anyone knows maybank FD rate for > 100k fresh fund ?
the last i have is 3.4% and 3.8% after 6 month.
Fixed Deposit Rates in Malaysia V7, Please Read Post# 1 & 2
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 Dec 7 2014, 08:30 PM
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#1
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Senior Member
1,630 posts Joined: Jun 2006 
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Dec 9 2014, 08:19 PM
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#2
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Senior Member
1,630 posts Joined: Jun 2006
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i m so confused.
I dont know which one to choose. all i know my housing loan is 4.9%. |
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Dec 10 2014, 01:55 PM
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#3
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Senior Member
1,630 posts Joined: Jun 2006
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QUOTE(aeiou228 @ Dec 9 2014, 08:42 PM) Didn't you realize that you just gave yourself a clear answer to your confusion ? if the housing loan no flexi, after dump money no more refinancing?No need to bother about FD, just dump all your money to your housing loan account and earn or rather, save 4.90%. Btw, make sure your housing loan is flexi loan before you dump in money.  can we dump money into EPF ? |
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Dec 15 2014, 09:30 PM
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#4
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Senior Member
1,630 posts Joined: Jun 2006
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ok. so today instead of pump money in FD, I placed it in the partial prepayment account of my housing loan. my housing loan is practically 4.5%. this means I am getting a 4.5% FD ?
also I have another older loan which is 4.9% but this is non flexi. it makes me think to settle the account. but my problem is if I settle and there arise a opportunity to buy a shoplot, etc, I wont have enough cash on time. how to go about this dilemma ? |
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