I just published my article titled A Little Bit Of This and A Little Bit Of That - Volume 1, Chapter VII.

Hong leong offering 6.98% for 2 months FD..
Requirement is to invest 50k in unit trust

max cap ratio
1 to 2

Bro, with crude oil price below USD60/barrel now, you think our debt going to increase or government going to revise the budget?

2 months 6.98% compared to board rate FD 3.15%,
extra Rm320 can be earned for 50K.

50K unit trust, front charges 5% = Rm2500... 

HLB teruk one la.. apa pun tarak ada.. only tau jual unit trust

OCBC, valid until 31 March 2015 - New added by gsc on 1 December 2014
(1) 13 months FD promo ---> 12 months @3.9% p.a + 13th month @6% p.a = Effective rate is 4.06% - Updated by hcolin on 6 Dec 2014
(2) 3 month Islamic 3.85%

for 12 mths, MBB 4.12% vs PBB 4.18%. PBB is 0.06% higher but with TnC 

Looks like common for people to wait for hrs to get the acct opened and get FD cert in UOB !!  I have already send a complaint to UOB, waiting for their reply. 
Doubted on this requirement on Private Banking. You can try to call other MBB branches on the 4.12% FD promo.  MBB branches have been known to cite different req'm for FD's. 

Bro, UOB where got FD Cert? UOB, OCBC and if not mistaken RHB too are Statement Based where no certs are issued.

Looks like common for people to wait for hrs to get the acct opened and get FD cert in UOB !!  I have already send a complaint to UOB, waiting for their reply. 
Doubted on this requirement on Private Banking. You can try to call other MBB branches on the 4.12% FD promo.  MBB branches have been known to cite different req'm for FD's. 

As for MBB 12 months step up, Monday onwards the Effective Interest Rate will be 4.07% even for Premier Wealth customers, Not sure for Private Banking customers if they still offering 4.2% as mentioned earlier by Pinnacle1295.

From what I know, if you withdraw prior to the first 3 months (which is the first "phase" of the step up), you will not get any dividend (yes, it is Islamic Term deposit). For subsequent months, if you make any withdrawals, the T&C did not specifically state the penalty but something like depending on Profit Sharing and also you may need to pay rebate. Click here to my Fixed Deposit Page if you want to see the breakdown of the Interest Rate Step Up Phases (can't think of a better word of hand, hahaha) again 

Bro, if you ask me, PBB step up 12  months better, besides higher effective interest rate, the T& clearly states how much you will be paid should you uplift the FD and the end of the first 6 months. However, PBB also did state that the interest rate for the subsequent next 6 months is not guaranteed and subjected to OPR. And I guess why PBB can change the interest rate is because the Promo is joint with Term Deposit-i and we know that for Islamic Banking products, there is no such thing as guaranteed interest rate but dependent on profit sharing.

Hong Leong Bank 6-month Premium FD Bundle CASA Promotion
12 January 2015 - 8 February 2015

6-month @ 4.35% p.a. , min. RM100k, 80% FD:20% CASA split

More info: HLB | T&Cs (EN) | T&Cs (BM)

4.5% for 1 year

4.75% for 2 years

5% for 3 years..

promos like these, we are anticipating patiently...

Under the Islamic Financial Services Act 2013, Islamic deposits will be reclassified as either principal guaranteed or investment accounts, and this could lead to a potential spike in operating costs and put further pressure on bank margins, they noted.
....
Although some banks are still carrying out the reclassification of deposits to comply with the ruling, banking analysts feel the likely one would be the conversion of investment-based mudarabah (profit sharing) accounts to commodity murabahah (cost-plus).

Really tempted, now SGD 2.69. Wonder wanna keep in SG or change back for SCB 4.5%