Wtf is this kind of t&c. Where did u see this term cos i didnt see any special t&c for this. I just signed up for this card ytd as the agent was promoting this feature. If have to convert every quarter then my as well i keep my transaction on m2p.

Stupid betul hsbc punya card. So many t&c on the points earning. Expect consumer to keep track on maximum spend..

Guess I'll just use it to get the rm400 cashback (bal transfer rm3k from m2p) for the 1st month, use the airport lounge only.

as someone who just received and activated my HSBC card, i'd advise those who want to apply to stay away from this bank. Bloody lot of t&c that keeps changing from month to month. And i just found out that i might not even be eligable for the sign up cashback bonus their credit card agent was promoting. Apparently there's a fine print stating that only first 1000 ppl will get the RM 400 cashback for charging RM 3,000 to the card.

Also now apparently transaction for Utilities does not earn reward points...

can go fly kite la this card...

This post has been edited by raist86: Apr 11 2016, 02:27 PM

maybe i've missed it cos was concentrating on what the agent was briefing. my main beef is the constant changing of T&C... from earning at least 1RP for every RM 1 spending to 0 RP for so many categories... bleh.. going to stay in my drawer and use for the PPL lounge only.