why eh like suddenly increase to 100k p.a? like just sc do. are they try to exit cc business?

LMAO ... spending 24K/yr to waive AF
gonna cut it soon

This post has been edited by cytyler: Oct 9 2025, 03:37 PM

Which card?

Still not enough la..
Behind extra 1 zero, then can learn from citi exit business soon. 😁

This post has been edited by JuneResources: Oct 11 2025, 08:43 AM

HSBC in deep seek now, after back stabbing CCP in Meng WanZhou case

Better avoid

as previous post mentioned, u not their targetting cust

my fren have hsbc which just 1 swipe (or 1 month swipes) can be more than 24k already

Visa signature.

While I could spend that sum, I want to cut off other cards since other cards underutilised and no more af waiver criteria like 12 swipes annually dy 😅

for the new credit card promotion (rm600 in TNG when spent using HSBC card)

does using the card for online shopping count? (shopee, lazada..etc)

Show link to promo.

“Retail Spend(s)” for this Promotion are those transactions that are charged to the
Participating HSBC Credit Card/-i (single or cumulative receipt);
9.1. Includes local and overseas retail transactions (including online transactions),
e-wallet transactions, insurance, standing instructions/ auto-billing; and
9.2. Excludes Cash Advance, Late Payment Fee, Interest Charges, Credit Card
Annual Fee, Sales and Services Tax (SST), quasi cash transactions and
credit card instalment plan(s) offered by the Bank from time to time including
but not limited to Balance Transfer Instalment (“BTI”), Cash Instalment Plan
(“CIP”), Card Instalment Plan (“IPP”) and Smart Cash Plus (“SCP”).

For info, 'SPEND BEYOND BORDERS PROMOTION' received on Nov 3rd.

Haizz, HSBC insist me to pay the sst before cancel. So weird la....this bank....so, I need go to complaint unit, then BNM to resolve this?

Just send them an email on complaints@hsbc.com.my, most likely no need to go till BNM.

Hi, anyone got the sst regulation stated on unused card no need to pay the sst? I remember someone said there is a rules /clause on this. Tqvm

Thanks for reply, any sample or points emphasized for the email to complaints unit?

Mine was AF and SST, and I didn't spend on the card after these were charged, so I told them it makes no sense for me to pay for them before I cancel the card. I asked them back why I need to pay for something I no longer require. And I told them to give me an official reply, and if the response doesn't meet my expectations, I will escalate it to BNM.

Thanks, I also didn't use the card after the charges. Will do the same. This bank so weird. Better "breakup" at soonest. Thanks again!

Yes, I cancelled mine last year July and never looked back.

Did they reply you?
I can anticipate similar treatment from them as i am expecting to cancel next year.

Of course. They wrote off the AF, SST and financial charges incurred due to ding dong for a few months. Closed my account and removed from CCRIS.