EDITED: My bad, I did not read carefully 

I reread the question and it should be considered as fresh fund as it's the next day.What bank was that which did not want your mum's money?

I know some have even deposited the money withdrawn in cash form on the same day but redeposit it later with different teller.

If your mum has a cuurent account with another bank then very easy top solve the matter you mentioned.

1. FD maturing with Bank A.
2. Before uplifting the FD with Bank A. Write a Cheque from Bank B and place a new FD with promo rate.
3. After getting cert for item 2, uplift/withdraw matured FD in cash form.
4. Go deposit cash info Bank B immediately, same day if the current account got no funds in it!

Another alternative instead of withdrawing cash mentioned in item 3 and making sure that the money is credited into Bank B on same day is perform GIRO before 12.30pm. To learn more about this, click here to my article A Little Bit Of This and A Little Bit Of That Vol.1, Chapter 4 and scroll down to InterBank GIRO or IBG Transfer via Over The Counter.

Anybody had tried before to request OCBC cheque for withdrawal from its OCBC saving account? Any charges involved?

I just updated my Fixed Deposit Page which list the latest and highest FD Promos in town. Added OCBC Express Deal 6 Months FD Promo. However I excluded Maybank Islamic "Under The Counter" Attack Promos from my main Fixed Deposit Page; because, as you can see from here, some of us here get to enjoy them (3 months and/or 12 months) whereas some don't.

The discussion in the last few pages have been concentrating around UOB and MBB 3 months and 12 months promos which offer very competitive promo interest rate. Another good offer is from Alliance Bank where you get 4% for 12 months tenure. For those looking for tenure between 3 and 12 months, OCBC got a 6 months deal called Express Deal where it pays effective interest rate of 3.85%.



Anyway, for those who are interested to know more about the Maybank Islamic "Under The Counter" Term Deposit - you can read the last few pages or click here to my article Get More FREE MONEY With The Right Fixed Deposit Promotions where I have have kind of summarized it plus my own experience with 2 MBB branch.

Ok, thx for the info. Managed to put in some FD in HLB @ 4% for 15 months. 

I placed mine for 6 months on 7 Oct and I didnt know it was caled express deal...

Went to Ambank today, their promo is for 5 months, min 20k, 3.85%.... 5 months tenure probably one and the only one in the market...

ok, let me put in an inquiry to OCBC..once they confirm, then i shoot

hmm... iwas just in hlb. not true, it is still 3.85% for 12m, at least in the branch i went to.

however, 15m, 4.0% pa need not extra 10% for earmark since oct 16, was told.

i was first at uob, fd matured, asked what rate, answer was "3.3%". i said, cashier's cheque, please.

the teller didn't even try to keep my money. too much deposits, i guess....

so, hlb it was!

hmm... iwas just in hlb. not true, it is still 3.85% for 12m, at least in the branch i went to.

however, 15m, 4.0% pa need not extra 10% for earmark since oct 16, was told.

i was first at uob, fd matured, asked what rate, answer was "3.3%". i said, cashier's cheque, please.

the teller didn't even try to keep my money. too much deposits, i guess....

so, hlb it was!

Was informed yesterday morning in one HLB branch that 12 months FD revised to 3.95% but not all branches know about it because it only came into effect yesterday. Then later in the afternoon, I had to go to another branch (this time Priority Banking Centre) to withdraw FD I placed with it, and none of the tellers knew about the revised rate.

Updated Post#1 for AmBank Promo, thanks for the ending date.

Noted that LYN automatically converts links to images, kind of make it hard to read BoomChaCha Post#2. Maybe it is just me and got to get use to it.

Thanks for the HLB 3.95% update.

But why didn't you take UOB 4.05% pure FD for 12 months?
UOB offers better rate ma.. 

Thanks Bro, will update Post No.1.

To ALL: I know many of you guys here contribute a lot of valuable info; however, there are rules and regulations in this forum, therefore please do no spam, e.g.. posting 2 or posts in a row. Use the edit button instead and copy/cut and paste.

 At least, if I apply, I just need to pay RM100. Can save RM50.

That is why I figured better to do it myself than depend on people. Lead by example. Show them that credit card can earn you some money.

Really sad they using cash. 

Hi there,

When they say fresh fund, can I use RM10k from Bank A to put into FD Bank B but the next day, transfer RM10k from Bank B to Bank A?

So what happen if someone robbed you if the cheque? Will they be able to get the money?

So usually when you all withdraw fd and put into another bank fd, the banker's cheque is under whose name? (your name or the receiving bank's name?)

Can PBB accept FD placement from $$ IBG from other banks to PBB saving account within 3 days(same as OCBC) for fresh fund? 

Have been on vegetarian recently, see, no talks of lenglui (oops) 

Hopefully the coming BNM meeting, OPR increase and further increase of FD rate !   

guys, got some questions about UOB's Pure FD for 12 Months - 4.05% p.a.

there's no cert given, right? it's statement-based account?

1) if i'm transferring fund from Maybank (banker's cheque) and enrol UOB's FD, what will I get as proof of deposit? how do i check this account? do i need to enrol online banking?

2) how do i IBG the fund from Maybank to UOB? since i dont have any accounts with UOB at all, how does UOB process the fund? can UOB do a reverse-IBG from Maybank?

for example: I go to UOB, tell them i want to enrol the FD but IBG the fund from Maybank. Can UOB do that? reason i'm asking this is to save my time travelling between banks 

2) upon maturity, can i request UOB to IBG the fund back to Maybank?

thanks 

I'm going to do this later..will update your questions here..