Both

Fyi, received cash back from purchases at Econsave Balakong. Bought lotsa infant milk powder on a Friday during promo

Expected that my Ikhwan application is rejected again.

What the man.

OK, will write in to split limit. Susah betul.

not surprising actually. ikhwan has a very high rejection rate. plus you have many credit cards, and not to mention they can see how many credit cards you've applied in the last 6 months.

Second time already.
I don't care they see my credit cards, I'm not afraid of it and they should be ashamed of themselves.
Since their first rejection from April, I was approved by CIMB, UOB, AmBank and HLB with no question asked, no appeal needed.
My last card got in last week was HLB Wise.

Anyway, just written to split my limit. If so action, OK la, I apply MBB VS. Damn it.

well, at the end of the day, they wanna earn money also. if a lot of application in the past 6 months, it gives an impression that one is 'desperate' though not necessarily true (most of us just wanna take advantage of the benefits). and i think they would rather approve someone who has 1 card rather than 10 cards cus higher chance for the former to use it.

anyhow, keep us updated. it would be interesting. if reject somemore, convert?

No, will not convert because I still earn TP from AmEx, can convert to EM and vouchers.
I may apply for MBB VS if it is so difficult or just live with it la and get other cards that give me petrol benefits.

This post has been edited by fruitie: Oct 2 2015, 06:04 PM

wahhh, naik gaji d arrr? why not pbb vs?

I just need to FD very little amount as my CL is close to 20k now if I'm that desperate.
But I'm still not keen on this option unless needed.

My salary still needs one more yearly salary adjustment then will reach VS' requirement I think which is next year if goes well.

This post has been edited by fruitie: Oct 2 2015, 06:14 PM

My friend with a 17k limit was bumped to VS after he requested.

Good history with MBB helps as well.

Just ask for a VS and see how they reply

Good to hear that. Let's see the verdict of my Ikhwan after my request to split limit.

Sad to hear about that. All the best for you in splitting CL, usually they will approve it. Haha this cc is really difficult to get.

It's more difficult than the legendary OCBC Ti. At least that one I managed to get it after I appealed.

Got my Ikhwan card approved. It shows in my M2U yesterday and today got the sms. Maybe next week can get it d... hehe... will miss one week 5% petrol cash back >.<

Guys

Is Family Store included in one of the groceries merchant list?

Hi guys,

got my Ikhwan card last month, I have received my e-statement for the first time,

but why I still got a paper statement sent to my house?

This post has been edited by genko123: Oct 3 2015, 03:41 PM

Swipe on groceries then, this is the reason why I apply for it. So I can sell groceries to make money.
Late is better than never

Lolz... Its also 5% on friday and saturday right? how did you sell them? lol

to me easiest way is to buy vouchers of rm1k per month, then stand-by cashier counter, seeing anyone paying with cash, then offer them to pay by voucher. haha

Well, most groceries shops are doing promotion on weekends(Friday-Sunday), buy all those with offers and sell it back after the offer.
Like Top detergents selling at rm10 for 2.5KG, you buy it and then sell it out at rm10.50 after the promotion ends(no promotion can be rm11-14), with this, you only pay rm9.50 but sell at rm10.50, so make rm0.50(rm0.50 is cash back)
Another is Milo's 2KG softpack, you will be surprise how kopitiams like to take from you by selling at rm32 But I sell at rm31.50.
This is how I cash out my credit cards
Stand by at cashier to "offer" won't do any good, some even refuse to accept the "offer", tried before