not sure for new card.

i have both cards, conventional (not amanah).

my platinum is free for life with no condition - i got black&white from hsbc. this is maybe because they upgrade me from gold card previously (and this is like, 10 years ago?). every year during the month of AF, i will got sms from hsbc stated my AF is waived.

for signature, they give me since 2012 via phone. i ask for them to give it free for life same as my plat, but the cs unable to offer that. instead, he ask me to call every year ask for waiver.
so what i do is, every year after annual fee appear in my statement, i will call them ask to waive.
but! never get simple waiver. usually got condition, like swipe 3x (any amount) then only waived it - and i'm ok with that.

plat - use at 8x points in MY
sig - use oversea for 10x points

This post has been edited by erry-: May 3 2017, 04:51 PM

anything ~

yes me also got email monthly. and i never install the app. online purchasing still traditional sms haha

as previous post mentioned, u not their targetting cust

my fren have hsbc which just 1 swipe (or 1 month swipes) can be more than 24k already