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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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fruitie
post Oct 3 2015, 06:32 PM

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QUOTE(supersound @ Oct 3 2015, 06:15 PM)
Well, most groceries shops are doing promotion on weekends(Friday-Sunday), buy all those with offers and sell it back after the offer.
Like Top detergents selling at rm10 for 2.5KG, you buy it and then sell it out at rm10.50 after the promotion ends(no promotion can be rm11-14), with this, you only pay rm9.50 but sell at rm10.50, so make rm0.50(rm0.50 is cash back)
Another is Milo's 2KG softpack, you will be surprise how kopitiams like to take from you by selling at rm32 icon_rolleyes.gif But I sell at rm31.50.
This is how I cash out my credit cards thumbup.gif
Stand by at cashier to "offer" won't do any good, some even refuse to accept the "offer", tried before doh.gif
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Does it worth the hassle for the cash back of RM 50 or RM 100 (Wise)? unsure.gif
imationyj
post Oct 3 2015, 06:36 PM

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QUOTE(supersound @ Oct 3 2015, 06:15 PM)
Well, most groceries shops are doing promotion on weekends(Friday-Sunday), buy all those with offers and sell it back after the offer.
Like Top detergents selling at rm10 for 2.5KG, you buy it and then sell it out at rm10.50 after the promotion ends(no promotion can be rm11-14), with this, you only pay rm9.50 but sell at rm10.50, so make rm0.50(rm0.50 is cash back)
Another is Milo's 2KG softpack, you will be surprise how kopitiams like to take from you by selling at rm32 icon_rolleyes.gif But I sell at rm31.50.
This is how I cash out my credit cards thumbup.gif
Stand by at cashier to "offer" won't do any good, some even refuse to accept the "offer", tried before doh.gif
*
Good idea! lol... can try the milo one... kopitiam sure wan buy... haha
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post Oct 3 2015, 06:45 PM

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QUOTE(fruitie @ Oct 3 2015, 06:32 PM)
Does it worth the hassle for the cash back of RM 50 or RM 100 (Wise)? unsure.gif
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some ppl may like the process of buying and selling ... and earn a lil. lol
dannyw
post Oct 3 2015, 07:48 PM

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QUOTE(imationyj @ Oct 3 2015, 02:45 PM)
Got my Ikhwan card approved. It shows in my M2U yesterday and today got the sms. Maybe next week can get it d... hehe... will miss one week 5% petrol cash back >.<
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Yup, after M2U, then get the sms. Another 2 days will get the card. Luckily I got it on Friday. So can start use on Saturday.
SUSsupersound
post Oct 3 2015, 08:20 PM

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QUOTE(fruitie @ Oct 3 2015, 06:32 PM)
Does it worth the hassle for the cash back of RM 50 or RM 100 (Wise)? unsure.gif
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Well, put rm500 in FD I need to have 1 year only can get rm16 of interest, assuming IR is 3.2%.
But by spending rm500 on cash back cards, I'm getting rm25 every month, this is assuming rm500 is the "forced" spending that I'm doing every month. Indeed now my spending increased due to my son's formula milk volume increases, so I need another card to compensate back. And sometimes this rm500 after I sell it off all the stuffs, I'm getting rm520, so I gain extra on top of the cash back icon_rolleyes.gif
Hassle? Maybe for some, but for me that every week has to go shopping, it is never be a hassle for me.

QUOTE(imationyj @ Oct 3 2015, 06:36 PM)
Good idea! lol... can try the milo one... kopitiam sure wan buy... haha
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Yup, 2.2KG when they are selling for rm31.99, n the spot whack 5-10 packs, then sell it at rm33 also got people willing to take thumbup.gif

QUOTE(alexanderclz @ Oct 3 2015, 06:45 PM)
some ppl may like the process of buying and selling ... and earn a lil. lol
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Well, when you have a family, you will know groceries will be part of your life, last time when I don't have family, everyday play games like no tomorrow. Now want to spend 10 minutes also cannot sweat.gif
imationyj
post Oct 3 2015, 09:59 PM

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QUOTE(dannyw @ Oct 3 2015, 07:48 PM)
Yup, after M2U, then get the sms. Another 2 days will get the card. Luckily I got it on Friday. So can start use on Saturday.
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Guess I monday or tuesday only can get it d... sweat.gif

QUOTE(supersound @ Oct 3 2015, 08:20 PM)
Yup, 2.2KG when they are selling for rm31.99, n the spot whack 5-10 packs, then sell it at rm33 also got people willing to take thumbup.gif
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You just go any kopitiam and ask whether they want buy or not ar? lol... won't they scare kena cheat? laugh.gif

This post has been edited by imationyj: Oct 3 2015, 10:01 PM
CP88
post Oct 3 2015, 11:25 PM

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QUOTE(fruitie @ Oct 2 2015, 05:51 PM)
Second time already. laugh.gif
I don't care they see my credit cards, I'm not afraid of it and they should be ashamed of themselves.
Since their first rejection from April, I was approved by CIMB, UOB, AmBank and HLB with no question asked, no appeal needed. shakehead.gif
My last card got in last week was HLB Wise.

Anyway, just written to split my limit. If so action, OK la, I apply MBB VS. Damn it. mad.gif
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More prestige! tongue.gif
SUSsupersound
post Oct 4 2015, 12:00 AM

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QUOTE(imationyj @ Oct 3 2015, 09:59 PM)
Guess I monday or tuesday only can get it d...  sweat.gif
You just go any kopitiam and ask whether they want buy or not ar? lol... won't they scare kena cheat?  laugh.gif
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Those are the kopitiam that I always go, so i know them, they know me. They even reserve a table for me to sit laugh.gif
jern25
post Oct 4 2015, 02:16 PM

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where can i use this card to top up TnG and entitled for 5% cash back? tried at Giant Kinrara, but they only accept cash to top up.
cybpsych
post Oct 4 2015, 02:26 PM

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QUOTE(jern25 @ Oct 4 2015, 02:16 PM)
where can i use this card to top up TnG and entitled for 5% cash back? tried at Giant Kinrara, but they only accept cash to top up.
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https://forum.lowyat.net/topic/3304889
kkk8787
post Oct 4 2015, 02:34 PM

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any problem with non Muslims using Ikhwan..and also if I have Maybank 2 card Platinum already, will the treat points be combined

This post has been edited by kkk8787: Oct 4 2015, 02:35 PM
fruitie
post Oct 4 2015, 02:36 PM

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QUOTE(kkk8787 @ Oct 4 2015, 02:34 PM)
any problem with non Muslims using Ikhwan..and also if I have Maybank 2 card Platinum already, will the treat points be combined
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No issue la.
Yes, can be combined when you redeem stuff.
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post Oct 4 2015, 02:43 PM

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QUOTE(kkk8787 @ Oct 4 2015, 02:34 PM)
any problem with non Muslims using Ikhwan..and also if I have Maybank 2 card Platinum already, will the treat points be combined
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cannot purchase stuff that are haram to muslims
fruitie
post Oct 4 2015, 02:47 PM

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QUOTE(alexanderclz @ Oct 4 2015, 02:43 PM)
cannot purchase stuff that are haram to muslims
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And also, no night clubs. laugh.gif
kkk8787
post Oct 4 2015, 03:21 PM

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QUOTE(alexanderclz @ Oct 4 2015, 02:43 PM)
cannot purchase stuff that are haram to muslims
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but this Ikhwan better than the Petronas Ikhwan kan... I gonna apply d woohoo...
better to apply through ringgitplus or Maybank directly
fruitie
post Oct 4 2015, 03:24 PM

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QUOTE(kkk8787 @ Oct 4 2015, 03:21 PM)
but this Ikhwan better than the Petronas Ikhwan kan... I gonna apply d woohoo...
better to apply through ringgitplus or Maybank directly
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Ringgitplus doesn't have Lazada vouchers for this Ikhwan card and I always don't really trust third parties. I will prefer banks.
kkk8787
post Oct 4 2015, 03:41 PM

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QUOTE(fruitie @ Oct 4 2015, 03:24 PM)
Ringgitplus doesn't have Lazada vouchers for this Ikhwan card and I always don't really trust third parties. I will prefer banks.
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thx fruitie..I will apply from different places
kkk8787
post Oct 4 2015, 03:42 PM

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QUOTE(kkk8787 @ Oct 4 2015, 03:41 PM)
thx fruitie..I will apply from different places
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opps I actually applied the Petronas Ikhwan with them...are they at least trustabl;e..because my private info with them..like IC and so on....not some scam website right
fruitie
post Oct 4 2015, 03:49 PM

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QUOTE(kkk8787 @ Oct 4 2015, 03:42 PM)
opps I actually applied the Petronas Ikhwan with them...are they at least trustabl;e..because my private info with them..like IC and so on....not some scam website right
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They are not scammers but as in how they use your information in the future, nobody knows.
szaku89
post Oct 4 2015, 03:51 PM

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QUOTE(kkk8787 @ Oct 4 2015, 02:34 PM)
any problem with non Muslims using Ikhwan..and also if I have Maybank 2 card Platinum already, will the treat points be combined
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Ya you have to convert in order to use this cc.




Just kiddin. It's one of the best cashback cc for petrol and groceries.
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