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 Working in Singapore V17, All about living in the Lil' Red Dot

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IwanAGP
post Dec 30 2014, 11:34 PM

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Anyone know whether we still can access our internet banking account for dbs/posb when we're overseas? Does the iB Secure device still works overseas?

Haven't bring it out of SG even once. Going to... Wondering doh.gif
IwanAGP
post Dec 30 2014, 11:37 PM

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QUOTE(fcuk90 @ Dec 29 2014, 11:08 PM)
called them today to ask for the status, they said it is their problems regarding the rejection for the EP as they clarify that my documents ( certs ,transcripts etc)are sufficient.

The HR help me resubmit again.
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Eh thought you already working here d doh.gif
IwanAGP
post Dec 31 2014, 12:42 AM

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QUOTE(ndragon @ Dec 31 2014, 12:27 AM)
the device should work everywhere.. it doesn't need a connection to work..
its programmed with algorithm that matches the server side.. so it will work..
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doh.gif I still don't know the concept behind it. Nvm, thanks for the input!

QUOTE(PepsiCo @ Dec 31 2014, 12:27 AM)
yup. it'll work. take note some transaction require you keying in the authentical code send to your mobile phone.
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Ya that one I know. But not so sure also... On roaming can receive?
IwanAGP
post Jan 1 2015, 09:03 PM

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QUOTE(LiangZhuge @ Jan 1 2015, 07:44 PM)
Confirm it will work, just be vary on the roaming part (SMS verification) as the SMS might be delayed reaching your phone when it is roaming. Once the SMS reached me (around 4 minutes) already time out when I was overseas.
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doh.gif Too "secured" also susah doh.gif

Now my M'sia ebanking account sms send to my old phone left at hometown. Quite troublesom when want to use doh.gif



Btw... Countdown at Vivocity (Harbourfront) really so disappointing. I thought so many ppl there should've something nice to see. Should've gone to Marina Bay/Raffles Place last night sad.gif
IwanAGP
post Jan 2 2015, 07:08 PM

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QUOTE(JohnJon82 @ Jan 2 2015, 04:16 PM)
Any civil engineer here? Can SG experience be used to register with BEM? Need to apply graduate engineer first?
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If get PE in SG d can practice in MY. Experience wise I tak tau biggrin.gif
IwanAGP
post Jan 2 2015, 07:08 PM

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QUOTE(JohnJon82 @ Jan 2 2015, 04:16 PM)
Any civil engineer here? Can SG experience be used to register with BEM? Need to apply graduate engineer first?
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If get PE in SG d can practice in MY. Experience wise I tak tau biggrin.gif
IwanAGP
post Jan 4 2015, 11:50 PM

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QUOTE(JohnJon82 @ Jan 2 2015, 07:59 PM)
Can sign? I thought cannot.
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Tak tau. I baru 4 months working, nothing is too detailed in the websites actually. Have to call them and ask perhaps.

QUOTE(rawrkun @ Jan 2 2015, 09:56 PM)
You can register with BEM even without any working experience as long as you've received your degree cert. but that's for Graduate Engineer registration.
For Professional Engineer aka IR, you'll need at least 1 year of local experience before you can register. That's the case the last time I checked with them, but that was quite some time ago..
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doh.gif I haven't register BEM haha... See when I can get it registered.

QUOTE(jitshiong @ Jan 3 2015, 03:03 PM)
1 year working experience in Malaysia still a requirement for PE.
Better register as Graduate Engineer soonest, else u will waste all ur working experience. Just like rawrkun said.
If registered as PE in SG, still have to retake PI in Malaysia after registering and also fulfill the same requirements.
Then only u qualify as PE in Malaysia and can sign off drawings.
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biggrin.gif I tak tau~~

But ain't that what washington accord is doing? Let PE in countries which signed that accord to work in other countries which signed. Not so sure. Maybe can't sign off.
IwanAGP
post Jan 5 2015, 07:38 AM

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QUOTE(zukal @ Jan 5 2015, 02:26 AM)
Hey guys any good part time job in Singapore for weekend? Not necessary have basic salary, commission based also acceptable.
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You're on PR or Work pass (S Pass/EP...)

I doubt you can take on other jobs if you're here with work pass.
IwanAGP
post Jan 6 2015, 08:57 PM

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QUOTE(Mackiddo @ Jan 6 2015, 06:25 PM)
non pr? I think you could be looking at $300-500/months?
China ppl normally lepak at boon lay, geylang, joo chiat I guess. maybe some in joo koon as well.
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doh.gif I stay right near Joo Chiat. Yeah really a lot... But to be frank. They're everywhere. Food courts, any food stalls, any type of shops... Even Indian shop/mamak shop also hire them. They're really virtually everywhere. Just not much into professional career, more towards non-skilled job like restaurant helper/construction worker.
IwanAGP
post Jan 6 2015, 11:46 PM

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QUOTE(Fiona Chin @ Jan 6 2015, 11:02 PM)
doh.gif All these Malaysians. Yeah really a lot... But to be frank. They're everywhere. SMEs, any MNCs, any type of civil services... Even authorities/ministries also hire them. They're really virtually everywhere. Just not much into atas career, more towards skilled PMET jobs like engineers/finance worker.

doh.gif  doh.gif  doh.gif
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biggrin.gif biggrin.gif But M'sia and Singapore neighbour neighbour mahh tongue.gif
IwanAGP
post Jan 8 2015, 09:17 PM

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QUOTE(eiffel98 @ Jan 7 2015, 02:45 PM)
Today arcade ex rate 2.6550
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QUOTE(sam ooi @ Jan 8 2015, 02:30 PM)
Better fast change is before CNY reaching.. the rate will be dramatically low..
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Any suggestion on remittance service? I don't have CIMB account in MY otherwise I can just open one here and transfer back without extra charge (lower rate though).

Don't feel safe carrying that amount of cash back M'sia. Any trusted remittance service around?
IwanAGP
post Jan 8 2015, 11:09 PM

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QUOTE(eiffel98 @ Jan 8 2015, 10:34 PM)
Can consider Raffles Money Change Pte Ltd located at #20-03 Raffles Place Clifford Centre.  Only SGD10 service charge per transaction (any amount) with competitive ex rate.  rclxms.gif
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hmm.gif 10SGD hmm.gif Then probably should go for CIMB.


Anyone here is using remittance instead of cash? Safe to use?


doh.gif Worried about carrying money back in cash, worried about kena con when changing money (in cash), also worried about kena con by remittance. So much worries sad.gif
IwanAGP
post Jan 8 2015, 11:41 PM

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QUOTE(ndragon @ Jan 8 2015, 11:28 PM)
remit 20k at there then the 10 sgd is waived..
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Just started working for 4 months can get 20k? 5k per month? I not so "elite" lo sad.gif

QUOTE(deodorant @ Jan 8 2015, 11:28 PM)
But raffles remittance gives you better rate than CIMB. Whether it's safe or not summoning alaskanbunny sgrealestate to clarify.
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Ya but i probably transfer just 1000~2000 each time. If that's the case, 10SGD = ~RM26, CIMB rate can be RM0.026 lower if I transfer 1000SGD yet still getting the same amount or can be RM0.013 lower if I transfer 2000SGD.

And it's done through bank so most probably safe. Yesterday when rate goes up to 2.65 I saw someone post on FB cimb giving 2.64XX.

So if that's the case probably I should consider opening CIMB account biggrin.gif



Btw... They always use Raffles? hmm.gif

This post has been edited by IwanAGP: Jan 8 2015, 11:42 PM
IwanAGP
post Jan 9 2015, 11:06 PM

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QUOTE(ndragon @ Jan 8 2015, 11:53 PM)
pool with trusted ppl den easily hit 20k..
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hmm.gif But very hard la... All colleagues from different different place. Mostly from West M'sia so they just bring cash home.

QUOTE(bearbear @ Jan 9 2015, 11:50 AM)
Any link to check CIMB rate? Considering opening one too as i use my CIMB Msia acc for monthly commitments.

http://www.raffles1.net/contact.php

I always go to them, though for other currencies. Rate seems to be spot on and when Ringgit burst to >2.6 in Nov/Dec; 30 minutes queue!!
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I think need login then click transfer there to see. That's the page I see people post.

QUOTE(LiangZhuge @ Jan 9 2015, 02:28 PM)
Maybank currently waiving the transfer fee (if you have balance of $5000 daily average)

http://info.maybank2u.com.sg/promotion/pay...t-malaysia.aspx
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Good share!

But... After 2015 how? Transfer all money back to POSB and close Maybank SG account? haha biggrin.gif
IwanAGP
post Jan 10 2015, 02:47 PM

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QUOTE(bearbear @ Jan 10 2015, 09:55 AM)
Hi, what was the rate you saw and at which day?

If it is better than money changer I think I will proceed to open an acc with cimb next week
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Er... Two days ago, 2.647 something. I also see people post one, I don't have CIMB account whether in SG/MY.

Not better rate but it's definitely safer right?

No transaction charge, just the conversion rate lower than money changer by a bit. Money transfer instantaneously also from SG to MY account. No need to go through 3rd party and no need to carry any form of cash.

Anyone using CIMB can comment? biggrin.gif
IwanAGP
post Jan 10 2015, 10:30 PM

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QUOTE(centrio1981 @ Jan 10 2015, 08:44 PM)
Guys, want to ask if my potential SG salary is worth it to take up. Or what should be a reasonable increase that you would consider appropriate?
Current MY Salary - RM15.2k gross, RM11k nett

Potential SG salary - SGD10k gross

From this, I'm assuming the following deductions :
Tax - 15% = SGD1500
EPF -11% = SGD 1100 (confirmed SG Employer will be contributing so I have to contribute my portion as well)
Rental - SGD1500
Food, transport, Bills etc - SGD1000

Balance SGD4900 x 2.45 (using an average long term rate) = RM12k

Hence, is it worth it to move to SG just for RM1k extra?
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You'll become PR as soon as you reach here?

Work pass holder no need to pay CPF one wor (~EPF in M'sia).

Btw... RM15k to SG10k is -50% d. That's quite a lot actually. From what I read before, normal case is just around 20% lower (RM10k become 8kSGD).

Anyway... 10k SGD drool.gif Really elite!
IwanAGP
post Jan 11 2015, 01:20 AM

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QUOTE(centrio1981 @ Jan 11 2015, 12:45 AM)
It's EPF, not CPF. The company is willing to do this so as to existing benefits are maintained.

Sure normally is just a 20% drop? SGD10k is the offer if I get the job. Will know more once job is confirmed.
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biggrin.gif You're transferring from M'sia to SG?

I'm not sure but some people said that.


As for me, I just started, haven't even touch the 3k bracket. Nothing much I know about those high income bracket thingy sad.gif


For my level, yes it's possible to get even same salary as in M'sia. Or just 10~20% lower. For you all the high income group I not sure. I definitely save more than working in MY though. Considering that I don't and is impossible to buy a SG car but if work in M'sia sure need buy car.
IwanAGP
post Jan 13 2015, 10:45 PM

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Anyone use CIMB Speedsend before?

Today saw the rate at their Currency Exchange Counter.

Cash RM2.615 only but "Speedsend" 2.661. Asked about the charges the lady said around $5 for 2000 (not sure how true). But then... Suddenly system down, I want send money home also can't sad.gif

If got CIMB M'sia account, instant transfer. Other banks take few days according to the counter staff.

This post has been edited by IwanAGP: Jan 13 2015, 10:46 PM
IwanAGP
post Jan 14 2015, 07:42 PM

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QUOTE(deodorant @ Jan 14 2015, 04:07 PM)
buy slow cooker and rice cooker and put inside room
every morning before go work dump all ingredients inside and on slow cooker
go work come back cook rice
tadaa rice and soup+liao every day.
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Why not bring both to office straight cook in office finish makan only come back tongue.gif




Btw... Anyone got any rooms near green line towards the central to recommend arh... Budget only 650 and below.


Last time still ok... This time find room arh... Only discovered that 650 want get decent room not so easy eh... Most rooms simply higher than 650 easily 750 d. Just start work cannot afford so expensive one cry.gif

Also many rooms only meant for Female doh.gif Good deals many for female only doh.gif doh.gif
IwanAGP
post Jan 14 2015, 10:43 PM

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QUOTE(studyboy @ Jan 14 2015, 09:00 PM)
What do you mean decent? Would you want aircon and wifi as well for 650? My friend stays at Toh Guan and pays about 550 per month (no aircon). Good deal!
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550 in fact is good deal!

Now got one room, 2km from nearest MRT but can take bus to MRT, middle of EW line. 650 aircond wifi. Another nearer to MRT but also $650 still not sure got wifi/ac or not doh.gif

Aircond still ok... Got aircond also I on 1-2 hours only each day. Only sometimes sleep till forgot to off then very cold wake up off tongue.gif

In fact I care more about WiFi biggrin.gif

Other rooms near Tiong Bahru, Redhill, Clementi etc want find 650 without AC also hard. Seriously expensive doh.gif

QUOTE(JohnJon82 @ Jan 14 2015, 09:28 PM)
My place got one room near Lavender. Males only drool.gif . You want? Should be 600-700 range I think.
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600-700 got what?

Actually after going through the room rental sites, I almost come to think that... Places near East coast (eunos/bedok/paya lebar etc) actually easily as expensive as those towards the West (clementi, redhill, tiong bahru etc)... It's like on average, Singapore room rental is already at that level doh.gif

Unless go up north maybe can get 450 500 like that. Towards the south all so bloody expensive doh.gif

This post has been edited by IwanAGP: Jan 14 2015, 10:43 PM

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