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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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JuneResources
post Aug 3 2016, 06:03 PM

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Hi anyone, do you know what is stand for DLDE?
I receive feedback from sales team about the credit card application showed fail, and then show with the short form word "DLDE".

What is that meaning?
JuneResources
post Aug 3 2016, 06:03 PM

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Hi anyone, do you know what is stand for DLDE?
I receive feedback from sales team about the credit card application showed fail, and then show with the short form word "DLDE".

What is that meaning?
JuneResources
post Dec 14 2017, 11:15 PM

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QUOTE(stargate8 @ Dec 14 2017, 04:22 PM)
and after u enjoyed the benefit, pls dont cancel the card straight away, wait after 9 months then cancel, to avoid being "blacklisted" for future card application if you still want to get signup offer
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Waa.. Nowadays HSBC have right to "blacklisted" customers?
But normally been "blacklisted", will it be whitelisted after 1 year?

I guess it won't permanent blacklisted, right?
JuneResources
post Dec 15 2017, 12:34 PM

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QUOTE(stargate8 @ Dec 15 2017, 01:20 AM)
better ask those who always apply to get signup gifts then cancel after received gifts, see if they got "blacklisted" end up unable to apply card...

i only cancel after 9months if the card totally useless and got af on 2nd year, else will keep for 1year or longer if no af or got benefits
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If those card does not much benefit and not attractive at all, then rather permanent don't apply that card with selected bank service provider.
But normally keep "blacklisted" the customer and unable to apply card, end up bank also cannot achieve the sales target because no customers wanna to apply due to blacklisted.

However if you already get the first gifts during apply the application form, then end up bank reject your application due to your financial over tight (just take example for the reason). Then bank will consider blacklist you because you already take the first gifts during sign up the application form?

And then what about those customers already receive the card but cancellation within 3 months (Never get the signup gift and don't achieve the min spending amount), then bank will blacklisted for that?
I am referring signup gift is normally customers must swipe within min spending amount to get the gift.

This is because now "blacklist" has a lot of t&c.

QUOTE(stargate8 @ Dec 15 2017, 08:37 AM)
Good to know.
Coz one of fren's fren having issue to sign up new card after multiple canx

Maybe selective by bank then
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Normally those oversea bank and those popular local bank might be very strict and choosy one.
However, this also depend the credit card salesperson will help you appeal or not to get the credit card.


JuneResources
post Jul 27 2018, 10:09 AM

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QUOTE(cswee123 @ Jul 19 2018, 01:56 PM)
finally.. wondering when will receive cip..[attachmentid=9925624]
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You apply which hsbc card?
JuneResources
post Jul 27 2018, 10:36 AM

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Can somebody know this website Visa Platinum is what?

https://www.visa-asia.com/premium/Profile/l...itecat=platinum
JuneResources
post Jul 27 2018, 02:00 PM

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QUOTE(alexwsk @ Jul 27 2018, 12:17 PM)
shud be any bank's platinum visa cards
do note the service is either not free or the price you are paying is higher than market price
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Cheecchh, then rather don't register this shittt... puke.gif Since it's not totally free..
JuneResources
post Aug 4 2018, 11:32 PM

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QUOTE(babienn @ Jul 29 2018, 09:45 PM)
Thanks man. I will reload into BigPay asap. Hopefully the CB pool not depleted yet.
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The problem is how you pay back to your hsbc?
Can use Bigpay pay back to hsbc card?

QUOTE(peri peri @ Aug 3 2018, 02:53 PM)
hsbc declined my VS application last 2 weeks, but today received calls to offer me "high ranking" card without needing to prove commitment. But i politely declined it. This is 2nd time i declined them.

You must be wondering why im doing this.
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Sure bank will don't know why you want that.
Even through bank will know your reason to want that card, but bank will do their procedure whether to approve or reject to give you card.

Anyway, I prefer the previous T&C for amanah CB card. Nowadays this amanah CB card is not much attractive, some-more need to spend more to get CB.
JuneResources
post Aug 12 2018, 11:22 AM

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I last week receive SMS mentioned will deliver cc within 10 days.
So basically activate the card, must compulsory phone call to activate?

Or can use online internet to activate the card?
JuneResources
post Aug 20 2018, 10:34 AM

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Hi guy, is it compulsory need to take the security code devices from HSBC?
It's seems like need that device to log-in the HSBC account..
JuneResources
post Aug 20 2018, 11:36 AM

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QUOTE(peri peri @ Aug 20 2018, 10:46 AM)
unless u having saving acc with hsbc, then u can request for it.

if only CC with hsbc, then not entitle
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I realize some features unable to use via hsbc internet banking..
Never use their saving acc, hard to find their branches at all.


QUOTE(charlesj @ Aug 20 2018, 10:48 AM)
I only have CC, but security device is needed if you want to make online bill payment.
So I requested for it and no question asked.
I seldom use it anyway.
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But I saw their FAQ mentioned that the battery unable to replacement by ourself..
Need walk-in to branch to replace everything with device. Some-more need charge RM50. Is it true?
JuneResources
post Aug 24 2018, 08:26 PM

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QUOTE(peri peri @ Aug 21 2018, 09:54 PM)
I saw my colleuge always hanging the device around his neck, i thought is a mini calculator. Macam fancy.
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I first burst off laugh that you mention is "mini calculator".
If kena rompak been stolen that devices, then first I will laugh your colleague.

That softenen material put around the neck make you worst you are been targetted. Just like do you think you put ur credit card around the neck?
JuneResources
post Aug 25 2018, 12:16 PM

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QUOTE(CrackShoot @ Aug 24 2018, 11:06 PM)
SST
*
Very simple announcement.. cool2.gif

So they start to charge SST based on our credit card anniversary date (first time activation date), right?

JuneResources
post Sep 23 2018, 09:44 PM

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Hi guy, let's say my cc still have an extra amount inside and wish to taken out by cash or transfer to other saving account. Is it possible?

And any service charge for it? So is it the only way terminate the cc then can able to transfer out the amount to saving/current account?

Thanks a lot.

JuneResources
post Oct 2 2018, 01:44 PM

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Hey guy, did somebody already receive CB rm250 for those new been apply the credit card?
JuneResources
post Oct 3 2018, 02:07 PM

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QUOTE(bRainstoRe @ Oct 2 2018, 02:41 PM)
i did on July..
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When your card been approved and activated the card?
I'm still keep waiting for it.. sad.gif
JuneResources
post Oct 7 2018, 10:46 AM

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QUOTE(beLIEve @ Oct 3 2018, 02:22 PM)
How long you've been waiting? Mine was like 2 weeks, and due to some problems, I found out that the delay is with the people compiling your docs (to make sure everything is in order). Once they submit over to the people who processes your application, it was like <=3 days.
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Mine get the card n activate on Aug this year.. So far haven't receive cb rm250, but get cashback everyday n normal cb rm3 plus.

QUOTE(bRainstoRe @ Oct 3 2018, 03:53 PM)
Got it early May 2018 and activated at the same week.. Oh I didnt get the RM250.. sorry. it was RM288.. HSBC Happy Acqui Promo.. Dunno related or not.
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You get your rm288 on this month?
Is it maybe that time got additional campaign Happy Acqui promo?

JuneResources
post Oct 15 2018, 10:24 AM

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Yeaah, the first time swipe of cb just enter to the cc.. rclxm9.gif
JuneResources
post Dec 3 2018, 03:34 PM

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Wow, speechless for HSBC. Just now call general line all keep waiting more than 10 minutes no people answer. Change the call to premier general line, straight away pickup the call from cs.. shakehead.gif
Is it true that the excess amount (inside cc) will charge RM2 if transfer to other bank.. Feel a bit painful.. cry.gif

Cancel off the cc since other bank get cb offer than this.. whistling.gif
JuneResources
post Dec 4 2018, 09:49 AM

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QUOTE(widget @ Dec 4 2018, 08:56 AM)
Their general line waiting time and CS really  puke.gif
Previously I spoke to the CS to cancel my Amanah and transfer the CL to my VS as I told him I want to save the RM25 service charge for a rarely used card.
He said he would do that for me as it shouldn't be a problem and can be done over the phone.

5 working days later when I inquired the status, their CS told me that the Amanah already being cancelled but there was no instruction in the system to transfer the CL to the VS  bangwall.gif
The CS told me as the Amanah a/c was already closed, there's not much that they can do and ask me to submit income documents to increase my CL instead  mad.gif
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RM25 service charge just to transfer CL within the credit card? shocking.gif
Damn, I feel too ridiculous already.. shakehead.gif

By the way, I just done for the cancellation. Their CB benefit not like previously 2 or 3 years good already...
I still prefer U bank because better CB benefit than this one..

Then the next month will have another bank to cancel.. cool2.gif

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