HSBC Advance Account for 3 Months @ 5% p.a. now extended to 31 March 2015 (originally to end 18-Dec, then extended to 31-Dec)

https://www.hsbc.com.my/1/2/hsbcadvance/pre...ement-promotion

Bro, there are few set backs of HSBC Term Deposit Promo if purely to chase after FD Promo:

1. In order to enjoy HSBC TErmi Deposit Promos, usually need to open either HSBC Advance or Premier Banking Accounts.

2. One needs to maintain minimum AUM or else will be penalized. So got to waste time closing account after Term Deposit Promo ends. Make sure you don't get their FREE Premier Banking credit card as waste of time need to cancel also.

3. Most importantly, HSBC Term Deposit only applies to NEW customer(s). They never offer Term Deposit Promos to their existing customers.
To ALL:

I just published my article titled A Little Bit Of This and A Little Bit Of That - Volume 1, Chapter VII. As usual in my series of This and That, I cover many subjects and one of them this time around is about Statement Based Fixed Deposit versus Certificate Type Fixed Deposit. I will present to you the pros and cons of Statement Based FD (e.g. OCBC and UOB) versus Certificate Type FD (e.g. HLB and Maybank) and why the piece of paper given to you upon placement of a Statement Based FD is useless. How you may be “conned” of your hard earned money by someone you think you can trust. And the flip side of me telling you the pros and cons of Statement Based FD is that I have unintentionally taught an evil person how to con his parent(s) off their hard earned money! Plus why you should have money in FD, lots of it actually; instead of having so many properties which are not liquid and can't assist you to prolong your life. I will tell you how to get funds to pay for the mountain high hospital bills while your liveless body lay in the Intensive Care Unit.

Are Hsbc Advance customers entitled for the special  lounge and free kopi?

if u read the main page of hsbc, it says advance customers of less than 3 months are eligible for this promo.
i am an advance account holder for 5 years already. dont think i can apply for this fd promo

You are normal HSBC customer and join Advance recently yo entile the 5% FD promotion?
If u are new to advance, iu should be still able to entitle for the promotion.

no, i have been advance saving from last year..
i did get sms notification to promote their 5%..

Tuan Alvin..  you can do it also ma since you know the format..
After you did it, then I will post it on Post #2, we bergotong-royong lah just like wikipedia.. 

Last time I asked for a favor from Double Magic to compile all FD info on Excel, but
no news from him at all..   Don't know if he is in the middle of doing it? Or he does not
want to do it..? 
The only negative side I can notice is that HSBC needs 2 days to clear the check, this means we will lose 2 days interest.
Unless if we bring cash then can get the FD effective on the same day, who dares to bring cash..?

May Bank FD Promo, valid until 31 December 2015 until further notice
4.12% for 1 year
Min RM 25K

Quite strange May Bank offers this FD promo last for 1 year period this time.. 

Can you share the steps of using Inter-bank GIRO to open a FD account?  What banks allowed Inter-bank GIRO instead of  cash or cheque?

what is the terms and conditions? minimum fund amount?
what will be the rate after 3 months, can we withdraw them?

Max of rm375 returns.
And I wonder if the advance acc hv any additional hidden fees. And minimum $ to keep inside

can we call this offer is the best 3month FD so far?  

yes it is, but what after 3 months? stay there with lowest board rate in town? transfer them out and charged RM10 every months?