yup, they probably spend more money in promoting this "campaign" rather than spending on the campaign itself.     

Their intention is to get more ppl apply their card..So i'm one of the victim.. 

Attracted by their 7% rebate and buy 1 free 1 GSC on weekend..

Come back find more info..only know so many hidden T&C.. 

I noticed HSBC and Citibank always has lots of term and conditions. I always don't specifically participate any campaign for these 2 banks. Has been victim for many times.

Whoever using Visa Signature and plan to redeem 3000 points = 1000 miles, note that you have to redeem points earned within that quarter.

So points earned in February has to be redeemed within Jan-Mar period, if you want that 3000-1000 conversion rate.

I didnt know this and stupidly accummulated points for 1.5 years only to find I cant convert it to Enrich miles using the Visa Signature rate. Big big waste, sigh..

Wtf is this kind of t&c. Where did u see this term cos i didnt see any special t&c for this. I just signed up for this card ytd as the agent was promoting this feature. If have to convert every quarter then my as well i keep my transaction on m2p.

Wanna ask, their platinum card has annual fees of 200 plus issit. Im using their gold and they sent me plat card. If the charges are so high why bother chaninging

yup, they probably spend more money in promoting this "campaign" rather than spending on the campaign itself.     

How about apply in ringgitplus now, then cancel it end of this year?
Still be charge for the annual fee? No right?

Applied HSBC 2 weeks ago.

No one called to verify anything, although in the past experience, bank will call just to make sure the contact number is valid.

I called to check on the status via their IVR, it says 'No record found'.
An hour later, received an email saying my card has been approved and will be delivered in 10 days.

Huh?? Just how reliable is their IVR, judge it yourself.

From apply until email received about 2 weeks time ??

I have applies too, CS confirmed that submitted on 11 March.

Called last Friday to check under process, asked me call back if no news after 2 weeks time 

12 working days to be exact.

They also told me to call back after 2 weeks time if no news. But if really the case, I don't the card already cause it passed the acquisition promo is already over by 31Mar16.

12 working days to be exact.

They also told me to call back after 2 weeks time if no news. But if really the case, I don't the card already cause it passed the acquisition promo is already over by 31Mar16.

Can I know which promo end 31Mar16? 

But, Annual Fee is Waived  subject to  12X Swipe a Year
Technically,If keep on use their CC  they will not charging you any AF.  Call CS Request for Waiver if they have charge U