Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2

views
     
HJebat
post Jan 2 2015, 10:29 PM

Regular
******
Senior Member
1,035 posts

Joined: May 2010
Does anyone know any bank that offers Junior SA with access to online banking portal?
HJebat
post Jan 3 2015, 09:38 PM

Regular
******
Senior Member
1,035 posts

Joined: May 2010
QUOTE(cklimm @ Jan 2 2015, 11:35 PM)
my 16 yo brother did that  with CIMB Youth
*
Do you by any chance happen to know the SA rate?

Can't seem to find it from CIMB website...
HJebat
post Jan 8 2015, 12:04 AM

Regular
******
Senior Member
1,035 posts

Joined: May 2010
QUOTE(cybpsych @ Jan 3 2015, 09:55 PM)
try this microsite http://www.cimbyouth.com.my/

accounts http://cb.cimbislamic.com/index.php?ch=ci_...pt=cimb_islamic

rates http://cb.cimbislamic.com/index.php?ch=gen..._rates&recId=90
*
thumbup.gif Thanks for the links.

Unfortunately CIMB does not have Junior/Youth FD.

Its Junior SA rates are pale in comparison to other institutions sweat.gif

I will give it a pass this time.
HJebat
post Jan 8 2015, 12:10 AM

Regular
******
Senior Member
1,035 posts

Joined: May 2010
Made a FD placement with Ambank's 36-month 4.50%...then baru realised the maturity date falls on Saturday.

Read from here that Ambank doesn't pay interest on non-working day??? doh.gif

If I remember correctly, depositors for this particular FD promo can't transfer the matured FD to SA...only the interest earned is possible.

So I'm bound to lose my interest la shakehead.gif








HJebat
post Jan 8 2015, 11:20 PM

Regular
******
Senior Member
1,035 posts

Joined: May 2010
QUOTE(sms2u @ Jan 8 2015, 10:44 AM)
Ho wmuch ur fd amount? But, u shoul dhave interest credit to ur SA every 6 months which is better.
*
Interest earned from the whole tenure will be credited into the SA.

However, upon reaching maturity date, can't uplift the FD because maturity date falls on Saturday...so rugi interest on the principal because kasi Ambank use my $$$ for free from Saturday until Sunday grumble.gif
HJebat
post Feb 9 2015, 03:46 PM

Regular
******
Senior Member
1,035 posts

Joined: May 2010
Today went to a few banks to do some FD-related stuffs & other normal banking activities.

Thought that for convenience sake, might as well take the opportunity to collect some ang pows.

Unfortunately:
1. RHB - belum ada stock sad.gif

2. Ambank - dah habis stock blink.gif

3. Maybank - besok baru distribute stock sweat.gif


Fortunately:
a) HLB - manage to collect a few packets (but the picture & paper quality not as good as previous year...my opinion only)

b) CIMB - able to collect a few packets too (but there's a picture of a sparrow...I think...printed on the ang pow, not a goat)
HJebat
post Feb 9 2015, 11:07 PM

Regular
******
Senior Member
1,035 posts

Joined: May 2010
QUOTE(eleven dragon @ Feb 6 2015, 11:51 AM)
Anyone has experience in premature withdrawal of FD, from BankRaykat?

Mine at 3.95% last year, due in May this year.

I was wondering if I take it out now, and put into higher FD promo, is it advisable?

thanks all...
*
I have went through the experience of premature FD withdrawal from BR.

1. Calculate the period (in month) you have deposited your FD with BR

2. Refer to the nearest period of deposit (in month) from the profit rate table

3. Your length of time in #1 is the eligible tenure to be allotted pofit rate

As to whether it is advisable for early withdrawal & put into higher FD promo...that is solely your call smile.gif
HJebat
post Mar 10 2015, 11:10 PM

Regular
******
Senior Member
1,035 posts

Joined: May 2010
QUOTE(Gen-X @ Feb 11 2015, 03:22 AM)
I posted Maybank's Ang Pow at my Facebook Page[/url] back in 14 January 2015  tongue.gif

However, I only collected Maybank Premier Wealth Banking Ang Pow on 9th Febraury 2015.

As for RHB, I got them early last week after I returned from Melbourne.
*
As far as I know, most customers with PB status do not need to make reservation to get ang pow from their respective banks.

The RM will make the arrangement & customers just go & collect the ang pow.

Did you contact your RM before you pay them a visit or just drop by & collect your ang pow?



QUOTE(BoomChaCha @ Feb 27 2015, 09:10 PM)
Yes, I will send complaint email to HQ during this weekend..  biggrin.gif
*
Apa maciam regarding your complain?

What happened after you filed a complaint?
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0488sec    0.70    7 queries    GZIP Disabled
Time is now: 28th November 2025 - 04:06 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.