Wahh bbgoat, you makan tak habis lo haha..too bad for me, I just withdraw Account 2 for study purpose lol.

Yes !

EPF i-acct updated with the dividend. 6.75% WOW !

This post has been edited by bbgoat: Feb 8 2015, 10:58 AM

Hi, can we choose to deposit the money to account 2 only?

No idea on that. But the form we fill up for the deposit I don't think there is option to specify that. Likely cannot specify that.

@magika, what do you think ?

Nope cant do that, its not a bank or commercial investment house. Long term average 6% i will be happy.

I don't think you can do it as in m2u, it's either 1M'sia or Voluntary contribution to choose from, & from my EPF statement it's split 70-30 into A/cs 1 & 2, respectively but you can always call them at 03-89226000, Monday to Friday: 8.00 am to 6.00 pm.

Do update us of the outcome.

Not possible.
Else everyone would choose that and take out all the money in account 2.

Your money goes in, split into 2 account and only account 2 that can be taken out for some purposes.

Alright thanks all for the confirmation...hehe else it will be really syok

Hi,

what is the best interest rate at the moment for 12mths or 15mths tenure?

10k fresh funds.

thanks.

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the best rate is EPF @ 6.75%

Hi guys, just wanna know about scb rates for fd. Is it still super extreme hot ? Planning to go tomorrow and do it. Please advice.

Lol agreed, if can wait till retired pump to EPF haha.

UOB bank 12mths 4.2%

i went to SCB Kepong, was informed that the 4.5% is over =(

Don't worry wait for 4.75%

EPF rate so high, how can we use it as FD? any guide?

unless you are near retirement, else money stuck in there till you are eligible to withdraw.

limit 60k per year, shared many times here.

Hmm I wonder is there any bank offer 12 months FD promo but the interest credited on monthly basis instead of upon maturity?

EPF is not benchmark how high FD rate.

With the likelyhood of OPR won't be raised in 2015, it is unlikely promotion rate for FD will go even higher than current what being offered.

Today went to a few banks to do some FD-related stuffs & other normal banking activities.

Thought that for convenience sake, might as well take the opportunity to collect some ang pows.

Unfortunately:
1. RHB - belum ada stock

2. Ambank - dah habis stock

3. Maybank - besok baru distribute stock


Fortunately:
a) HLB - manage to collect a few packets (but the picture & paper quality not as good as previous year...my opinion only)

b) CIMB - able to collect a few packets too (but there's a picture of a sparrow...I think...printed on the ang pow, not a goat)