HSBC credit cards.
Exiled_Gundam
post Sep 13 2017, 12:21 PM

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Just received my Platinum card yesterday. So if I swiped at least once per month, for consecutive 12 months the annual fee will be automatically waived? Or need to call?
SUSMNet
post Sep 13 2017, 05:22 PM

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i just let it be.
printed the ccris report and there is hsbs cc application with credit limit but status shown pending

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