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 Fixed Deposit Rates in Malaysia V7, Please Read Post# 1 & 2

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[Ancient]-XinG-
post Dec 31 2014, 05:02 PM

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QUOTE(ay@m @ Dec 30 2014, 02:08 PM)
went to PB FD Xtra yesterday... apparently the rates up a bit...i think it is something like 4.08 and 4.28% ...both 6 months...

initially i thought it was something like 3.88 for 6 months and 4.28 for another 6 months...
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need confirmation. As just before this they show 4.08 ER.
bbgoat
post Dec 31 2014, 05:12 PM

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Opened AmBank Islamic FD 3 years at 4.5%. Have to open new Islamic FD account first though I have their conventional FD account. Interest credit is either semi annually or monthly for those above 50 years old. Interest credit into my current saving account in AmBank. rclxms.gif

This post has been edited by bbgoat: Dec 31 2014, 05:13 PM
Ramjade
post Dec 31 2014, 05:45 PM

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Just want to report CIMB charges RM5.15/banker cheque.
magika
post Dec 31 2014, 05:58 PM

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QUOTE(Ancient-XinG- @ Dec 31 2014, 05:02 PM)
need confirmation. As just before this they show 4.08 ER.
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yup confirmed 4.08 6 months plus 4.28 rollover 6 months
min 10k

This post has been edited by magika: Dec 31 2014, 06:02 PM
bbgoat
post Dec 31 2014, 08:17 PM

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QUOTE(BoomChaCha @ Dec 30 2014, 12:04 PM)
Ah Goat Sir, did you receive any news from BR that Coop card will charge RM 5.00 annual fee?
If we cancel the Coop card, can we still use the iRakyat account?
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Ah Boom Sir, did not receive any notification on that. Not sure if BR Exclusive Card member exempted ? If got charge will cancel also as only using online IBG. Last time wanted to cancel but was told no annual fees. But I remember asking the ABM and he told me cancelling the Coop card does not affect the iRakyat acct (after we activate the online acct). smile.gif

QUOTE(magika @ Dec 31 2014, 04:57 PM)
HAPPY NEW YEAR 2015 may FD rates keep on rising biggrin.gif
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Happy New Year to all also. Hopefully it will be a Magical Year with OPR up & up away !! rclxms.gif biggrin.gif tongue.gif

This post has been edited by bbgoat: Dec 31 2014, 08:20 PM
shankar_dass93
post Dec 31 2014, 09:41 PM

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QUOTE(edlimcs @ Dec 30 2014, 11:28 PM)
Yep, I've asked in my earlier post. Just placed my FD with OCBC today. Promo ends tomorrow.
This promo is called Equalizer Treat, Effective Rate @ 4.15% for 13M.

You may refer to the terms and condition posted by leo  laugh.gif
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Thanks for the info brother.
cybpsych
post Dec 31 2014, 09:59 PM

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QUOTE(cybpsych @ Dec 11 2014, 10:10 AM)
thanks. this could be the same campaign with revised rate.

Even their T&Cs (outdated now updated as of 12-Dec) vs website info vs sms above are all not consistent  rclxub.gif  rclxub.gif

user posted image

TenureInterest Rates/Indicative Profit Rates
6 months3.75% p.a
9 months4.15% p.a
12 month3.90% p.a
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user posted image

Alliance has revised the 9-month rate and extended the promo to 31-Mar-2015

TenureInterest Rates/Indicative Profit Rates
6 months3.75% p.a
9 months3.85% p.a
12 month3.90% p.a

More Info: Alliance | T&Cs
TSGen-X
post Jan 1 2015, 12:30 AM

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Please proceed to Version No.8. biggrin.gif

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