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 Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2

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bearbear
post Jan 2 2015, 09:14 AM

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Happy new year all, gonna be an inactive year for me as I've committed to >12m tenure FD in 2014 biggrin.gif
bearbear
post Jan 3 2015, 10:14 AM

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Usually these promo has to be over the counter, I think I am right to say the only bank that offer FD promo rate over ebanking is MACH by Hong Leong.
bearbear
post Jan 21 2015, 10:38 AM

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Really tempted, now SGD 2.69. Wonder wanna keep in SG or change back for SCB 4.5% hmm.gif
bearbear
post Jan 21 2015, 10:54 AM

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QUOTE(okuribito @ Jan 21 2015, 10:52 AM)
Currency movement can be more powerful than extra 0.5%-1% over 15 mths. Summore dunno what the exact T&C is regarding the CASA.... Anybody got the black & white T&C?
*
Well sadly SG bank only pay peanut interest.

I think it was mentioned that only require to open CASA, I already have one in their 4.25% promo last year
bearbear
post Jan 22 2015, 09:43 PM

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OK so no 4.5% for me already open sa earlier, thank you fund stay in sg then.
bearbear
post Feb 9 2015, 12:19 PM

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QUOTE(lowya @ Feb 9 2015, 12:12 PM)
Don't worry wait for 4.75%

EPF rate so high, how can we use it as FD? any guide?
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unless you are near retirement, else money stuck in there till you are eligible to withdraw.

limit 60k per year, shared many times here.
bearbear
post Mar 31 2015, 05:33 PM

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QUOTE(darkterror15 @ Mar 31 2015, 01:40 PM)
but can you uplift the fd online ? bcuz as far as i know highest fd without promo and with PIDM is affin. without PIDM is bank rakyat. i kinda lazy to chase fd promo and i prefer efixed deposit bcuz is it much more better to manage ur money (dont need apply half day leave or wat pay car parking etc take number queue queue queue then apply fd) duhh... doh.gif
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Try MACH by HLB

1. Branch at shopping malls, parking not an issue
2. Open till 10 PM, you can open your acc after work
3. Although their FD promo are not the best in town, you are able to deposit @ promo rate online.
bearbear
post Apr 2 2015, 01:03 AM

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Wah this SCB, how to pay interest also so much problem.

mine was deposit mid sept, need to check interest got come in or not. Have a feeling have to go through the hard way la!!
bearbear
post Apr 15 2015, 01:31 PM

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QUOTE(yao_mou_gao_cho @ Apr 15 2015, 09:42 AM)
Dear sifus,

I interested on the Affin bank 24 month 4.38% FD promo. May I know when the interest will be credited into CASA? Is it half yearly or yearly?
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Upon mature, all your money will go into CASA (including principal)
bearbear
post May 3 2015, 08:02 PM

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QUOTE(Ramjade @ May 1 2015, 09:58 AM)
Say, if one get the trolley bag/air filter, one can remove the fd from the bank and put in another place right?

After all, bag/air filter is much more expensive than the loss interest right?
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I didn't read which promo. I also got a set of luggage from UOB by deposit 5k for 3 months. The t&c clearly stated they reserve the right to deduct the value of gift if you close the ACC before the agreed tenure.

This is bank we are talking about Afterall.
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