Anyone ever made a claim for the travel insurance that comes with the T1 card?

Never had to use but would like to know in case it ever comes up

i never trust cc travel insurance. but i heard, you need to buy flight ticket using cc.

yep, full charge air ticket to the card then can entitle. mostly its just better to opt separate insurance. the cc provided is only backup in case like missing/late luggage or something2

if you have separate travel insurance, you dont need a backup, as missing/late luggage are all covered.

I actually found it hard to tell the difference between the separate policy and the one that comes with the card. They seem the cover most of, if not all the important stuff

Only claimed my travel insurance once via etiqa and the process was horrible. So I wonder if it's gonna be as hard or even harder to use the HSBC one provided by Mastercard if it ever happens

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This post has been edited by starry-starry: Jul 22 2025, 10:28 AM

i checked once last time and i gave up on the cc insurance.. the term said that it only covered things that happen during flight.. it does not cover any incident happen during your travel in other country ie: hospitallization. You better call HSBC and check the term if you plan to use it.

This post has been edited by IceLeo: Jul 28 2025, 10:50 AM

if not mistaken you need to fill up forms before travelling
it is not automatically entitled

I just got my hsbc travelone cc, anything nice about this card other than the lounge access? i have checked the benefits online but seem like nothing speacial, or should i say it's pretty useless..

the card was applied through a booth in lotus bukit puchong, although my ccris all 0, but i have high debt ratio, i just simply apply to entertain the salesgirl, never thought hsbc will approve my application.

not sure if i want to use this card as my primary card from now onwards, or should I just cancel the card before next anniversary.

currently i have
- maybank barcelona (my primary card, 1% cashback)
- maybank amex (my secondary card, to use on weekend grocery, 5% cashback)
- maybank mastercard (no use)
- uob simple visa (no use)
- standard chartered visa platinum (no use)

This post has been edited by CyrusWong: Aug 2 2025, 11:39 PM

Does spending on grabfood qualified for cb using Hsbc Amanah Platinum? It does for Grabpay topup but charges 1%.

Now 12 visits per year via DragonPass, and USD 32 per visit/guest after. Still think it's better than the existing Plaza Premium 😂

If I pay for dining using Samsung/Google pay , will the card treat it as dining category?

Good if you are travelling alone. This should be limited to one visit per day right? Don't think can bring additional guest.

Remember to read the T&C also. some cards don't cover for spouses/family members even though you've fully charged everything to the card...

No idea about visit limit per day... Typically on PriorityPass (when I used them a long time ago), they don't limit, since they will just deduct another visit from your balance. I would expect DragonPass would follow the same behaviour?

I think the new DragonPass provided is definitely more useful for me (compared to Plaza Premium which is super limited), although for a "real" lounge card, this would be more of a backup since there are other cards that provide you and guest with unlimited visits.

Today no luck rebate sst for 2 account after chat

r u heavy use the card? else will be hard

1 card is more just recently convert 500k points to enrich 26k +bonus

1 card is less. but both card annual fee auto waive this year and no problem getting it since 2022.

RM0 HSBC: Good news! Annual fee for your HSBC Credit card ending **** has been waived as you've met the spend criteria. Keep spending and enjoy the benefits!

one of the agent ask me to check back in a month for any promotion even after i said for the lesser card i will stop using and pay outstanding -25sst then cancel.

today on my HSBC app, saw a msg alert on a online transaction via paypal from DEU (Germany) at EUR62.88. i immediately call the HSBC fraud hotline and CS advised will issue me a new card and to raise a dispute transaction is stilll reflected in next billing.

the tranction ocurred on last friday when i was at holiday and i dont rec any authorisation notice to approved the transaction.

I've tried twice via chat. No luck. I've got several installment plans on my cards too, so heavy use not necessarily a thing.

But I rather just pay the 2x SST than the RM500+ combined annual fee, so can't complain so much...