Went to UOB to take up their Xmas FD promo of 4.2% for 12 month. (Saw the poster : 12-month CNY promo 4.1% FD)
Got a cute recycle bag and one towel (after I asked).
The leng chai trying very hard to sell me 2 non-guaranteed 5-7%p.a. 15-20yr combo plans (RetireGuard plan, Horizon plan), but failed to convince me.
He even offer me 6.9%p.a. 3-month FD if sign up either one of the above 2 combo plan.
If anyone of you are interested can visit their branch to see if it fits you.


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RHB Asset Management Sdn Bhd expects Bank Negara Malaysia to maintain its overnight policy rate (OPR) at the current 3.25% in 2015 amid slower economic growth and inflation.

Received a call tht i won a gold coin frm ocbc fd promo. Anyone get similar call?

Wow! Congrats...
When did you place the FD?
Did you go for the Ringgit Plus one?

Yes, went there the first day the promo was posted here by cybpsych on 18-Nov. Thank u so much cybpsych. Being greedy and still waiting for the Medklinn.
At first was more interested of the Medklinn and never bother with the lucky draw. Went thru the T&C of the promo and found that only 10 winners & coin is worth rm1500.

http://ocbc.com.my/assets/pdf/Accounts/OCBC_FB_TnC_v3.pdf

Wait for my pm to discuss the profit sharing settlement

Congratz!

OK thanks again. ILU

I went a week later than u... receive no call
But, I am happy for you, lyn & cybpsych rocks!

btw, what was the question they asked?

ILU too

A very tough question, which bank runs the promo?

wowwwwww congratulations! rm1500!

uhhhh ILU means I lup U??

WOW, congrats!

a-ok! still got chance.

Selection date: Within fourteen (14) days after the end of the Contest Period (30-Nov), which would begin today.

Contact date: Eligible Participant will be contacted via telephone within two (2) weeks from the selection date, via their respective telephone numbers in the Bank’s record. That means all contacting will end by December.

Bro, check out my latest article titled Australia Best Savings Account 2015.

Well, in Australia, most banks offer online Savings Accounts with higher interest rates for the first 3 or 4 months to attract new depositors. And one or two banks even offer online Savings Account that pays interest rates higher than Fixed Deposit or Term Deposit subjected that one deposit x amount monthly and make no withdrawal in a particular month.

Even if you don't have any Savings Account in Australia, I believe you will get some tips from the above said article and apply to the different types of Savings Accounts in Malaysia. Moreover, banks in Malaysia are slowly introducing Savings Accounts with similar terms and conditions like in Australia, i.e. make monthly deposit and/or make no withdrawals (e.g. OCBC Smart Savers).

Good luck to you

ok. so today instead of pump money in FD, I placed it in the partial prepayment account of my housing loan. my housing loan is practically 4.5%. this means I am getting a 4.5% FD ?

also I have another older loan which is 4.9% but this is non flexi. it makes me think to settle the account. but my problem is if I settle and there arise a opportunity to buy a shoplot, etc, I wont have enough cash on time. how to go about this dilemma ?

Mortaged the settled loan (4.9%) as over draft facilities....I am assuming it is a property loan

This post has been edited by gsc: Dec 15 2014, 10:47 PM

Just received info from RHB Bank manager that HQ informed them that the 6/9 mth FD promotion min placement has been reduced from 50k to 10k. The rates are as before at 4%/4.15% respectively. It will end by end of Dec.

This post has been edited by bbgoat: Dec 16 2014, 10:17 AM

Fresh from Ambank, 36 months 4.5%pa


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Wow thanks ah goat. Can unload before Christmas then!

With all these "tempting" rates, may have to uplift the step-up FD of RHB. Have to do some calculation first.