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 Working in Singapore V17, All about living in the Lil' Red Dot

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toughnut
post Jan 8 2015, 04:01 PM

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Standard Chartered confirms about 200 layoffs in region with equities wing closure

any bankers here affected?
bearbear
post Jan 8 2015, 04:13 PM

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Guys, i was employed mid of 2014. (Less than 183 days)

So for declaration of income tax, i will be charge a flat rate of 15%. Is my understanding correct?

This post has been edited by bearbear: Jan 8 2015, 04:13 PM
Fiona Chin
post Jan 8 2015, 05:48 PM

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QUOTE(toughnut @ Jan 8 2015, 04:01 PM)
My heart goes out to those who lost their jobs. notworthy.gif
rcr
post Jan 8 2015, 06:01 PM

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QUOTE(sam ooi @ Jan 8 2015, 02:30 PM)
Better fast change is before CNY reaching.. the rate will be dramatically low..
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By CNY next month, it will be 2.7
eric336
post Jan 8 2015, 06:03 PM

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QUOTE(scsam @ Jan 6 2015, 02:10 PM)
which place less china ppl stay?
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Definitely not west. From my observation local predominantly lives in the east.
knwong
post Jan 8 2015, 06:41 PM

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QUOTE(bearbear @ Jan 8 2015, 04:13 PM)
Guys, i was employed mid of 2014. (Less than 183 days)

So for declaration of income tax, i will be charge a flat rate of 15%. Is my understanding correct?
*
You will most likely be paying for 2014 income in 2016. Mine was like that when I started work late 2011.
TSdeodorant
post Jan 8 2015, 07:22 PM

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QUOTE(toughnut @ Jan 8 2015, 04:01 PM)
any bankers here affected?

QUOTE(Fiona Chin @ Jan 8 2015, 05:48 PM)
My heart goes out to those who lost their jobs.  notworthy.gif

It's true ayam one of the kena retrench one. Your huge bank hiring?
IwanAGP
post Jan 8 2015, 09:17 PM

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QUOTE(eiffel98 @ Jan 7 2015, 02:45 PM)
Today arcade ex rate 2.6550
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QUOTE(sam ooi @ Jan 8 2015, 02:30 PM)
Better fast change is before CNY reaching.. the rate will be dramatically low..
*
Any suggestion on remittance service? I don't have CIMB account in MY otherwise I can just open one here and transfer back without extra charge (lower rate though).

Don't feel safe carrying that amount of cash back M'sia. Any trusted remittance service around?
eiffel98
post Jan 8 2015, 10:34 PM

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QUOTE(IwanAGP @ Jan 8 2015, 09:17 PM)
Any suggestion on remittance service? I don't have CIMB account in MY otherwise I can just open one here and transfer back without extra charge (lower rate though).

Don't feel safe carrying that amount of cash back M'sia. Any trusted remittance service around?
*
Can consider Raffles Money Change Pte Ltd located at #20-03 Raffles Place Clifford Centre. Only SGD10 service charge per transaction (any amount) with competitive ex rate. rclxms.gif



IwanAGP
post Jan 8 2015, 11:09 PM

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QUOTE(eiffel98 @ Jan 8 2015, 10:34 PM)
Can consider Raffles Money Change Pte Ltd located at #20-03 Raffles Place Clifford Centre.  Only SGD10 service charge per transaction (any amount) with competitive ex rate.  rclxms.gif
*
hmm.gif 10SGD hmm.gif Then probably should go for CIMB.


Anyone here is using remittance instead of cash? Safe to use?


doh.gif Worried about carrying money back in cash, worried about kena con when changing money (in cash), also worried about kena con by remittance. So much worries sad.gif
ndragon
post Jan 8 2015, 11:28 PM

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QUOTE(eiffel98 @ Jan 8 2015, 10:34 PM)
Can consider Raffles Money Change Pte Ltd located at #20-03 Raffles Place Clifford Centre.  Only SGD10 service charge per transaction (any amount) with competitive ex rate.  rclxms.gif
*
QUOTE(IwanAGP @ Jan 8 2015, 11:09 PM)
hmm.gif 10SGD hmm.gif Then probably should go for CIMB.
Anyone here is using remittance instead of cash? Safe to use?
doh.gif Worried about carrying money back in cash, worried about kena con when changing money (in cash), also worried about kena con by remittance. So much worries sad.gif
*
remit 20k at there then the 10 sgd is waived..
TSdeodorant
post Jan 8 2015, 11:28 PM

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QUOTE(IwanAGP @ Jan 8 2015, 11:09 PM)
hmm.gif 10SGD hmm.gif Then probably should go for CIMB.
Anyone here is using remittance instead of cash? Safe to use?

But raffles remittance gives you better rate than CIMB. Whether it's safe or not summoning alaskanbunny sgrealestate to clarify.
IwanAGP
post Jan 8 2015, 11:41 PM

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QUOTE(ndragon @ Jan 8 2015, 11:28 PM)
remit 20k at there then the 10 sgd is waived..
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Just started working for 4 months can get 20k? 5k per month? I not so "elite" lo sad.gif

QUOTE(deodorant @ Jan 8 2015, 11:28 PM)
But raffles remittance gives you better rate than CIMB. Whether it's safe or not summoning alaskanbunny sgrealestate to clarify.
*
Ya but i probably transfer just 1000~2000 each time. If that's the case, 10SGD = ~RM26, CIMB rate can be RM0.026 lower if I transfer 1000SGD yet still getting the same amount or can be RM0.013 lower if I transfer 2000SGD.

And it's done through bank so most probably safe. Yesterday when rate goes up to 2.65 I saw someone post on FB cimb giving 2.64XX.

So if that's the case probably I should consider opening CIMB account biggrin.gif



Btw... They always use Raffles? hmm.gif

This post has been edited by IwanAGP: Jan 8 2015, 11:42 PM
ndragon
post Jan 8 2015, 11:53 PM

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QUOTE(IwanAGP @ Jan 8 2015, 11:41 PM)
Just started working for 4 months can get 20k? 5k per month? I not so "elite" lo sad.gif
Ya but i probably transfer just 1000~2000 each time. If that's the case, 10SGD = ~RM26, CIMB rate can be RM0.026 lower if I transfer 1000SGD yet still getting the same amount or can be RM0.013 lower if I transfer 2000SGD.

And it's done through bank so most probably safe. Yesterday when rate goes up to 2.65 I saw someone post on FB cimb giving 2.64XX.

So if that's the case probably I should consider opening CIMB account biggrin.gif
Btw... They always use Raffles? hmm.gif
*
pool with trusted ppl den easily hit 20k..
whchin83
post Jan 9 2015, 12:05 AM

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now 2.70 liao....................
toughnut
post Jan 9 2015, 08:51 AM

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QUOTE(deodorant @ Jan 8 2015, 07:22 PM)
It's true ayam one of the kena retrench one. Your huge bank hiring?
*
my bank not only cut head count but also lock out all our saving account.

» Click to show Spoiler - click again to hide... «

bearbear
post Jan 9 2015, 11:50 AM

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QUOTE(IwanAGP @ Jan 8 2015, 11:41 PM)
Just started working for 4 months can get 20k? 5k per month? I not so "elite" lo sad.gif
Ya but i probably transfer just 1000~2000 each time. If that's the case, 10SGD = ~RM26, CIMB rate can be RM0.026 lower if I transfer 1000SGD yet still getting the same amount or can be RM0.013 lower if I transfer 2000SGD.

And it's done through bank so most probably safe. Yesterday when rate goes up to 2.65 I saw someone post on FB cimb giving 2.64XX.

So if that's the case probably I should consider opening CIMB account biggrin.gif
Btw... They always use Raffles? hmm.gif
*
Any link to check CIMB rate? Considering opening one too as i use my CIMB Msia acc for monthly commitments.

http://www.raffles1.net/contact.php

I always go to them, though for other currencies. Rate seems to be spot on and when Ringgit burst to >2.6 in Nov/Dec; 30 minutes queue!!
Fiona Chin
post Jan 9 2015, 12:03 PM

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QUOTE(deodorant @ Jan 8 2015, 07:22 PM)
It's true ayam one of the kena retrench one. Your huge bank hiring?
*
For big boss is early retirement lo. 7-8 digits in banks. Want invest or not. Invest 1 mil guarantee 100k total return after 1 min no need wait.
TSdeodorant
post Jan 9 2015, 01:40 PM

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Anyone know if it's possible to online re-print Entry Permit for PR? I google and poke all around ICA website only can find re-entry permit eService, but not the first original Entry Permit reprint hmm.gif
toughnut
post Jan 9 2015, 01:58 PM

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Login and choose last option "Print REP". You get the same thing as the one given during you completed the PR formality (at least for mine)

There's no entry permit, only re-entry permit right?

This post has been edited by toughnut: Jan 9 2015, 01:59 PM

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