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 Fixed Deposit Rates in Malaysia V7, Please Read Post# 1 & 2

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TSGen-X
post Dec 16 2014, 11:10 AM

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QUOTE(bbgoat @ Dec 16 2014, 10:16 AM)
Just received info from RHB Bank manager that HQ informed them that the 6/9 mth FD promotion min placement has been reduced from 50k to 10k.  The rates are as before at 4%/4.15% respectively. It will end by end of Dec.  rclxms.gif  biggrin.gif
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Good to know they extending it and lowered the minimum fresh fund.Updated Post No.1.
munnie
post Dec 16 2014, 11:54 AM

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i went to standard chartered just now. they told me that the 3 months - 3.75% only eligible for existing customer with their fixed deposit. They say this promo is to retain their customers, meaning new customer like me will not get this benefits. sad.gif
bbgoat
post Dec 16 2014, 11:58 AM

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QUOTE(Gen-X @ Dec 16 2014, 11:10 AM)
Good to know they extending it and lowered the minimum fresh fund.Updated Post No.1.
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For some of the forummer:
For RHB, some branch may not receive the latest info from HQ. So have to ask them to check with HQ if they still say 50k min for the 6/9 mth promo.

QUOTE(munnie @ Dec 16 2014, 11:54 AM)
i went to standard chartered just now. they told me that the 3 months - 3.75% only eligible for existing customer with their fixed deposit. They say this promo is to retain their customers, meaning new customer like me will not get this benefits. sad.gif
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Interesting. Most banks are interested in getting new customer & new funds though for PB customer they may have exclusive promo's. biggrin.gif

gchowyh
post Dec 16 2014, 12:22 PM

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QUOTE(cklimm @ Dec 16 2014, 10:29 AM)
Fresh from Ambank, 36 months 4.5%pa
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Aiyoh, I just put in a week ago at 4.15% for 12 months!

Anyway, for the remaining BR fans, I used my Xclusive status today to get a 2015 desktop calendar, normal & pocket diary.
I did not perform any new FD placement for it.

okuribito
post Dec 16 2014, 12:28 PM

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QUOTE(gchowyh @ Dec 16 2014, 12:22 PM)
Aiyoh, I just put in a week ago at 4.15% for 12 months!

Anyway, for the remaining BR fans, I used my Xclusive status today to get a 2015 desktop calendar, normal & pocket diary.
I did not perform any new FD placement for it.
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hehehe who knows? if you put into Ambank for 3 yrs, then next 1-2 year when 1MxB go kapoot & things go crazy, rates shoot up to 5 or 6% ... How? tongue.gif

Did you go to the HQ in bfields?

This post has been edited by okuribito: Dec 16 2014, 12:29 PM
gchowyh
post Dec 16 2014, 12:47 PM

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QUOTE(okuribito @ Dec 16 2014, 12:28 PM)
hehehe who knows? if you put into Ambank for 3 yrs, then next 1-2 year when 1MxB go kapoot & things go crazy, rates shoot up to 5 or 6% ... How?  tongue.gif

Did you go to the HQ in bfields?
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Ya, is starting to look abit scary now with the amount of money flowing out of the country including 1MxB themselves! Decisions Decisions...

Nope, did not go to the HQ, I went to the Uptown branch.
okuribito
post Dec 16 2014, 01:14 PM

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QUOTE(gchowyh @ Dec 16 2014, 12:47 PM)
Ya, is starting to look abit scary now with the amount of money flowing out of the country including 1MxB themselves! Decisions Decisions...

Nope, did not go to the HQ, I went to the Uptown branch.
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i dunno la, but those reports talking about zeti & bnm meeting the 1mxb big cannons make me wonder how big exposure the glc banks have to that titanic. especially the big c. You know what i'm thinking? What's the definition of significant? How do you make something significant insignificant? It's all relative, right? If A is significant to B, what will happen to it if B double it's size? Will A be less significant to B then? Zeti might be caught between the devil & the big blue sea for all we know

But good to see ambank trying to lock in 3yr funding @4.5% Wonder how that compares with current 5 yr rates
Human Nature
post Dec 16 2014, 01:21 PM

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Ambank, 36 months 4.5%pa is tempting. Will go to the bank next week. Hope there is no CASA requirement.
aeiou228
post Dec 16 2014, 02:02 PM

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QUOTE(cklimm @ Dec 16 2014, 10:29 AM)
Fresh from Ambank, 36 months 4.5%pa
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Wow, another new high !!! Now it's evident that FD rate is trending up, both long and short terms.
BTW, I'm not talking about OPR. That one need to wait for Tan Sri Zeti Aziz and all the economic reports and statistics.


cybpsych
post Dec 16 2014, 02:03 PM

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QUOTE(cklimm @ Dec 16 2014, 10:29 AM)
Fresh from Ambank, 36 months 4.5%pa
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Terms and Conditions for I AmBanking on Top Rates 36 Months Promotion

http://www.ambank.com.my/ambank/SiteAssets...ate36mthENG.pdf

http://www.ambank.com.my/ambank/SiteAssets...Rate36mthBM.pdf
harmonics3
post Dec 16 2014, 03:18 PM

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Just received an sms saying that i've won a Medklinn Asens Air Steriliser from OCBC and RinggitPlus, need to reply with address for them to send it over.. anyone else receive it?
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post Dec 16 2014, 03:21 PM

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QUOTE(harmonics3 @ Dec 16 2014, 03:18 PM)
Just received an sms saying that i've won a Medklinn Asens Air Steriliser from OCBC and RinggitPlus, need to reply with address for them to send it over.. anyone else receive it?
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me too! we will get the product soon biggrin.gif biggrin.gif
gchowyh
post Dec 16 2014, 03:22 PM

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Not sure if anyone noticed, the IBG timing has been changed abit as follows:

http://www.cimbclicks.com.my/transfer-funds.html

Eg. Transfer between 8-11am, funds will be received by 5pm.
solarwing
post Dec 16 2014, 03:43 PM

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Received SMS as well.
Congratulations! You won a Medklinn Asens Air Steriliser from OCBC and RinggitPlus. Please reply with your address and we will send by courier.

This post has been edited by solarwing: Dec 16 2014, 03:44 PM
BoomChaCha
post Dec 16 2014, 04:01 PM

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Received 2 PM from Top Cat RO Player about BR will charge RM 5 annual fee for Coop card sad.gif

Attached Image Attached Image


nexona88
post Dec 16 2014, 04:12 PM

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QUOTE(BoomChaCha @ Dec 16 2014, 04:01 PM)
Received 2 PM from Top Cat RO Player about BR will charge RM 5 annual fee for Coop card  sad.gif

Attached Image Attached Image
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why I'm not surprise with the move yawn.gif
cybpsych
post Dec 16 2014, 04:27 PM

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QUOTE(harmonics3 @ Dec 16 2014, 03:18 PM)
Just received an sms saying that i've won a Medklinn Asens Air Steriliser from OCBC and RinggitPlus, need to reply with address for them to send it over.. anyone else receive it?
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my sms is different:

QUOTE
Hi from RinggitPlus! If you made an OCBC fixed deposit placement you might have won a Medklinn air steriliser! Reply with FD details to check!

BoomChaCha
post Dec 16 2014, 04:31 PM

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QUOTE(nexona88 @ Dec 16 2014, 04:12 PM)
why I'm not surprise with the move yawn.gif
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Lost money to carpet man..? hmm.gif

QUOTE(cybpsych @ Dec 16 2014, 04:27 PM)
my sms is different:
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I received the same like this:

Hi from RinggitPlus! If you made an OCBC fixed deposit placement you might have won a Medklinn air steriliser! Reply with FD details to check!

I already replied (sms) my FD details to Ringgit Plus, hopefully I will get it.....otherwise.. bruce.gif

This post has been edited by BoomChaCha: Dec 16 2014, 04:33 PM
cybpsych
post Dec 16 2014, 04:36 PM

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QUOTE(BoomChaCha @ Dec 16 2014, 04:31 PM)
I received the same like this:

Hi from RinggitPlus! If you made an OCBC fixed deposit placement you might have won a Medklinn air steriliser! Reply with FD details to check!

I already replied (sms) my FD details to Ringgit Plus, hopefully I will get it.....otherwise..  bruce.gif
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kancheong weiii ... seems there are 2 SMSes: confirmed, pending delivery address and/or unconfirmed, pending verification.

after sending them the details, RP's reply was ...

QUOTE
Thank you! We will check with OCBC and get back to you as soon as possible.

this means, the SMS was just purely a notification and asking us (those who registered in RP) to revert details for checking.
cybpsych
post Dec 16 2014, 04:40 PM

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QUOTE(gchowyh @ Dec 16 2014, 03:22 PM)
Not sure if anyone noticed, the IBG timing has been changed abit as follows:

http://www.cimbclicks.com.my/transfer-funds.html

Eg. Transfer between 8-11am, funds will be received by 5pm.
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nice share!

Maybank's IBG Timetable also revised!



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