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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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SUSDavid83
post Oct 30 2014, 02:10 PM

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I think I'll just apply this card to replace my UOB ONE classic.
SUSDavid83
post Oct 30 2014, 02:15 PM

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QUOTE(herc @ Oct 30 2014, 02:12 PM)
i chose Maybank Visa Signature over this..
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Not qualified for that. I wished too.

Somemore AF for MBB VS is barely waive-able.
SUSDavid83
post Oct 30 2014, 04:47 PM

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QUOTE(kyle_kl @ Oct 30 2014, 04:30 PM)
Anyone has applied this card? got GST waived for first year?
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I applied by calling 03-5891 4777. No GST waiver for first year.

Gold only and don't want Zing T&G
SUSDavid83
post Nov 1 2014, 03:52 PM

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The MCC will define if you're eligible for the cash rebate of the eligible category regardless of the type of transaction - POS, offline, online, self-service kiosk
SUSDavid83
post Nov 2 2014, 10:26 AM

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Just treat it as a backup CC.

That is what I'm planning to do.
SUSDavid83
post Nov 4 2014, 08:41 PM

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QUOTE(kinabalu @ Nov 4 2014, 12:53 PM)
This card is a watered-down version of Maybank VS

less RM38 rebate, no PPL access and no 5x TP
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MBB VS won't earn you any TP on petrol and groceries.

This card still gives you 1x TP on these two categories right?
SUSDavid83
post Nov 5 2014, 07:19 AM

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Applied for a Gold.

Approved for a Platinum as the card appears in M2U.
SUSDavid83
post Nov 5 2014, 07:44 AM

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QUOTE(eddievh @ Nov 5 2014, 07:38 AM)
I'm using mbb2card right now, can I apply this card by just calling cs ?
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You have to call the other number: card centre number.

The general CS line may not entertain you.

I applied through calling.

This post has been edited by David83: Nov 5 2014, 08:14 AM
SUSDavid83
post Nov 5 2014, 08:14 AM

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QUOTE(eddievh @ Nov 5 2014, 07:47 AM)
Alright thanks.
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QUOTE
Call us now at 03-5891 4777 to get your pre-approved card

SUSDavid83
post Nov 5 2014, 09:59 PM

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QUOTE(fly126 @ Nov 5 2014, 09:56 PM)
Tumpang Tanya saat... blink.gif
Whether We Need to Submit Any Income Doc for this Applied through Calling...??? hmm.gif
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The staff will ask you if you have existing CC with MBB and if your salary goes in to MBB. If you answer YES, then no need to submit a single document.

Otherwise, I have no answer.
SUSDavid83
post Nov 6 2014, 06:43 AM

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QUOTE(janson_kaniaz @ Nov 5 2014, 11:30 PM)
do I still need to submit the necessary documents even though I'm existing maybank 2 cards holder?
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I applied through phone. If you have existing CC with MBB and if your salary goes in to MBB, no need.
SUSDavid83
post Nov 6 2014, 07:29 AM

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The CL for this new card is merely RM 12k.

My MBB2 AMEX still stays at RM 10k since its introduction.

How stingy is MBB.
SUSDavid83
post Nov 6 2014, 01:35 PM

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QUOTE(cfa28 @ Nov 6 2014, 11:05 AM)
Have u updated Maybank on your latest salary
FYI, under Basel 3, there is capital charges for unutilised CL for CC.

Hence, if u are not regularly high roller or potential high roller, banks will start to reduce CL going forward.
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They said they no need any documents since my salary goes into MBB SA.

QUOTE(Gen-X @ Nov 6 2014, 11:44 AM)
Bro, interesting that you shared above, so we can concluded that MBB Islamic and Maybank CC have separate CL, right? If yes, it means your total exposure to Maybank Group is now RM22K.

And by the way, why need high CL for the MBB Islamic MC Ikhwan? RM3K more than enough to get max benefit from the card. The card is only good as a side kick card to MBB 2 Cards.
Bro, one day you FREE, PM me to meet up and I buy you coffee and you explain to me what the heck is with the proposed changes and how I can object to it.
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I believe the CL is not shared based on this condition. I checked that my MBB2 AMEX/Visa CL is still at RM 10k.
SUSDavid83
post Nov 8 2014, 11:40 AM

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QUOTE(Johannas @ Nov 8 2014, 11:26 AM)
Applied the card yesterday by phone to supplement my mbb2amex. Would have chosen maybank/PB VS but annual income tak lepas lol.
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MBB VS AF cannot waive? You're really want?
SUSDavid83
post Nov 10 2014, 09:15 PM

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QUOTE(monara @ Nov 10 2014, 09:13 PM)
hi guys, need some advice here. icon_question.gif
should i or shouldnt i get this card. for info, already have m2c (with amex)

pros:
-get 1 additional day (friday) to get 5% cash rebate smile.gif  (though its only for petrol and grocery, but thats my major spending)
- get chance for umrah trip smile.gif
- get charity fund ( but this cant be considered as strong point, as only small amount contributed)

cons:
- my monthly cash rebate from m2c very rarely get full cap rm50, thus suppose it will not really complement the m2c hmm.gif
- still have to pay extra rm50 gst.

thanks in advance smile.gif
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Not point of getting if you're not looking for 2nd or backup card.
SUSDavid83
post Nov 11 2014, 10:55 AM

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Card arrived. Branch called for collection.
SUSDavid83
post Nov 11 2014, 01:07 PM

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QUOTE(eddievh @ Nov 11 2014, 11:17 AM)
Total it takes how many weeks ? I call up and applied last week until now mb2u never see any new card appear.
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About two weeks.

October 30th: Applied through phone
November 6th: Approved and appeared in M2U
November 11th: Arrived at branch and received call for collection

SUSDavid83
post Nov 15 2014, 04:37 PM

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Collected the card.

Got dedicated Platinum CS number like other MBB Platinum cards..

This post has been edited by David83: Nov 15 2014, 04:53 PM
SUSDavid83
post Nov 19 2014, 08:08 PM

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QUOTE(MNet @ Nov 19 2014, 07:40 PM)
u need to pay the rm50 GST + annual fee?
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This card no AF.

GST needs to pay for as no promo on this card.

GST hasn't charged yet!

This post has been edited by David83: Nov 19 2014, 08:12 PM
SUSDavid83
post Nov 19 2014, 08:30 PM

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QUOTE(janson_kaniaz @ Nov 19 2014, 08:10 PM)
do u know if we can use TP from other cards (like mb2cards) to offset the 1st GST?
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I'm planning to do so. I can't see why not.

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