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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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psiloveu
post Feb 11 2016, 10:27 AM

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QUOTE(haru20 @ Feb 11 2016, 10:22 AM)
Im using HSBC Visa Platinum, been a HSBC customer since 2014.
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Thank you very much for the info.

I am using their VS since 2011, until now no AF charged into my account except year 2012, their charged and send me sms mentioned auto waive and no more sms after that.

I think they are changing thier AF policy now, I need to check my statement once my card renewal date is coming. sad.gif
babienn
post Feb 11 2016, 10:58 AM

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QUOTE(haru20 @ Feb 11 2016, 09:31 AM)
I just got charged AF for my Feb Statement, any members here manage to get AF waive from HSBC CS? Or should i just cancel the card, since i rarely use the card, therefore benefit from HSBC are rather limited.
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Correct me if I'm wrong, actually if you have swiped 12 times in a year then you can call CS for waiver, should be quite easy.

But since that you mentioned you rarely use this card, then you might as well cancel it. For me this card has no advantage already anyway except for some promotion, like at Mid Valley now a lot of HSBC promotion. thumbup.gif
haru20
post Feb 11 2016, 01:59 PM

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QUOTE(babienn @ Feb 11 2016, 10:58 AM)
Correct me if I'm wrong, actually if you have swiped 12 times in a year then you can call CS for waiver, should be quite easy.

But since that you mentioned you rarely use this card, then you might as well cancel it. For me this card has no advantage already anyway except for some promotion, like at Mid Valley now a lot of HSBC promotion.  thumbup.gif
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Yea agreeable, as i only use it for some of the promotion or benefit(ie:GSC weekend purchase). I may opt to cancel it if the CS doesnt waive my AF. Will keep you guys posted on the outcome.
haru20
post Feb 11 2016, 03:23 PM

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Just called the CS, the are able to waive on the AF, given so you have to pay the full amount first and they will subsequently credit back the AF paid at the next statement.

Given the hassle that i have to pay something that i have not incurred and only getting back the next month, and also subject to my card usage, it will take a while for me to redeem the full amount from HSBC.

Therefore, i have request to terminate the card, and the cancellation dept have yet to call me to proceed the cancellation. Overall, HSBC CS service is a "No, No".
Human Nature
post Feb 11 2016, 03:35 PM

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QUOTE(haru20 @ Feb 11 2016, 03:23 PM)
Just called the CS, the are able to waive on the AF, given so you have to pay the full amount first and they will subsequently credit back the AF paid at the next statement.

Given the hassle that i have to pay something that i have not incurred and only getting back the next month, and also subject to my card usage, it will take a while for me to redeem the full amount from HSBC.

Therefore, i have request to terminate the card, and the cancellation dept have yet to call me to proceed the cancellation. Overall, HSBC CS service is a "No, No".
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i am more surprise that you actually managed to speak to a CS laugh.gif
haru20
post Feb 11 2016, 03:46 PM

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QUOTE(Human Nature @ Feb 11 2016, 03:35 PM)
i am more surprise that you actually managed to speak to a CS  laugh.gif
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Yea sweat.gif waited for almost 10-15 minutes until someone in HSBC CS picked up. Isnt my first time calling in, same case last year as well, gone through alot of hassle.
fruitie
post Feb 11 2016, 04:24 PM

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QUOTE(haru20 @ Feb 11 2016, 03:46 PM)
Yea sweat.gif waited for almost 10-15 minutes until someone in HSBC CS picked up. Isnt my first time calling in, same case last year as well, gone through alot of hassle.
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Their CS is the worst I have encountered so far. I'm so glad that I don't own any of their cards anymore. sweat.gif
sj0217
post Feb 11 2016, 08:44 PM

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QUOTE(babienn @ Feb 11 2016, 10:58 AM)
Correct me if I'm wrong, actually if you have swiped 12 times in a year then you can call CS for waiver, should be quite easy.

But since that you mentioned you rarely use this card, then you might as well cancel it. For me this card has no advantage already anyway except for some promotion, like at Mid Valley now a lot of HSBC promotion.  thumbup.gif
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I think they have changed policy regarding swiped 12 times for AF waiver as I cannot find this information from their website hmm.gif
char_les
post Feb 13 2016, 04:24 AM

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i received the card end of November 2015, till today still thinking to cancel it. signed up earlier as the guy told me for buying online movie ticket with 1 ticket free. Eventually, until today, never thought of buying online. lol ~ rebate wise, not that useful, as i spent less than RM 2k for both petrol and grocery monthly. lol ~
genko123
post Feb 14 2016, 09:13 AM

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QUOTE(char_les @ Feb 13 2016, 04:24 AM)
i received the card end of November 2015, till today still thinking to cancel it. signed up earlier as the guy told me for buying online movie ticket with 1 ticket free. Eventually, until today, never thought of buying online. lol ~ rebate wise, not that useful, as i spent less than RM 2k for both petrol and grocery monthly. lol ~
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gsc 1-1 online movie ticket free,

never get it even I wanna purchase it on 8am blink.gif
CART@@N
post Feb 14 2016, 08:26 PM

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QUOTE(genko123 @ Feb 14 2016, 09:13 AM)
gsc 1-1 online movie ticket free,

never get it even I wanna purchase it on 8am blink.gif
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Normally i buy at midnight..so far can get buy 1 free 1 for ticket and e-combo..
propusers
post Feb 15 2016, 05:28 PM

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QUOTE(char_les @ Feb 13 2016, 04:24 AM)
i received the card end of November 2015, till today still thinking to cancel it. signed up earlier as the guy told me for buying online movie ticket with 1 ticket free. Eventually, until today, never thought of buying online. lol ~ rebate wise, not that useful, as i spent less than RM 2k for both petrol and grocery monthly. lol ~
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RM 2k for both petrol and grocery monthly...
can try Hong Leong WISE 10% cash rebate... select category petrol + grocery... + mobile (fixed)
leo_kiatez
post Feb 15 2016, 05:50 PM

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QUOTE(CART@@N @ Feb 14 2016, 08:26 PM)
Normally i buy at midnight..so far can get buy 1 free 1 for ticket and e-combo..
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How is the selection to be done to entitle for buy 1 free 1 ticket?
Chinus
post Feb 15 2016, 07:13 PM

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Not very sure,
Amanah M-Power Platinum annual fees can be waived?
mamamia
post Feb 15 2016, 07:15 PM

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QUOTE(Chinus @ Feb 15 2016, 07:13 PM)
Not very sure,
Amanah M-Power Platinum annual fees can be waived?
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Based on my past experience, u can call to ask for waiver 1 month b4 ur anniversary
CART@@N
post Feb 15 2016, 10:02 PM

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QUOTE(leo_kiatez @ Feb 15 2016, 05:50 PM)
How is the selection to be done to entitle for buy 1 free 1 ticket?
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Just select 2 tickets and/ or 2 combo..when check out with hsbc credit card..it will show the price after discount..
genko123
post Feb 16 2016, 10:14 AM

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QUOTE(CART@@N @ Feb 14 2016, 08:26 PM)
Normally i buy at midnight..so far can get buy 1 free 1 for ticket and e-combo..
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I see, will try it next time

Thank you smile.gif
zacknistelrooy
post Feb 16 2016, 11:17 AM

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Applied online and was asked to submit extra supporting documents.

HSBC comes back and says they don't look right and I explain it to them.

Was then told to wait, called yesterday and was told application cancelled.

What should I do , apply in the branch or Mid Valley again ?

Thanks
karcity
post Feb 16 2016, 12:45 PM

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QUOTE(Chinus @ Feb 15 2016, 07:13 PM)
Not very sure,
Amanah M-Power Platinum annual fees can be waived?
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I am using the amanah m power platinum cc as well for past few years. I never being charged AF. I think if you spend on the card constantly, they won't charge AF on that.
Human Nature
post Feb 16 2016, 01:52 PM

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QUOTE(zacknistelrooy @ Feb 16 2016, 11:17 AM)
Applied online and was asked to submit extra supporting documents.

HSBC comes back and says they don't look right and I explain it to them.

Was then told to wait, called yesterday and was told application cancelled.

What should I do , apply in the branch or Mid Valley again ?

Thanks
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any idea what they mean by 'they dont look right'?

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