Actually I uplifted my FD from UOB today by Cashier's Order to make a new placement in MBB for the 3-month promo but ended with nothing and instead had to deposit the cheque into my MBB CA for clearance, wasting the weekend interest.
I better be going back to UOB on Monday for the 3-month 3.80% p.a. as I do not think there is a better rate anywhere else for
3-month FD. 

KFH

13 Months effective rate 4.09% Minimum RM10k

26 Months effective rate 4.49% Minimum RM25k

My calculation is 3.76% for 13 mths FD and 4.10% (4.098%) for the 26 mths one. 

For the islamic FD promo, the fund must come from the 3 banks too?

I just came back from a MBB branch instead of Premier Wealth Centre or Premier Wealth Lounge (I got no idea what is the diff between PWC and PWL), and too bad did not manage to catch your earlier reply to my post.

Asked the MBB staff at reception counter and was shown the FD promos reported here. When I asked her about 4% Islamic Upfront, she had no idea and referred me to an Officer. When I saw the Officer, I immediately asked about 4% Islamic Term Deposit. She asked me how I knew about it, I said from friend. She then asked me I'm depositing cash (I was dressed like a VCD seller - wearing T-Shirt, slippers and having a sling bag, hahahaha) or funds from which bank? I said any bank also can (as if), then she said how about CIMB, aiyah, that bank I have no account  , hahaha. So, I said I have RHB, she then only disclose that there is indeed a 4% upfront Islamic Term Deposit for funds from RHB, CIMB and MBSB.

Anyway, I asked the Officer how the 4% works. She said the dividend will be credited into CASA immediately. I then asked what if my cheque have yet to be cleared (I was under the impression that I can use my Personal RHB Cheque but did not confirm if this was possible), she said she will hold the cert for 2 days (which means she is aware I 'm using Personal Cheque because if I were to give her RHB Banker's Cheque, sure okay ma).

Now, Bro, like I said, I should have read your post earlier about the RHB thingy. Now have to go reconfirm if my personal RHB cheque can or not. I guess maybe I will go to MBB Premier Wealth Lounge Centre (PWL) tomorrow and check it out because the branch I went to said no penalty fees if AUM falls below required amount. And based on what you said, I will also take my RHB PB Cheque Book to show proof I have RHB account and see using HLB Banker's Cheque can or not. Well, the plus side is now I have something to do for tomorrow 

..............

And on behalf of all here who are going to enjoy "under the counter" 4% upfront from MBB, a BIG thank you to MGM.

zenquix - my report above may or may not be useful to you.

The 3 mth 3.95% MBB promo, can you confirm again ? 

Upfront interest paid immediately! this is something new to me! So, you can rollover the interest paid to another FD. A bit of a hassle to open another FD. I will try UOB then.

Bro, last time I uplifted OCBC FD, no fee for Banker's Cheque if payable to myself.

There is another advantage of 6 + 6 months rollover as 1 year FD (compared to straight 1 year FD), ie. you can withdraw when the 6 months maturity due, and decided not to rollover (if there is better rate after 6 months time), get the 3.83%, then withdraw, and opt to use the fund for other FD or other purpose.

Yes, there is cut off before about noon time to enable Rentas to credit in the same time based on experience.

But now, IBG if done early in the morning, late afternoon already credit into the account already.

Just IBG has max limit of 10~20K generally, so if bigger amount still has to do with Rentas. Correct me if I am wrong or slow in update the info.

Standard RENTAS charge could be RM 2. Some bank used to charge it for RM 4.

For those who placed extra money in KWSP.
KWSP proposed that that eligibility to withdraw at age 55 to be extended until age 60.
According to deputy CEO of KWSP, this is in line with the gov policy of new retirement age of 60.
It was in the news since 2012 but now in the news again.

I just did the same, but it was weird that when I entered my new IC number, the Ringgit Plus sign-up form
did not recognize my new IC number, then I entered my old IC number, then it worked.. 

Now received email from Ringgit Plus, but no SMS from Ringgit Plus yet..
Don't know how soon can receive SMS.. Did you receive SMS?

didnt see any posting about this, here this goes

An update on using online IBFT (instant version of IBG) to transfer FD interest from RHB. It is immediate  transfer to CB. Logged in to CB and saw it just seconds later. Now I am a believer. The cost is 80 cents vs normal online IBG of 10 cents. Worth it if we need the funds. Other banks charges is different for IBFT.