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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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SUSsupersound
post Oct 30 2014, 01:24 PM

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QUOTE(Xefron @ Oct 30 2014, 12:54 PM)
how about Maybank Islamic PETRONAS Ikhwan Visa Gold Card-i ?

Benefits
-No Annual Fee
-No annual fee when you sign up for PETRONAS Ikhwan Visa and no conditions attached
-Non Compounding Charges
-Save on non compounding charges every month
-Extra TreatsPoints (with no expiry date)
-8x TreatsPoints on weekend and 5x TreatsPoints on weekdays whenever you spend at PETRONAS Service Stations
-8x TreatsPoints for purchase at groceries every weekend
-Free Petrol with TreatsPoints
-Collect TreatsPoints and use them to redeem Petronas petrol vouchers
-Enjoy Exclusive Treats!
-Free Maybankard Touch ‘n Go Zing Card
-Get this automatic reload card that is link to your PETRONAS Ikhwan Visa
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I don't want to waste big sum of money on cleaning the injection head later on, so no Petronas petrol for my car.
SUSsupersound
post Oct 30 2014, 03:50 PM

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QUOTE(laith @ Oct 30 2014, 02:32 PM)
What car are you driving?
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A Protong whistling.gif

QUOTE(muscaa @ Oct 30 2014, 02:37 PM)
thumbup.gif great card...but I got Maybank2kard Amex, MBB VS and PB VS already
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Nope, before this you need to get HLB's STUPID card for its 8.25% cash back.
SUSsupersound
post Oct 30 2014, 04:10 PM

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QUOTE(kinabalu @ Oct 30 2014, 04:06 PM)
lol... why u hate that card?  tongue.gif
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Just imagine you swipe the card at the pump and you can't get cash back, swipe at Jusco you get the officer's hair. Not to mention swipe at muslim's country they are saying the MCC is selling alcohol's MCC. Taking 9 days to get a transaction posted doh.gif
SUSsupersound
post Oct 31 2014, 10:49 AM

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QUOTE(cdspins @ Oct 31 2014, 08:56 AM)
Petrol and grocerries aleady cover by HL Wise... I guess I will pass, it is a not bad card though
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Yup, this card will be good after the STUPID card. And have to swipe on "weekends" only, so use as third card will be better deal.
Only advantage on this card is I can pay using M2U.
SUSsupersound
post Nov 2 2014, 10:52 PM

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QUOTE(Gen-X @ Nov 2 2014, 10:31 PM)
Yes, you are right Bro, only get the card if one needs another card for Petrol and Groceries.

To ALL:

I just posted a FREE Tutorial at my Facebook Page comparing the Maybankard 2 Cards and Maybank Islamic MasterCard Ikhwan for those who can't decide which card to get and worried about the RM100 GST for the Maybankard 2 Cards.

Click here to my Facebook Page to see why one should get the Maybankard  2 Cards instead of the Maybank Islamic MasterCard Ikhwan if he /she only spends up to RM1K per month.
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I think it will be easier if you just put it here rather than ask people going to your personal page.
SUSsupersound
post Nov 3 2014, 09:36 AM

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QUOTE(cdspins @ Nov 3 2014, 09:35 AM)
Want to generate visit mah...  brows.gif
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Bad attitude doh.gif
SUSsupersound
post Nov 3 2014, 02:30 PM

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QUOTE(Gen-X @ Nov 3 2014, 02:30 PM)
Bro, my Facebook Page is classified under Community and anyone can view as it is not classified under Personal where you need to friend me laugh.gif Just click on the link one can easily read my comparison of MBB 2 Cards vs MBB Islamic MC Ikhwan Card.

You expect in credit cards so no need go read my Facebook or Blog, but for those who have doubt as to which card to get, i.e, Maybankard 2 Cards versus Maybank Islamic MasterCard Ikhwan, my post at my Facebook Page can assist them in choosing the right card for them. And each of you have the prerogative to visit my Facebook or not.
haha, you very smart... yes, I have lots of info or Credit Cards and Fixed Deposit at my Facebook Page for those who are willing to visit it.
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The problem is, I boycotted FB for long time already.
SUSsupersound
post Nov 4 2014, 12:52 PM

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QUOTE(sj0217 @ Nov 4 2014, 09:45 AM)
Thanks for sharing.

Still, I think the better to take 2 for MBB2card (provide with gf or wife's detail) since the card can be use for every utility fee, petrol & Groceries

Although it will charge for RM100, but it can be redeem from TP by 25,000 which is 4-6 months spend that can be get the enough TP. After that, all the cash back is for your own reward.

Different between MBB2card & Islamic MasterCard Ikwan are only on Friday & Sunday right, correct me if I'm wrong

Below are the comparison holding MBB2card + Islamic and 2 for MBB 2cards:

2 for MBB2card - yearly spend RM24,000 (RM1000 per month per card)
- Cash back = RM1,200 (2 cards)
- point earn = 120,000 (2 cards) (equivalent to cash back RM480)
- Total earn = RM1,680

Minus
- GST Charge = RM200

Total to be earn from cask back = RM1,480

MBB 2 card & Islamic MasterCard Ikwan - yearly spend RM24,000
-cash back = RM600 (MBB2card) + RM600 (Islamic)*
-Point earn = 60,000 (MBB2card) + 12,000 (Islamic)* = equivalent to cash back RM240+RM48
-Total earn = RM1,488

Minus
- GST Charge = RM100 (MBB2card) + RM50 (Islamic)

Total to be earn from cash back = RM1,338

There have different cash back RM150

This is what I'm thinking for both cards to be holding, please let me know if I'm wrong detail given smile.gif

* Cash back is entitled only for Petrol and Groceries on Friday & Saturday
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Nope, this Ikhwan card are only good for third card. Still MBB's dual card as first card, HLB's STUPID as second card, follow by Ikhwan card.
To make your TP worth more than what it stated, the best is getting AeonBig's cash vouchers, 25000TP for rm105, then use it on 28th of the month.
SUSsupersound
post Nov 20 2014, 08:55 PM

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QUOTE(MNet @ Nov 20 2014, 08:42 PM)
still not worth it.
need to pump how many petrol to get rebate rm50 to pay for gst
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Basically you are right. But for monthly spending above rm2000, then it is a good option.
SUSsupersound
post Nov 21 2014, 09:59 PM

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QUOTE(Johannas @ Nov 21 2014, 11:39 AM)
Maybank rejected my application for this card. I already have the mbb2cards plat, guess I'll just use that first and show good payment record and try again next year lol.
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Do you have HLB's STUPID card already? If not, just get this as got 8.25% of cash back.
If you can consistently spend > rm2500 only consider get this card.
SUSsupersound
post Nov 28 2014, 12:24 PM

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QUOTE(kinabalu @ Nov 24 2014, 02:32 PM)
Maybank will debit the cash back at the beginning of every month.

They will not rebate to you after every transaction you made.

hope that clears.
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I never bother on this cash back being banked in back to me as I'm sure will get rm50 every month. They are more generous and no hidden agenda like HLB.

QUOTE(mieza @ Nov 24 2014, 04:11 PM)
I see. Thank you a lot.
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Don't worry too much on this, just set your statement date on begining of the month and you are good to go.

QUOTE(David83 @ Nov 28 2014, 08:56 AM)
Based on my calculation, the TP for the shopping category is already in.

Howeve, TP for the petrol category is not in even it has been posted.
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As far as I know, TP are calculated end of the month(I never really calculate it basically).
SUSsupersound
post Dec 30 2014, 08:44 PM

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QUOTE(sms2u @ Dec 30 2014, 10:33 AM)
Some time the terminal can be misplace expecially duing. / after member days.
Meaning terminal with supermarket place in deparmental and terminal with departmental place in super market.
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QUOTE(David83 @ Dec 30 2014, 11:05 AM)
But you won't want to take the chance. Better be safe than sorry!
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If I were to spend money in Aeon, I'll use my AMEX, sure money and TP thumbup.gif
Why want to take chances?
SUSsupersound
post Dec 31 2014, 12:06 AM

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QUOTE(David83 @ Dec 30 2014, 09:04 PM)
When AMEX is maxed out, how? doh.gif
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Still got the TPs thumbup.gif
SUSsupersound
post Jul 12 2015, 11:04 AM

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QUOTE(shadow_walker @ Jul 12 2015, 02:56 AM)
guys how to know our application is accepted or rejected? need to call or what? 1st time applying islamic credit card..maybe they dun wanna layan poorfag like me..and let say rejected can i appeal? tq yaa
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Ig you have M2U account, if it is approved, it will show up in your details.

QUOTE(Kr0ll3R @ Jul 12 2015, 10:43 AM)
Off-Topic
The MCC thingy, to be safe just pay through the pump terminal?
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Only HLB playing with MCC as they are trying to deny a cash back doh.gif
SUSsupersound
post Sep 30 2015, 04:17 PM

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QUOTE(dannyw @ Sep 30 2015, 09:49 AM)
thumbup.gif  That's good point for me!  notworthy.gif
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But before you hit the bullet over there, do survey the price outside first. Only go for it after the cash back is cheaper than the outside shops thumbup.gif
SUSsupersound
post Sep 30 2015, 04:32 PM

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QUOTE(dannyw @ Sep 30 2015, 04:23 PM)
Thanks for remind.

Yup, I did survey before I buy electrical item there. Most of the time only promo item. I just bought my Sharp Air Purifier last month there.... RM299.  cry.gif

Anyway, Telco reload card can get from there, right? At least save from there, 5% CB, 6% GST...  hmm.gif  better than nothing.

I have not received my card yet, but just like most of the user here, took 1 week to appear in M2U. Now the card row is appear 'activate' button.
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Anyway, applied this card today, after having HLB's STUPID card(groceries and petrol), MBB's dual card(keeping it since 5X TP and 5% on dining) and PBB's VS(for paying bills online), so have to force my self to spend rm3000 a month sweat.gif
Telco top up card indeed you can buy from AeonBig, they always ask me for this but I'm using postpaid.
SUSsupersound
post Oct 3 2015, 04:04 PM

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QUOTE(imationyj @ Oct 3 2015, 02:45 PM)
Got my Ikhwan card approved. It shows in my M2U yesterday and today got the sms. Maybe next week can get it d... hehe... will miss one week 5% petrol cash back >.<
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Swipe on groceries then, this is the reason why I apply for it. So I can sell groceries to make money.
Late is better than never thumbup.gif
SUSsupersound
post Oct 3 2015, 06:15 PM

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QUOTE(imationyj @ Oct 3 2015, 04:38 PM)
Lolz... Its also 5% on friday and saturday right? how did you sell them? lol  laugh.gif
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QUOTE(hebe87 @ Oct 3 2015, 05:02 PM)
to me easiest way is to buy vouchers of rm1k per month, then stand-by cashier counter, seeing anyone paying with cash, then offer them to pay by voucher. haha
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Well, most groceries shops are doing promotion on weekends(Friday-Sunday), buy all those with offers and sell it back after the offer.
Like Top detergents selling at rm10 for 2.5KG, you buy it and then sell it out at rm10.50 after the promotion ends(no promotion can be rm11-14), with this, you only pay rm9.50 but sell at rm10.50, so make rm0.50(rm0.50 is cash back)
Another is Milo's 2KG softpack, you will be surprise how kopitiams like to take from you by selling at rm32 icon_rolleyes.gif But I sell at rm31.50.
This is how I cash out my credit cards thumbup.gif
Stand by at cashier to "offer" won't do any good, some even refuse to accept the "offer", tried before doh.gif
SUSsupersound
post Oct 3 2015, 08:20 PM

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QUOTE(fruitie @ Oct 3 2015, 06:32 PM)
Does it worth the hassle for the cash back of RM 50 or RM 100 (Wise)? unsure.gif
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Well, put rm500 in FD I need to have 1 year only can get rm16 of interest, assuming IR is 3.2%.
But by spending rm500 on cash back cards, I'm getting rm25 every month, this is assuming rm500 is the "forced" spending that I'm doing every month. Indeed now my spending increased due to my son's formula milk volume increases, so I need another card to compensate back. And sometimes this rm500 after I sell it off all the stuffs, I'm getting rm520, so I gain extra on top of the cash back icon_rolleyes.gif
Hassle? Maybe for some, but for me that every week has to go shopping, it is never be a hassle for me.

QUOTE(imationyj @ Oct 3 2015, 06:36 PM)
Good idea! lol... can try the milo one... kopitiam sure wan buy... haha
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Yup, 2.2KG when they are selling for rm31.99, n the spot whack 5-10 packs, then sell it at rm33 also got people willing to take thumbup.gif

QUOTE(alexanderclz @ Oct 3 2015, 06:45 PM)
some ppl may like the process of buying and selling ... and earn a lil. lol
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Well, when you have a family, you will know groceries will be part of your life, last time when I don't have family, everyday play games like no tomorrow. Now want to spend 10 minutes also cannot sweat.gif
SUSsupersound
post Oct 4 2015, 12:00 AM

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QUOTE(imationyj @ Oct 3 2015, 09:59 PM)
Guess I monday or tuesday only can get it d...  sweat.gif
You just go any kopitiam and ask whether they want buy or not ar? lol... won't they scare kena cheat?  laugh.gif
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Those are the kopitiam that I always go, so i know them, they know me. They even reserve a table for me to sit laugh.gif

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