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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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karcity
post Apr 15 2016, 12:32 PM

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QUOTE(fly126 @ Apr 15 2016, 11:36 AM)
So Fast finished off liao, now just 4/2016  only
Just Sharing, most of the Banks also like that...

Spend in the following categories will NOT be awarded any Reward Points:

Category MCC Code
Government9211, 9222, 9223, 9399, 9402
Catering 5811
Charity 8398
Utility 4900
Insurance 5960, 6300
Parking7523
Transportation 4111
Child Care 8351
Tax 9311
Petrol 5541, 5542
Education 8211, 8220, 8241, 8244, 8249, 8299
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Is visa signature card affected as well?

fly126
post Apr 15 2016, 12:45 PM

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QUOTE(karcity @ Apr 15 2016, 12:32 PM)
Is visa signature card affected as well?
*
Unfortunately Yes... sweat.gif

It's Copied from HSBC VS t&c
http://www.hsbc.com.my/1/PA_ES_Content_Mgm...ogramme_tnc.pdf

And, Citibank also Included ranting.gif

This post has been edited by fly126: Apr 15 2016, 12:51 PM
ck23
post Apr 15 2016, 08:16 PM

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I got HSBC offer on cash advance.

Then my credit limit will be increased.
karcity
post Apr 15 2016, 09:48 PM

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QUOTE(fly126 @ Apr 15 2016, 12:45 PM)
Unfortunately Yes... sweat.gif

It's Copied from HSBC VS t&c
http://www.hsbc.com.my/1/PA_ES_Content_Mgm...ogramme_tnc.pdf

And, Citibank also Included ranting.gif
*
I think it is time to say goodbye to HSBC VS. the reason I am holding it because it is not so calculative as of citibank cc. Citibank cc is very bad as when we go through the term and condition, so many things we couldn't get reward points and hence I cancelled it last year. Now HSBC come with the same stupid rules. We just can't swipe the cc at anytime as we like as there are so many condition that is excluded from gaining rewards points!! Then what is the point we use the cc!
Sphenix
post Apr 15 2016, 11:02 PM

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QUOTE(fly126 @ Apr 15 2016, 12:48 AM)
Call them early Morning(7-8a.m) or late evening (9-10p.m), request a Security device from them nod.gif 
http://www.hsbc.com.my/1/PA_ES_Content_Mgm...rial/index.html
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seriously!?! ....need walkin to get the PIN....???

fly126
post Apr 16 2016, 12:07 AM

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QUOTE(Sphenix @ Apr 15 2016, 11:02 PM)
seriously!?! ....need walkin to get the PIN....???
*
Call CS ask them generate a PIN (sent by Post) & a Security Device for EZ Online Banking Access

After Received the PIN..
Pls check, the links below, as click on the Online Banking Tutorials Video steps of Self Registration ... icon_idea.gif
http://www.hsbc.com.my/1/PA_ES_Content_Mgm...rial/index.html

Proceed to Your Online Banking Registration from HERE

This post has been edited by fly126: Apr 16 2016, 12:36 AM
winnie619
post Apr 16 2016, 12:14 AM

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Just received a new Visa Amanah credit card today.
They upgraded me to Platinum, but actually not much diff.
fly126
post Apr 16 2016, 12:34 AM

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QUOTE(winnie619 @ Apr 16 2016, 12:14 AM)
Just received a new Visa Amanah credit card today.
They upgraded me to Platinum, but actually not much diff.
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How about CL got Increase or not...??? brows.gif
winnie619
post Apr 16 2016, 01:13 AM

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QUOTE(fly126 @ Apr 16 2016, 12:34 AM)
How about CL got Increase or not...??? brows.gif
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remain, just upgraded.
unlike SCB, reduce my CL without asking bruce.gif

This post has been edited by winnie619: Apr 16 2016, 01:14 AM
garf
post Apr 16 2016, 08:58 AM

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no more annual fee waiver for hsbc visa signature??
benalish
post Apr 16 2016, 10:10 AM

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QUOTE(blackchides @ Mar 29 2016, 09:56 AM)
Visa Signature users, is it confirmed that the 3000 points to 1000 miles conversion rate quota has been fully redeemed for 2016?

Seems like can only convert 10500 points to 1000 miles for the rest of 2016.
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There is a monthly quota.

https://www.hsbc.com.my/1/2/personal-bankin...iles-redemption

Hopefully this will be extended after June.
MiKE7LIM
post Apr 17 2016, 02:04 PM

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Just signed HSBC cc at MV...upon apply, BT min 1.5k can get RM200 rebate on the 4th months...and 3swipe RM50 within 30days upon activation, can get RM50rebate....

Is this true? Agent just told me her client never fail to get it wor.........
romuluz777
post Apr 18 2016, 07:27 AM

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I read somewhere that the auto waiver of annual fee (upon 12 swipes per year) for the Visa Signature, is no longer mentioned in the HSBC website. Is this true and confirmed ?
ronnie
post Apr 18 2016, 11:21 AM

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QUOTE(MiKE7LIM @ Apr 17 2016, 02:04 PM)
Just signed HSBC cc at MV...upon apply, BT min 1.5k can get RM200 rebate on the 4th months...and 3swipe RM50 within 30days upon activation, can get RM50rebate....

Is this true? Agent just told me her client never fail to get it wor.........
*
True
T&C: https://sp.hsbc.com.my/microsites/angrybird...Angry_Birds.pdf
MiKE7LIM
post Apr 18 2016, 12:10 PM

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QUOTE(ronnie @ Apr 18 2016, 11:21 AM)
rclxms.gif thanks for the confirmation bro

hopefully the BT is not worst like the one mentioned in the first page...but i cleared all my BT amount on time anyway..hopefully is a good deal
haru20
post Apr 19 2016, 04:31 PM

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Anyone did tried converting their HSBC Platinum to HSBC amanah? As comparing both cards Amanah has better benefit.

Is the switch possible?
mitodna
post Apr 21 2016, 12:51 AM

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QUOTE(fly126 @ Apr 13 2016, 02:01 PM)
Yes,
Any Purchases of Goods or Services (including  Auto Billing, Insurance, Quit Rent, Assessment Fee...) Charge to the Credit Card
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Is the 12x swipe per year is auto waiver or need to call bank to waive? Thanks
fly126
post Apr 21 2016, 02:50 AM

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QUOTE(mitodna @ Apr 21 2016, 12:51 AM)
Is the 12x swipe per year is auto waiver or need to call bank to waive? Thanks
*
Usually No Need it's Auto, but if you see they have charge you just call them request for a Waiver nod.gif
cklimm
post Apr 22 2016, 02:33 PM

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I am now facing a dillema:

My HSBC card is now 12.9k points already, shall i just redeem RM20 cashback?(11k points) or spend around to make another 2k points for the Parkson voucher (15k points)?
jctasoga
post Apr 22 2016, 03:44 PM

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go for more points to get parkson voucher if u r going to spend some cash. else cashback to clear points.

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