Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards HSBC Credit Cards V.2, Read the T&C before applying!
|
|
 Mar 29 2016, 08:17 AM
|
 
Junior Member
65 posts Joined: Sep 2013 
|
QUOTE(fly126 @ Mar 24 2016, 02:06 AM) Usually Fee waiver for 1st Year I mean NEW Applicant, 2017 AF will be waived with min. 12 x Swipes from year (2016) so & so for the Subsequent Years Same here. Since 2013I Never paid a single cent of Annual Fees since 2011 having HSBC CC   |
|
|
|
|
|
Mar 29 2016, 09:56 AM
|
Senior Member
779 posts Joined: May 2006 
|
Visa Signature users, is it confirmed that the 3000 points to 1000 miles conversion rate quota has been fully redeemed for 2016?
Seems like can only convert 10500 points to 1000 miles for the rest of 2016. |
|
|
Mar 29 2016, 09:40 PM
|
Junior Member
400 posts Joined: Nov 2008
|
QUOTE(BrandNewStart @ Mar 28 2016, 06:06 PM) Yup. I did. swiped on 1st Jan, yet to receive  |
|
|
Mar 30 2016, 11:25 AM
|
|
Senior Member
4,232 posts Joined: Apr 2011
|
HSBC Balance Transfer amazed me with it's efficiency.
Called to request BT on 28Mar, 2 days later BT amount appears on my Unbilled transaction liao. |
|
|
Mar 30 2016, 12:17 PM
|
|
All Stars
18,404 posts Joined: Oct 2010
|
QUOTE(MGM @ Mar 28 2016, 09:52 PM) According to the T&C below, results for the whole campaign should already be out. Still not out yet, HSBC is not following the T&C. 14. The primary Eligible Cardholder and all his/her supplementary cardholders are entitled to receive a maximum of only ONE (1) unit of RM80 Cash Back per month from 15th November 2015 to 31st December 2015. However, the primary Eligible Cardholder and all his/her supplementary cardholders are entitled to receive a maximum of THREE (3) units of RM80 Cash Back per Participating Month from 1st January 2016 to 29 th February 2016,which will only be credited to the primary Eligible Cardholder’s highest type of Participating HSBC Bank/HSBC Amanah Credit Card/-i account within four (4) weeks after the Promotion Period and will be reflected in the following month’s statement. Did 4 transactions with >rm800 on 7/12/15, 1/1/16, 1/2/16 & 3/2/16. HSBC has allocated 1610 units of rm80 for Dec2015, and 3845 for Jan2016 n Feb2016. Hope I can get at least 3.    |
|
|
Mar 31 2016, 08:31 AM
|
Junior Member
165 posts Joined: Sep 2007
|
I have purchased something with Cash Installment Plan. During my second month installment it appeared something like "cash installment management fee" which cost about RM10.
May I know what is this and is this normal that I'm being charged with this management fee? Because I've never been informed by any HSBC staff regarding this fee. |
|
|
|
|
|
Mar 31 2016, 10:44 AM
|
|
Senior Member
4,232 posts Joined: Apr 2011
|
QUOTE(sendo7 @ Mar 31 2016, 08:31 AM) I have purchased something with Cash Installment Plan. During my second month installment it appeared something like "cash installment management fee" which cost about RM10. you should call up CS and ask. this could be an ongoing fee every month. i am thinking it's a flat interest on your CIP.May I know what is this and is this normal that I'm being charged with this management fee? Because I've never been informed by any HSBC staff regarding this fee. |
|
|
Apr 4 2016, 12:09 PM
|
Junior Member
44 posts Joined: Jan 2003
|
Hi,
Just want to confirm whether paying insurance premium using hsbc signature, able to earn reward points? Anyone tried before? Please share, thank you. |
|
|
Apr 4 2016, 07:32 PM
|
||||||||||||||||||||||||
Senior Member
4,404 posts Joined: Jun 2012  
|
QUOTE(kyoushi @ Apr 4 2016, 12:09 PM) Hi, Nope... Just want to confirm whether paying insurance premium using hsbc signature, able to earn reward points? Anyone tried before? Please share, thank you.  Spend in the following categories will NOT be awarded any Reward Points:
http://www.hsbc.com.my/1/PA_ES_Content_Mgm...ogramme_tnc.pdf Citibank CC also macam in...  |
||||||||||||||||||||||||
|
|
Apr 4 2016, 11:17 PM
|
Senior Member
4,082 posts Joined: Apr 2006
|
hello everyone, i applied for a hsbc amanah credit card a month back and just got a call today to say that it is rejected due to bank's credit criteria and lending guideline. When i questioned them to elaborate more on this, they said that the processing department did not give them the info and usually its confidential.
I continued by asking her what to do in this situation and she kept saying not sure because the processing department did not give the info. I know that i have no credit issue so what should i do in this situation? Seems so misleading and i applied this through ringgitplus. |
|
|
Apr 5 2016, 09:14 AM
|
||||||||||||||||||||||||
|
Junior Member
44 posts Joined: Jan 2003
|
QUOTE(fly126 @ Apr 4 2016, 07:32 PM) Nope... Noted and thanks. Spend in the following categories will NOT be awarded any Reward Points:
http://www.hsbc.com.my/1/PA_ES_Content_Mgm...ogramme_tnc.pdf Citibank CC also macam in... Btw, do you know other bank like Public Bank or AmBank act like that also? |
||||||||||||||||||||||||
|
|
Apr 5 2016, 02:24 PM
|
|
Newbie
1 posts Joined: Apr 2016
|
Hello Everybody, i'm desperate seeking for help.
I feel very confuse that I probably get cheated by HSBC. I'm not sure i'm posting at the correct thread and apologize if i didn't. My scenario I swipe my HSBC AMANAH Visa card on Feb-16 for amt RM5k when I fail to apply personnal loan as all bank rejected me. This is my 1st credit card. I swipe cash via my fren(mechant) who is kind enough to cash back (after take a certain%). I'm sure everyone know this trick for business turnover. I call the CS up and request them to convert it into 12 mths 0% installment plan. Payment method via auto debit from HSBC Saving account. So, been paying 416.66 (12mths). From time to time, i check the billing seems legit. I feel something wrong with the amt during Oct-15, (seems the amt keep increase) and i seek my fren advice. He said it seems some sort of admin fee and i believe him as is small amt. After that I went to SG to work, I only went back to hometown on Mar-16. After open CC statement, I found out that I own HSBC another RM3.7K+. I call the customer service up and check. He told me that my installment plan was fully paid on Feb-16. However, I only pay the minimal amount. The RM3k is the interest charges and stuff. I was so depress and confuse right now. I desperate seeking advice what is my available option at this moment. I thank in advance if anyone could advise me what to do. |
|
|
Apr 5 2016, 04:55 PM
|
|
Senior Member
4,404 posts Joined: Jun 2012
|
QUOTE(kyoushi @ Apr 5 2016, 09:14 AM) Noted and thanks. No Idea... Btw, do you know other bank like Public Bank or AmBank act like that also?  |
|
|
|
|
|
Apr 6 2016, 01:17 PM
|
|
Senior Member
4,232 posts Joined: Apr 2011
|
QUOTE(Flyhigh520 @ Apr 5 2016, 02:24 PM) Hello Everybody, i'm desperate seeking for help. Have you called up the CS to check on this?I feel very confuse that I probably get cheated by HSBC. I'm not sure i'm posting at the correct thread and apologize if i didn't. My scenario I swipe my HSBC AMANAH Visa card on Feb-16 for amt RM5k when I fail to apply personnal loan as all bank rejected me. This is my 1st credit card. I swipe cash via my fren(mechant) who is kind enough to cash back (after take a certain%). I'm sure everyone know this trick for business turnover. I call the CS up and request them to convert it into 12 mths 0% installment plan. Payment method via auto debit from HSBC Saving account. So, been paying 416.66 (12mths). From time to time, i check the billing seems legit. I feel something wrong with the amt during Oct-15, (seems the amt keep increase) and i seek my fren advice. He said it seems some sort of admin fee and i believe him as is small amt. After that I went to SG to work, I only went back to hometown on Mar-16. After open CC statement, I found out that I own HSBC another RM3.7K+. I call the customer service up and check. He told me that my installment plan was fully paid on Feb-16. However, I only pay the minimal amount. The RM3k is the interest charges and stuff. I was so depress and confuse right now. I desperate seeking advice what is my available option at this moment. I thank in advance if anyone could advise me what to do. I know that HSBC Balance Transfer allows you to pay minimum amount interest free according to that specific promotion you opted for. Installment plan may work differently, but I am not sure. Best to check with CS. |
|
|
Apr 6 2016, 02:55 PM
|
|
Senior Member
3,281 posts Joined: Dec 2013
|
QUOTE(Flyhigh520 @ Apr 5 2016, 02:24 PM) Hello Everybody, i'm desperate seeking for help. How much u pay monthly? total u paid how much?I feel very confuse that I probably get cheated by HSBC. I'm not sure i'm posting at the correct thread and apologize if i didn't. My scenario I swipe my HSBC AMANAH Visa card on Feb-16 for amt RM5k when I fail to apply personnal loan as all bank rejected me. This is my 1st credit card. I swipe cash via my fren(mechant) who is kind enough to cash back (after take a certain%). I'm sure everyone know this trick for business turnover. I call the CS up and request them to convert it into 12 mths 0% installment plan. Payment method via auto debit from HSBC Saving account. So, been paying 416.66 (12mths). From time to time, i check the billing seems legit. I feel something wrong with the amt during Oct-15, (seems the amt keep increase) and i seek my fren advice. He said it seems some sort of admin fee and i believe him as is small amt. After that I went to SG to work, I only went back to hometown on Mar-16. After open CC statement, I found out that I own HSBC another RM3.7K+. I call the customer service up and check. He told me that my installment plan was fully paid on Feb-16. However, I only pay the minimal amount. The RM3k is the interest charges and stuff. I was so depress and confuse right now. I desperate seeking advice what is my available option at this moment. I thank in advance if anyone could advise me what to do. |
|
|
Apr 6 2016, 05:54 PM
|
|
Junior Member
500 posts Joined: May 2007 From: Kuala Lumpur
|
QUOTE(Flyhigh520 @ Apr 5 2016, 02:24 PM) Hello Everybody, i'm desperate seeking for help. Did you make any payments late? If yes, you are liable for finance charges for the entire unpaid balance every time this happens in addition to the late penalty. This should not be compounding since is Islamic product.I feel very confuse that I probably get cheated by HSBC. I'm not sure i'm posting at the correct thread and apologize if i didn't. My scenario I swipe my HSBC AMANAH Visa card on Feb-16 for amt RM5k when I fail to apply personnal loan as all bank rejected me. This is my 1st credit card. I swipe cash via my fren(mechant) who is kind enough to cash back (after take a certain%). I'm sure everyone know this trick for business turnover. I call the CS up and request them to convert it into 12 mths 0% installment plan. Payment method via auto debit from HSBC Saving account. So, been paying 416.66 (12mths). From time to time, i check the billing seems legit. I feel something wrong with the amt during Oct-15, (seems the amt keep increase) and i seek my fren advice. He said it seems some sort of admin fee and i believe him as is small amt. After that I went to SG to work, I only went back to hometown on Mar-16. After open CC statement, I found out that I own HSBC another RM3.7K+. I call the customer service up and check. He told me that my installment plan was fully paid on Feb-16. However, I only pay the minimal amount. The RM3k is the interest charges and stuff. I was so depress and confuse right now. I desperate seeking advice what is my available option at this moment. I thank in advance if anyone could advise me what to do. |
|
|
Apr 7 2016, 08:20 PM
|
Senior Member
1,530 posts Joined: Apr 2009
|
Anyone spent on START TODAY USAGE PROMOTION and got the cash back?
I spent on December but until now I did not see any cash back. |
|
|
Apr 8 2016, 08:35 AM
|
Senior Member
6,483 posts Joined: Apr 2012
|
Enjoy up to RM850 Cash Back1&2 when you apply & spend with an HSBC Amanah MPower Platinum Credit Card-i!
Sign-up period is from 1 April 2016 – 30 June 2016  This post has been edited by sj0217: Apr 8 2016, 08:36 AM |
|
|
Apr 9 2016, 12:15 PM
|
|
Senior Member
6,483 posts Joined: Apr 2012
|
RM0.00 HSBC Amanah CreditCard-i:Upto RM160 CASHBACK could be yours with 2swipes a week(minRM50/swipe)on Petrol/Grocery till 30/4. T&C@ www.hsbcamanah.com.my/pg
|
|
|
Apr 9 2016, 01:16 PM
|
|
All Stars
18,404 posts Joined: Oct 2010
|
QUOTE(MGM @ Mar 28 2016, 09:52 PM) According to the T&C below, results for the whole campaign should already be out. Finally, on 7-4-16, CB earned rm240 for "HSBC RM80 PROMOTION".14. The primary Eligible Cardholder and all his/her supplementary cardholders are entitled to receive a maximum of only ONE (1) unit of RM80 Cash Back per month from 15th November 2015 to 31st December 2015. However, the primary Eligible Cardholder and all his/her supplementary cardholders are entitled to receive a maximum of THREE (3) units of RM80 Cash Back per Participating Month from 1st January 2016 to 29 th February 2016,which will only be credited to the primary Eligible Cardholder’s highest type of Participating HSBC Bank/HSBC Amanah Credit Card/-i account within four (4) weeks after the Promotion Period and will be reflected in the following month’s statement. Did 4 transactions with >rm800 on 7/12/15, 1/1/16, 1/2/16 & 3/2/16. HSBC has allocated 1610 units of rm80 for Dec2015, and 3845 for Jan2016 n Feb2016. Hope I can get at least 3. |
| Change to: |  0.0237sec
 0.39
 6 queries
 GZIP Disabled
Time is now: 3rd December 2025 - 03:17 PM |
Quote