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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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szaku89
post Sep 29 2015, 09:27 PM

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QUOTE(vin_ann @ Sep 29 2015, 05:30 PM)
TBH, i think after 5mins i submitted my application on my way walking into cinema, i received missed call from the card centre, when i call back, the person dont know who is calling me...

i asked them to call me back after 5pm, but my movie only ends 5:30pm... after movie i straight away head to card centre, assume my card is ready for collection... to my surprised, and disappointed, told my application rejected...

then soon after i left 1U, i received 2 missed calls from card centre again... i never bother to call back....

i think my application status known within 5mins!  laugh.gif
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Highly possible they were trying to contact you to ask whether you are interested to split CL in order to get it approved. But you missed the boat.

Anyway, you can try to call up and request to split CL.
dannyw
post Sep 30 2015, 08:55 AM

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Since AEON & AEON Big is Grocery Stores, if I purchase those electrical item, where there is another Cashier counter, is it consider MCC 5411 - Grocery Stores?
vin_ann
post Sep 30 2015, 09:14 AM

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QUOTE(szaku89 @ Sep 29 2015, 09:27 PM)
Highly possible they were trying to contact you to ask whether you are interested to split CL in order to get it approved. But you missed the boat.

Anyway, you can try to call up and request to split CL.
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the CS did asked me on the splitting CL... 18k - 12k for M2C, 6k for Ikhawan.
victorywp
post Sep 30 2015, 09:43 AM

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QUOTE(dannyw @ Sep 30 2015, 08:55 AM)
Since AEON & AEON Big is Grocery Stores, if I purchase those electrical item, where there is another Cashier counter, is it consider MCC 5411 - Grocery Stores?
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any counter inside aeon big is under grocery but not aeon store.
dannyw
post Sep 30 2015, 09:49 AM

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QUOTE(victorywp @ Sep 30 2015, 09:43 AM)
any counter inside aeon big is under grocery but not aeon store.
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thumbup.gif That's good point for me! notworthy.gif
SUSsupersound
post Sep 30 2015, 04:17 PM

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QUOTE(dannyw @ Sep 30 2015, 09:49 AM)
thumbup.gif  That's good point for me!  notworthy.gif
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But before you hit the bullet over there, do survey the price outside first. Only go for it after the cash back is cheaper than the outside shops thumbup.gif
dannyw
post Sep 30 2015, 04:23 PM

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QUOTE(supersound @ Sep 30 2015, 04:17 PM)
But before you hit the bullet over there, do survey the price outside first. Only go for it after the cash back is cheaper than the outside shops thumbup.gif
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Thanks for remind.

Yup, I did survey before I buy electrical item there. Most of the time only promo item. I just bought my Sharp Air Purifier last month there.... RM299. cry.gif

Anyway, Telco reload card can get from there, right? At least save from there, 5% CB, 6% GST... hmm.gif better than nothing.

I have not received my card yet, but just like most of the member here, took 1 week to appear in M2U. Now the card column appear 'activate' button.

This post has been edited by dannyw: Sep 30 2015, 04:29 PM
SUSsupersound
post Sep 30 2015, 04:32 PM

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QUOTE(dannyw @ Sep 30 2015, 04:23 PM)
Thanks for remind.

Yup, I did survey before I buy electrical item there. Most of the time only promo item. I just bought my Sharp Air Purifier last month there.... RM299.  cry.gif

Anyway, Telco reload card can get from there, right? At least save from there, 5% CB, 6% GST...  hmm.gif  better than nothing.

I have not received my card yet, but just like most of the user here, took 1 week to appear in M2U. Now the card row is appear 'activate' button.
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Anyway, applied this card today, after having HLB's STUPID card(groceries and petrol), MBB's dual card(keeping it since 5X TP and 5% on dining) and PBB's VS(for paying bills online), so have to force my self to spend rm3000 a month sweat.gif
Telco top up card indeed you can buy from AeonBig, they always ask me for this but I'm using postpaid.
saitong09
post Sep 30 2015, 08:12 PM

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QUOTE(victorywp @ Sep 30 2015, 09:43 AM)
any counter inside aeon big is under grocery but not aeon store.
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Aeon supermarket under grocery
victorywp
post Oct 1 2015, 01:06 AM

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QUOTE(saitong09 @ Sep 30 2015, 08:12 PM)
Aeon supermarket under grocery
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i mean not all counters inside aeon store is under grocery unlike aeon big.
triOz88
post Oct 1 2015, 09:20 AM

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QUOTE(dannyw @ Sep 30 2015, 04:23 PM)
Thanks for remind.

Yup, I did survey before I buy electrical item there. Most of the time only promo item. I just bought my Sharp Air Purifier last month there.... RM299.  cry.gif

Anyway, Telco reload card can get from there, right? At least save from there, 5% CB, 6% GST...  hmm.gif  better than nothing.

I have not received my card yet, but just like most of the member here, took 1 week to appear in M2U. Now the card column appear 'activate' button.
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last month i buy prepaid reload at AEON big....
get 5% cashback and also free darlee toothpase... rclxms.gif

maybe a promo time only.. icon_rolleyes.gif
dannyw
post Oct 1 2015, 09:45 AM

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QUOTE(triOz88 @ Oct 1 2015, 09:20 AM)
last month i buy prepaid reload at AEON big....
get 5% cashback and also free darlee toothpase... rclxms.gif

maybe a promo time only.. icon_rolleyes.gif
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Wow, that's great!

Hope I can get the card before this weekend. Just received the sms yesterday evening.

Btw, once I get the card, just hit the 'activate' button on M2U, then the card can use, right?
jern25
post Oct 1 2015, 09:54 AM

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hi, yesterday applied and get my card approved at the gardens card centre. have a few question to ask to fellow friends :

1. did read that someone said that gold card is better that platinum card. why is that yea?
2. besides petrol and normal groceries, how else can i fully utilise this card? any item bought at groceries store, is entitles for 5% cb is it?
cybpsych
post Oct 1 2015, 10:12 AM

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QUOTE(jern25 @ Oct 1 2015, 09:54 AM)
hi, yesterday applied and get my card approved at the gardens card centre. have a few question to ask to fellow friends :

1. did read that someone said that gold card is better that platinum card. why is that yea?
2. besides petrol and normal groceries, how else can i fully utilise this card? any item bought at groceries store, is entitles for 5% cb is it?
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1) aesthetic punya pasal. gold color + islamic motif looks nice. but i like platinum's silver motif.

2) still based on MCC registered by the cc terminal, not nature of business. by right, it should be the nature of business that define the MCC (during registration), but nowadays many merchants serves multiple business type.
cybpsych
post Oct 1 2015, 10:13 AM

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QUOTE(dannyw @ Oct 1 2015, 09:45 AM)
Wow, that's great!

Hope I can get the card before this weekend. Just received the sms yesterday evening.

Btw, once I get the card, just hit the 'activate' button on M2U, then the card can use, right?
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you can also call CS to activate.

other reasons to make the call:

1) change your bill date, if you want.
2) set the SMS notification threshold to RM1
fruitie
post Oct 1 2015, 10:15 AM

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QUOTE(jern25 @ Oct 1 2015, 09:54 AM)
hi, yesterday applied and get my card approved at the gardens card centre. have a few question to ask to fellow friends :

1. did read that someone said that gold card is better that platinum card. why is that yea?
2. besides petrol and normal groceries, how else can i fully utilise this card? any item bought at groceries store, is entitles for 5% cb is it?
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1. Are you sure you read it on the correct thread? It's the same for Ikhwan. For HLB Wise, choose gold for cheaper AF. Ikhwan has no effect because it's a non AF. Banks will give the type of cards based on your income requirement.

2. Use it to reload TnG at places like Sam's Groceria, Jaya Grocery, Giant so you can have discounts via reloading TnG. If it's at Sam's Groceria, it has ePay system and you can pay bills (TM, Astro, Celcom) with Ikhwan and get cash rebate.

This post has been edited by fruitie: Oct 1 2015, 10:15 AM
jern25
post Oct 1 2015, 11:36 AM

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i see. so basically just the appearance la.platinum cards looks nice in my eyes tho. haha

its good to know that we can use it to pay utilites and top up TnG as well.

Any good card to complement Ikhwan card now? was looking for CIMB CB card. is it good?
cybpsych
post Oct 1 2015, 11:42 AM

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QUOTE(jern25 @ Oct 1 2015, 11:36 AM)
i see. so basically just the appearance la.platinum cards looks nice in my eyes tho. haha

its good to know that we can use it to pay utilites and top up TnG as well.

Any good card to complement Ikhwan card now? was looking for CIMB CB card. is it good?
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pls post your requirements here https://forum.lowyat.net/topic/3644347

use the template, your average spending and preference.
gastacopz
post Oct 1 2015, 03:50 PM

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QUOTE(jern25 @ Oct 1 2015, 09:54 AM)
hi, yesterday applied and get my card approved at the gardens card centre. have a few question to ask to fellow friends :

1. did read that someone said that gold card is better that platinum card. why is that yea?
2. besides petrol and normal groceries, how else can i fully utilise this card? any item bought at groceries store, is entitles for 5% cb is it?
*
good for u..

i applied 1 month ++..until now still processing..

btw applied via web

This post has been edited by gastacopz: Oct 1 2015, 03:51 PM
jetto2014
post Oct 1 2015, 08:24 PM

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sorry if this question had been ask b4. new to this card. pls advice can this card use over to the counter in petrol station or only can be use on dispenser in order for 5% cb? thanks.

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