Usually Fee waiver for 1st Year I mean NEW Applicant, 2017 AF will be waived with min. 12 x Swipes from year (2016) so & so for the Subsequent Years

I Never paid a single cent of Annual Fees since 2011 having HSBC CC

This post has been edited by fly126: Mar 24 2016, 02:39 AM

thanks

Received approval email too on same date.

Receive called from bank just now, card is ready to be collected. Took 2 days to be delivery

Received my new card today.

While calling up to activate the card, i took the opportunity to ask about Balance Transfer. The CS was kind and polite enough to explain it to me.

So, it's confirmed that, when you perform BT,
- Any retail transaction done will incur 18% per annum interest 'IMMEDIATELY'! So, wise thing to do is to keep the card in the drawer until you fully settled the outstanding.
- The whole outstanding amount will appear on the card
- If you opt for 0% interest for X month, you can choose to pay the minimum 5% of your outstanding amount for month 1, until X-1. At month X, you must pay off the total outstanding, or 18% interest will be imposed on the outstanding amount.

For the last bit, it's good and bad in a way. If you are disciplined enough, you can try out the 5% repayment + final full settlement. Otherwise, please set a repayment schedule for yourself.

Good thing is, at month X, you can do another BT to pay off HSBC to continue the repayment on another financial institution. But please please please be diligent or else you will end up in the trap you set for your own.

I got mine delivered on the 4th day after receiving the email.

Just confirm one thing, how about example below ?

BT RM2k with 0% for 6 months. Month 1, when statement come, if I straight away bank in RM2k, what would happen on my next statement ? Is it reducing balance until the end of BT ??

Ypu are doing early settlement? I didn't ask about that,, but the did tell me it's reducing balance. Make sure there is no penalty for early settlement. Share with us when you found out.

wow, this is sneaky
i just applied balance transfer from alliance bank, they have similiar method where whole outstanding BT amt appearing on statement
i shall call them and check whether any other transaction will be charged interest or not..

Anybody have any past experience with HSBC prize contests? What kind of questions they will ask over the phone? I know it should be easy questions but scared malu if i don't know lol

Not relating to cards... But I won their JomPay contest where you need to pay 3 JomPay bills (at least RM50 each) and win RM50...

Anyone received 8% CB from AEON HSBC campaign? I swiped in mid Jan and until now no sign of Cb

“HSBC AEON 8% Cash Back Promotion” (1 Jan - 31 Mar 2016)
* The Eligible Cardholder must spend a minimum of RM250 in a single receipt, on any Friday, Saturday or Sunday during the Promotion Period subject to a monthly maximum of RM30 Cash Back, on a 1st come, 1st served basis

* There is a maximum of RM39,000 Cash Back to be given out per Participating Week, making it a total of RM507,000 Cash Back under this Promotion, which is pooled together with the Cash Back to be given out for the “HSBC Amanah AEON 8% Cash Back Promotion”.

https://www.hsbc.com.my/1/PA_ES_Content_Mgm...ashback_tnc.pdf

This post has been edited by fly126: Mar 28 2016, 02:23 PM

received sms on the following promo, spend 2x RM50 on petrol and/or grocery for RM20 rebate.

https://sp.hsbc.com.my/pg?WT.ac=HBMY_EXT_PG

Sorry if this is an old news.

Many thanks for the information. I swiped on friday noon and may be still not able to qualify.

Not a very Old News...

“HSBC Petrol & Grocery Promotion” (1 March - 30 April 2016)

* Eligible spend must be a minimum of RM50 or equivalent per swipe, 2 swipes or moreper Participating Week. The maximum Cash Back that a primary Eligible Cardholder can receive on a first come, first serve basis, is RM20 Cash Back per Participating Week, capped at RM160 Cash Back throughout the Promotion Period.

* There is a maximum of RM1,000,000 Cash Back to be given out for the Promotion which is pooled together with the "HSBC Amanah Petrol & Grocery Promotion".

https://sp.hsbc.com.my/microsites/petrol-gr...C_FINAL_NEW.pdf

This post has been edited by fly126: Mar 28 2016, 02:11 PM

Anyone got the RM80 cash back from this ?
https://sp.hsbc.com.my/microsites/high-tick...MOTION_HBMY.pdf

Yup. I did.

For which month n when u spend?

It was for spending in Nov 15. Think credit was in Jan or Feb.

According to the T&C below, results for the whole campaign should already be out.

14. The primary Eligible Cardholder and all his/her supplementary cardholders are entitled to receive a maximum of only ONE (1) unit of RM80 Cash Back per month from 15th November 2015 to 31st December 2015. However, the primary Eligible Cardholder and all his/her supplementary cardholders are entitled to receive a maximum of THREE (3) units of RM80 Cash Back per Participating Month from 1st January 2016 to 29 th February 2016,which will only be credited to the primary Eligible Cardholder’s highest type of Participating HSBC Bank/HSBC Amanah Credit Card/-i account within four (4) weeks after the Promotion Period and will be reflected in the following month’s statement.

Did 4 transactions with >rm800 on 7/12/15, 1/1/16, 1/2/16 & 3/2/16. HSBC has allocated 1610 units of rm80 for Dec2015, and 3845 for Jan2016 n Feb2016. Hope I can get at least 3.

This post has been edited by MGM: Mar 28 2016, 10:29 PM