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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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deity01
post Sep 12 2017, 12:01 PM

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regarding HSBC balance transfer, if I took 12k 0% 1 year balance transfer, and let say within the year I swipe 500 for retail, when I pay 2k on due date, the 2k will deduct the outstanding of the 12k BT only but not the 500? which means the 500 remain outstanding until I fully paid the 12k BT and I will be charged for financial interest for the 500?

does its CIP hv the same problem as BT?
deity01
post Sep 13 2017, 05:49 PM

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921 posts

Joined: Jan 2008
QUOTE(deity01 @ Sep 12 2017, 12:01 PM)
regarding HSBC balance transfer, if I took 12k 0% 1 year balance transfer, and let say within the year I swipe 500 for retail, when I pay 2k on due date, the 2k will deduct the outstanding of the 12k BT only but not the 500? which means the 500 remain outstanding until I fully paid the 12k BT and I will be charged for financial interest for the 500?

does its CIP hv the same problem as BT?
*
anyone?

 

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