Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
5 Pages  1 2 3 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions

views
     
TSronnie
post May 9 2014, 09:48 AM, updated 11y ago

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
user posted image

Cash Back & VIP Point
6% Cash Back on Grocery, Dining and Online Transaction and earn VIP Point for other retail transactions! The Cash Back earned will be credited monthly to your Card Account.
6% cash rebate iscapped at RM60 per month per principal account.
VIP Points are redeemable for Air Miles, gift vouchers and products from our Preferred Redemption Rewards Catalogue.

Visa payWave
A fast and convenient way to pay your purchases by simply 'waving' your card when prompted by the contactless reader at the checkout.

Unlimited Complimentary Access to Plaza Premium Lounge Malaysia
Enjoy the comfort and convenience of an airport lounge regardless of class of travel or airline. Comfortable seating, recharging stations, food and beverages, high speed Wi-Fi, internet workstations, shower rooms and baggage handling are few of the services offered. Complimentary with a minimum of 5 overseas transactions within 30 days before and/or after each lounge access. This privilege is applicable to both Principal and Supplementary Card.
Note: Lounge access fee of RM75 will be charged to the card account if Cardmember does not fulfill the complimentary requirement.

Free Automatic Travel Insurance
Up to RM1.5 million travel insurance coverage. You can even claim for inconvenience due to Luggage Delay, Luggage Loss, Flight Delay, Missed
Connecting Flight, Trip Cancellations and Repatriation expenses.

Annual Fee Waiver
First year annual fee is waived for principal and supplementary cardmembers. Subsequent years' annual fee waived is subject to 12 swipes in the preceding 12 months.

Signature Help Desk
Call 03-2176 8118 for Dedicated Help Desk to provide customer service 24 hours a day, 365 days a year.

Last Updated of 8 May 2014
Product Diclosure Sheet (.pdf)
Terms & Conditions (.pdf)
About PBB Visa Signature (.pdf)

This post has been edited by ronnie: Jun 12 2014, 08:25 AM
TSronnie
post May 9 2014, 09:48 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
6% Cash Back Category Details

Grocery [MCC: 5411]
» Click to show Spoiler - click again to hide... «

Dining [MCC: 5812, 5813, 5814]
» Click to show Spoiler - click again to hide... «

Online Transaction
» Click to show Spoiler - click again to hide... «

mad.gif NO REBATES Transaction merchants vmad.gif
• AEON BiG - USJ19 City Mall
• AMPM Cafe in USJ 21 (next to Main Place)
• Easy payment from Senheng online store
• Garrett Popcorn - Midvalley
• Gloria Jeans Coffee - KLIA2
• Pacific Coffee
• Peranakan Place - Nu Sentral
• Starbucks - IPC Mall / Uptown 2 / Empire Shopping Gallery / Paradigm Mall / KLIA2
• Strangers at 47 - Section 17 PJ
• Tous Les Jours - Empire Shopping Gallery
• Uncle Tetsu Cheese Cake - 1 Utama
• Online Transactions via PBeBank

According to PB Customer Service
• Cashback calculation is based on Statement Month and credited on Statement Date
• Maximum RM60 per month, equivalent to RM1000 spend
• "Please be informed that you will enjoy the 6% rebate if it is a eCommerce transaction including bill payment/insurance (exclude transaction via www.pbebank.com). courtesy of laymank
• PDF eStatement from PBe portal will be available 2 days after Statement Date

Create a PBeBank logon with your CC
1. Go to http://www.pbebank.com
2. Click on Banking (right at the bottom)
3. Click on E-Channel (right side bar)
4. Click on PBe Personal Banking
5. Click on How do I apply ? (right side bar)
6. Scroll down to "Option 3 - PBe Online Regsitration for PB Cardmembers"

Who in the logical mind create this web of links just to do something simple like putting on the logon page and says "Create Logon ID"
or Shortcut : https://www.pbebank.com/forms/form-pbebank-registration.aspx

This post has been edited by ronnie: Jun 10 2015, 08:49 AM
activexxx
post May 9 2014, 09:52 AM

Casual
***
Junior Member
445 posts

Joined: Jan 2010
when this promotion starts and end?
ciohbu
post May 9 2014, 10:00 AM

Group: Senior Member
*******
Senior Member
2,104 posts

Joined: Oct 2006
min. income RM100,000 p/a T.T
TSronnie
post May 9 2014, 10:02 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(activexxx @ May 9 2014, 09:52 AM)
when this promotion starts and end?
*
PBB launched this card on 8 May 2014....
MGM
post May 9 2014, 10:33 AM

10k Club
********
All Stars
18,397 posts

Joined: Oct 2010
Looks like a good contender to MBB2Amex and HLWise but with PPL access (and 0% BT?)
bearbear
post May 9 2014, 10:42 AM

You'll Never Walk Alone!~!~
********
All Stars
10,061 posts

Joined: Dec 2004
From: Sheffield
PPL only applicable with 5 oversea transactions hmm.gif

but got yummy BT drool.gif
tifosi
post May 9 2014, 10:52 AM

Friend is someone to share last Cookie with!
*******
Senior Member
5,155 posts

Joined: Jan 2003
Sounds like a damn good card to replace the old OCBC Ti. But 100k pa, sigh, not there yet. icon_question.gif
MGM
post May 9 2014, 10:56 AM

10k Club
********
All Stars
18,397 posts

Joined: Oct 2010
QUOTE(bearbear @ May 9 2014, 10:42 AM)
PPL only applicable with 5 oversea transactions hmm.gif

*
So can only access on arrival after overseas trip? Where u got this info as it is not disclose at
http://www.pbebank.com/en/en_content/image...ignature_en.pdf and
http://www.pbebank.com/en/en_content/image...gnature_new.pdf
bearbear
post May 9 2014, 10:58 AM

You'll Never Walk Alone!~!~
********
All Stars
10,061 posts

Joined: Dec 2004
From: Sheffield
QUOTE(MGM @ May 9 2014, 10:56 AM)
So can only access on arrival after overseas trip? Where u got this info as it is not disclose at
http://www.pbebank.com/en/en_content/image...ignature_en.pdf  and
http://www.pbebank.com/en/en_content/image...gnature_new.pdf
*
http://www.pbebank.com/en/en_content/image...ignature_en.pdf

under Item 2 (iv)

or first post by ronnie

Unlimited Complimentary Access to Plaza Premium Lounge Malaysia
Enjoy the comfort and convenience of an airport lounge regardless of class of travel or airline. Comfortable seating, recharging stations, food and beverages, high speed Wi-Fi, internet workstations, shower rooms and baggage handling are few of the services offered. Complimentary with a minimum of 5 overseas transactions within 30 days before and/or after each lounge access. This privilege is applicable to both Principal and Supplementary Card.
Note: Lounge access fee of RM75 will be charged to the card account if Cardmember does not fulfill the complimentary requirement.
TSronnie
post May 9 2014, 11:05 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(bearbear @ May 9 2014, 10:42 AM)
PPL only applicable with 5 oversea transactions hmm.gif

but got yummy BT drool.gif
*
0% 12-month BT for new applicants !!! Is theirs based on divide by 12 monthly installment ? Just the right time for my CIMB BT
victorywp
post May 9 2014, 11:06 AM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart
hmm... definitely going to consider applying for this card. pak ronnie already applied?
TSronnie
post May 9 2014, 11:06 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(MGM @ May 9 2014, 10:56 AM)
So can only access on arrival after overseas trip? Where u got this info as it is not disclose at
http://www.pbebank.com/en/en_content/image...ignature_en.pdf  and
http://www.pbebank.com/en/en_content/image...gnature_new.pdf
*
You didn't read properly... I've extracted "important" and integrate to the first post for your convenience.
I hope it covers all Plaza Premium Lounge in all Malaysia Airports (KLIA & KLIA2)
bearbear
post May 9 2014, 11:40 AM

You'll Never Walk Alone!~!~
********
All Stars
10,061 posts

Joined: Dec 2004
From: Sheffield
QUOTE(ronnie @ May 9 2014, 11:05 AM)
0% 12-month BT for new applicants !!! Is theirs based on divide by 12 monthly installment ? Just the right time for my CIMB BT
*
One time only right? Their usual on-going is 3k/6 months?

http://www.pbebank.com/en/en_content/images/tc_acti.pdf

Need to spend 1k within 3 months, apply bt within 3 months, minimum 3k and up to 80% of CL.

btw conversion to Enrich miles is crap : 20,000 Public Bank VIP Points = 1,000 Enrich Miles

This post has been edited by bearbear: May 9 2014, 11:55 AM
tiramisu83
post May 9 2014, 11:57 AM

On my way
****
Junior Member
627 posts

Joined: Apr 2011
but need to pay for RM50 service tax...hmmm
tigaxxx
post May 9 2014, 11:59 AM

On my way
****
Senior Member
637 posts

Joined: Mar 2014
From: Airport around the world
QUOTE
Annual Fee:->
Free For Life (Principal & Supplementary Cards) - First year annual fee waived & subsequent years’ annual fee waiver is based on a minimum of 12 swipes over the preceeding 12 months.


Cash Rebate:->
6% cash rebate on grocery, dining and online transaction locally and abroad, capped at RM60 per month per principal account (exclude transaction via www.pbebank.com).


Unlimited Access to Malaysia Plaza Premium Lounge:->
Unlimited privileged access to Plaza Premium Lounge Malaysia. Complimentary with a minimum of 5
overseas transactions within 30 days before and/or after each lounge access. This privilege is applicable to both Principal and Supplementary Card.
Note: Lounge access fee of RM75 will be charged to the card account if Cardmember does not fulfill the complimentary requirement
Looks good..... but I have too many cards already doh.gif
MGM
post May 9 2014, 12:14 PM

10k Club
********
All Stars
18,397 posts

Joined: Oct 2010
Need to open a current account? As in
2. (vii) Current Account
Open a Current Account at any Public Bank branch without an introducer
Human Nature
post May 9 2014, 12:23 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
1st impression looks good.

6% cashback for dedicated dining/grocery spent. Can start to compile the list again aka OCBC Ti thread.

The PPL access is plus point, can bring supp card holder.

Will apply if there is sign-up promo to offset GST laugh.gif

card color is not nice tongue.gif

This post has been edited by Human Nature: May 9 2014, 12:31 PM
wan7075
post May 9 2014, 12:24 PM

Regular
******
Senior Member
1,437 posts

Joined: Nov 2005
rm100k per annum... i'm not qualified...
got other method to get this card?

This post has been edited by wan7075: May 9 2014, 12:28 PM
herc
post May 9 2014, 12:26 PM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
QUOTE(wan7075 @ May 9 2014, 12:24 PM)
rm10k per month... i'm not qualified...
got other method to get this card?
*
Can pledge FD. Refer to the last note:

For Public Bank Fixed Deposit (FD) customers who opt to apply PB Credit Card secured by FD, the
credit line assigned will be based on the FD pledged amount at a ratio of 1:1. To apply, please
personally submit your application at your FD account holding branch and bring along your FD
certificate for verification and photostat copy of your NRIC (both sides).

Source: http://www.pbebank.com/en/en_content/image...gnature_new.pdf

This post has been edited by herc: May 9 2014, 12:27 PM
fly126
post May 9 2014, 12:30 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012
Nice One
Currently the BEST card from PBB... thumbup.gif
Human Nature
post May 9 2014, 12:41 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
http://www.pbebank.com/en/en_content/perso...tions/acti.html

activation promo..should be extended to this VS also right
brutalsoul
post May 9 2014, 12:47 PM

A goal without a plan is just a wish
******
Senior Member
1,484 posts

Joined: Oct 2007
From: Diamond Bay
no cash back from petrol?
MGM
post May 9 2014, 01:32 PM

10k Club
********
All Stars
18,397 posts

Joined: Oct 2010
Super efficient PBB hasn't got the application form ready and is launching this new card. CS dept and bank branches don't have form yet.
victorywp
post May 9 2014, 01:36 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart
QUOTE(MGM @ May 9 2014, 01:32 PM)
Super efficient PBB hasn't got the application form ready and is launching this new card. CS dept and bank branches don't have form yet.
*
can download from their website? i haven't check yet.
beyond86
post May 9 2014, 01:38 PM

Regular
******
Senior Member
1,956 posts

Joined: May 2010
QUOTE(victorywp @ May 9 2014, 02:36 PM)
can download from their website? i haven't check yet.
*
Note:
1. Kindly mail the signed PB Card Application and the supporting documents to
PB Card Services,
10th Floor, Menara Public Bank,
146 Jalan Ampang,
P.O. Box 11722,
50754 Kuala Lumpur.
Tel. No. : 03-2176 8118
edwardccg
post May 9 2014, 01:40 PM

Regular
******
Senior Member
1,311 posts

Joined: Apr 2010
QUOTE(herc @ May 9 2014, 12:26 PM)
Can pledge FD. Refer to the last note:

For Public Bank Fixed Deposit (FD) customers who opt to apply PB Credit Card secured by FD, the
credit line assigned will be based on the FD pledged amount at a ratio of 1:1. To apply, please
personally submit your application at your FD account holding branch and bring along your FD
certificate for verification and photostat copy of your NRIC (both sides).

Source: http://www.pbebank.com/en/en_content/image...gnature_new.pdf
*
from this view, it seems like the FD amount = Credit limit?

but we still need to be in category of rm100k per annum.
too high for me but 6% pure cashback is good
MGM
post May 9 2014, 01:41 PM

10k Club
********
All Stars
18,397 posts

Joined: Oct 2010
QUOTE(victorywp @ May 9 2014, 01:36 PM)
can download from their website? i haven't check yet.
*
Can't find. Forms for other CC except VS.
Gen-X
post May 9 2014, 01:44 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
Card looks like a Classic Card!! But 6% very good smile.gif

And why the Wave feature??? Those holding this card better have a RFID blocking wallet for it.
tiramisu83
post May 9 2014, 01:45 PM

On my way
****
Junior Member
627 posts

Joined: Apr 2011
QUOTE(MGM @ May 9 2014, 01:41 PM)
Can't find. Forms for other CC except VS.
*
http://www.pbebank.com/en/en_content/perso...otions/388.html
beyond86
post May 9 2014, 01:50 PM

Regular
******
Senior Member
1,956 posts

Joined: May 2010
QUOTE(tiramisu83 @ May 9 2014, 02:45 PM)
http://www.pbebank.com/en/en_content/perso...otions/388.html
*
http://www.pbebank.com/en/en_content/images/form_388.pdf

This post has been edited by beyond86: May 9 2014, 01:51 PM


Attached File(s)
Attached File  form_388.pdf ( 409.62k ) Number of downloads: 158
Wongchoy
post May 9 2014, 02:32 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(herc @ May 9 2014, 12:26 PM)
Can pledge FD. Refer to the last note:

For Public Bank Fixed Deposit (FD) customers who opt to apply PB Credit Card secured by FD, the
credit line assigned will be based on the FD pledged amount at a ratio of 1:1. To apply, please
personally submit your application at your FD account holding branch and bring along your FD
certificate for verification and photostat copy of your NRIC (both sides).

Source: http://www.pbebank.com/en/en_content/image...gnature_new.pdf
*
Min. Pledge RM 30k . I'm rather surprised PBB came out with this card. drool.gif
tifosi
post May 9 2014, 02:55 PM

Friend is someone to share last Cookie with!
*******
Senior Member
5,155 posts

Joined: Jan 2003
QUOTE(Wongchoy @ May 9 2014, 02:32 PM)
Min. Pledge RM 30k . I'm rather surprised PBB came out with this card. drool.gif
*
Where did you get the amount 30K? I wonder if I can pledge less and furnish them with my less than 9K per month salary slip.
Jason
post May 9 2014, 02:55 PM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
No GST rebate to sign up card? Time to hunt for a public bank booth. This is a very good offer wor! Especially for dining and online transactions.

Got cash rebate with points lagi.
TSronnie
post May 9 2014, 03:08 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Can we convert VIP points to cash ?
Just submitted my application... hopefully it gets approved. Finally PBB came out with a CC worth applying for.
Wongchoy
post May 9 2014, 03:12 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(tifosi @ May 9 2014, 02:55 PM)
Where did you get the amount 30K? I wonder if I can pledge less and furnish them with my less than 9K per month salary slip.
*
My younger bro was so interested he made a call to CS to enquire about this card. Was told that the min. CL was RM30k.
SUSsupersound
post May 9 2014, 03:14 PM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
Public Bank when dealing with fraud case are the worst. They won't talk politely.
virgoguy
post May 9 2014, 03:14 PM

On my way
****
Junior Member
615 posts

Joined: Oct 2008
QUOTE(Jason @ May 9 2014, 02:55 PM)
No GST rebate to sign up card? Time to hunt for a public bank booth. This is a very good offer wor! Especially for dining and online transactions.

Got cash rebate with points lagi.
*
I think the points is not eligible for the cash rebate categories if I am not mistaken
Wongchoy
post May 9 2014, 03:35 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(Gen-X @ May 9 2014, 01:44 PM)
Card looks like a Classic Card!! But 6% very good smile.gif

And why the Wave feature??? Those holding this card better have a RFID blocking wallet for it.
*
Any chance of getting the card phished away by RFID reader ? Then the risk is certain higher, given that this card is a premium product.
Jason
post May 9 2014, 03:46 PM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
QUOTE(virgoguy @ May 9 2014, 03:14 PM)
I think the points is not eligible for the cash rebate categories if I am not mistaken
*
You won't earn VIP points when using the card for dining, online or grocery, but you get the 6%
Human Nature
post May 9 2014, 03:56 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ May 9 2014, 03:08 PM)
Can we convert VIP points to cash ?
Just submitted my application... hopefully it gets approved. Finally PBB came out with a CC worth applying for.
*
You are always among the 1st to apply new card thumbup.gif

So far, only know that the VIP points can be used to offset GST.

I am wondering why they want to have the account opening requirement. Quite a hassle.
sonnas
post May 9 2014, 04:05 PM

Getting Started
**
Junior Member
68 posts

Joined: Dec 2013
so if apply online, and assume that you get the card, then spend $2000 at the first month after card activation. theoretically the max cash back you can get it:

1. RM60.00 (assuming 1000 for grocery, dining, online)
2. RM60.00 ( activation bonus by spending at least RM80 in 60 days ? is this visa signature equal to platinum)
3. RM150 ( PART 1 of $388 online application promotion, to qualify for the RM150 Cash Back, the Qualified Cardmember must have charged on his principal credit card an accumulated retail purchase of RM1,000 and above within the first 2-months from the card approval date )
4. RM238 (PART 2 of $388 online application promotion, Balance Transfer TnC)

and lagi get 0% from BT ?

Maximum CB first month = 60 + 60 + 388 ? = 508 ?

Does the CB stack-able? Sounds like a big frog on the street.
TSronnie
post May 9 2014, 04:08 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ May 9 2014, 03:56 PM)
I am wondering why they want to have the account opening requirement. Quite a hassle.
*
It's feature lah doh.gif Doesn't mean you have to open a PBB current account
QUOTE
Open a Current Account at any Public Bank branch without an introducer.
TSronnie
post May 9 2014, 04:16 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
According to the ad in The Star, we get RM188 for Early-Bird applicants (first 300 New-to-Bank customers).

I do hope to get the RM60 activation & RM150 (from the RM388 campaign as well)
Human Nature
post May 9 2014, 04:42 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ May 9 2014, 04:08 PM)
It's feature lah doh.gif Doesn't mean you have to open a PBB current account
*
ahh..okay biggrin.gif
Human Nature
post May 9 2014, 05:19 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ May 9 2014, 03:08 PM)
Just submitted my application... hopefully it gets approved. Finally PBB came out with a CC worth applying for.
*
How do you submit your application? The VS card is not listed under card selection at the online application yet. Bear in mind that to be eligible for the 150/388, you need to apply online.
victorywp
post May 9 2014, 05:35 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart
QUOTE(Human Nature @ May 9 2014, 03:56 PM)
You are always among the 1st to apply new card  thumbup.gif

So far, only know that the VIP points can be used to offset GST.

I am wondering why they want to have the account opening requirement. Quite a hassle.
*
bcs he is rich... simply take out any one of his cards also can swipe and fully paid for a volkswagen (if they accept cc for full payment). thumbup.gif
ReWeR
post May 9 2014, 05:41 PM

Foreveralone
******
Senior Member
1,715 posts

Joined: Sep 2004
From: KL
minimum income rm100000 per annum, means monthly need to have average rm8400 salary cry.gif
victorywp
post May 9 2014, 05:44 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart
QUOTE(ReWeR @ May 9 2014, 05:41 PM)
minimum income rm100000 per annum, means monthly need to have average rm8400 salary cry.gif
*
pledge with fd rm30k ok? brows.gif
sonnas
post May 9 2014, 07:12 PM

Getting Started
**
Junior Member
68 posts

Joined: Dec 2013
QUOTE(Human Nature @ May 9 2014, 05:19 PM)
How do you submit your application? The VS card is not listed under card selection at the online application yet. Bear in mind that to be eligible for the 150/388, you need to apply online.
*
sonnas
post May 9 2014, 07:20 PM

Getting Started
**
Junior Member
68 posts

Joined: Dec 2013
Online forrm snapshot


Attached thumbnail(s)
Attached Image
Human Nature
post May 9 2014, 07:23 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(sonnas @ May 9 2014, 07:20 PM)
Online forrm snapshot
*
Still not available here:
https://www.pbebank.com/en/features/applyCCard.jsp

Your image is from the pdf copy, filled up and then email. So this also considered online hmm.gif

This post has been edited by Human Nature: May 9 2014, 07:30 PM
Wongchoy
post May 9 2014, 10:00 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
PBB VS 6% CB Dining Grocery & Online versus HLB Wise 10% CB Dining Grocery & Mobile. How would you all rate both cards ?
MGM
post May 9 2014, 10:26 PM

10k Club
********
All Stars
18,397 posts

Joined: Oct 2010
QUOTE(Wongchoy @ May 9 2014, 10:00 PM)
PBB VS 6% CB Dining Grocery & Online versus HLB Wise 10% CB Dining Grocery & Mobile. How would you all rate both cards ?
*
For me they are complementary for I would use Wise for mobile,petrol and deptstore, PBB VS for dining, groceries & online and MBB2Amex for weekend and Watami for every other things.
neverland
post May 9 2014, 10:34 PM

Getting Started
**
Junior Member
106 posts

Joined: Dec 2008
Hello all, is it if I can pledge with 30k fd then it will not care about my salary already?
Wongchoy
post May 9 2014, 10:49 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(neverland @ May 9 2014, 10:34 PM)
Hello all, is it if I can pledge with 30k fd then it will not care about my salary already?
*
To be honest, BNM mandates that all application must submit their income documents. But PBB made no mention of it. They just say bring the FD cert and IC to the holding branch for processing !
Jason
post May 9 2014, 10:58 PM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
QUOTE(Wongchoy @ May 9 2014, 10:49 PM)
To be honest, BNM mandates that all application must submit their income documents. But PBB made no mention of it. They just say bring the FD cert and IC to the holding branch for processing !
*
Maybe public bank is doing that to cater to a niche market. People who have money but no salary slip to back it. E.g. ah longs, Nigerian princes etc.
SUSsupersound
post May 9 2014, 11:05 PM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(Wongchoy @ May 9 2014, 10:49 PM)
To be honest, BNM mandates that all application must submit their income documents. But PBB made no mention of it. They just say bring the FD cert and IC to the holding branch for processing !
*
The fact is, the banks will approve any application based on CTOS, CRISS. So an IC(for employee) will be more than enough.
MGM
post May 9 2014, 11:05 PM

10k Club
********
All Stars
18,397 posts

Joined: Oct 2010
QUOTE(ronnie @ May 9 2014, 04:16 PM)
According to the ad in The Star, we get RM188 for Early-Bird applicants (first 300 New-to-Bank customers).

I do hope to get the RM60 activation & RM150 (from the RM388 campaign as well)
*
According to the CS, rm188 CB for offline application and rm150 for online application. But To qualify for the RM150 Cash Back, the Qualified Cardmember must have charged on his principal credit card an accumulated retail purchase of RM1,000 and above within the first 2-months from the card approval date.
wengherng
post May 9 2014, 11:44 PM

Regular
******
Senior Member
1,865 posts

Joined: Jun 2008
QUOTE(MGM @ May 9 2014, 10:26 PM)
For me they are complementary for I would use Wise for mobile,petrol and deptstore, PBB VS for dining, groceries & online and MBB2Amex for weekend and Watami for every other things.
*
My thoughts exactly.
I do not think there is a "better" card, just which card suits your lifestyle the best.
For me, Watami for insurance premiums, Wise for petrol, dining and mobile, and MBB2 AMEX for everything else including groceries, which I only do on weekends.
TSronnie
post May 9 2014, 11:47 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ May 9 2014, 07:23 PM)
Still not available here:
https://www.pbebank.com/en/features/applyCCard.jsp

Your image is from the pdf copy, filled up and then email. So this also considered online hmm.gif
*
That's what I did... let's see if I can get RM188 or RM150 .... I do prefer RM188 though
tigaxxx
post May 9 2014, 11:59 PM

On my way
****
Senior Member
637 posts

Joined: Mar 2014
From: Airport around the world
QUOTE(MGM @ May 9 2014, 10:26 PM)
For me they are complementary for I would use Wise for mobile,petrol and deptstore, PBB VS for dining, groceries & online and MBB2Amex for weekend and Watami for every other things.
*
I use wise for mobile,groceries & travel... m2card amex platinum on weekend until maximum (i.e rm1k+rm1k)
the rest will be using m2card amex reserve + VI
wengherng
post May 10 2014, 12:04 AM

Regular
******
Senior Member
1,865 posts

Joined: Jun 2008
QUOTE(tigaxxx @ May 9 2014, 11:59 PM)
I use wise for mobile,groceries & travel... m2card amex platinum on weekend  until maximum (i.e rm1k+rm1k)
the rest will be using m2card amex reserve + VI
*
If you autodebit your insurance premiums, you might want to consider Watami card.
3% cashback, on condition that you swipe at least RM3k every quarter.
tigaxxx
post May 10 2014, 12:09 AM

On my way
****
Senior Member
637 posts

Joined: Mar 2014
From: Airport around the world
QUOTE(wengherng @ May 10 2014, 12:04 AM)
If you autodebit your insurance premiums, you might want to consider Watami card.
3% cashback, on condition that you swipe at least RM3k every quarter.
*
I only buy insurance twice a year for my 2 cars...so I prefer to use either m2c amex platinum for 5% CB or m2 card premier for enrich miles (rm2.25 for 1 enrich miles)
tigaxxx
post May 10 2014, 12:16 AM

On my way
****
Senior Member
637 posts

Joined: Mar 2014
From: Airport around the world
however I'm still considering to get PB VS for dining and some online transactions that can't be done by m2card amex ..
victorywp
post May 10 2014, 12:16 AM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart
QUOTE(MGM @ May 9 2014, 10:26 PM)
For me they are complementary for I would use Wise for mobile,petrol and deptstore, PBB VS for dining, groceries & online and MBB2Amex for weekend and Watami for every other things.
*
yeah, i agree with your planning with these 4 cards. they are the best package covering all the major categories with 10%, 6%, 5%+2%, and others at 3%. great!
wengherng
post May 10 2014, 12:28 AM

Regular
******
Senior Member
1,865 posts

Joined: Jun 2008
QUOTE(tigaxxx @ May 10 2014, 12:09 AM)
I only buy insurance twice a year for my 2 cars...so I prefer to use either m2c amex platinum for 5% CB or m2 card premier for enrich miles (rm2.25 for 1 enrich miles)
*
What about your medical or life insurances?
tigaxxx
post May 10 2014, 12:36 AM

On my way
****
Senior Member
637 posts

Joined: Mar 2014
From: Airport around the world
QUOTE(wengherng @ May 10 2014, 12:28 AM)
What about your medical or life insurances?
*
covered by company..but thinking of buying for my kids.. smile.gif
wengherng
post May 10 2014, 12:47 AM

Regular
******
Senior Member
1,865 posts

Joined: Jun 2008
QUOTE(tigaxxx @ May 10 2014, 12:36 AM)
covered by company..but thinking of buying for my kids.. smile.gif
*
You should indeed, everyone should have their own medical cards.
Medical costs these days are just too damned ridiculous.
My company also covers my medical insurance, but the thing is, chances are you won't be working for the same company forever, and even if you do, when you retire at age 60, you'll have zero insurance coverage then, and it will be unthinkably expensive to start buying insurance when you're 60.
Maybe I'm paranoid, but I'd just rather err on the side of caution.
Gen-X
post May 10 2014, 01:14 AM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
does this card earn Cash Back for other transactions besides dining, grocery and online transactions? If no, what is the point of minimum CL RM30K since the cash back is capped at RM60. CL RM2K is enough, hahaha.

Okay you do earn 1 VIP Point, but I bet the returns will be less than 0.5% for cash vouchers. Therefore this is not competitive compared to say OCBC Titanium Mastercard which you give you1% CB.

And one only earns 1X Point for overseas transactions. This is really a joke for a so called Premier credit card.

I can tell you PBB will terminate or revise the 6% CB in less than 2 years just like what OCBC did for their Titanium MasterCard. This is because no one here in LYN CC Section is so stupid to go use the card for any other reason except to earn the RM60 monthly CB (max spending RM1K/month). Well, maybe those who want the free local airport lounge access can go use it at McD when overseas (and earn 6% CB too), hahaha

This post has been edited by Gen-X: May 10 2014, 01:37 AM
tifosi
post May 10 2014, 04:19 AM

Friend is someone to share last Cookie with!
*******
Senior Member
5,155 posts

Joined: Jan 2003
Still thinking if I should pledge 30K for the card. I have Mach that covers 5% dining, CIMB CB Plat for 5% online purchases and I don't really do grocery at all. I think it's better off putting my money in BR FD for better returns.
victorywp
post May 10 2014, 08:36 AM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart
QUOTE(Gen-X @ May 10 2014, 01:14 AM)
does this card earn Cash Back for other transactions besides dining, grocery and online transactions? If no, what is the point of minimum CL RM30K since the cash back is capped at RM60. CL RM2K is enough, hahaha.

Okay you do earn 1 VIP Point, but I bet the returns will be less than 0.5% for cash vouchers.  Therefore this is not competitive compared to say OCBC Titanium Mastercard which you give you1% CB.

And one only earns 1X Point for overseas transactions. This is really a joke for a so called Premier credit card.

I can tell you PBB will terminate or revise the 6% CB in less than 2 years just like what OCBC did for their Titanium MasterCard. This is because no one here in LYN CC Section is so stupid to go use the card for any other reason except to earn the RM60 monthly CB (max spending RM1K/month). Well, maybe those who want the free local airport lounge access can go use it at McD when overseas (and earn 6% CB too), hahaha
*
yeah, it's true about what you said.

lol, that's a good idea. but which overseas mcd accept cc payment? sorry, usually i use cash as i thought they were the same like malaysia (cash only). lol...
mcricky
post May 10 2014, 09:10 AM

Getting Started
**
Junior Member
186 posts

Joined: Dec 2008
QUOTE(victorywp @ May 10 2014, 08:36 AM)
yeah, it's true about what you said.

lol, that's a good idea. but which overseas mcd accept cc payment? sorry, usually i use cash as i thought they were the same like malaysia (cash only). lol...
*
I went business trip to Norway, no need to change money, everywhere accept credit card, best example, go public toilet also can swipe credit card..it's a credit card swiping paradise.. haha
SUSsupersound
post May 10 2014, 09:12 AM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(wengherng @ May 10 2014, 12:47 AM)
You should indeed, everyone should have their own medical cards.
Medical costs these days are just too damned ridiculous.
My company also covers my medical insurance, but the thing is, chances are you won't be working for the same company forever, and even if you do, when you retire at age 60, you'll have zero insurance coverage then, and it will be unthinkably expensive to start buying insurance when you're 60.
Maybe I'm paranoid, but I'd just rather err on the side of caution.
*
You can choose not to jump company. Sometimes money is not everything.
20 years ago people also don't have medical card, but why they have lesser sickness?
Is our current lifestyle that makes us sick.
Human Nature
post May 10 2014, 10:54 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
I am waiting for the (rumor) new OCBC card to see whether it has better cash back features. Currently all my non-weekend, non-amex dining go to Watami card for 3%. So the 6% here doubles it.

The lounge access is less attractive with the swipe condition.
iamWill
post May 10 2014, 11:06 AM

On my way
****
Senior Member
650 posts

Joined: Jan 2003
chinaman company must have done their due diligence. haha
victorywp
post May 10 2014, 11:15 AM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart
QUOTE(mcricky @ May 10 2014, 09:10 AM)
I went business trip to Norway, no need to change money, everywhere accept credit card, best example, go public toilet also can swipe credit card..it's a credit card swiping paradise.. haha
*
wow, go public toilet also can swipe cc? lol... fully understand now... thanks!
Gen-X
post May 10 2014, 11:33 AM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
QUOTE(victorywp @ May 10 2014, 08:36 AM)
yeah, it's true about what you said.

lol, that's a good idea. but which overseas mcd accept cc payment? sorry, usually i use cash as i thought they were the same like malaysia (cash only). lol...
*
In developed countries, nowadays people don't even have cheque book or cash in their wallet as most use Debit Cards. The Wave Feature is handy but like I said, better get RDIF blocking wallet.

As for McD, no need go very far, McD SG accept CC/DC. However, I would suggest you get a PIN number if you really want to use your CC overseas for small purchases or at Self service counters.
Wongchoy
post May 10 2014, 02:08 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(Gen-X @ May 10 2014, 11:33 AM)
In developed countries, nowadays people don't even have cheque book or cash in their wallet as most use Debit Cards. The Wave Feature is handy but like I said, better get RDIF blocking wallet.

As for McD, no need go very far, McD SG accept CC/DC. However, I would suggest you get a PIN number if you really want to use your CC overseas for small purchases or at Self service counters.
*
My smallest ever trnx on my CC was a S$1.40 for a cup of soya bean at Mr. Bean. S$7 is all it takes to visit PPL. Good try biggrin.gif
nothingz
post May 10 2014, 02:14 PM

6 Stars General
*******
Senior Member
2,757 posts

Joined: Jan 2007
SG McD accepts Nets Flashpay (a SG payment network) not Visa/Mastercard credit card as i know
wengherng
post May 10 2014, 03:50 PM

Regular
******
Senior Member
1,865 posts

Joined: Jun 2008
QUOTE(mcricky @ May 10 2014, 09:10 AM)
I went business trip to Norway, no need to change money, everywhere accept credit card, best example, go public toilet also can swipe credit card..it's a credit card swiping paradise.. haha
*
What?!
You can swipe your credit card to access public toilets???
How much do they actually charge to use the public toilet?
Wongchoy
post May 10 2014, 03:51 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(nothingz @ May 10 2014, 02:14 PM)
SG McD accepts Nets Flashpay (a SG payment network) not Visa/Mastercard credit card as i know
*
Yes u r right . Burgerking on the other hand accept CC and paywave.
wengherng
post May 10 2014, 03:53 PM

Regular
******
Senior Member
1,865 posts

Joined: Jun 2008
QUOTE(supersound @ May 10 2014, 09:12 AM)
You can choose not to jump company. Sometimes money is not everything.
20 years ago people also don't have medical card, but why they have lesser sickness?
Is our current lifestyle that makes us sick.
*
True, but sometimes it's not really up to the employee, haha.
Some companies have no choice but to downsize their workforce due to financial difficulties.
cry.gif
DarReNz
post May 10 2014, 04:12 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007
so the first month cash back goes to the service tax
victorywp
post May 10 2014, 06:15 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart
QUOTE(nothingz @ May 10 2014, 02:14 PM)
SG McD accepts Nets Flashpay (a SG payment network) not Visa/Mastercard credit card as i know
*
QUOTE(Wongchoy @ May 10 2014, 03:51 PM)
Yes u r right . Burgerking on the other hand accept CC and paywave.
*
not sure if they accept autopass...
Wongchoy
post May 10 2014, 09:47 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(victorywp @ May 10 2014, 06:15 PM)
not sure if they accept autopass...
*
Autopass is pretty much useless except for toll and parking.
mcricky
post May 10 2014, 10:02 PM

Getting Started
**
Junior Member
186 posts

Joined: Dec 2008
QUOTE(wengherng @ May 10 2014, 03:50 PM)
What?!
You can swipe your credit card to access public toilets???
How much do they actually charge to use the public toilet?
*
about rm5++ per entry
victorywp
post May 10 2014, 10:10 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart
QUOTE(Wongchoy @ May 10 2014, 09:47 PM)
Autopass is pretty much useless except for toll and parking.
*
if not mistaken some grocery shops accept it for payment. but i never try before, only for toll and parking so far.
Wongchoy
post May 10 2014, 11:06 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(victorywp @ May 10 2014, 10:10 PM)
if not mistaken some grocery shops accept it for payment. but i never try before, only for toll and parking so far.
*
In fact all NETS merchant could accept it. The function is the same as NETS Cashcard.
victorywp
post May 10 2014, 11:32 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart
QUOTE(Wongchoy @ May 10 2014, 11:06 PM)
In fact all NETS merchant could accept it. The function is the same as NETS Cashcard.
*
yes, it's function is same like nets cashcard. only that autopass is for malaysian who drive into sg. but as mentioned, mcd accept nets flashpay, which is why i wonder whether autopass can be used in mcd too.
alexwsk
post May 11 2014, 01:00 PM

Look at all my stars!!
*******
Senior Member
4,090 posts

Joined: Jan 2003
From: USJ
QUOTE(Gen-X @ May 10 2014, 01:14 AM)
does this card earn Cash Back for other transactions besides dining, grocery and online transactions? If no, what is the point of minimum CL RM30K since the cash back is capped at RM60. CL RM2K is enough, hahaha.

Okay you do earn 1 VIP Point, but I bet the returns will be less than 0.5% for cash vouchers.  Therefore this is not competitive compared to say OCBC Titanium Mastercard which you give you1% CB.

And one only earns 1X Point for overseas transactions. This is really a joke for a so called Premier credit card.

I can tell you PBB will terminate or revise the 6% CB in less than 2 years just like what OCBC did for their Titanium MasterCard. This is because no one here in LYN CC Section is so stupid to go use the card for any other reason except to earn the RM60 monthly CB (max spending RM1K/month). Well, maybe those who want the free local airport lounge access can go use it at McD when overseas (and earn 6% CB too), hahaha
*
being pbb, i bet one yr only brows.gif
else they will add on new conditions

sour grapes here blush.gif
tigaxxx
post May 11 2014, 02:09 PM

On my way
****
Senior Member
637 posts

Joined: Mar 2014
From: Airport around the world
QUOTE(alexwsk @ May 11 2014, 01:00 PM)
sour grapes here  blush.gif
*
Or overripe grapes..x tahan lama..hehe
sonnas
post May 11 2014, 06:50 PM

Getting Started
**
Junior Member
68 posts

Joined: Dec 2013
QUOTE(Gen-X @ May 10 2014, 01:14 AM)
does this card earn Cash Back for other transactions besides dining, grocery and online transactions? If no, what is the point of minimum CL RM30K since the cash back is capped at RM60. CL RM2K is enough, hahaha.

Okay you do earn 1 VIP Point, but I bet the returns will be less than 0.5% for cash vouchers.  Therefore this is not competitive compared to say OCBC Titanium Mastercard which you give you1% CB.

And one only earns 1X Point for overseas transactions. This is really a joke for a so called Premier credit card.

I can tell you PBB will terminate or revise the 6% CB in less than 2 years just like what OCBC did for their Titanium MasterCard. This is because no one here in LYN CC Section is so stupid to go use the card for any other reason except to earn the RM60 monthly CB (max spending RM1K/month). Well, maybe those who want the free local airport lounge access can go use it at McD when overseas (and earn 6% CB too), hahaha
*
Yo GEN-X, with all respect, this is Visa Signature la, not Visa Infinite. Not that "Premier" smile.gif
day to day use card la. different tier to compare to your VI/AR collections. hehe !
Gen-X
post May 11 2014, 10:25 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
QUOTE(sonnas @ May 11 2014, 06:50 PM)
Yo GEN-X, with all respect, this is Visa Signature la, not Visa Infinite. Not that "Premier" smile.gif
day to day use card la. different tier to compare to your VI/AR collections. hehe !
*
Bro, Visa Signature falls under Premier credit card category. But I guess I we can start a new category, e.g. sub-Premier or like you said "not that premier" or Premier wannabe laugh.gif

Too bad this day to day card is only offered to those earning RM100K and above and not to the people who really need the cash back to make ends need.

This post has been edited by Gen-X: May 11 2014, 11:32 PM
excelint
post May 12 2014, 11:30 AM

Getting Started
**
Junior Member
59 posts

Joined: Mar 2010
QUOTE(Gen-X @ May 10 2014, 11:33 AM)
In developed countries, nowadays people don't even have cheque book or cash in their wallet as most use Debit Cards. The Wave Feature is handy but like I said, better get RDIF blocking wallet.

As for McD, no need go very far, McD SG accept CC/DC. However, I would suggest you get a PIN number if you really want to use your CC overseas for small purchases or at Self service counters.
*
bro Gen-X, do Malaysia credit card already has the pin?
i mean like European, their credit card is not using signature verification, but it is using the pin verification.
if yes, i really want to get it.
currently using Maybank 2 card + citibank premiermile
thinking to add this one
cx2531
post May 12 2014, 11:36 AM

On my way
****
Senior Member
568 posts

Joined: Jun 2011
min requirement?
excelint
post May 12 2014, 11:37 AM

Getting Started
**
Junior Member
59 posts

Joined: Mar 2010
i found this
http://www.pbebank.com.my/en/en_content/pe...otions/388.html

why hunt for the Public Bank credit booth while you can get RM150 cash back (with RM1000 spending) by applying online..

QUOTE
To qualify for the RM150 Cash Back, the Qualified Cardmember must have
charged on his principal credit card an accumulated retail purchase of RM1,000
and above within the first 2-months from the card approval date
SUSendau02
post May 12 2014, 01:28 PM

Look at all my stars!!
*******
Senior Member
3,180 posts

Joined: Jun 2009
From: Borlänge
QUOTE(herc @ May 9 2014, 12:26 PM)
Can pledge FD. Refer to the last note:

For Public Bank Fixed Deposit (FD) customers who opt to apply PB Credit Card secured by FD, the
credit line assigned will be based on the FD pledged amount at a ratio of 1:1. To apply, please
personally submit your application at your FD account holding branch and bring along your FD
certificate for verification and photostat copy of your NRIC (both sides).

Source: http://www.pbebank.com/en/en_content/image...gnature_new.pdf
*
credit line = credit limit ka?
victorywp
post May 12 2014, 03:00 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart
QUOTE(cx2531 @ May 12 2014, 11:36 AM)
min requirement?
*
100k pa
SUSsupersound
post May 12 2014, 03:25 PM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(excelint @ May 12 2014, 11:30 AM)
bro Gen-X, do Malaysia credit card already has the pin?
i mean like European, their credit card is not using signature verification, but it is using the pin verification.
if yes, i really want to get it.
currently using Maybank 2 card + citibank premiermile
thinking to add this one
*
With PIN verification, banks can't make money from us already. Most of the fraud case they are claiming rm250 from us(as stated by regulation) and claim full amount from insurance companies.
Our country's CC are advanced type with the chip inside, if banks really wants to improve security and reducing fraud case, they can always put our IC basic info to it then upgrade the CC machine with finger print reading flex.gif
Gen-X
post May 12 2014, 04:16 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
QUOTE(excelint @ May 12 2014, 11:30 AM)
bro Gen-X, do Malaysia credit card already has the pin?
i mean like European, their credit card is not using signature verification, but it is using the pin verification.
if yes, i really want to get it.
currently using Maybank 2 card + citibank premiermile
thinking to add this one
*
Bro, years ago, even 20 years ago, all Malaysian credit cards are issued with a PIN number. But most are like me, just tear it up or keep in drawer.

YES, Malaysian issued credit card still comes with PIN (if you request for it) because you need it to withdraw cash from ATMs (not that I am saying we should).

For Australia, in August this year, all credit card in person transactions need to be verified with PIN. And if I not mistaken, zenquix mentioned before that Malaysia is heading that way very soon (I can't remember the month).
Wongchoy
post May 12 2014, 04:24 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(Gen-X @ May 12 2014, 04:16 PM)
Bro, years ago, even 20 years ago, all Malaysian credit cards are issued with a PIN number. But most are like me, just tear it up or keep in drawer.

YES, Malaysian issued credit card still comes with PIN (if you request for it) because you need it to withdraw cash from ATMs (not that I am saying we should).

For Australia, in August this year, all credit card in person transactions need to be verified with PIN. And if I not mistaken, zenquix mentioned before that Malaysia is heading that way very soon (I can't remember the month).
*
'Chips and pin' will be coming to Msia on 01 Jan 2015

http://www.bnm.gov.my/index.php?ch=8&pg=14&ac=2226
excelint
post May 12 2014, 05:13 PM

Getting Started
**
Junior Member
59 posts

Joined: Mar 2010
QUOTE(Gen-X @ May 12 2014, 04:16 PM)
Bro, years ago, even 20 years ago, all Malaysian credit cards are issued with a PIN number. But most are like me, just tear it up or keep in drawer.

YES, Malaysian issued credit card still comes with PIN (if you request for it) because you need it to withdraw cash from ATMs (not that I am saying we should).

For Australia, in August this year, all credit card in person transactions need to be verified with PIN. And if I not mistaken, zenquix mentioned before that Malaysia is heading that way very soon (I can't remember the month).
*
i thought the PIN is for withdraw cash from the ATM only.
ok, in that case, i have a pin for my credit card, but i scrap them into small pieces and into dustbin directly because i will never use it.
but when i swap my credit card at UK, the credit card machine is still asking for signature verification.
all other credit card users use PIN verification
excelint
post May 12 2014, 05:14 PM

Getting Started
**
Junior Member
59 posts

Joined: Mar 2010
QUOTE(Wongchoy @ May 12 2014, 04:24 PM)
'Chips and pin' will be coming to Msia on 01 Jan 2015

http://www.bnm.gov.my/index.php?ch=8&pg=14&ac=2226
*
good to hear that
excelint
post May 12 2014, 05:20 PM

Getting Started
**
Junior Member
59 posts

Joined: Mar 2010
just drop an email to Public Bank asking if applying for PBB Visa Signature, do i entitle for both promotion below? or i only entitle for 1 promotion?

“RM388 Online Cash Back Campaign”
http://www.pbebank.com/en/en_content/perso...otions/388.html

"The Card Acquisition cum Activation Offer Promotion"
http://www.pbebank.com/en/en_content/perso...tions/acti.html

will update you guy when i receive the reply from PBB
Human Nature
post May 12 2014, 05:29 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(excelint @ May 12 2014, 05:20 PM)
just drop an email to Public Bank asking if applying for PBB Visa Signature, do i entitle for both promotion below? or i only entitle for 1 promotion?

“RM388 Online Cash Back Campaign”
http://www.pbebank.com/en/en_content/perso...otions/388.html

"The Card Acquisition cum Activation Offer Promotion"
http://www.pbebank.com/en/en_content/perso...tions/acti.html

will update you guy when i receive the reply from PBB
*
I sent the exact same questions to them last Friday. No reply so far.
Gen-X
post May 12 2014, 06:27 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
QUOTE(Wongchoy @ May 12 2014, 04:24 PM)
'Chips and pin' will be coming to Msia on 01 Jan 2015

http://www.bnm.gov.my/index.php?ch=8&pg=14&ac=2226
*
Thanks Bro, I better go get PIN for all my cards before year end.

QUOTE(excelint @ May 12 2014, 05:13 PM)
but when i swap my credit card at UK, the credit card machine is still asking for signature verification.
all other credit card users use PIN verification
*
Just noticed your "female", so Sis, when was the last time you use your CC in UK?

I going to Paris and London soon and all my VI no PIN!!! Any idea if no PIN can use our CC in Paris?

This post has been edited by Gen-X: May 12 2014, 06:28 PM
sonnas
post May 12 2014, 07:15 PM

Getting Started
**
Junior Member
68 posts

Joined: Dec 2013
Gen-X, I was there Nov 2013 - Jan 2014 time frame for work. UK/France/Italy, all can use the regular methods la no matter for hotel, for meals or shopping. except things change in 3 months idk la.

This post has been edited by sonnas: May 12 2014, 07:15 PM
Wongchoy
post May 12 2014, 08:31 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
UK surely can use... But once in a while somebody won't honour trnx without pin. Just like someone using a legal non EMV card in Malaysia !
vk_6qu
post May 12 2014, 09:01 PM

Getting Started
**
Junior Member
66 posts

Joined: Mar 2012
Payment thru UOB Payonline considered online transaction? If yes, this card is worth to have.

Recently I used that facilities frequently and noted the transaction appeal on the statement do not reveal any "OLNINE" attributes.
Gen-X
post May 12 2014, 09:42 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
QUOTE(sonnas @ May 12 2014, 07:15 PM)
Gen-X, I was there Nov 2013 - Jan 2014 time frame for work. UK/France/Italy, all can use the regular methods la no matter for hotel, for meals or shopping. except things change in 3 months idk la.
*
QUOTE(Wongchoy @ May 12 2014, 08:31 PM)
UK surely can use... But once in a while somebody won't honour trnx without pin. Just like someone using a legal non EMV card in Malaysia !
*
Thanks guys for the info. My hotel all paid for with Agoda. Using CC mainly for wifey's shopping (she wants a new Dior and Chanel HB) and maybe some dining.

Called Alliance, they only generate PIN on Tuesday and tomorrow holiday. UOB said need 10 to 14 days for PIN to reach me. Maybank can get immediately at branch where we can set our own PIN number at the ATM.

Wongchoy and you guys, PM me where to get nice food or not to miss diing experience near Piccadily Sq in London.

This post has been edited by Gen-X: May 12 2014, 09:47 PM
Wongchoy
post May 12 2014, 10:46 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(Gen-X @ May 12 2014, 09:42 PM)
Thanks guys for the info. My hotel all paid for with Agoda. Using CC mainly for wifey's shopping (she wants a new Dior and Chanel HB) and maybe some dining.

Called Alliance, they only generate PIN on Tuesday and tomorrow holiday. UOB said need 10 to 14 days for PIN to reach me. Maybank can get immediately at branch where we can set our own PIN number at the ATM.

Wongchoy and you guys, PM me where to get nice food or not to miss diing experience near Piccadily Sq in London.
*
New HB and dining... Where else but Harrod's rclxms.gif
Human Nature
post May 13 2014, 06:02 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE
Please be advice that RM50 Activation Cash Reward will be credited to the card account upon one (1) retail transaction of any amount within first two (2) months from card approved date. However if you decided to apply Visa Signature card via online, you will only be entitle for the RM388 Cash Back promotion. You will not be eligible for the RM50 Activation Cash Reward.

sj0217
post May 14 2014, 10:51 AM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
New here for PBB credit card

Is this applicable for housing loan with PBB if I'm not qualify their requirement for 100k smile.gif
herc
post May 14 2014, 11:13 AM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
few days passed and not even a single call/sms to verify the application doh.gif
SUSsupersound
post May 14 2014, 11:34 AM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(Wongchoy @ May 12 2014, 04:24 PM)
'Chips and pin' will be coming to Msia on 01 Jan 2015

http://www.bnm.gov.my/index.php?ch=8&pg=14&ac=2226
*
Sure will happen? This can reduce bank's profit margin on CC by a lot(talking in terms rm billions a year) from the fraud cases.
And after reading that PS, I should be getting SMS alerts, but only once when I do transaction on new merchants. When I do for second time on the same merchant, I won't get SMS. This means that bank will ignore BNM's guideline as far as possible. Have to understand guideline(no need to follow as long as favor to provider), regulation and law first.
DarReNz
post May 14 2014, 11:41 AM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007
this card is considered as platinum ?
victorywp
post May 14 2014, 11:43 AM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart
QUOTE(DarReNz @ May 14 2014, 11:41 AM)
this card is considered as platinum ?
*
higher
Human Nature
post May 14 2014, 11:45 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(supersound @ May 14 2014, 11:34 AM)
Sure will happen? This can reduce bank's profit margin on CC by a lot(talking in terms rm billions a year) from the fraud cases.
And after reading that PS, I should be getting SMS alerts, but only once when I do transaction on new merchants. When I do for second time on the same merchant, I won't get SMS. This means that bank will ignore BNM's guideline as far as possible. Have to understand guideline(no need to follow as long as favor to provider), regulation and law first.
*
Lodge a complaint with Bank Negara.

QUOTE(DarReNz @ May 14 2014, 11:41 AM)
this card is considered as platinum ?
*
Visa Signature.

This post has been edited by Human Nature: May 14 2014, 11:45 AM
SUSsupersound
post May 14 2014, 11:56 AM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(Human Nature @ May 14 2014, 11:45 AM)
Lodge a complaint with Bank Negara.
Visa Signature.
*
When I had fraud case, BNM was the first place I complaint. But turn out to nothing happen. I still need to pay >rm250. But that bank lost rm100000 profit because of this act as I settle my housing loan within 7 years against planned 20 years.
Human Nature
post May 14 2014, 12:01 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(supersound @ May 14 2014, 11:56 AM)
When I had fraud case, BNM was the first place I complaint. But turn out to nothing happen. I still need to pay >rm250. But that bank lost rm100000 profit because of this act as I settle my housing loan within 7 years against planned 20 years.
*
That is a different case. As for SMS alert, i always get the SMS now. Just for peace of mind.
SUSsupersound
post May 14 2014, 01:08 PM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(Human Nature @ May 14 2014, 12:01 PM)
That is a different case. As for SMS alert, i always get the SMS now. Just for peace of mind.
*
You submit the request, right? As I never submit the request.
This is banks shall do it automatically, but again as this is just a guideline, bank can no need to follow, bank can treat this as BNM's TCSS.
Human Nature
post May 14 2014, 01:15 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(supersound @ May 14 2014, 01:08 PM)
You submit the request, right? As I never submit the request.
This is banks shall do it automatically, but again as this is just a guideline, bank can no need to follow, bank can treat this as BNM's TCSS.
*
Your choice, i am merely informing you (and the readers) that you can email to Bank Negara if the bank fail to send you SMS. That is what you think but all banks comply for my case.
Gen-X
post May 14 2014, 03:27 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
Most of you here know that the Public Bank Visa Signature is only good for up to RM1K spending a month. But for those of you who don't, click the link below to read Public Bank Visa Signature Cash Back Credit Card Review:

Public Bank Visa Signature Review.

This post has been edited by Gen-X: May 14 2014, 03:28 PM
~Eveready~
post May 14 2014, 03:43 PM

Getting Started
**
Junior Member
228 posts

Joined: Feb 2014
QUOTE(Gen-X @ May 14 2014, 03:27 PM)
Most of you here know that the Public Bank Visa Signature is only good for up to RM1K spending a month. But for those of you who don't, click the link below to read Public Bank Visa Signature Cash Back Credit Card Review:

Public Bank Visa Signature Review.
*
Wah...thanks to sifu Gen-X for a good & informative article! thumbup.gif notworthy.gif

Perhaps u can also include the activation RM60 to waive off GST and RM388 for online application? tongue.gif icon_idea.gif

This post has been edited by ~Eveready~: May 14 2014, 03:50 PM
choki123
post May 14 2014, 11:37 PM

Getting Started
**
Junior Member
76 posts

Joined: Oct 2011
QUOTE(excelint @ May 12 2014, 05:20 PM)
just drop an email to Public Bank asking if applying for PBB Visa Signature, do i entitle for both promotion below? or i only entitle for 1 promotion?

“RM388 Online Cash Back Campaign”
http://www.pbebank.com/en/en_content/perso...otions/388.html

"The Card Acquisition cum Activation Offer Promotion"
http://www.pbebank.com/en/en_content/perso...tions/acti.html

will update you guy when i receive the reply from PBB
*
If apply online, dont think you are entitle for the RM 60 "The Card Acquisition cum Activation Offer Promotion"
As in clause 2:
The following persons are excluded from participating in this Promotion :-
(ii) new Public Bank principal credit cardmembers who have applied online
via www.pbebank.com for any Public Bank credit card;

So, either apply online for the RM 388 (RM 150 exactly) or apply via physical copy for the RM 188 (300 first come first serve) + RM 50 campaign
Which channels you guys are using?
Jason
post May 15 2014, 12:07 AM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
Anybody gotten any news for their application?
TSronnie
post May 15 2014, 01:15 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Jason @ May 15 2014, 12:07 AM)
Anybody gotten any news for their application?
*
Still no news... will call up on Friday to check (after 7 days)
herc
post May 15 2014, 09:13 AM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
QUOTE(Jason @ May 15 2014, 12:07 AM)
Anybody gotten any news for their application?
*
Neither here..
choki123
post May 15 2014, 09:34 AM

Getting Started
**
Junior Member
76 posts

Joined: Oct 2011
I just noted that the RM 188 cash for the first 300 approved applicants has been removed from PBB website.... is this correct?
Human Nature
post May 15 2014, 10:41 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(choki123 @ May 15 2014, 09:34 AM)
I just noted that the RM 188 cash for the first 300 approved applicants has been removed from PBB website.... is this correct?
*
cant find it too. they replaced with this one?
http://www.pbebank.com/en/en_content/perso...sycashback.html

get rice cooker, blender, thermo pot? doh.gif
MGM
post May 15 2014, 11:16 AM

10k Club
********
All Stars
18,397 posts

Joined: Oct 2010
Maybe they realize they had screwed up the RM188 promo where Ad were published but their branches were not prepared, forms not ready etc.
Andrew G
post May 15 2014, 11:18 AM

New Member
*
Junior Member
27 posts

Joined: Jan 2014
1. The Qualified Cardmember is also entitle redeem 1(ONE) of the following
Welcome Gifts :-

a. Rice Cooker
b. Blender
c. Thermo Pot

2. To entitle for the redemption, Qualified Cardmember must spend an
accumulated retail purchase of RM2,000 within 2-month from card approval
date.

3. Each Qualified Cardmember is only entitle to redeem 1(ONE) gift during the
Promotion Period.

4. Cardmember who applied Public Bank Credit Card via online
www.pbebank.com and direct sales agencies are not entitled for this offer.



Attached thumbnail(s)
Attached Image

Attached image(s)
Attached Image
iamoracle
post May 15 2014, 02:12 PM

On my way
****
Senior Member
614 posts

Joined: Nov 2011
QUOTE(Human Nature @ May 15 2014, 10:41 AM)
cant find it too. they replaced with this one?
http://www.pbebank.com/en/en_content/perso...sycashback.html

get rice cooker, blender, thermo pot?  doh.gif
*
https://www.pbebank.com/Personal-Banking/Pr...gnature-Cr.aspx
Human Nature
post May 15 2014, 02:17 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(iamoracle @ May 15 2014, 02:12 PM)
https://www.pbebank.com/Personal-Banking/Pr...gnature-Cr.aspx
*
maybe they forget to remove that one tongue.gif
sogood
post May 15 2014, 07:47 PM

Getting Started
**
Junior Member
64 posts

Joined: Oct 2009
I've emailed the Online Application form to pbcs_online@, and received their auto-reply email.

Will they process my application? Coz usually sending online application is like throwing stone into the sea...
biggrin.gif
sogood
post May 15 2014, 07:51 PM

Getting Started
**
Junior Member
64 posts

Joined: Oct 2009
QUOTE(Human Nature @ May 15 2014, 02:17 PM)
maybe they forget to remove that one tongue.gif
*
When I google search, I found a clue in livingsocial website. See http://goo.gl/3aGD3e

Look at the ugly label "Expired" on the Ads
Human Nature
post May 15 2014, 07:53 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(sogood @ May 15 2014, 07:51 PM)
When I google search, I found a clue in livingsocial website.  See http://goo.gl/3aGD3e

Look at the ugly label "Expired" on the Ads
*
This is for the cash back rebate promo, a different one. It is still on-going as can be found at the website.
iamoracle
post May 16 2014, 07:28 AM

On my way
****
Senior Member
614 posts

Joined: Nov 2011
QUOTE(Human Nature @ May 15 2014, 02:17 PM)
maybe they forget to remove that one tongue.gif
*
There is an ad put up in today's (16/5) theSun papers.
cybpsych
post May 16 2014, 07:46 AM

---------------------
*********
All Stars
65,262 posts

Joined: Jan 2003
QUOTE(iamoracle @ May 16 2014, 07:28 AM)
There is an ad put up in today's (16/5) theSun papers.
*
thanks for the headsup on the advert!

here's the image (warning: 1MB image laugh.gif)

» Click to show Spoiler - click again to hide... «
MGM
post May 16 2014, 08:19 AM

10k Club
********
All Stars
18,397 posts

Joined: Oct 2010
the rm188 promo is back at:
https://www.pbebank.com/Personal-Banking/Pr...gnature-Cr.aspx

and t&c
https://www.pbebank.com/pdf/Promotions/tc_188signature.aspx

This post has been edited by MGM: May 16 2014, 08:20 AM
Human Nature
post May 16 2014, 12:16 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE
The normal processing period for a new application is approximately 2 weeks upon receipt of complete documents.

Online application for PB Visa Signature Credit Card is not entitled for the RM188 Cash Back promotion (first 300 New-to Bank Cardmembers)
TSronnie
post May 16 2014, 01:06 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
After 3 working days, the IVR says my PBB VS application is being processed. smile.gif smile.gif
You can check after 3 working days of submission (via email)... I hope I can get the RM188 Cash-Back offer

This post has been edited by ronnie: May 16 2014, 01:06 PM
Human Nature
post May 16 2014, 01:15 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ May 16 2014, 01:06 PM)
After 3 working days, the IVR says my PBB VS application is being processed. smile.gif smile.gif
You can check after 3 working days of submission (via email)... I hope I can get the RM188 Cash-Back offer
*
You submitted the online application form right? If yes, will not be eligible for the 188 promo. The CS specifically highlighted this to me.

8. Cardmembers who apply for new PB Visa Signature Credit Card via Online Channel are not eligible for the RM188 Cash Back.

But will be eligible for the RM388 one.

This post has been edited by Human Nature: May 16 2014, 01:20 PM
TSronnie
post May 16 2014, 03:38 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ May 16 2014, 01:15 PM)
You submitted the online application form right? If yes, will not be eligible for the 188 promo. The CS specifically highlighted this to me.

8. Cardmembers who apply for new PB Visa Signature Credit Card via Online Channel are not eligible for the RM188 Cash Back.

But will be eligible for the RM388 one.
*
Welll.... Let me ask the CS when I activate the card if they approve my VS application.
MGM
post May 16 2014, 09:35 PM

10k Club
********
All Stars
18,397 posts

Joined: Oct 2010
QUOTE(Human Nature @ May 16 2014, 01:15 PM)
You submitted the online application form right? If yes, will not be eligible for the 188 promo. The CS specifically highlighted this to me.

8. Cardmembers who apply for new PB Visa Signature Credit Card via Online Channel are not eligible for the RM188 Cash Back.

But will be eligible for the RM388 one.
*
I got the application form for the rm188 promo from a PBB branch and they told me I can submit by fax or email as stated in the form.
I emailed them the form with supporting docs 3 days ago and when I called the CS this morning they comfirmed that my application is under processing and emailing of application is allowed under the rm188 promo.
I also notice that the form has a diff source code GPEZTO0414 (at bottom right corner of page 2) compare to the rm388 promo's form with source code of GOCBWB0513.
Human Nature
post May 16 2014, 10:08 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(MGM @ May 16 2014, 09:35 PM)
I got the application form for the rm188 promo from a PBB branch and they told me I can submit by fax or email as stated in the form.
I emailed them the form with supporting docs 3 days ago and when I called the CS this morning they comfirmed that my application is under processing and emailing of application is allowed under the rm188 promo.
I also notice that the form has a diff source code GPEZTO0414 (at bottom right corner of page 2) compare to the rm388 promo's form with source code of GOCBWB0513.
*
yup, yours will be eligible for the RM188 promo smile.gif
Jason
post May 16 2014, 10:41 PM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
QUOTE(ronnie @ May 16 2014, 01:06 PM)
After 3 working days, the IVR says my PBB VS application is being processed. smile.gif smile.gif
You can check after 3 working days of submission (via email)... I hope I can get the RM188 Cash-Back offer
*
Which number you call for the IVR?
TSronnie
post May 17 2014, 01:45 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Jason @ May 16 2014, 10:41 PM)
Which number you call for the IVR?
*
Google lah for Public Bank Berhad....
Jason
post May 17 2014, 05:00 AM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
QUOTE(ronnie @ May 17 2014, 01:45 AM)
Google lah for Public Bank Berhad....
*
theres a toll free number and non-toll free one. calling non-toll free one didn't give the IVR option to check application...

If Google has the answer to everything, forum can tutupla... ***
TSronnie
post May 17 2014, 11:28 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Jason @ May 17 2014, 05:00 AM)
theres a toll free number and non-toll free one. calling non-toll free one didn't give the IVR option to check application...

If Google has the answer to everything, forum can tutupla... ***
*
Yes.. Google has answer to everything mentioned in the forum. IT's up to you to "use it effectively"
I used the non-toll free number..... you need to read what it says on the PBB Contact Us page before calling ya ?
sogood
post May 17 2014, 12:43 PM

Getting Started
**
Junior Member
64 posts

Joined: Oct 2009
QUOTE(MGM @ May 16 2014, 09:35 PM)
I got the application form for the rm188 promo from a PBB branch and they told me I can submit by fax or email as stated in the form.
I emailed them the form with supporting docs 3 days ago and when I called the CS this morning they comfirmed that my application is under processing and emailing of application is allowed under the rm188 promo.
I also notice that the form has a diff source code GPEZTO0414 (at bottom right corner of page 2) compare to the rm388 promo's form with source code of GOCBWB0513.
*
Emmmm....I didn't notice there are different Online Application form's code, the one I submitted was GOCBWB0513.
MGM
post May 17 2014, 01:50 PM

10k Club
********
All Stars
18,397 posts

Joined: Oct 2010
Hope PBB allows opening of internet banking account with credit card but without CASA.
Human Nature
post May 17 2014, 02:01 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(MGM @ May 17 2014, 01:50 PM)
Hope PBB allows opening of internet banking account with credit card but without CASA.
*
They do, i used to have an online banking account with my visa debit card .
kingsway
post May 18 2014, 11:40 PM

Getting Started
**
Junior Member
76 posts

Joined: Jan 2003
Does online transaction include all kinds? For example, TNB, Astro, Maxis and discount coupon sites?

Thanks
Human Nature
post May 18 2014, 11:52 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(kingsway @ May 18 2014, 11:40 PM)
Does online transaction include all kinds? For example, TNB, Astro, Maxis and discount coupon sites?

Thanks
*
not including from PB online website
Fabrication
post May 19 2014, 02:09 PM

Casual
***
Junior Member
302 posts

Joined: Sep 2006
received this reply from PBB

"Please be advice that you are entitle to one (1) plan only. If you decided to apply Visa Signature card via online, you will only be entitle for the RM388 Cash Back promotion. You will not be eligible for the RM50 Activation Cash Reward. "
herc
post May 19 2014, 02:31 PM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
QUOTE(Jason @ May 16 2014, 10:41 PM)
Which number you call for the IVR?
*
03 - 2176 8000
cttwd60
post May 19 2014, 04:46 PM

New Member
*
Junior Member
7 posts

Joined: Nov 2012
1.if im current cardholder.does any promotion for me to apply this card?
2. does anyone have link to apply online. i have try few time to apply thru https://www.pbebank.com/Personal-Banking/Ca...redit-Card.aspx but cannot go through.
Jason
post May 19 2014, 08:04 PM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
QUOTE(herc @ May 19 2014, 02:31 PM)
03 - 2176 8000
*
Thanks mate, looks like its "in process". Don't know why take so long.
enkil
post May 20 2014, 02:16 AM

Regular
******
Senior Member
1,752 posts

Joined: Dec 2013
6% rebate is really good.
TSronnie
post May 20 2014, 09:05 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Jason @ May 19 2014, 08:04 PM)
Thanks mate, looks like its "in process". Don't know why take so long.
*
According to PBB CS, wait time up to 2 weeks
TSronnie
post May 20 2014, 09:08 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
My Public Bank Visa Signature application has been approved.
- Email application on 9 May 2014
- Approved (from IVR) on 20 May 2014
- Card received on 22 May 2014 via PosLaju


This post has been edited by ronnie: May 22 2014, 03:37 PM
herc
post May 20 2014, 10:01 AM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
QUOTE(ronnie @ May 20 2014, 09:08 AM)
My Public Bank Visa Signature application has been approved.
- Email application on 9 May 2014
- Approved (from IVR) on 20 May 2014
- Card received on xxx
*
- Email application on 9 May 2014

"Your application is being process..."

So the rumors saying any of ronnie's card can swipe a Volkswagen is true!

This post has been edited by herc: May 20 2014, 10:02 AM
Wongchoy
post May 20 2014, 11:42 AM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(herc @ May 20 2014, 10:01 AM)
- Email application on 9 May 2014

"Your application is being process..."

So the rumors saying any of ronnie's card can swipe a Volkswagen is true!
*
Buy a volksvagen by CC and get 36 months 0%EPP. Thats the deal of the day rclxms.gif
ubuntu
post May 20 2014, 11:58 AM

On my way
****
Senior Member
620 posts

Joined: Dec 2006
QUOTE(ronnie @ May 20 2014, 09:08 AM)
My Public Bank Visa Signature application has been approved.
- Email application on 9 May 2014
- Approved (from IVR) on 20 May 2014
- Card received on xxx
*
I've submitted my application on last Thu, called them today was inform status just updated as 'processing', they advise need to go through standard procedure which is waiting for another 2 weeks time.
Jason
post May 20 2014, 01:05 PM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
QUOTE(ronnie @ May 20 2014, 09:05 AM)
According to PBB CS, wait time up to 2 weeks
*
Applied on 9th. Check today thanks to the phone number provided by herc my application has been approved.
sonnas
post May 20 2014, 07:09 PM

Getting Started
**
Junior Member
68 posts

Joined: Dec 2013
Those who are curious, you can actually see your card in your Public bank ebanking account by now, you need to add-card to make it appear as active card in your credit card section.

Please share with us your CL. Is it 200k that can by VW Passat smile.gif
cCyyCc
post May 20 2014, 09:46 PM

Getting Started
**
Junior Member
66 posts

Joined: May 2007
QUOTE(vk_6qu @ May 12 2014, 09:01 PM)
Payment thru UOB Payonline considered online transaction? If yes, this card is worth to have.

Recently I used that facilities frequently and noted the transaction appeal on the statement do not reveal any "OLNINE" attributes.
*
Having a similar query as vk-6qu. Any sifu can advise on the above? smile.gif
millenniummonkey
post May 21 2014, 10:25 AM

Getting Started
**
Junior Member
181 posts

Joined: Jan 2003
From: Kuala Lumpur
Seems that the online "Apply Now" doesn't work. One can apply by emailing the form at the bottom of https://www.pbebank.com/Personal-Banking/Pr...k-Campaign.aspx

This post has been edited by millenniummonkey: May 21 2014, 10:25 AM
jacey
post May 21 2014, 04:17 PM

Getting Started
**
Junior Member
68 posts

Joined: May 2007
388 rebate requires too many pre requisites, and rm188 only available for first 300 customers. Any booth that I can get instant rebates on the 50bucks? smile.gif
herc
post May 21 2014, 05:18 PM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
Today call the IVR to check again... "Your application is pending for documentation.."

Duhhh... doh.gif No ppl call me also...
Andrew G
post May 21 2014, 08:01 PM

New Member
*
Junior Member
27 posts

Joined: Jan 2014
RM188 Cash Back Promotion for PB Visa Signature Credit Card.
https://www.pbebank.com/pdf/Promotions/tc_188signature.aspx
Terms and Conditions:

2. The campaign is open exclusively for first 300 New-to-Bank Principal PB Visa
Signature Credit Card Cardmembers (“Qualified Cardmember”).

8. Cardmembers who apply for new PB Visa Signature Credit Card via Online
Channel are not eligible for the RM188 Cash Back.


RM388 Online Cash Back Campaign for PB Visa Signature Credit Card.
https://www.pbebank.com/pdf/Promotions/tc_388.aspx
Terms & Conditions:

4.1 RM150 Cash Back on Retail Purchases

To qualify for the RM150 Cash Back, the Qualified Cardmember must have
charged on his principal credit card an accumulated retail purchase of RM1,000
and above within the first 2-months from the card approval date.

The Qualified Retail Transactions shall include all local and overseas retail
spending, online purchases and new Zero Interest Instalment Plan (ZIIP) full
purchase amount (not monthly instalment) and EXCLUDE ..... (Read the remaining of T&Cs)

4.2 RM238 Cash Back on Balance Transfer or Flexipay plan transactions

To qualify for the RM238 Cash Back, the Qualified Cardmember must obtain :-

i. a one-time approved Balance Transfer or Flexipay plan of RM5,000 and
above in a single transaction within the first 2-months from the card approval
date; and

ii. the Balance Transfer or Flexipay plan must be for a 24-month tenure based
on the current interest rates.


Attached thumbnail(s)
Attached Image Attached Image
Jason
post May 22 2014, 11:23 AM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
QUOTE(Andrew G @ May 21 2014, 08:01 PM)
RM188 Cash Back Promotion for PB Visa Signature Credit Card.
https://www.pbebank.com/pdf/Promotions/tc_188signature.aspx
Terms and Conditions:

» Click to show Spoiler - click again to hide... «

*
Thanks for the summary. Looks like the RM188 deal is better if you do not intend to swipe RM1000 in 60 days from card activation.

The RM238 deal is useful if are unable to repay your debt, or you are really hardworking in repaying for 24 months.
Minimum is RM5000 BT for 24 month plan to get it. The interest for 24/mo BT is 5% upfront, which means @ RM5000 you have to pay PBB RM250 upfront and they give you RM238 in return, nett nett you pay PBB RM12.

Effectively you are paying a RM12 fee for a 24 month BT on a sum of RM5000.

The RM12 you can make it back by putting the full sum of RM5000 that you intend to repay your debt with in FD, at 2.9% FD rate.. you will get RM12.08 back for 1 month. Thereafter, you are effectively just free-ing up cashflow and/or earning interest.

Its a rather long commitment, but damn good deal for people who are in deep shit who can't settle RM5k.
TSronnie
post May 22 2014, 03:37 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
My Public Bank Visa Signature application chronology.
- Email application on 9 May 2014
- Approved on 19 May 2014
- Card received on 22 May 2014 via PosLaju
Human Nature
post May 22 2014, 03:40 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ May 22 2014, 03:37 PM)
My Public Bank Visa Signature application chronology.
- Email application on 9 May 2014
- Approved on 19 May 2014
- Card received on 22 May 2014 via PosLaju
*
Nice. At least the delivery is fast.
TSronnie
post May 22 2014, 10:12 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
The new PBeBank portal launched on 18 May 2014.... doesn't allow me to register
user posted image


This post has been edited by ronnie: May 22 2014, 10:23 PM
TSronnie
post May 22 2014, 10:56 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
On whether you are the first 300 cardmember to sign-up Visa Signature, nobody can verify but the system... so you may not get it. But at least the RM388 Online Sign-up Promo is confirmed if you spend RM1000 within 60-day period
beyond86
post May 23 2014, 08:20 AM

Regular
******
Senior Member
1,956 posts

Joined: May 2010
QUOTE(ronnie @ May 22 2014, 04:37 PM)
My Public Bank Visa Signature application chronology.
- Email application on 9 May 2014
- Approved on 19 May 2014
- Card received on 22 May 2014 via PosLaju
*
u got the card less than 2 weeks biggrin.gif
Jason
post May 23 2014, 09:59 AM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
QUOTE(ronnie @ May 22 2014, 10:56 PM)
On whether you are the first 300 cardmember to sign-up Visa Signature, nobody can verify but the system... so you may not get it. But at least the RM388 Online Sign-up Promo is confirmed if you spend RM1000 within 60-day period
*
Spend RM1000 only get RM150. The balance of RM238 is on flexipay or BT.

I have also received mine on 22nd May 2014 via Poslaju.
TSronnie
post May 23 2014, 11:12 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Jason @ May 23 2014, 09:59 AM)
Spend RM1000 only get RM150. The balance of RM238 is on flexipay or BT.

I have also received mine on 22nd May 2014 via Poslaju.
*
But the RM188 may not get if we aren't in the first 300 cardmembers... I didn't get 0000 in my 3rd string.
hebe87
post May 23 2014, 12:09 PM

Enthusiast
*****
Senior Member
935 posts

Joined: Jun 2008
My annual income is less than 100k, but I have home loan with PBB.
Does it increase my chance to get this card?
Human Nature
post May 23 2014, 12:12 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
For those whose application has been approved, do you receive any form of notification (sms/email)?
TSronnie
post May 23 2014, 01:54 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ May 23 2014, 12:12 PM)
For those whose application has been approved, do you receive any form of notification (sms/email)?
*
Nothing whatsoever... even the actual VS card that arrive doesn't even have those glossy brochures.
beyond86
post May 23 2014, 02:05 PM

Regular
******
Senior Member
1,956 posts

Joined: May 2010
QUOTE(ronnie @ May 23 2014, 02:54 PM)
Nothing whatsoever... even the actual VS card that arrive doesn't even have those glossy brochures.
*
the brochure not yet printed out.... biggrin.gif
you are first few hundred to get the new card
TSronnie
post May 23 2014, 02:08 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(beyond86 @ May 23 2014, 02:05 PM)
the brochure not yet printed out.... biggrin.gif
you are first few hundred to get the new card
*
Then PBB better give me my RM188 cash back .... thumbup.gif sweat.gif
Human Nature
post May 23 2014, 03:37 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
- Email application on 14 May 2014
- Approved (from IVR) on 23 May 2014

rclxms.gif
sogood
post May 23 2014, 04:16 PM

Getting Started
**
Junior Member
64 posts

Joined: Oct 2009
- Email application on 14 May 2014
- Approved (from IVR) on 23 May 2014

rclxms.gif

(Same date with "Human Nature"...hahaha)
sonnas
post May 23 2014, 06:16 PM

Getting Started
**
Junior Member
68 posts

Joined: Dec 2013
QUOTE(ronnie @ May 23 2014, 01:54 PM)
Nothing whatsoever... even the actual VS card that arrive doesn't even have those glossy brochures.
*
Ronnie, look at the welcome letter, it's actually a replacement card letter.
This Signature really not a premier card la, lol.
What is your 3 third number/string in your card? my is 1001
Wongchoy
post May 23 2014, 08:33 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(hebe87 @ May 23 2014, 12:09 PM)
My annual income is less than 100k, but I have home loan with PBB.
Does it increase my chance to get this card?
*
You may try if your net income (gaji bersih) is >RM72k and you have maintain >RM 20k in deposit for the past 1 year in PB in addition to your home loan repayment is 100% on time. But still the best way to increase your chance is to pledge a FD of 30k .
TSronnie
post May 23 2014, 10:57 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(sonnas @ May 23 2014, 06:16 PM)
Ronnie, look at the welcome letter, it's actually a replacement card letter.
This Signature really not a premier card la, lol.
What is your 3 third number/string in your card? my is 1001
*
Mine's 1002 ... that means I may not be in the first 300 cardholder of PBB VS.
When did you apply yours ?
kingsway
post May 23 2014, 11:41 PM

Getting Started
**
Junior Member
76 posts

Joined: Jan 2003
I've been told by CS of PB, that dining at hotels, or at starbucks are not included. They mention that, internally, they make reference to MCC list. Anyone knows what's on the list? For all you know, maybe online payment only from certain websites, not all.
TSronnie
post May 23 2014, 11:47 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(kingsway @ May 23 2014, 11:41 PM)
I've been told by CS of PB, that dining at hotels, or at starbucks are not included. They mention that, internally, they make reference to MCC list. Anyone knows what's on the list? For all you know, maybe online payment only from certain websites, not all.
*
Public Bank is not really "transparent" with their definition of Dining / Grocery / Online Transactions
tonytyk
post May 24 2014, 05:06 AM

Look at all my stars!!
******
Senior Member
1,962 posts

Joined: Nov 2011
QUOTE(kingsway @ May 23 2014, 11:41 PM)
I've been told by CS of PB, that dining at hotels, or at starbucks are not included. They mention that, internally, they make reference to MCC list. Anyone knows what's on the list? For all you know, maybe online payment only from certain websites, not all.
*
May be can request from CS to publish/define in the terms and conditions
zenquix
post May 24 2014, 03:16 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008
Hotel usually follow hotel MCC not dining. Even ocbc suffered from this. Starbucks MCC is dining so don't think they can escape.

Anyone got forex rate for this card?
sonnas
post May 24 2014, 04:51 PM

Getting Started
**
Junior Member
68 posts

Joined: Dec 2013
QUOTE(ronnie @ May 23 2014, 10:57 PM)
Mine's 1002 ... that means I may not be in the first 300 cardholder of PBB VS.
When did you apply yours ?
*
same day as u, i have got the card on 20 May 2014. CS call the next day for activation

I had also ask about SMS notification.
If you swipe over the counter, the SMS will come only if amount >500.
For online transaction, regardless the amount you will always have SMS notification.
But I havent try though, this is what the CS said.

Also I used the RM388 CB rebateform during my application, so the effective CB without BT is RM150 , can be 1 shot RM1000 spending or combine, must do within 2 months. the other 238 have to do BT with 5% upfront intereted rate, if you do that, you will have to pay extra RM12 at the end, this is really a catch. I have nothing to BT pun la.

Did you also apply Citibank card for cash back? saw u in that thread, which card u applying ?
SUSsupersound
post May 24 2014, 09:00 PM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(hebe87 @ May 23 2014, 12:09 PM)
My annual income is less than 100k, but I have home loan with PBB.
Does it increase my chance to get this card?
*
Just go to the branch you take the loan, ask that officer to apply for you.
Usually they can approve the card for you.
Still remember 8-9 years ago when I take their housing loan, I only entitled for Classic card but they applied gold card for me and I do got it. Just that the credit limit are quite low, rm7000 only. If you spend more, pay on time and always touch >70% of the credit limit, they will increase your credit limit also.
TSronnie
post May 25 2014, 01:10 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
My first swipe below RM500 received the SMS Alert.
My subsequent swipes below RM20 didn't receive SMS Alert (I put my own box of RM1.00 on the form...)

Going to call them to change it to RM1.00. Until now still cannot register PBeBank.com logon
Human Nature
post May 25 2014, 01:15 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ May 25 2014, 01:10 PM)
My first swipe below RM500 received the SMS Alert.
My subsequent swipes below RM20 didn't receive SMS Alert (I put my own box of RM1.00 on the form...)

Going to call them to change it to RM1.00. Until now still cannot register PBeBank.com logon
*
I did the same, i added my own box. Do let us know what is their respond.
TSronnie
post May 26 2014, 10:15 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Public Bank will allow a minimum of RM100 for physical swipes, and any amount for "card-not-present" swipes (i.e. Internet based) to get the SMS Transaction Alert.

Should I email to BNM ?
Jason
post May 26 2014, 10:46 AM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
QUOTE(sonnas @ May 23 2014, 06:16 PM)
Ronnie, look at the welcome letter, it's actually a replacement card letter.
This Signature really not a premier card la, lol.
What is your 3 third number/string in your card? my is 1001
*
QUOTE(ronnie @ May 23 2014, 10:57 PM)
Mine's 1002 ... that means I may not be in the first 300 cardholder of PBB VS.
When did you apply yours ?
*
Mine is also 1002.

I transacted RM12 with AEON in 1 Utama.. let's see if its grocery or not. Just testing.. Paid RM6x @ Ramen Musashi inside Isetan.. wonder if its dining.. we shall see..
TSronnie
post May 26 2014, 10:47 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Jason @ May 26 2014, 10:46 AM)
Mine is also 1002.

I transacted RM12 with AEON in 1 Utama.. let's see if its grocery or not. Just testing.. Paid RM6x @ Ramen Musashi inside Isetan.. wonder if its dining.. we shall see..
*
The Ramen Musashi at Eat Paradise 1 Utama is under DEPT STORE MCC (verified via HLB WISE)

Did the AEON CC slip states "DEPT" or "SMKT" (top part)
Jason
post May 26 2014, 10:52 AM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
QUOTE(ronnie @ May 26 2014, 10:47 AM)
The Ramen Musashi at Eat Paradise 1 Utama is under DEPT STORE MCC (verified via HLB WISE)

Did the AEON CC slip states "DEPT" or "SMKT" (top part)
*
boohoohoo @ Ramen Musashi, should have used my AMEX.

I didn't check the AEON CC slip, threw it away last night. Will look at my statement when it comes.
Human Nature
post May 26 2014, 10:54 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ May 26 2014, 10:15 AM)
Public Bank will allow a minimum of RM100 for physical swipes, and any amount for "card-not-present" swipes (i.e. Internet based) to get the SMS Transaction Alert.

Should I email to BNM ?
*
So even though the min stated at the form is RM500, they relent and allow RM100. I would still want RM1 as I will be using this card often so once I get my card delivered and do some testing, I will send an email to bank Negara.

This post has been edited by Human Nature: May 26 2014, 10:57 AM
venmax
post May 26 2014, 11:01 AM

Getting Started
**
Junior Member
65 posts

Joined: Jun 2008
How you guys apply the card for the RM188 promo? Thru branch? Or road Show?
TSronnie
post May 26 2014, 11:01 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ May 26 2014, 10:54 AM)
So even though the min stated at the form is RM500, they relent and allow RM100. I would still want RM1 as I will be using this card often so once I get my card delivered and do some testing, I will send an email to bank Negara.
*
Do we need to do testing before email to BNM and PBB ???
I've just shot out an email to PBB, cc BNM
Human Nature
post May 26 2014, 11:06 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ May 26 2014, 11:01 AM)
Do we need to do testing before email to BNM and PBB ???
I've just shot out an email to PBB, cc BNM
*
Usually, I will do testing to get proof of transactions. Then, I will email to their customer service to request to change to RM1. Once they reply and say not possible, I will forward it to Bank Negara without cc PBB. Then Bank Negara will email to PBB and cc me.
TSronnie
post May 26 2014, 11:11 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ May 26 2014, 11:06 AM)
Usually, I will do testing to get proof of transactions. Then, I will email to their customer service to request to change to RM1. Once they reply and say not possible, I will forward it to Bank Negara without cc PBB. Then Bank Negara will email to PBB and cc me.
*
Need to learn from sifu... I'll see how it goes after my email.
saitong09
post May 26 2014, 11:36 PM

10k Club
********
All Stars
10,820 posts

Joined: Jan 2010
From: KL/PJ
pbebank.com online bill payment consider online transaction?
Human Nature
post May 26 2014, 11:41 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(saitong09 @ May 26 2014, 11:36 PM)
pbebank.com online bill payment consider online transaction?
*
not considered
Jason
post May 27 2014, 09:58 AM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
Oh ya forgot to mention, when I pay RM12 @ AEON 1 Utama, I used the Paywave facility.. convenient..like touch N go.. no need signature.
~Eveready~
post May 27 2014, 10:47 AM

Getting Started
**
Junior Member
228 posts

Joined: Feb 2014
How do you guys apply for supplementary card for this card?
The form does not have any section to fill in for supplementary card...
propusers
post May 27 2014, 01:29 PM

Look at all my stars!!
*******
Senior Member
2,006 posts

Joined: May 2011
pay bill via UOB Payonline consider online transactions?
Human Nature
post May 27 2014, 02:04 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
still waiting for my card delivery doh.gif

This post has been edited by Human Nature: May 27 2014, 02:05 PM
iamWill
post May 27 2014, 06:45 PM

On my way
****
Senior Member
650 posts

Joined: Jan 2003
QUOTE(Human Nature @ May 27 2014, 02:04 PM)
still waiting for my card delivery  doh.gif
*
me too. approved 21st. until now haven't deliver doh.gif doh.gif doh.gif
i submitted by email but call them to apply under 188 promo
Human Nature
post May 27 2014, 06:47 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(iamWill @ May 27 2014, 06:45 PM)
me too. approved 21st. until now haven't deliver  doh.gif  doh.gif  doh.gif
i submitted by email but call them to apply under 188 promo
*
Wah yours 21st even earlier. I contacted CS, mine already sent out yesterday..pos laju really doh.gif
saitong09
post May 27 2014, 10:17 PM

10k Club
********
All Stars
10,820 posts

Joined: Jan 2010
From: KL/PJ
QUOTE(propusers @ May 27 2014, 01:29 PM)
pay bill via UOB Payonline consider online transactions?
*
Anyone can confirm this?
Human Nature
post May 27 2014, 11:01 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
They cannot reveal the accepted MCC codes as it is for internal usage only.

We can call them to find out whether any particular transaction receive the cashback or not, something like what we did for OCBC ti.

For online transaction, flight booking, hotel bookings like agoda will get the cashback.
TSronnie
post May 27 2014, 11:33 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ May 27 2014, 11:01 PM)
They cannot reveal the accepted MCC codes as it is for internal usage only.

We can call them to find out whether any particular transaction receive the cashback or not, something like what we did for OCBC ti.

For online transaction, flight booking, hotel bookings like agoda will get the cashback.
*
It's bull-shit on why can't they reveal the MCC for the transaction done ??? OCBC had no issue revealing the MCC
Human Nature
post May 27 2014, 11:35 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ May 27 2014, 11:33 PM)
It's bull-shit on why can't they reveal the MCC for the transaction done ??? OCBC had no issue revealing the MCC
*
That's what i said, other banks are being transparent on the codes.
TSronnie
post May 27 2014, 11:40 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ May 27 2014, 11:35 PM)
That's what i said, other banks are being transparent on the codes.
*
And the MCC is defined by the bank who owns the terminal (not Public Bank)..... unless PBB Visa Signature is based on "human intervention" doh.gif sweat.gif
Human Nature
post May 27 2014, 11:46 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ May 27 2014, 11:40 PM)
And the MCC is defined by the bank who owns the terminal (not Public Bank)..... unless PBB Visa Signature is based on "human intervention" doh.gif  sweat.gif
*
you managed to register for online banking?
TSronnie
post May 27 2014, 11:47 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
BTW, manage to get my PBeBank logon working after their IT "fixed" the unknown server error...

To create a PBeBank logon with your CC, follow this steps
1. Go to http://www.pbebank.com
2. Click on Banking (right at the bottom)
3. Click on E-Channel (right side bar)
4. Click on PBe Personal Banking
5. Click on How do I apply ? (right side bar)
6. Scroll down to "Option 3 - PBe Online Regsitration for PB Cardmembers"

Who in the logical mind create this web of links just to do something simple like putting on the logon page and says "Create Logon ID"


or Shortcut : https://www.pbebank.com/forms/form-pbebank-registration.aspx

This post has been edited by ronnie: May 27 2014, 11:48 PM
Human Nature
post May 27 2014, 11:49 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
haha 6 steps huh doh.gif
TSronnie
post May 27 2014, 11:54 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ May 27 2014, 11:49 PM)
haha 6 steps huh doh.gif
*
Previously, went through 6 levels of links and failed .... due to some silly error.
Emailed them and NEVER response back to me.
TSronnie
post May 27 2014, 11:57 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
An interesting feature on the PBeBank CC summary is "Authorised Charges".
This is the charge which was approved but not posted smile.gif

I can't setup "E-Statement" also ..gets "Invalid Request" doh.gif doh.gif

This post has been edited by ronnie: May 27 2014, 11:58 PM
propusers
post May 28 2014, 09:12 AM

Look at all my stars!!
*******
Senior Member
2,006 posts

Joined: May 2011
QUOTE(ronnie @ May 27 2014, 11:47 PM)
BTW, manage to get my PBeBank logon working after their IT "fixed" the unknown server error...

To create a PBeBank logon with your CC, follow this steps
1. Go to http://www.pbebank.com
2. Click on Banking (right at the bottom)
3. Click on E-Channel (right side bar)
4. Click on PBe Personal Banking
5. Click on How do I apply ? (right side bar)
6. Scroll down to "Option 3 - PBe Online Regsitration for PB Cardmembers"

Who in the logical mind create this web of links just to do something simple like putting on the logon page and says "Create Logon ID"
or Shortcut : https://www.pbebank.com/forms/form-pbebank-registration.aspx
*
Ronnie, I suggest put these steps in first page to help others in future...
thank you for your effort..
TSronnie
post May 28 2014, 10:51 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Latest Info from Public Bank Marketing Dept

Transactions with these MCC codes will be under the 6% Rebate Cash Back
Grocery [MCC: 5411]
Dining [MCC: 5812, 5813]
Online Transaction excludes Bill Payments / Govt related Payments / Insurance Payments /

QUOTE
5411 : Grocery Stores & Supermarkets
5812 : Eating places and Restaurants
5813 : Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques
This post has been edited by ronnie: May 28 2014, 10:54 AM
Human Nature
post May 28 2014, 11:06 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ May 28 2014, 10:51 AM)
Latest Info from Public Bank Marketing Dept

Transactions with these MCC codes will be under the 6% Rebate Cash Back
Grocery [MCC: 5411]
Dining [MCC: 5812, 5813]
Online Transaction excludes Bill Payments / Govt related Payments / Insurance Payments /
*
Nice, I wonder why the CS who called me yesterday said it is not for public view doh.gif

Comparison with OCBC:
Grocery (MCC codes 5411, 5422 and 5451)
Dining (MCC codes 5811, 5812, 5813 and 5814)

So less coverage!



This post has been edited by Human Nature: May 28 2014, 11:08 AM
TSronnie
post May 28 2014, 11:10 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ May 28 2014, 11:06 AM)
Nice, I wonder why the CS who called me yesterday said it is not for public view  doh.gif

Comparison with OCBC:
Grocery (MCC codes 5411, 5422 and 5451)
Dining (MCC codes 5811, 5812, 5813 and 5814)

So less coverage!
*
I manage to drill the CS to get the details for me from their Marketing Dept.... persistence pays

Remember don't use PBB Visa Signature @ Burger King / KFC / Carl's Jr (in case under Fast Food MCC 5814)

This post has been edited by ronnie: May 28 2014, 11:11 AM
herc
post May 28 2014, 11:25 AM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
so stingy on the coverage...

we have to come out another list to compile all the merchant within coverage vmad.gif
raul
post May 28 2014, 12:14 PM

Look at all my stars!!
*******
Senior Member
3,930 posts

Joined: Jan 2003
From: KL
applied on 15/5, received the card today... yawn.gif
number 1008 blink.gif
SUSsupersound
post May 28 2014, 12:44 PM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(herc @ May 28 2014, 11:25 AM)
so stingy on the coverage...

we have to come out another list to compile all the merchant within coverage  vmad.gif
*
Tan Sri Teh are not stupid whistling.gif
TSronnie
post May 28 2014, 12:51 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(supersound @ May 28 2014, 12:44 PM)
Tan Sri Teh are not stupid whistling.gif
*
That's why I believe this 6% will last longer (hopefully) than OCBC Titanium
SUSsupersound
post May 28 2014, 12:53 PM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(ronnie @ May 28 2014, 12:51 PM)
That's why I believe this 6% will last longer (hopefully) than OCBC Titanium
*
Well, I'm pretty sure they will play grey areas just like WISE whistling.gif
That's why he is the only Chinese that owned a bank with total asset close to Maybank and CIMB, is not because he got lots of business, is he is clever on playing such dirty tricks.
Human Nature
post May 28 2014, 01:15 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
Finally received the card. You guys are right. This is the worst credit card package that I received. Just the letter with the card pasted on it and one leaflet about how to prevent card theft.

This post has been edited by Human Nature: May 28 2014, 01:15 PM
propusers
post May 28 2014, 01:40 PM

Look at all my stars!!
*******
Senior Member
2,006 posts

Joined: May 2011
QUOTE(ronnie @ May 28 2014, 10:51 AM)
5411 : Grocery Stores & Supermarkets
5812 : Eating places and Restaurants
5813 : Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques
Is Starbucks in it's drinking places list (5813)?
TSronnie
post May 28 2014, 01:45 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(propusers @ May 28 2014, 01:40 PM)
Is Starbucks in it's drinking places list (5813)?
*
Possibly 5812 if I'm not mistaken... yet to be tested.
sogood
post May 28 2014, 02:03 PM

Getting Started
**
Junior Member
64 posts

Joined: Oct 2009
For MCC5411, Citibank covers:-
99 Speedmart, AEON/AEON BIG, Ben’s Independent Grocer (B.I.G.), Billion, Cold Storage, Econsave, Everrise, Giant, Hero, Hock Choon, Jason’s Food Hall, Jaya Grocer, Maxvalu, Mercato, Mydin, NSK, Pacific/The Store, Servay, Tesco, TF Value Mart, and Village Grocer.

Not sure if stingy Public Bank shares the same. whistling.gif

Source: http://tinyurl.com/prognyu


QUOTE(ronnie @ May 28 2014, 10:51 AM)
Latest Info from Public Bank Marketing Dept

Transactions with these MCC codes will be under the 6% Rebate Cash Back
Grocery [MCC: 5411]
Dining [MCC: 5812, 5813]
Online Transaction excludes Bill Payments / Govt related Payments / Insurance Payments /
*
tifosi
post May 28 2014, 02:33 PM

Friend is someone to share last Cookie with!
*******
Senior Member
5,155 posts

Joined: Jan 2003
I think it's good to create a thread and list down MCC codes for all the vendors since PBB VS, Wise and Mach all rely on MCC codes for the rebates.
TSronnie
post May 28 2014, 11:07 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Here's the official response from PBB Customer Service
QUOTE
Please allow us to clarify that SMS transaction alerts will be sent for all Card-Not-Present transactions regardless of amount.  However, for card present transactions, the current threshold amount is set at RM500-00.  Cardmember may request to change the threshold amount in multiples of RM100-00.  We confirmed that your current threshold amount for SMS transaction alerts has been changed to RM100-00 as requested.


Shall I forward this email to BNM for further actions ?
Human Nature
post May 28 2014, 11:18 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ May 28 2014, 11:07 PM)
Here's the official response from PBB Customer Service
Shall I forward this email to BNM for further actions ?
*
Good evident enough.
TSronnie
post May 28 2014, 11:20 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ May 28 2014, 11:18 PM)
Good evident enough.
*
What should I be telling BNM ? Any sample ?
Human Nature
post May 28 2014, 11:25 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ May 28 2014, 11:20 PM)
What should I be telling BNM ? Any sample ?
*
My template
QUOTE
To Bank Negara,

I refer to your policy on SMS Alert for all credit card transactions. As per my email correspondence below, the bank refuses to comply to the policy.

I would like to put forward my complaint on this matter.

My details:
(1)  Mykad number
(2)  Correspondence address and contact number
(3)  Credit card number

Thank you
Name
This post has been edited by Human Nature: May 28 2014, 11:25 PM
TSronnie
post May 29 2014, 07:40 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ May 28 2014, 11:25 PM)
My template
*
Thanks for the template.... send it to bnmtelelink@bnm.gov.my, right ?

This post has been edited by ronnie: May 29 2014, 07:40 AM
zenquix
post May 29 2014, 08:55 AM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008
QUOTE(propusers @ May 28 2014, 01:40 PM)
Is Starbucks in it's drinking places list (5813)?
*
QUOTE(ronnie @ May 28 2014, 01:45 PM)
Possibly 5812 if I'm not mistaken... yet to be tested.
*
Based on alliance bank's 50% cash back dining deal early this year. it should be either 5812 or 5814. I called OCBC CS to check (before i swiped with my alliancebank card tongue.gif) , but can't recall which 1 it was.
raul
post May 29 2014, 09:32 AM

Look at all my stars!!
*******
Senior Member
3,930 posts

Joined: Jan 2003
From: KL
is the 0% 12 months BT confirmed? Where's the link to download the form for this?
Human Nature
post May 29 2014, 09:54 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ May 29 2014, 07:40 AM)
Thanks for the template.... send it to bnmtelelink@bnm.gov.my, right ?
*
Yup, mine will follow after i receive the reply from PBB too.
ubuntu
post May 29 2014, 02:11 PM

On my way
****
Senior Member
620 posts

Joined: Dec 2006
My application just approved, took 12 working days to process.
bearbear
post May 29 2014, 02:14 PM

You'll Never Walk Alone!~!~
********
All Stars
10,061 posts

Joined: Dec 2004
From: Sheffield
QUOTE(zenquix @ May 29 2014, 08:55 AM)
Based on alliance bank's 50% cash back dining deal early this year. it should be either 5812 or 5814. I called OCBC CS to check (before i swiped with my alliancebank  card tongue.gif) , but can't recall which 1 it was.
*
lol you got that too

it was 5814 based on what Alliance CS informed me.
g00glesYYl
post May 29 2014, 10:40 PM

Prince Onboard
******
Senior Member
1,056 posts

Joined: Apr 2006
compare to WISE card and OCBC Titanium card, this card is way better?
tigaxxx
post May 29 2014, 11:11 PM

On my way
****
Senior Member
637 posts

Joined: Mar 2014
From: Airport around the world
~duplicate~

This post has been edited by tigaxxx: May 29 2014, 11:14 PM
tigaxxx
post May 29 2014, 11:12 PM

On my way
****
Senior Member
637 posts

Joined: Mar 2014
From: Airport around the world
QUOTE(g00glesYYl @ May 29 2014, 10:40 PM)
compare to WISE card and OCBC Titanium card, this card is way better?
*
Depends on how much u spend per month. .
~rm1k -> wise
> rm1.7k -> public B

or use both...the first 1k use wise..the rest PB
DarReNz
post May 30 2014, 09:19 AM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007
QUOTE(ronnie @ May 29 2014, 07:40 AM)
Thanks for the template.... send it to bnmtelelink@bnm.gov.my, right ?
*
bank negara will ask for IC & address ?
Human Nature
post May 30 2014, 10:05 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(DarReNz @ May 30 2014, 09:19 AM)
bank negara will ask for IC & address ?
*
Name, IC and account no. The address, sometimes yes, sometimes no.
sogood
post May 30 2014, 10:37 AM

Getting Started
**
Junior Member
64 posts

Joined: Oct 2009
QUOTE(Human Nature @ May 28 2014, 01:15 PM)
Finally received the card. You guys are right. This is the worst credit card package that I received. Just the letter with the card pasted on it and one leaflet about how to prevent card theft.
*
Nice, I haven't got mine because PB keyed in my mailing address wrongly. sweat.gif

Do you need to sign upon receiving your card? Or PosLaju simply put in the letter box?
Human Nature
post May 30 2014, 10:38 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(sogood @ May 30 2014, 10:37 AM)
Nice, I haven't got mine because PB keyed in my mailing address wrongly. sweat.gif

Do you need to sign upon receiving your card?  Or PosLaju simply put in the letter box?
*
Need to sign, my dad signed it on my behalf smile.gif
TSronnie
post May 30 2014, 11:27 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(ronnie @ May 28 2014, 11:07 PM)
Here's the official response from PBB Customer Service
Shall I forward this email to BNM for further actions ?
*
Bank Negara already responded to PBB and CC me in the email.... Very fast response on the next working day thumbup.gif
BNM responded in BM brows.gif brows.gif

Now let's see what Public Bank going to do about it....

This post has been edited by ronnie: May 30 2014, 11:28 AM
herc
post May 30 2014, 11:58 AM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
duh, pbebank online cant combine 2 different account, i have to maintain 2 user ID sad.gif

just received my card to day after week from approval date from IVR, wonder why it takes so long, no enough time to utilise current month rebate

This post has been edited by herc: May 30 2014, 11:59 AM
echoesian
post May 30 2014, 12:04 PM

Look at all my stars!!
*******
Senior Member
3,294 posts

Joined: Dec 2005
QUOTE(tigaxxx @ May 29 2014, 11:12 PM)
Depends on how much u spend per month. .
~rm1k      -> wise
> rm1.7k  -> public B

or use both...the first 1k use wise..the rest PB
*
Why is that so? Isn't PBB also has limit the cashback per month which is only RM60 ?
victorywp
post May 30 2014, 12:08 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart
QUOTE(echoesian @ May 30 2014, 12:04 PM)
Why is that so? Isn't PBB also has limit the cashback per month which is only RM60 ?
*
means priority to hlb wise.
Human Nature
post May 30 2014, 12:11 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ May 30 2014, 11:27 AM)
Bank Negara already responded to PBB and CC me in the email.... Very fast response on the next working day  thumbup.gif
BNM responded in BM brows.gif brows.gif

Now let's see what Public Bank going to do about it....
*
Good. I am still waiting PBB to reply to my email. Maybe with your case, PBB will be more careful in their reply.
TSronnie
post May 30 2014, 01:48 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ May 30 2014, 12:11 PM)
Good. I am still waiting PBB to reply to my email. Maybe with your case, PBB will be more careful in their reply.
*
Let's see how they response to your request after I get feedback from PBB/BNM... Would BNM follow-up ?
Human Nature
post May 30 2014, 02:06 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ May 30 2014, 01:48 PM)
Let's see how they response to your request after I get feedback from PBB/BNM... Would BNM follow-up ?
*
I never get the chance to see what will be BNM's follow up. The banks always comply laugh.gif
TSronnie
post May 30 2014, 02:44 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ May 30 2014, 02:06 PM)
I never get the chance to see what will be BNM's follow up. The banks always comply  laugh.gif
*
Let's see how compliant is Public Bank
herc
post May 30 2014, 05:23 PM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
Just charge the card for oversea transaction, let's see if it got any restriction for online spending..

The SMS alert I received is kinda misleading..

QUOTE
RM0.00 Multiple usage on your card ending XXXX , latest @ ABC Company SGD XXX.XX MAY30 05:01pm. Pls call Public Bank if you didn't use it.


I only used once, and it says multiple sweat.gif

Btw, do you guys think AirAsia consider online transaction? If yes, then can use for coming soon free seats promotion brows.gif

This post has been edited by herc: May 30 2014, 05:24 PM
Human Nature
post May 30 2014, 05:27 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(herc @ May 30 2014, 05:23 PM)
Just charge the card for oversea transaction, let's see if it got any restriction for online spending..

The SMS alert I received is kinda misleading..
I only used once, and it says multiple  sweat.gif

Btw, do you guys think AirAsia consider online transaction? If yes, then can use for coming soon free seats promotion  brows.gif
*
Haha multiple, they really wanna save on SMS.

According to CS, yes airasia booking is included.
herc
post May 30 2014, 05:36 PM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
QUOTE(Human Nature @ May 30 2014, 05:27 PM)
Haha multiple, they really wanna save on SMS.

According to CS, yes airasia booking is included.
*
Noted with thanks thumbup.gif notworthy.gif
Human Nature
post May 30 2014, 05:39 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(herc @ May 30 2014, 05:36 PM)
Noted with thanks  thumbup.gif  notworthy.gif
*
bear in mind, this is the same CS who told me that they cannot reveal the MCC codes...so do share with us the final outome biggrin.gif or..i suggest you to call up CS and ask specifically on Airasia and take note of the date/time, just in case.
Human Nature
post May 30 2014, 06:54 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
As expected, PBB choose not to reply to my email but call me instead to inform that they are not able to lower the SMS trigger amount, min they can go is RM100. Previously, the CS also choose to call me when I asked about the MCC codes.

I just recall a similar case with PBB posted here few months back. So PBB is one tough nut to crack.
https://forum.lowyat.net/topic/1796957
DarReNz
post May 30 2014, 07:30 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007
QUOTE(Human Nature @ May 30 2014, 06:54 PM)
As expected, PBB choose not to reply to my email but call me instead to inform that they are not able to lower the SMS trigger amount, min they can go is RM100. Previously, the CS also choose to call me when I asked about the MCC codes.

I just recall a similar case with PBB posted here few months back. So PBB is one tough nut to crack.
https://forum.lowyat.net/topic/1796957
*
your turn then to log a case to bank negara
Human Nature
post May 30 2014, 07:34 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(DarReNz @ May 30 2014, 07:30 PM)
your turn then to log a case to bank negara
*
Done.

I urge other card holders to do the same too.
TerkukurKing
post May 30 2014, 10:33 PM

New Member
*
Junior Member
8 posts

Joined: May 2014
min RM 100 ??? my other credit card can reduce RM 1.00
TerkukurKing
post May 30 2014, 10:35 PM

New Member
*
Junior Member
8 posts

Joined: May 2014
QUOTE(Human Nature @ May 30 2014, 06:54 PM)
As expected, PBB choose not to reply to my email but call me instead to inform that they are not able to lower the SMS trigger amount, min they can go is RM100. Previously, the CS also choose to call me when I asked about the MCC codes.

I just recall a similar case with PBB posted here few months back. So PBB is one tough nut to crack.
https://forum.lowyat.net/topic/1796957
*
i believe most of CS do not know what is MCC
because they are MCC ( mong ca ca) instead of merchant category code
Human Nature
post May 30 2014, 10:37 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(TerkukurKing @ May 30 2014, 10:35 PM)
i believe most of CS do not know what is MCC
because they are MCC ( mong ca ca) instead of merchant category code
*
the person who contacted me is aware of what is MCC smile.gif
CP88
post May 30 2014, 10:48 PM

Look at all my stars!!
*******
Senior Member
2,677 posts

Joined: Dec 2010
QUOTE(TerkukurKing @ May 30 2014, 10:35 PM)
i believe most of CS do not know what is MCC
because they are MCC ( mong ca ca) instead of merchant category code
*
I love your synonym thumbup.gif
SUSsupersound
post May 31 2014, 07:57 AM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(TerkukurKing @ May 30 2014, 10:35 PM)
i believe most of CS do not know what is MCC
because they are MCC ( mong ca ca) instead of merchant category code
*
When a bank are set to play with grey areas, are you sure they don't know about all the MCC codes?
If they don't know, just type MCC codes in Uncle Google already can come out the whole list sweat.gif
http://web.archive.org/web/20070710202209/...mcc_booklet.pdf
CS's officers are trained to make sure card holders are mong ca ca whistling.gif
They will only reveal when they know that person who called do know his/hers rights.
So far I've dealt with Public bank, Maybank, HSBC(quite LC but will tell the truth), OCBC and HLB.
Public Bank has the best service when come in fraud case, they'll make sure you pay more than rm250 icon_rolleyes.gif
8 years ago already like this, thought after 8 years they are still doing the same, to stand high against other banks, some strategies(oops, I mean dirty) are needed whistling.gif
sogood
post May 31 2014, 03:17 PM

Getting Started
**
Junior Member
64 posts

Joined: Oct 2009
QUOTE(Human Nature @ May 30 2014, 10:38 AM)
Need to sign, my dad signed it on my behalf  smile.gif
*
yeah~I got my card today!
chding
post May 31 2014, 04:30 PM

On my way
****
Senior Member
556 posts

Joined: Jan 2003
Wondering if paypal considers oversea transaction? It is for maybank
ubuntu
post May 31 2014, 04:45 PM

On my way
****
Senior Member
620 posts

Joined: Dec 2006
Has anyone successfully performed 6 months 0% BT plan? How many working days is needed to process?
chding
post May 31 2014, 06:00 PM

On my way
****
Senior Member
556 posts

Joined: Jan 2003
QUOTE(ubuntu @ May 31 2014, 04:45 PM)
Has anyone successfully performed 6 months 0% BT plan? How many working days is needed to process?
*
Yes. Usually within a week. Applied thru email
xbox
post Jun 1 2014, 05:34 PM

Getting Started
**
Junior Member
96 posts

Joined: Nov 2011
Seems like most of you applied via email. I was told by cs need to specifically hand in the form thru counter to be in the running for rm188 cash back. Is it true?
Human Nature
post Jun 2 2014, 12:51 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
Just booked airasia. Finger crossed will get 6%. Meet the spent requirement for the sign-up promo, but maxed out quota for this month.
Dino168
post Jun 2 2014, 09:36 AM

Getting Started
**
Junior Member
175 posts

Joined: Dec 2011
QUOTE(xbox @ Jun 1 2014, 05:34 PM)
Seems like most of you applied via email. I was told by cs need to specifically hand in the form thru counter to be in the running for rm188 cash back. Is it true?
*
I applied thru internet and later got PB service personal to convert (so that it is entitled for the RM188 cash back). Received my CC yesterday; and also got PB helpdesk to confirm that I am entitled for the cash back but its helpdesk repeatedly said that the cashback is only for first 300 successful applications only .. so not sure if I can get it? ... but will get RM50 for government tax rebate. My first transaction on that card is on 31 May.

It would be good for those who applied earlier to advise if they got the RM188 cashback ... maybe it is just a marketing gimmick?
herc
post Jun 2 2014, 09:37 AM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
i did online transaction on May 30, not yet posted today, not sure it will fall under May or June, so temporary not spending until receive the statement
zenix
post Jun 2 2014, 09:57 AM

Pirate Captain
*******
Senior Member
6,249 posts

Joined: Jul 2006
ha? only get back rm60?
Dino168
post Jun 2 2014, 10:05 AM

Getting Started
**
Junior Member
175 posts

Joined: Dec 2011
QUOTE(herc @ Jun 2 2014, 09:37 AM)
i did online transaction on May 30, not yet posted today, not sure it will fall under May or June, so temporary not spending until receive the statement
*
T&C mentioned only will get RM188 (if entitiled) after 4-8 weeks; from 1 retail usage (which I think covers any transaction) ...

So you will be leading me in that first 300 user list .. notworthy.gif Let us know if you receive the RM188 cashback.
herc
post Jun 2 2014, 10:16 AM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
QUOTE(Dino168 @ Jun 2 2014, 10:05 AM)
T&C mentioned only will get RM188 (if entitiled) after 4-8 weeks; from 1 retail usage (which I think covers any transaction) ...

So you will be leading me in that first 300 user list ..  notworthy.gif    Let us know if you receive the RM188 cashback.
*
there are still many ahead me... ronnie among the pioneer smile.gif
choki123
post Jun 2 2014, 10:49 AM

Getting Started
**
Junior Member
76 posts

Joined: Oct 2011
I received my card today.

Called to CS to confirmed whether i am entitle for the "RM 188 cash back" and "guarantee free gift" promotion.
CS told me that i downloaded my application form online and even though submit through branch, it's consider as online application as the form was downloaded online ==

Henceforth, i am not eligible for the above promotions and only can get RM 50 cash back upon first swipe (generic promotion) ==

Before ending the conversation, the CS say will help me try to convert back the tagging as "manual submission"; but there is no guarantee for it....

SIGH~!
tonytyk
post Jun 2 2014, 06:06 PM

Look at all my stars!!
******
Senior Member
1,962 posts

Joined: Nov 2011
QUOTE(ronnie @ May 28 2014, 10:51 AM)
Latest Info from Public Bank Marketing Dept

Transactions with these MCC codes will be under the 6% Rebate Cash Back
Grocery [MCC: 5411]
Dining [MCC: 5812, 5813]
Online Transaction excludes Bill Payments / Govt related Payments / Insurance Payments /
*
Another PBB customer service staff mentioned additional MCC code of 5814 is covered as well and all e-commerce online transactions are entitled for 6% cash rebate, wonder who is right??
Human Nature
post Jun 2 2014, 07:53 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(tonytyk @ Jun 2 2014, 06:06 PM)
Another PBB customer service staff mentioned additional MCC code of 5814 is covered as well and all e-commerce online transactions are entitled for 6% cash rebate, wonder who is right??
*
5814 = Fast Food Restaurants

Maybe new addition biggrin.gif
Wongchoy
post Jun 2 2014, 10:07 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
Argh! My application is not successful. Quite dissapoited though cry.gif
TSronnie
post Jun 2 2014, 10:22 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Latest update for the SMS TRansaction Alert minimum threshold.
I've receive a call from their CS Manager this evening.
She mentions their system will be updated by end of June 2014 to support lower than current RM100 threshold.

We shall wait and see.... BNM really can move things around.
TSronnie
post Jun 2 2014, 10:23 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(tonytyk @ Jun 2 2014, 06:06 PM)
Another PBB customer service staff mentioned additional MCC code of 5814 is covered as well and all e-commerce online transactions are entitled for 6% cash rebate, wonder who is right??
*
Who wants to help test ??
Human Nature
post Jun 2 2014, 10:59 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ Jun 2 2014, 10:22 PM)
Latest update for the SMS TRansaction Alert minimum threshold.
I've receive a call from their CS Manager this evening.
She mentions their system will be updated by end of June 2014 to support lower than current RM100 threshold.

We shall wait and see.... BNM really can move things around.
*
That is good. BNM has yet to respond to my email.

When I made a booking with AirAsia early this morning, I received OTP for the payment. However, I did not receive any SMS alert for the transaction itself.

Is this the same for other bank's credit card, that there will be no SMS if you already receive the OTP.
TSronnie
post Jun 2 2014, 11:06 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ Jun 2 2014, 10:59 PM)
That is good. BNM has yet to respond to my email.

When I made a booking with AirAsia early this morning, I received OTP for the payment. However, I did not receive any SMS alert for the transaction itself.

Is this the same for other bank's credit card, that there will be no SMS if you already receive the OTP.
*
Possible.... no more SMS alert after you use OTP. Same with HLB WISE.
HeHeHunter
post Jun 3 2014, 08:28 AM

On my way
****
Senior Member
664 posts

Joined: Dec 2006
Compare this to HLB Wise:

PB Visa Signature
- min income 100k
- 6% on dining, grocery, online transaction
- 1 VIP point per RM spent.
- RM 60 cap
- Free lounge access with minimum 5 overseas transaction
- Free travel insurance
- 12 swipes for annual fee waiver

HLB Wise
- min income 36k
- 10% on 2 cat + mobile, min RM 50 x 10 times to be eligible for cashback.
- no cashback or points for others.
- RM 100 cap
- No lounge access.
- No travel insurance.
- no fee waiver.

Go with this or HLB wise?
TSronnie
post Jun 3 2014, 08:56 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(HeHeHunter @ Jun 3 2014, 08:28 AM)
Compare this to HLB Wise:

PB Visa Signature
- min income 100k
- 6% on dining, grocery, online transaction
- 1 VIP point per RM spent.
- RM 60 cap
- Free lounge access with minimum 5 overseas transaction
- Free travel insurance
- 12 swipes for annual fee waiver

HLB Wise
- min income 36k
- 10% on 2 cat + mobile, min RM 50 x 10 times to be eligible for cashback.
- no cashback or points for others.
- RM 100 cap
- No lounge access.
- No travel insurance.
- no fee waiver.

Go with this or HLB wise?
*
Go for both just like ME
Human Nature
post Jun 3 2014, 10:36 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ Jun 2 2014, 10:22 PM)
Latest update for the SMS TRansaction Alert minimum threshold.
I've receive a call from their CS Manager this evening.
She mentions their system will be updated by end of June 2014 to support lower than current RM100 threshold.

We shall wait and see.... BNM really can move things around.
*
I just received a call from PBB telling me the same thing, but she cannot confirm it yet. What makes it interesting is that Bank Negara have not even responded to my email, so they are taking the initiative to inform me thumbup.gif
TSronnie
post Jun 3 2014, 10:37 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ Jun 3 2014, 10:36 AM)
I just received a call from PBB telling me the same thing, but she cannot confirm it yet. What makes it interesting is that Bank Negara have not even responded to my email, so they are taking the initiative to inform me  thumbup.gif
*
Did the CS mention the June 2014 dateline to get it done ?
Human Nature
post Jun 3 2014, 10:38 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ Jun 3 2014, 10:37 AM)
Did the CS mention the June 2014 dateline to get it done ?
*
Yes. I also request for her to confirm with me again once it is finally implemented.
TSronnie
post Jun 3 2014, 10:40 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Actually why need to wait so long to change RM100 to RM1 in their system ? Even if it's hard-coded, just amend the number and re-compile. i.e. 1-hour programmer job.

This post has been edited by ronnie: Jun 3 2014, 10:40 AM
Human Nature
post Jun 3 2014, 10:49 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ Jun 3 2014, 10:40 AM)
Actually why need to wait so long to change RM100 to RM1 in their system ? Even if it's hard-coded, just amend the number and re-compile. i.e. 1-hour programmer job.
*
maybe need to go through several meeting to endorse it tongue.gif

so far their CS if better than some other banks. they reply to email and follow up. i do wish they have a dedicated toll free or at least 1-300 line though.
Jason
post Jun 3 2014, 01:25 PM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
QUOTE(Human Nature @ Jun 3 2014, 10:49 AM)
maybe need to go through several meeting to endorse it  tongue.gif

so far their CS if better than some other banks. they reply to email and follow up. i do wish they have a dedicated toll free or at least 1-300 line though.
*
I can attest to that. Standard Chartered is way worst.
Jason
post Jun 4 2014, 10:05 AM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
Thanks to ronnie for the pbebank sign up guide. Otherwise I really not enough brain power to figure out to use their website.

Easily the worst website I have ever seen/used.

Now.. after login..I realize there's no line by line transactions.. or am I missing it and its hidden somewhere?
EDIT: found it. under "View latest statement"

It is confusing, cause I am not viewing statement, I am viewing unbilled transactions.

This post has been edited by Jason: Jun 4 2014, 10:07 AM
TSronnie
post Jun 4 2014, 10:07 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Jason @ Jun 4 2014, 10:05 AM)
Thanks to ronnie for the pbebank sign up guide. Otherwise I really not enough brain power to figure out to use their website.

Easily the worst website I have ever seen/used.

Now.. after login..I realize there's no line by line transactions.. or am I missing it and its hidden somewhere?
*
You have to select the drop-down for Unbilled Transactions after you click on the CC number for more details
TSronnie
post Jun 4 2014, 10:16 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
I've also receive a Feedback Form from Public Bank to comment on their PBB Card Services. Very interesting indeed. At least PBB willing to listen to their customers.... There's also a free gift after you have submitted via Snail Mail (prepaid envelope)
Human Nature
post Jun 4 2014, 10:49 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ Jun 4 2014, 10:16 AM)
I've also receive a Feedback Form from Public Bank to comment on their PBB Card Services. Very interesting indeed. At least PBB willing to listen to their customers.... There's also a free gift after you have submitted via Snail Mail (prepaid envelope)
*
haha now i expect to receive the same offer.
herc
post Jun 4 2014, 11:20 AM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
Receive a mail just now ... PB Easy Cash Back with Credit Card

Freaking long and confusing terms & condition...

This post has been edited by herc: Jun 4 2014, 11:25 AM


Attached thumbnail(s)
Attached Image Attached Image
herc
post Jun 4 2014, 11:40 AM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
was thinking how to utilise the 6%, Paypal treat as online transaction, but Bill Payment is excluded. So paying Maxis bill using Paypal consider online transaction or bill payment? biggrin.gif
Human Nature
post Jun 4 2014, 12:06 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(herc @ Jun 4 2014, 11:20 AM)
Receive a mail just now ... PB Easy Cash Back with Credit Card

Freaking long and confusing terms & condition...
*
aiya..have to register first, so all previous transactions not counted

registered but did not receive any confirmation reply

This post has been edited by Human Nature: Jun 4 2014, 12:29 PM
herc
post Jun 4 2014, 12:58 PM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
QUOTE(Human Nature @ Jun 4 2014, 12:06 PM)
aiya..have to register first, so all previous transactions not counted

registered but did not receive any confirmation reply
*
need to plan ahead the spending lor, wait infront starbucks counter at 12mn at every beginning of promotion week, reload 3x RM50 haha
Human Nature
post Jun 4 2014, 12:59 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(herc @ Jun 4 2014, 12:58 PM)
need to plan ahead the spending lor, wait infront starbucks counter at 12mn at every beginning of promotion week, reload 3x RM50 haha
*
haha no need la..the cashback is not so much..just spend as normal, if get consider lucky
herc
post Jun 4 2014, 01:54 PM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
QUOTE(Human Nature @ Jun 4 2014, 12:06 PM)
aiya..have to register first, so all previous transactions not counted

registered but did not receive any confirmation reply
*
btw, i do receive the confirmation SMS reply.
Human Nature
post Jun 4 2014, 02:02 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(herc @ Jun 4 2014, 01:54 PM)
btw, i do receive the confirmation SMS reply.
*
thanks...i typed PCB instead doh.gif blush.gif sent a new one and received confirmation reply this time
ubuntu
post Jun 4 2014, 08:55 PM

On my way
****
Senior Member
620 posts

Joined: Dec 2006
Guys, how did you guys registered the PBeBank Authentication Code (PAC)? I called Public Bank card center and they said my mobile number is already registered. When I check at their website, it is saying need to register over the branch counter.
Human Nature
post Jun 4 2014, 10:03 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ubuntu @ Jun 4 2014, 08:55 PM)
Guys, how did you guys registered the PBeBank Authentication Code (PAC)? I called Public Bank card center and they said my mobile number is already registered. When I check at their website, it is saying need to register over the branch counter.
*
The code was sent to my mobile. Didn't go to the bank at all.
ubuntu
post Jun 4 2014, 10:22 PM

On my way
****
Senior Member
620 posts

Joined: Dec 2006
QUOTE(Human Nature @ Jun 4 2014, 10:03 PM)
The code was sent to my mobile. Didn't go to the bank at all.
*
Thanks. Will check with the branch tomorrow, their CS seems not very sure, keep transferring me here and there... doh.gif

Does utility payment via UOBpayonline eligible for cash back? Their product disclosure sheet give very general info.

QUOTE
CASH BACK
6% cash rebate on grocery, dining and online transaction locally and abroad, capped at RM60 per
month per principal account (exclude transaction via www.pbebank.com).
Human Nature
post Jun 4 2014, 10:29 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ubuntu @ Jun 4 2014, 10:22 PM)
Does utility payment via UOBpayonline eligible for cash back? Their product disclosure sheet give very general info.
No confirmation on this yet. Will need to try out and see whether it is eligible. We will start compiling the list once the 1st cashback is out biggrin.gif

This post has been edited by Human Nature: Jun 4 2014, 10:30 PM
ubuntu
post Jun 4 2014, 10:44 PM

On my way
****
Senior Member
620 posts

Joined: Dec 2006
QUOTE(Human Nature @ Jun 4 2014, 10:29 PM)
No confirmation on this yet. Will need to try out and see whether it is eligible. We will start compiling the list once the 1st cashback is out  biggrin.gif
*
I will try it out this week and report here whether it is eligible or not.
BTW, my 0% 6 months BT plan was approved, took 3 working days to reflect in the unbill transactions.
Human Nature
post Jun 5 2014, 04:43 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
I received an official reply from PBB on the SMS alert complaint to BNM. The implementation of the system change will be in this month, in black and white smile.gif
TSronnie
post Jun 5 2014, 10:24 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ Jun 5 2014, 04:43 PM)
I received an official reply from PBB on the SMS alert complaint to BNM. The implementation of the system change will be in this month, in black and white  smile.gif
*
Same here.... I guess we got same template email smile.gif
victorywp
post Jun 5 2014, 10:36 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart
QUOTE(ronnie @ Jun 5 2014, 10:24 PM)
Same here.... I guess we got same template email smile.gif
*
bcs you both used the same complain template email to bnm, so you both got the same reply template email from pbb. biggrin.gif
Human Nature
post Jun 6 2014, 06:46 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
Info on the insurance:

QUOTE
This Insurance Programme is a service exclusive to Public Bank Visa Signature Card Cardmembers. You are entitled to it automatically and without charge. It is designed to make your travel, whether for business or pleasure, more carefree. Make sure you take advantage of it. This insurance will cover for all its Cardmembers, their legally
married spouses and their dependent children under age 23 who charge their full common carrier fares to the
Cardmember's Card Account.

Issued by :  Lonpac Insurance Bhd


You may email the bank for the full policy.

This post has been edited by Human Nature: Jun 6 2014, 06:47 PM
leo_kiatez
post Jun 8 2014, 10:08 AM

Look at all my stars!!
*******
Senior Member
2,112 posts

Joined: Jul 2013
Anyone success in use pledging to apply for PB Visa Signature; How much pledging FD amount is need to apply for this card?
Online utility bills payment also entitled for 6% cash rebate?
Do advice...Thanks. icon_idea.gif

This post has been edited by leo_kiatez: Jun 8 2014, 10:09 AM
Wongchoy
post Jun 8 2014, 01:21 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(leo_kiatez @ Jun 8 2014, 10:08 AM)
Anyone success in use pledging to apply for PB Visa Signature; How much pledging FD amount is need to apply for this card?
Online utility bills payment also entitled for 6% cash rebate?
Do advice...Thanks.  icon_idea.gif
*
I'm now considering whether to pledge FD since my initial application is not successful. 30k should be OK.

Sorry... Utility no CB .Only grocery and dining.

This post has been edited by Wongchoy: Jun 8 2014, 01:23 PM
GOLILA
post Jun 8 2014, 02:03 PM

Getting Started
**
Junior Member
199 posts

Joined: Jul 2011
QUOTE(Wongchoy @ Jun 8 2014, 01:21 PM)
I'm now  considering whether to pledge FD since my initial application is not successful. 30k should be OK.

Sorry... Utility no CB .Only grocery and dining.
*
I oslo planing pledge fd 2 get the card
Human Nature
post Jun 8 2014, 02:22 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
The RM150 cash back promo will be credited within 4-8 weeks after the end of each subsequent month. Meaning if I fulfill the condition in June, it will only be credited 4-8 weeks from 31st July?


This post has been edited by Human Nature: Jun 8 2014, 02:28 PM
leo_kiatez
post Jun 8 2014, 03:01 PM

Look at all my stars!!
*******
Senior Member
2,112 posts

Joined: Jul 2013
QUOTE(Wongchoy @ Jun 8 2014, 01:21 PM)
I'm now  considering whether to pledge FD since my initial application is not successful. 30k should be OK.

Sorry... Utility no CB .Only grocery and dining.
*
So for pledge FD, after 1 year I am able to withdraw the FD money; with the PB Visa Signature credit card still active to use? biggrin.gif
GOLILA
post Jun 8 2014, 05:01 PM

Getting Started
**
Junior Member
199 posts

Joined: Jul 2011
QUOTE(leo_kiatez @ Jun 8 2014, 03:01 PM)
So for pledge FD, after 1 year I am able to withdraw the FD money; with the PB Visa Signature credit card still active to use?  biggrin.gif
*
Sure cant~
Wongchoy
post Jun 8 2014, 05:21 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(leo_kiatez @ Jun 8 2014, 03:01 PM)
So for pledge FD, after 1 year I am able to withdraw the FD money; with the PB Visa Signature credit card still active to use?  biggrin.gif
*
If your income is >100k then you are free to unpledge after 1 year
leo_kiatez
post Jun 8 2014, 05:44 PM

Look at all my stars!!
*******
Senior Member
2,112 posts

Joined: Jul 2013
QUOTE(GOLILA @ Jun 8 2014, 05:01 PM)
Sure  cant~
*
QUOTE(Wongchoy @ Jun 8 2014, 05:21 PM)
If your income is >100k then you are free to unpledge after 1 year
*
Oic..Thanks.
GOLILA
post Jun 8 2014, 07:10 PM

Getting Started
**
Junior Member
199 posts

Joined: Jul 2011
QUOTE(Wongchoy @ Jun 8 2014, 05:21 PM)
If your income is >100k then you are free to unpledge after 1 year
*
Confirm more tab 100K income will free 2 unpledge. Nt 180K?
Wongchoy
post Jun 8 2014, 07:19 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
[quote=GOLILA,Jun 8 2014, 07:10 PM]
Confirm more tab 100K income will free 2 unpledge. Nt 180K?
*


180k can apply visa infinite already tongue.gif VS only 100k
GOLILA
post Jun 8 2014, 08:08 PM

Getting Started
**
Junior Member
199 posts

Joined: Jul 2011
[quote=Wongchoy,Jun 8 2014, 07:19 PM]
[quote=GOLILA,Jun 8 2014, 07:10 PM]
Confirm more tab 100K income will free 2 unpledge. Nt 180K?
*


180k can apply visa infinite already tongue.gif VS only 100k
*

[/quote]

Yaoh. this is VS only =P
bearbearwong
post Jun 8 2014, 09:53 PM

Look at all my stars!!
*******
Senior Member
9,533 posts

Joined: Jun 2013
QUOTE(GOLILA @ Jun 8 2014, 07:10 PM)
Confirm more  tab 100K income will free 2 unpledge. Nt 180K?
*
wei only 100k annually can apply? what is the minimum?
Human Nature
post Jun 8 2014, 10:26 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(GOLILA @ Jun 8 2014, 07:10 PM)
180k can apply visa infinite already tongue.gif VS only 100k
but VI no 6% cashback biggrin.gif
GOLILA
post Jun 9 2014, 09:19 AM

Getting Started
**
Junior Member
199 posts

Joined: Jul 2011
QUOTE(bearbearwong @ Jun 8 2014, 09:53 PM)
wei only 100k annually can apply? what is the minimum?
*
Min 100K lo..
iamWill
post Jun 9 2014, 03:29 PM

On my way
****
Senior Member
650 posts

Joined: Jan 2003
http://www.visa.com.my/personal/offers/my1...ywave_gsc.shtml
iamWill
post Jun 9 2014, 03:33 PM

On my way
****
Senior Member
650 posts

Joined: Jan 2003
http://www.visa.com.my/personal/offers/my1...wave_klia.shtml
laymank
post Jun 10 2014, 01:44 PM

Look at all my stars!!
*******
Senior Member
4,232 posts

Joined: Apr 2011
QUOTE(iamWill @ Jun 9 2014, 03:29 PM)
http://www.visa.com.my/personal/offers/my1...ywave_gsc.shtml
*
This is cool!
Thanks for sharing!
kennji
post Jun 10 2014, 02:27 PM

Casual
***
Junior Member
381 posts

Joined: Jun 2007
From: イチゴ軍団
anyone can shed some lights how to apply for the Public Visa Signature? The online "Apply Now" button doesn't show option to select for this card. Does the previously posted online form still valid? Along with the Online apply card RM150 cash back upon swiping RM1000? Thanks
iamWill
post Jun 10 2014, 04:56 PM

On my way
****
Senior Member
650 posts

Joined: Jan 2003
QUOTE(laymank @ Jun 10 2014, 01:44 PM)
This is cool!
Thanks for sharing!
*
Np. Sharing is caring
raul
post Jun 11 2014, 02:39 PM

Look at all my stars!!
*******
Senior Member
3,930 posts

Joined: Jan 2003
From: KL
did anyone have received their cashback?
Human Nature
post Jun 11 2014, 08:49 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(raul @ Jun 11 2014, 02:39 PM)
did anyone have received their cashback?
*
cant wait to get the statement. mine will be on the 24th.
TSronnie
post Jun 11 2014, 10:37 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(raul @ Jun 11 2014, 02:39 PM)
did anyone have received their cashback?
*
I will report mine on 15th June.... if PBB does credits the CASH REBATE on Statement Date (as mentioned by CS)
sogood
post Jun 11 2014, 11:09 PM

Getting Started
**
Junior Member
64 posts

Joined: Oct 2009
PBB Visa Signature card comes with Visa payWave, which makes your payment quick and easy by swiping your card on the reader. But there is a security concern as someone (with a card reader) is able to get close enough to steal data from your card.

We can buy a RFID blocking wallet, or make your own. Tutorial on youtube http://youtu.be/I9YgoMN4dK0

My version is not a wallet, but a special pocket for the PBB card (see attached image). Materials used are aluminum foil and cellophane tape, thanks to my girlfriend who is the brainchild behind. Tested on payWave reader and it works~



Attached thumbnail(s)
Attached Image
Human Nature
post Jun 11 2014, 11:40 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(sogood @ Jun 11 2014, 11:09 PM)
PBB Visa Signature card comes with Visa payWave, which makes your payment quick and easy by swiping your card on the reader.  But there is a security concern as someone (with a card reader) is able to get close enough to steal data from your card.

We can buy a RFID blocking wallet, or make your own.  Tutorial on youtube http://youtu.be/I9YgoMN4dK0

My version is not a wallet, but a special pocket for the PBB card (see attached image).  Materials used are aluminum foil and cellophane tape, thanks to my girlfriend who is the brainchild behind.  Tested on payWave reader and it works~
*
Having 2 pieces of aluminium foil (taken from powder milk tin) to sandwich the credit card will do the trick too, right?
sogood
post Jun 12 2014, 12:42 AM

Getting Started
**
Junior Member
64 posts

Joined: Oct 2009
QUOTE(Human Nature @ Jun 11 2014, 11:40 PM)
Having 2 pieces of aluminium foil (taken from powder milk tin) to sandwich the credit card will do the trick too, right?
*
Yes, same effect.

Aluminium foil is easily torn, so I used cellophane tape to cover it inside out as a protection layer.
cdspins
post Jun 12 2014, 01:15 PM

Look at all my stars!!
*******
Senior Member
2,714 posts

Joined: May 2008
How long do the application process usually takes? Sent my application online 4 June, now still no news... Hmm.. maybe rejected...
laymank
post Jun 12 2014, 01:35 PM

Look at all my stars!!
*******
Senior Member
4,232 posts

Joined: Apr 2011
QUOTE(cdspins @ Jun 12 2014, 01:15 PM)
How long do the application process usually takes? Sent my application online 4 June, now still no news... Hmm.. maybe rejected...
*
average = 2 weeks.
You can call in to find out the status via the IVR.
cdspins
post Jun 12 2014, 01:45 PM

Look at all my stars!!
*******
Senior Member
2,714 posts

Joined: May 2008
QUOTE(laymank @ Jun 12 2014, 01:35 PM)
average = 2 weeks.
You can call in to find out the status via the IVR.
*
Ooo. thanks for sharing the info, don't know they got IVR, the usual telephony customer service is too much hassle...
millenniummonkey
post Jun 12 2014, 02:13 PM

Getting Started
**
Junior Member
181 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(cdspins @ Jun 12 2014, 01:45 PM)
Ooo. thanks for sharing the info, don't know they got IVR, the usual telephony customer service is too much hassle...
*
After submitting application, IVR should have the "in process" after 3 working days...
Mine approved on 06/06 and my 3rd card no is 1025...
2 weeks processing time...
I go for the RM388 as even though it's only rm150 cash back after rm1000 usage, it's sure get rather than the rm188 cash back for the first 300 new customers.
millenniummonkey
post Jun 12 2014, 02:15 PM

Getting Started
**
Junior Member
181 posts

Joined: Jan 2003
From: Kuala Lumpur
When is your statement date?
Mine is on the 01st of every month... Seems like it is not standardized...

This post has been edited by millenniummonkey: Jun 12 2014, 02:15 PM
cenkudu
post Jun 12 2014, 05:30 PM

Regular
******
Senior Member
1,206 posts

Joined: Jan 2008
what is the minimum credit limit of the card. sound like better switch to this card
CART@@N
post Jun 12 2014, 06:58 PM

Getting Started
**
Junior Member
117 posts

Joined: Jun 2014
I get the cash back today. Basically get it for restaurant, kfc, aeon supermarket at 1u, online payment for maxis and astro at maxis and astro websites. But no cash back for sogo supermarket.
Human Nature
post Jun 12 2014, 07:41 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(CART@@N @ Jun 12 2014, 06:58 PM)
I get the cash back today. Basically get it for restaurant, kfc, aeon supermarket at 1u, online payment for maxis and astro at maxis and astro websites.  But no cash back for sogo supermarket.
*
Nice, this means online payment at non-pBB portal is applicable biggrin.gif
raul
post Jun 12 2014, 07:41 PM

Look at all my stars!!
*******
Senior Member
3,930 posts

Joined: Jan 2003
From: KL
QUOTE(ronnie @ Jun 11 2014, 10:37 PM)
I will report mine on 15th June.... if PBB does credits the CASH REBATE on Statement Date (as mentioned by CS)
*
my statement date 8th, no cash rebate received.
TSronnie
post Jun 13 2014, 09:25 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(CART@@N @ Jun 12 2014, 06:58 PM)
I get the cash back today. Basically get it for restaurant, kfc, aeon supermarket at 1u, online payment for maxis and astro at maxis and astro websites.  But no cash back for sogo supermarket.
*
KFC also included means Fast Food Restuarant's MCC is included as Dining thumbup.gif
Which Maxis portal did you use : Maxis Pay or Maxis MyAccount ?
Devil4life
post Jun 13 2014, 09:33 AM

Enthusiast
*****
Senior Member
986 posts

Joined: Sep 2011
Maybe need start compile a new MCC under 6% list for Public Visa Signature
TSronnie
post Jun 13 2014, 09:34 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Devil4life @ Jun 13 2014, 09:33 AM)
Maybe need start compile a new MCC under 6% list for Public Visa Signature
*
Don't worry... going to compile a list of merchants too just like OCBC Titanium MasterCard previously
cdspins
post Jun 13 2014, 03:29 PM

Look at all my stars!!
*******
Senior Member
2,714 posts

Joined: May 2008
Just receive a call, application for visa signature not successful, instead counter offer with visa platinum... ai, that card is useless, turn down their offer. My earning bracket not enough... hmmm they deduce epf and tax to match the earning criteria?
CART@@N
post Jun 13 2014, 06:36 PM

Getting Started
**
Junior Member
117 posts

Joined: Jun 2014
QUOTE(ronnie @ Jun 13 2014, 09:25 AM)
KFC also included means Fast Food Restuarant's MCC is included as Dining  thumbup.gif
Which Maxis portal did you use : Maxis Pay or Maxis MyAccount ?
*
I just logon to mymaxis to pay..did not use the maxis pay function..
beyond86
post Jun 14 2014, 07:19 PM

Regular
******
Senior Member
1,956 posts

Joined: May 2010
QUOTE(cdspins @ Jun 13 2014, 03:29 PM)
Just receive a call, application for visa signature not successful, instead counter offer with visa platinum... ai, that card is useless, turn down their offer. My earning bracket not enough... hmmm they deduce epf and tax to match the earning criteria?
*
can try to pledge for FD?
cdspins
post Jun 14 2014, 10:39 PM

Look at all my stars!!
*******
Senior Member
2,714 posts

Joined: May 2008
QUOTE(beyond86 @ Jun 14 2014, 07:19 PM)
can try to pledge for FD?
*
How is the process... must go to the branch?
beyond86
post Jun 14 2014, 11:51 PM

Regular
******
Senior Member
1,956 posts

Joined: May 2010
QUOTE(cdspins @ Jun 14 2014, 10:39 PM)
How is the process... must go to the branch?
*
For Public Bank Fixed Deposit (FD) customers who opt to apply PB Credit Card secured
by FD, the credit line assigned will be based on the FD pledged amount at a ratio of 1:1.
To apply, please personally submit your application at your FD account holding branch
and bring along your FD certificate for verification and photostat copy of your NRIC (both
sides).

https://www.pbebank.com/pdf/Cards/Visa-Sign.../signature.aspx
DarReNz
post Jun 15 2014, 12:47 AM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007
guys are the online transactions for PBB not as strict as CIMB ?
Human Nature
post Jun 15 2014, 04:30 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
Is there any Agoda-Visa promo for PBB VS similar to Visa cards offered by other banks?
ubuntu
post Jun 15 2014, 04:35 PM

On my way
****
Senior Member
620 posts

Joined: Dec 2006
Received my PB Visa Signature's PIN via email. Notice there is another 8 digits number at the right bottom, what is that number for? (right below the 'PB VISA SIGNATURE' line)
Human Nature
post Jun 15 2014, 05:01 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ubuntu @ Jun 15 2014, 04:35 PM)
Received my PB Visa Signature's PIN via email. Notice there is another 8 digits number at the right bottom, what is that number for? (right below the 'PB VISA SIGNATURE' line)
*
I received mine via normal mail. 6 digit pin.
TSronnie
post Jun 15 2014, 07:12 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ Jun 15 2014, 05:01 PM)
I received mine via normal mail. 6 digit pin.
*
Do we need to request it ?
I didn't receive any PIN at all.
Human Nature
post Jun 15 2014, 07:29 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ Jun 15 2014, 07:12 PM)
Do we need to request it ?
I didn't receive any PIN at all.
*
There is a box on the form asking whether the applicant want to receive the PIN or not (1st page). Usually I will not tick, but since PIN is going to be implemented in 2015, I ticked it this time.
TSronnie
post Jun 15 2014, 10:31 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ Jun 15 2014, 07:29 PM)
There is a box on the form asking whether the applicant want to receive the PIN or not (1st page). Usually I will not tick, but since PIN is going to be implemented in 2015, I ticked it this time.
*
Oh ya.... I didn't tick on mine cause hate to get another PIN Mailer... if when bank implements the PIN system, they will send again smile.gif
GOLILA
post Jun 15 2014, 10:36 PM

Getting Started
**
Junior Member
199 posts

Joined: Jul 2011
QUOTE(beyond86 @ Jun 14 2014, 11:51 PM)
For Public Bank Fixed Deposit (FD) customers who opt to apply PB Credit Card secured
by FD, the credit line assigned will be based on the FD pledged amount at a ratio of 1:1.
To apply, please personally submit your application at your FD account holding branch
and bring along your FD certificate for verification and photostat copy of your NRIC (both
sides).

https://www.pbebank.com/pdf/Cards/Visa-Sign.../signature.aspx
*
min fd amout is。。。。？
tifosi
post Jun 16 2014, 10:06 AM

Friend is someone to share last Cookie with!
*******
Senior Member
5,155 posts

Joined: Jan 2003
QUOTE(GOLILA @ Jun 15 2014, 10:36 PM)
min fd amout is。。。。？
*
RM 30K pledge.
laymank
post Jun 16 2014, 10:11 AM

Look at all my stars!!
*******
Senior Member
4,232 posts

Joined: Apr 2011
QUOTE(ronnie @ Jun 13 2014, 09:34 AM)
Don't worry... going to compile a list of merchants too just like OCBC Titanium MasterCard previously
*
Hi Ron,

I double checked with the PBCS in regard to eligibility of 6% rebate for online transactions. Here's their reply.

"Please be informed that you will enjoy the 6% rebate if it is a eCommerce transaction including bill payment/insurance (exclude transaction via www.pbebank.com).

Should you have further inquiries, please do not hesitate to contact our Customer Service Representatives at 03 2176 8000 (24 hours) for assistance."

Kinda contradicting against the one you'd got from the CS previously.
TSronnie
post Jun 16 2014, 10:34 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
My Statement Date is 15th...and today (16th) still can't see my statement
TSronnie
post Jun 16 2014, 10:35 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(laymank @ Jun 16 2014, 10:11 AM)
Hi Ron,

I double checked with the PBCS in regard to eligibility of 6% rebate for online transactions. Here's their reply.

"Please be informed that you will enjoy the 6% rebate if it is a eCommerce transaction including bill payment/insurance (exclude transaction via www.pbebank.com).

Should you have further inquiries, please do not hesitate to contact our Customer Service Representatives at 03 2176 8000 (24 hours) for assistance."

Kinda contradicting against the one you'd got from the CS previously.
*
I've updated Post #2 accordingly with your newly acquired information... Thanks.
millenniummonkey
post Jun 16 2014, 11:51 AM

Getting Started
**
Junior Member
181 posts

Joined: Jan 2003
From: Kuala Lumpur
Anyone has successfully BT RM5000 for 24 mths for the RM238 cashback (part fo the RM388 online promotion)?
Just received a SMS

RM0.00 Thank you for using your card ending XXXX @ PB BAL TRF 12-24 KUALA LUMPUR RM5000.00 JUNE 14 11:43am. Pls call Public Bank if you didn't use it.

Sent the application by email last Thurdays, 12 June.

This post has been edited by millenniummonkey: Jun 16 2014, 11:53 AM
Wongchoy
post Jun 16 2014, 12:56 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(cdspins @ Jun 13 2014, 03:29 PM)
Just receive a call, application for visa signature not successful, instead counter offer with visa platinum... ai, that card is useless, turn down their offer. My earning bracket not enough... hmmm they deduce epf and tax to match the earning criteria?
*
I'm same as you, got rejected. Today i went to appeal against the rejection as well as to pledge FD. The officer couldn't believe i got rejected. Then he ask his manager what to do. I offer to pledge my long time FD cert as pledge (30k) so he refer to card ctr. The officer then say "Ok i submit your FD for appeal and the manager will recommend you. 10 mins later the manager received fax from card ctr . Its my appeal follow up. Then the manager says that " Ok you come and collect your card next week. I will return your FD in 6 months! Thats what i like about PB. Highly efficient smile.gif
kwokwah
post Jun 16 2014, 01:14 PM

On my way
****
Junior Member
584 posts

Joined: Oct 2005
As a matter of interest, EPF dividend and FD interest can be considered as income or not?
DM3
post Jun 16 2014, 01:27 PM

INSPIRATOR
*******
Senior Member
6,617 posts

Joined: Jun 2009
yeah nice replacement of TI and cant wait to apply it soon.
Jason
post Jun 16 2014, 01:41 PM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
I've spent around RM1.3k in the month of June for qualifying category.. let's see if I can score the max of RM60 cash back...
leo_kiatez
post Jun 16 2014, 02:00 PM

Look at all my stars!!
*******
Senior Member
2,112 posts

Joined: Jul 2013
QUOTE(Jason @ Jun 16 2014, 01:41 PM)
I've spent around RM1.3k in the month of June for qualifying category.. let's see if I can score the max of RM60 cash back...
*
Your RM1.3k spending include any bill payment/insurance online? lol
Curious to know if the 6% included for online bill payment/insurance(exclude PBeBank.com online)... biggrin.gif
leo_kiatez
post Jun 16 2014, 02:16 PM

Look at all my stars!!
*******
Senior Member
2,112 posts

Joined: Jul 2013
QUOTE(tifosi @ Jun 16 2014, 10:06 AM)
RM 30K pledge.
*
So on RM 30K pledge for PB Visa Signature CC Application; after 1 year FD maturity, can I withdraw the FD interest and re-deposit RM 30K for the pledge? icon_question.gif
As PB FD interest rate abit low in market~ doh.gif
Jason
post Jun 16 2014, 02:18 PM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
QUOTE(leo_kiatez @ Jun 16 2014, 02:00 PM)
Your RM1.3k spending include any bill payment/insurance online? lol
Curious to know if the 6% included for online bill payment/insurance(exclude PBeBank.com online)... biggrin.gif
*
Nope, no bill payment online.

Air ticket, restaurant etc.
leo_kiatez
post Jun 16 2014, 02:21 PM

Look at all my stars!!
*******
Senior Member
2,112 posts

Joined: Jul 2013
QUOTE(Jason @ Jun 16 2014, 02:18 PM)
Nope, no bill payment online.

Air ticket, restaurant etc.
*
Nvm, thanks Jason..

QUOTE(ronnie @ Jun 16 2014, 10:34 AM)
My Statement Date is 15th...and today (16th) still can't see my statement
*
Hi Ronnie, have you got any bill payment/insurance online this round?lol
herc
post Jun 16 2014, 02:32 PM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
QUOTE(leo_kiatez @ Jun 16 2014, 02:21 PM)
Nvm, thanks Jason..
Hi Ronnie, have you got any bill payment/insurance online this round?lol
*
maxis member page (not pay.maxis.com.my) get rebate as reported by CART@@N

I have reach RM1,000 cap for June. Will try Maxis Pay and UOB Payonline on July.
tifosi
post Jun 16 2014, 02:38 PM

Friend is someone to share last Cookie with!
*******
Senior Member
5,155 posts

Joined: Jan 2003
QUOTE(leo_kiatez @ Jun 16 2014, 02:16 PM)
So on RM 30K pledge for PB Visa Signature CC Application; after 1 year FD maturity, can I withdraw the FD interest and re-deposit RM 30K for the pledge? icon_question.gif
As PB FD interest rate abit low in market~ doh.gif
*
When you deposit your FD, you have the option to credit the interest into your savings/current account upon maturity.
cdspins
post Jun 16 2014, 02:49 PM

Look at all my stars!!
*******
Senior Member
2,714 posts

Joined: May 2008
QUOTE(Wongchoy @ Jun 16 2014, 12:56 PM)
I'm same as you, got rejected. Today i went to appeal against the rejection as well as to pledge FD. The officer couldn't believe i got rejected. Then he ask his manager what to do. I offer to pledge my long time FD cert as pledge (30k) so he refer to card ctr. The officer then say "Ok i submit your FD for appeal and the manager will recommend you. 10 mins later the manager received fax from card ctr . Its my appeal follow up. Then the manager says that " Ok you come and collect your card next week. I will return your FD in 6 months! Thats what i like about PB. Highly efficient smile.gif
*
Wah Good for you. my FD is with another bank.... haih... need to wait for mature... then only can shift... cry.gif
TSronnie
post Jun 16 2014, 02:55 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
I believe my Statement Date is still at 17th and will revert to 15th on the next bill sad.gif
leo_kiatez
post Jun 16 2014, 03:19 PM

Look at all my stars!!
*******
Senior Member
2,112 posts

Joined: Jul 2013
QUOTE(tifosi @ Jun 16 2014, 02:38 PM)
When you deposit your FD, you have the option to credit the interest into your savings/current account upon maturity.
*
Good..shall try that. thumbup.gif
leo_kiatez
post Jun 16 2014, 03:20 PM

Look at all my stars!!
*******
Senior Member
2,112 posts

Joined: Jul 2013
QUOTE(herc @ Jun 16 2014, 02:32 PM)
maxis member page (not pay.maxis.com.my) get rebate as reported by CART@@N

I have reach RM1,000 cap for June. Will try Maxis Pay and UOB Payonline on July.
*
Yeah, interested in utilities bill payment, TNB, water bills, government payments etc..

This post has been edited by leo_kiatez: Jun 16 2014, 03:25 PM
Wongchoy
post Jun 16 2014, 05:22 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(cdspins @ Jun 16 2014, 02:49 PM)
Wah Good for you. my FD is with another bank.... haih... need to wait for mature... then only can shift...  cry.gif
*
Apparently the officer call me again to get back my FD . I don't need to pledge. They approve me based on the recommendation of the manager. They reject me initiaĺly due to CTOS listing by P1.com !
Human Nature
post Jun 16 2014, 05:30 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(Wongchoy @ Jun 16 2014, 05:22 PM)
Apparently the officer call me again to get back my FD . I don't need to pledge. They approve me based on the recommendation of the manager. They reject me initiaĺly due to CTOS listing by P1.com !
*
Kudos to the branch' team.
leo_kiatez
post Jun 16 2014, 05:49 PM

Look at all my stars!!
*******
Senior Member
2,112 posts

Joined: Jul 2013
QUOTE(Wongchoy @ Jun 16 2014, 05:22 PM)
Apparently the officer call me again to get back my FD . I don't need to pledge. They approve me based on the recommendation of the manager. They reject me initiaĺly due to CTOS listing by P1.com !
*
Congratz! Your FD being hold by the bank for FD pledge?

This post has been edited by leo_kiatez: Jun 16 2014, 05:49 PM
Wongchoy
post Jun 16 2014, 08:45 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(leo_kiatez @ Jun 16 2014, 05:49 PM)
Congratz! Your FD being hold by the bank for FD pledge?
*
No, my FD is not being hold. Will get it back tomorrow from PB rclxms.gif
TSronnie
post Jun 17 2014, 08:34 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Finally receive my RM60.00 cash back on Statement Date.
Problem now is that I "overspend" and can't identify which transactions is entitled to 6%. I called up the CS and they will revert back to me.

PDF eStatement would be generated after about 2 days
sonnas
post Jun 17 2014, 01:34 PM

Getting Started
**
Junior Member
68 posts

Joined: Dec 2013
Ronnie, have you try to pay card bill online ? when i click at "pay this amount" which is actually the statement amount and try to pay using my saving account, it says "card added online" cannot do this, damn epic.

U can see transaction, u can view unbill transaction, it's part of your accounts at your name. But you cannot pay it online.

Apa lagi mau PB Bank !??

called cs with the non 1800 number, no choice, have to go bank to connects the accounts that is already connected.

This post has been edited by sonnas: Jun 17 2014, 01:35 PM
TSronnie
post Jun 17 2014, 01:52 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(sonnas @ Jun 17 2014, 01:34 PM)
Ronnie, have you try to pay card bill online ?  when i click at "pay this amount" which is actually the statement amount and try to pay using my saving account, it says "card added online" cannot do this, damn epic.

U can see transaction, u can view unbill transaction, it's part of your accounts at your name. But you cannot pay it online.

Apa lagi mau PB Bank !??

called cs with the non 1800 number, no choice, have to go bank to connects the accounts that is already connected.
*
I don't have PBB CASA account yet(maybe later with PBB BSA)
TSronnie
post Jun 17 2014, 01:53 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Not under 6% Cashback
Starbucks - IPC Mall
Tous Les Jous - Empire Shopping Gallery
sonnas
post Jun 17 2014, 03:08 PM

Getting Started
**
Junior Member
68 posts

Joined: Dec 2013
With 6% rebate
NANDO chicken <---- Sunway Carnival, Butterworth (RONNIE HERE !!!)
GoDaddy.com

This post has been edited by sonnas: Jun 17 2014, 04:12 PM
TSronnie
post Jun 17 2014, 03:43 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(sonnas @ Jun 17 2014, 03:08 PM)
With 6% rebate
NANDO chicken
GoDaddy.com
*
Which Nando's outlet ?
ktn1169
post Jun 17 2014, 06:34 PM

Getting Started
**
Junior Member
63 posts

Joined: Sep 2011
The cashback is by each calendar month? Base on transaction date or posting date?
TSronnie
post Jun 17 2014, 10:38 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(ktn1169 @ Jun 17 2014, 06:34 PM)
The cashback is by each calendar month? Base on transaction date or posting date?
*
Refer to Post #2 ok ? brows.gif brows.gif
TSronnie
post Jun 18 2014, 09:02 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
In my PDF statement, I notice a column called "MEGABONUS TUNAI / CASH MEGABONUS (RM)"

I wonder how I can utilize this ?? I've got RM60 + RM0.37 adjustment smile.gif
leo_kiatez
post Jun 18 2014, 11:09 AM

Look at all my stars!!
*******
Senior Member
2,112 posts

Joined: Jul 2013
QUOTE(ronnie @ Jun 18 2014, 09:02 AM)
In my PDF statement, I notice a column called "MEGABONUS TUNAI / CASH MEGABONUS (RM)"

I wonder how I can utilize this ?? I've got RM60 + RM0.37 adjustment smile.gif
*
The amount CASH MEGABONUS would offset your monthly bill automatically..

This post has been edited by leo_kiatez: Jun 18 2014, 11:10 AM
herc
post Jun 18 2014, 11:15 AM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
offset? how?

looks at mine, care to explain pls? total spent RM1146.77


Attached thumbnail(s)
Attached Image
herc
post Jun 18 2014, 11:18 AM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River
6% Cash Back
Crocs Singapore http://www.crocs.com.sg/

This post has been edited by herc: Jun 18 2014, 11:19 AM
TSronnie
post Jun 18 2014, 11:20 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(herc @ Jun 18 2014, 11:15 AM)
offset? how?

looks at mine, care to explain pls? total spent RM1146.77
*
You get adjustment (Higher than the cash back of RM60).... I think we just ignore that column.

This post has been edited by ronnie: Jun 18 2014, 11:20 AM
HeHeHunter
post Jun 19 2014, 02:00 PM

On my way
****
Senior Member
664 posts

Joined: Dec 2006
QUOTE(herc @ Jun 16 2014, 02:32 PM)
maxis member page (not pay.maxis.com.my) get rebate as reported by CART@@N

I have reach RM1,000 cap for June. Will try Maxis Pay and UOB Payonline on July.
*
Hope to receive good news on UOB Payonline. Waiting to offload my OCBC card.
CART@@N
post Jun 19 2014, 09:22 PM

Getting Started
**
Junior Member
117 posts

Joined: Jun 2014
Just check pbe website..today it show the rm150 cash back for new card application promotiom in unbill amount..
TSronnie
post Jun 19 2014, 10:41 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(CART@@N @ Jun 19 2014, 09:22 PM)
Just check pbe website..today it show the rm150 cash back for new card application promotiom in unbill amount..
*
I didn't get any "RM150 cash back" sad.gif mad.gif vmad.gif
What is the date of GST charged for your PBB VS ?

QUOTE
PART 1 of $388 online application promotion, to qualify for the RM150 Cash Back, the Qualified Cardmember must have charged on his principal credit card an accumulated retail purchase of RM1,000 and above within the first 2-months from the card approval date )
I did swipe >RM1000 in the first bill..... where's my RM150 ? Unless I'm getting the RM188 cash back instead.

This post has been edited by ronnie: Jun 19 2014, 10:44 PM
CART@@N
post Jun 19 2014, 10:48 PM

Getting Started
**
Junior Member
117 posts

Joined: Jun 2014
My GST charge on 19 May..
TSronnie
post Jun 19 2014, 10:50 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(CART@@N @ Jun 19 2014, 10:48 PM)
My GST charge on 19 May..
*
Same Same .... lagi vmad.gif mad.gif doh.gif shocking.gif rclxub.gif
Human Nature
post Jun 19 2014, 11:37 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(CART@@N @ Jun 19 2014, 09:22 PM)
Just check pbe website..today it show the rm150 cash back for new card application promotiom in unbill amount..
*
QUOTE(ronnie @ Jun 19 2014, 10:50 PM)
Same Same .... lagi  vmad.gif  mad.gif  doh.gif  shocking.gif  rclxub.gif
*
i received it too:
ONLINE APP - C/BACK MAY 14 150.00

GST on 22-May, my statement date is not even reached yet

This post has been edited by Human Nature: Jun 19 2014, 11:41 PM
TSronnie
post Jun 19 2014, 11:55 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ Jun 19 2014, 11:37 PM)
i received it too:
ONLINE APP - C/BACK MAY 14 150.00

GST on 22-May, my statement date is not even reached yet
*
I'm getting pissed.... unless they give me the RM188 cash back.
What's the transaction date of the "ONLINE APP - C/BACK MAY 14" entry ?

This post has been edited by ronnie: Jun 19 2014, 11:56 PM
Human Nature
post Jun 19 2014, 11:59 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ Jun 19 2014, 11:55 PM)
I'm getting pissed.... unless they give me the RM188 cash back.
What's the transaction date of the "ONLINE APP - C/BACK MAY 14" entry ?
*
on 18-06-2014

i think yours will be for the 188 campaign
TSronnie
post Jun 20 2014, 12:02 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
They do credit the RM150 online application Cash Back rather fast smile.gif
Human Nature
post Jun 20 2014, 12:04 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ Jun 20 2014, 12:02 AM)
They do credit the RM150 online application Cash Back rather fast smile.gif
*
yeah indeed, was not expecting it and then i saw CART@@N's post
leo_kiatez
post Jun 20 2014, 01:01 AM

Look at all my stars!!
*******
Senior Member
2,112 posts

Joined: Jul 2013
QUOTE(ronnie @ Jun 20 2014, 12:02 AM)
They do credit the RM150 online application Cash Back rather fast smile.gif
*
Congratz!
terrier
post Jun 20 2014, 06:07 PM

New Member
*
Junior Member
31 posts

Joined: May 2005
I'm confused about the insurance premium paid online that will get you the 6% rebate. Does that mean the insurance company will need to have a portal for you to login to pay the premium? Just curious which insurance company has this option?
titanic_crash
post Jun 20 2014, 09:51 PM

Getting Started
**
Junior Member
274 posts

Joined: Oct 2012
QUOTE(CART@@N @ Jun 12 2014, 06:58 PM)
I get the cash back today. Basically get it for restaurant, kfc, aeon supermarket at 1u, online payment for maxis and astro at maxis and astro websites.  But no cash back for sogo supermarket.
*
for sogo supermarket, it will depend on the counter...sometime i got sogo(A), sogo (B), or sogo supermarket..

if got A or B, it will fall under departmental...i used wise, most of the time, i got full rebate under DEPT although i buy supermarket stuff... rclxms.gif
HeHeHunter
post Jun 22 2014, 09:54 PM

On my way
****
Senior Member
664 posts

Joined: Dec 2006
Anyone knows if I make a supplementary card, will it be like:
1. Principal + Sup = RM 60 cashback max
2. Principal RM 60 max and Sup RM 60 max
xjeez
post Jun 23 2014, 09:58 AM

Getting Started
**
Junior Member
272 posts

Joined: Jan 2007
Confirmed received 6% cashback for :-

1. Paypal
2. Etiqa Motor Insurance (submitted online)
3. MyEG
4. iPay88 (Groupon, Livingsocial and Streetdeal)
Jason
post Jun 23 2014, 10:29 AM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
18-06-2014 18-06-2014 ONLINE APP - C/BACK MAY 14 150.00 CR
21-06-2014 21-06-2014 CASH BACK BONUS 60.00 CR

Now.. the card was issued in 19th May..and in May usage eligible for CB is RM7xx.

Usage in June eligible for CB is in excess of RM1xxx..

So now I'm wondering if I got CB for May or not?

In their T&C they say RM60 per month, following "month" I should be eligible but from statement doesn't look like it.

Guess I be calling them shortly.

EDIT: Read post #2, statement month wor.. but that is bullshit considering their own Product Disclosure Sheet says month.

https://www.pbebank.com/pdf/Cards/Visa-Sign..._signature.aspx

Guess I'll be contacting BNM to complain too!

This post has been edited by Jason: Jun 23 2014, 10:33 AM
propusers
post Jun 23 2014, 12:55 PM

Look at all my stars!!
*******
Senior Member
2,006 posts

Joined: May 2011
anybody successfully apply this card eventhough annual salary is less than 100K and without pledge FD?
Human Nature
post Jun 24 2014, 10:35 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
I am glad to inform that AirAsia online booking received the 6% cashback. Can't list out the rest as maxed the quota.

I realized that we are not able to download the pdf copy of the e-statement. We need to register for it, and it will only take effect in the next billing. So for this month, anyone received the hardcopy version?
TSronnie
post Jun 24 2014, 10:49 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ Jun 24 2014, 10:35 AM)
I am glad to inform that AirAsia online booking received the 6% cashback. Can't list out the rest as maxed the quota.

I realized that we are not able to download the pdf copy of the e-statement. We need to register for it, and it will only take effect in the next billing. So for this month, anyone received the hardcopy version?
*
I register for PDF e-Statement before the first Statement Date (which I amended as well)... so no hard copy from Day 1 thumbup.gif
sailou
post Jun 24 2014, 11:07 AM

On my way
****
Senior Member
617 posts

Joined: Mar 2005
From: Mars
How to apply online?
millenniummonkey
post Jun 24 2014, 11:10 AM

Getting Started
**
Junior Member
181 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(ronnie @ Jun 24 2014, 10:49 AM)
I register for PDF e-Statement before the first Statement Date (which I amended as well)... so no hard copy from Day 1  thumbup.gif
*
Care to share how u register for e-Statement?
TSronnie
post Jun 24 2014, 11:22 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(millenniummonkey @ Jun 24 2014, 11:10 AM)
Care to share how u register for e-Statement?
*
Login to PBe
Then Accounts button
There's link on left side called Statements

I did a few times before it actually "registered successfully" ... very flaky doh.gif sweat.gif
millenniummonkey
post Jun 24 2014, 11:31 AM

Getting Started
**
Junior Member
181 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(ronnie @ Jun 24 2014, 11:22 AM)
Login to PBe
Then Accounts button
There's link on left side called Statements

I did a few times before it actually "registered successfully" ... very flaky  doh.gif  sweat.gif
*
Thanks. Then should be no problem for me as I itchy-hand go and register liao the first day I got the card.
TSronnie
post Jun 24 2014, 11:32 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Just called Public Bank and I'm part of the Online Application RM388 Cash Back promotion.
Reason why I didn't get was the Insurance Premium paid is excluded from the RM1000 retail spending.

A bit more to go and I should be getting it in the next statement doh.gif
TSronnie
post Jun 24 2014, 11:33 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(millenniummonkey @ Jun 24 2014, 11:31 AM)
Thanks. Then should be no problem for me as I itchy-hand go and register liao the first day I got the card.
*
You dah register...still ask how to register doh.gif doh.gif
laymank
post Jun 24 2014, 11:37 AM

Look at all my stars!!
*******
Senior Member
4,232 posts

Joined: Apr 2011
QUOTE(ronnie @ Jun 24 2014, 11:32 AM)
Just called Public Bank and I'm part of the Online Application RM388 Cash Back promotion.
Reason why I didn't get was the Insurance Premium paid is excluded from the RM1000 retail spending.

A bit more to go and I should be getting it in the next statement doh.gif
*
So, insurance via online payment is not eligible for RM60 rebate?
Human Nature
post Jun 24 2014, 11:40 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ Jun 24 2014, 11:32 AM)
Just called Public Bank and I'm part of the Online Application RM388 Cash Back promotion.
Reason why I didn't get was the Insurance Premium paid is excluded from the RM1000 retail spending.

A bit more to go and I should be getting it in the next statement doh.gif
*
oh lucky you called. there is still chance biggrin.gif
millenniummonkey
post Jun 24 2014, 11:44 AM

Getting Started
**
Junior Member
181 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(ronnie @ Jun 24 2014, 11:33 AM)
You dah register...still ask how to register doh.gif doh.gif
*
Double-confirm from sifu mar ~ Else crying waiting for paper statement appearing ~
millenniummonkey
post Jun 24 2014, 11:58 AM

Getting Started
**
Junior Member
181 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(laymank @ Jun 24 2014, 11:37 AM)
So, insurance via online payment is not eligible for RM60 rebate?
*
Insurance via online payment should be eligble for RM60 cashback.
What the others are discussing is the RM388 online application promo whereby one need to accumulate rm1k within 2 months to enjoy rm150 cashback.

On a side note, BT from AEON to PBB need 9 working days starting from form submission via email to cheque clearance.
TSronnie
post Jun 24 2014, 12:55 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(laymank @ Jun 24 2014, 11:37 AM)
So, insurance via online payment is not eligible for RM60 rebate?
*
The insurance premium doesn't count towards the minimum RETAIL spend of RM1000 for the RM150 Online Application (Part 1 of the RM388 cash back)

Insurance Premium paid via Online channels get 6% cash back
laymank
post Jun 24 2014, 01:58 PM

Look at all my stars!!
*******
Senior Member
4,232 posts

Joined: Apr 2011
QUOTE(millenniummonkey @ Jun 24 2014, 11:58 AM)
Insurance via online payment should be eligble for RM60 cashback.
What the others are discussing is the RM388 online application promo whereby one need to accumulate rm1k within 2 months to enjoy rm150 cashback.

On a side note, BT from AEON to PBB need 9 working days starting from form submission via email to cheque clearance.
*
thank you and ronnie for clarification.
Human Nature
post Jun 24 2014, 07:53 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
Already made online transaction with GSC portal, Astro portal and UOB payonline. Will report next month icon_idea.gif
propusers
post Jun 24 2014, 09:09 PM

Look at all my stars!!
*******
Senior Member
2,006 posts

Joined: May 2011
QUOTE(ronnie @ Jun 24 2014, 12:55 PM)
The insurance premium doesn't count towards the minimum RETAIL spend of RM1000 for the RM150 Online Application (Part 1 of the RM388 cash back)

Insurance Premium paid via Online channels get 6% cash back
*
Is Auto debit of Insurance Premium consider online channel?
Wongchoy
post Jun 24 2014, 09:24 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102
QUOTE(propusers @ Jun 24 2014, 09:09 PM)
Is Auto debit of Insurance Premium consider online channel?
*
Not considered online trnx.
leo_kiatez
post Jun 25 2014, 10:02 AM

Look at all my stars!!
*******
Senior Member
2,112 posts

Joined: Jul 2013
QUOTE(Human Nature @ Jun 24 2014, 07:53 PM)
Already made online transaction with GSC portal, Astro portal and UOB payonline. Will report next month  icon_idea.gif
*
thumbup.gif
mletee
post Jun 25 2014, 03:10 PM

jenn is cute
******
Senior Member
1,004 posts

Joined: Nov 2008
Transaction not included 6%
1) GARRETT POPCORN MID VALLEY

guys, so the cash back entitlement is based on statement date rite? Previously i thought is based on calendar month.
Jason
post Jun 25 2014, 05:46 PM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
QUOTE(mletee @ Jun 25 2014, 03:10 PM)
Transaction not included 6%
1) GARRETT POPCORN MID VALLEY

guys, so the cash back entitlement is based on statement date rite? Previously i thought is based on calendar month.
*
According to their Customer Service when you call, it is statement date.

Based on their Product Disclosure Sheet, it is per month. I naik kereta already, now fcuking their CS. I am damn unhappy that their disclosure sheet is misleading and cost me over RM700 of wasted expenditure that I could have parked at other cards I own.

Bear in mind if you spend more after getting the RM60 rebate, you get nothing in online, dining and grocery category. NOTHING! Not even points. Do take note.

Hope none of you naik kereta like me icon_rolleyes.gif
Human Nature
post Jun 25 2014, 06:33 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
Please update the list for AirAsia - 6% cashback

Thanks biggrin.gif
iamWill
post Jun 25 2014, 08:39 PM

On my way
****
Senior Member
650 posts

Joined: Jan 2003
24-06-2014 24-06-2014 RM188 C/BACK PROMO - VISA SIGNATURE 188.00 CR

Anyone else got it?
Human Nature
post Jun 25 2014, 08:48 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(iamWill @ Jun 25 2014, 08:39 PM)
24-06-2014 24-06-2014 RM188 C/BACK PROMO - VISA SIGNATURE 188.00 CR

Anyone else got it?
*
1st 300 new applicants thumbup.gif
iamWill
post Jun 25 2014, 08:57 PM

On my way
****
Senior Member
650 posts

Joined: Jan 2003
QUOTE(Human Nature @ Jun 25 2014, 08:48 PM)
1st 300 new applicants  thumbup.gif
*
Yes, it's a pleasant surprise. I wasn't even sure I'd get it cos my card 3rd string is 1005.
Anyway, mine is approved on 21/5 and I collected it in June. You might get it too if it's approved earlier or around the same time rclxms.gif Check your account, boys and girls
Human Nature
post Jun 25 2014, 09:00 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(iamWill @ Jun 25 2014, 08:57 PM)
Yes, it's a pleasant surprise. I wasn't even sure I'd get it cos my card 3rd string is 1005.
Anyway, mine is approved on 21/5 and I collected it in June. You might get it too if it's approved earlier or around the same time rclxms.gif Check your account, boys and girls
*
hehe, i opted for the RM150 cashback promo. Low risk, low gain tongue.gif
Jason
post Jun 25 2014, 09:04 PM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
QUOTE(iamWill @ Jun 25 2014, 08:39 PM)
24-06-2014 24-06-2014 RM188 C/BACK PROMO - VISA SIGNATURE 188.00 CR

Anyone else got it?
*
This is for non-online applicants only right?
iamWill
post Jun 25 2014, 09:13 PM

On my way
****
Senior Member
650 posts

Joined: Jan 2003
QUOTE(Jason @ Jun 25 2014, 09:04 PM)
This is for non-online applicants only right?
*
Yes but I applied online and called them to approve under the 188 promo. The CS is very efficient. I'm very impressed with them since then and based on recent correspondence rclxm9.gif
iamWill
post Jun 25 2014, 09:14 PM

On my way
****
Senior Member
650 posts

Joined: Jan 2003
QUOTE(Human Nature @ Jun 25 2014, 09:00 PM)
hehe, i opted for the RM150 cashback promo. Low risk, low gain  tongue.gif
*
low risk, low gain but smart move biggrin.gif
TSronnie
post Jun 25 2014, 11:22 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(iamWill @ Jun 25 2014, 09:13 PM)
Yes but I applied online and called them to approve under the 188 promo. The CS is very efficient. I'm very impressed with them since then and based on recent correspondence rclxm9.gif
*
Congratulations !!! You are "smarter" indeed... smile.gif
TSronnie
post Jun 25 2014, 11:27 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
I also notice PBB's Unbilled Statement is not updated once a day (like most banks)... but at regular intervals within the day.... Pretty cool rclxms.gif
Human Nature
post Jun 26 2014, 12:53 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ Jun 25 2014, 11:27 PM)
I also notice PBB's Unbilled Statement is not updated once a day (like most banks)... but at regular intervals within the day.... Pretty cool rclxms.gif
*
Yip, I am pretty satisfied with their online banking portal.
choki123
post Jun 26 2014, 09:16 AM

Getting Started
**
Junior Member
76 posts

Joined: Oct 2011
QUOTE(iamWill @ Jun 25 2014, 08:39 PM)
24-06-2014 24-06-2014 RM188 C/BACK PROMO - VISA SIGNATURE 188.00 CR

Anyone else got it?
*
Yes i got mine also last week smile.gif RM 188.
~Eveready~
post Jun 27 2014, 04:52 PM

Getting Started
**
Junior Member
228 posts

Joined: Feb 2014
QUOTE(laymank @ Jun 24 2014, 11:37 AM)
So, insurance via online payment is not eligible for RM60 rebate?
*
QUOTE(millenniummonkey @ Jun 24 2014, 11:58 AM)
Insurance via online payment should be eligble for RM60 cashback.
What the others are discussing is the RM388 online application promo whereby one need to accumulate rm1k within 2 months to enjoy rm150 cashback.

On a side note, BT from AEON to PBB need 9 working days starting from form submission via email to cheque clearance.
*
Hi guys, how do u guys pay insurance via online payment?
For example, I need to pay my premium for Great Eastern insurance...
Vector88
post Jun 28 2014, 12:24 AM

Enthusiast
*****
Senior Member
817 posts

Joined: Aug 2012
Just activated my card today, but the received sms said activation of the card will take 3 working days, really that long?
ytan053
post Jun 28 2014, 07:15 AM

On my way
****
Junior Member
565 posts

Joined: Mar 2014
QUOTE(Vector88 @ Jun 28 2014, 12:24 AM)
Just activated my card today, but the received sms said activation of the card will take 3 working days, really that long?
*
Few ways of activating the card. You can 1) send the sms to a 5 digit no. (which I presume that's what you have done) or 2) call the cs to activate it.

option 1) - you will receive the sms saying that activation take 3 working days.

option 2) - cs will activate the card for you within 5 mins.

Suggest that if you want to use the card straight away without waiting, just call the cs to activate. I did option 1) on day 1, then day 2 i call cs to activate it coz i could not wait for 3 working days. The cs activate it for me on day 2 itself, hence i am not sure what is the result of the option 1) since it seems like taking forever for the activation.
nxtpg
post Jun 28 2014, 01:58 PM

On my way
****
Junior Member
601 posts

Joined: Mar 2013
QUOTE(Vector88 @ Jun 28 2014, 12:24 AM)
Just activated my card today, but the received sms said activation of the card will take 3 working days, really that long?
*
need to activate?
i collected from PB branch itself
ytan053
post Jun 28 2014, 03:22 PM

On my way
****
Junior Member
565 posts

Joined: Mar 2014
QUOTE(nxtpg @ Jun 28 2014, 01:58 PM)
need to activate?
i collected from PB branch itself
*
if i am not mistaken, even if you collect from the branch, you still need to activate it.
propusers
post Jun 28 2014, 03:38 PM

Look at all my stars!!
*******
Senior Member
2,006 posts

Joined: May 2011
QUOTE(~Eveready~ @ Jun 27 2014, 04:52 PM)
Hi guys, how do u guys pay insurance via online payment?
For example, I need to pay my premium for Great Eastern insurance...
*
I want to know too... paying GE premium RM600 per month with OCBC platinum now.. Only 1% CB doh.gif

This post has been edited by propusers: Jun 28 2014, 03:39 PM
nxtpg
post Jun 28 2014, 04:12 PM

On my way
****
Junior Member
601 posts

Joined: Mar 2013
QUOTE(ytan053 @ Jun 28 2014, 03:22 PM)
if i am not mistaken, even if you collect from the branch, you still need to activate it.
*
the letter with the card does not mention anything about activation. Only ask to sign behind. I guess its activated rite?
ytan053
post Jun 28 2014, 04:21 PM

On my way
****
Junior Member
565 posts

Joined: Mar 2014
QUOTE(nxtpg @ Jun 28 2014, 04:12 PM)
the letter with the card does not mention anything about activation. Only ask to sign behind. I guess its activated rite?
*
I dont think so (in my opinion). I have collected my other cc from branch, which was issued by aeon and hong leong, both cc require activation, ie need to call cs to activate it. I am not aware of any cc that is activated upon collection from branch. It's best if you can call cs and check with them whether your cc is activated or not.
HeHeHunter
post Jun 28 2014, 07:56 PM

On my way
****
Senior Member
664 posts

Joined: Dec 2006
You need to call to activate. That's the fastest.
nxtpg
post Jun 28 2014, 09:04 PM

On my way
****
Junior Member
601 posts

Joined: Mar 2013
QUOTE(ytan053 @ Jun 28 2014, 04:21 PM)
I dont think so (in my opinion). I have collected my other cc from branch, which was issued by aeon and hong leong, both cc require activation, ie need to call cs to activate it. I am not aware of any cc that is activated upon collection from branch. It's best if you can call cs and check with them whether your cc is activated or not.
*
ok tq

will call them n c
DarReNz
post Jun 29 2014, 09:22 AM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007
QUOTE(propusers @ Jun 28 2014, 03:38 PM)
I want to know too... paying GE premium RM600 per month with OCBC platinum now.. Only 1% CB  doh.gif
*
u don't have aeon watami ?
victorywp
post Jun 29 2014, 03:25 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart
QUOTE(~Eveready~ @ Jun 27 2014, 04:52 PM)
Hi guys, how do u guys pay insurance via online payment?
For example, I need to pay my premium for Great Eastern insurance...
*
QUOTE(propusers @ Jun 28 2014, 03:38 PM)
I want to know too... paying GE premium RM600 per month with OCBC platinum now.. Only 1% CB  doh.gif
*
as i know, we can't pay insurance online (at least for ge at the moment). the most you can do is to auto-debit if you opt not to pay at the branch every month. but of course, if you use auto-debit feature, there is no 6% rebate for online payment.
victorywp
post Jun 29 2014, 03:26 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart
QUOTE(DarReNz @ Jun 29 2014, 09:22 AM)
u don't have aeon watami ?
*
aeon watami only 3% but this one 6%.
Human Nature
post Jun 30 2014, 12:30 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
I am glad to report that my request to set SMS alert to RM1 is successful and will take effect today. Yet to try it though smile.gif Their new system is up and running. thumbup.gif

This post has been edited by Human Nature: Jun 30 2014, 12:32 PM
DM3
post Jun 30 2014, 01:13 PM

INSPIRATOR
*******
Senior Member
6,617 posts

Joined: Jun 2009
Quite slow in processing this card, unlike other banks almost within 2 days already call to follow up
aiklee10
post Jun 30 2014, 02:35 PM

New Member
*
Junior Member
31 posts

Joined: Oct 2005
From: kl
guys, any boarder charge applied to paypal(0.8%) when using this card?
Jason
post Jun 30 2014, 03:06 PM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
QUOTE(DM3 @ Jun 30 2014, 01:13 PM)
Quite slow in processing this card, unlike other banks almost within 2 days already call to follow up
*
I don't think Public Bank will call. I did not receive any call whatsoever. They just deliver the card to my address after approval. They also did not inform me if it was approved or not, I had to call and find out.
DM3
post Jun 30 2014, 03:35 PM

INSPIRATOR
*******
Senior Member
6,617 posts

Joined: Jun 2009
QUOTE(Jason @ Jun 30 2014, 03:06 PM)
I don't think Public Bank will call. I did not receive any call whatsoever. They just deliver the card to my address after approval. They also did not inform me if it was approved or not, I had to call and find out.
*
Even the receive/confirmation i need to resend twice and called them up and yet no updates/status
DM3
post Jun 30 2014, 04:26 PM

INSPIRATOR
*******
Senior Member
6,617 posts

Joined: Jun 2009
QUOTE(millenniummonkey @ Jun 16 2014, 11:51 AM)
Anyone has successfully BT RM5000 for 24 mths for the RM238 cashback (part fo the RM388 online promotion)?
Just received a SMS

RM0.00 Thank you for using your card ending XXXX @ PB BAL TRF 12-24 KUALA LUMPUR RM5000.00 JUNE 14 11:43am. Pls call Public Bank if you didn't use it.

Sent the application by email last Thurdays, 12 June.
*
at the end u got to pay up $12 more as the 238 only to offset 5% charge on the 5k ammount
~Eveready~
post Jun 30 2014, 04:28 PM

Getting Started
**
Junior Member
228 posts

Joined: Feb 2014
QUOTE(DarReNz @ Jun 29 2014, 09:22 AM)
u don't have aeon watami ?
*
QUOTE(victorywp @ Jun 29 2014, 03:25 PM)
as i know, we can't pay insurance online (at least for ge at the moment). the most you can do is to auto-debit if you opt not to pay at the branch every month. but of course, if you use auto-debit feature, there is no 6% rebate for online payment.
*
QUOTE(victorywp @ Jun 29 2014, 03:26 PM)
aeon watami only 3% but this one 6%.
*
im using autodebit thru watami...just hoping we can pay GE insurance online very soon so that can utilize this 6% cb... sweat.gif sweat.gif
DM3
post Jun 30 2014, 04:30 PM

INSPIRATOR
*******
Senior Member
6,617 posts

Joined: Jun 2009
Frm front page:

Transaction not included vmad.gif
• Garrett Popcorn - Midvalley
• Starbucks - IPC Mall


How bout other starbucks?
kinda strange it's not included
millenniummonkey
post Jun 30 2014, 07:04 PM

Getting Started
**
Junior Member
181 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(DM3 @ Jun 30 2014, 04:26 PM)
at the end u got to pay up $12 more as the 238 only to offset 5% charge on the 5k ammount
*
Yup, technically it's not a rebate but a special rm12 fee for 24-months BT instead. I need to BT so it's worth it.
TSronnie
post Jul 1 2014, 09:22 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ Jun 30 2014, 12:30 PM)
I am glad to report that my request to set SMS alert to RM1 is successful and will take effect today. Yet to try it though   smile.gif Their new system is up and running.  thumbup.gif
*
I received the follow-up call around 4:45PM yesterday : All my transactions >RM1 will get SMS from 30 June 2014 onwards.

When I performed online transactions, I get the OTP SMS but not a SMS transaction alert upon completion of transaction (i.e. merchant page says OK).... is this normal for you as well ?

This post has been edited by ronnie: Jul 1 2014, 09:29 AM
millenniummonkey
post Jul 1 2014, 10:22 AM

Getting Started
**
Junior Member
181 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(ronnie @ Jul 1 2014, 09:22 AM)
I received the follow-up call around 4:45PM yesterday : All my transactions >RM1 will get SMS from 30 June 2014 onwards.

When I performed online transactions, I get the OTP SMS but not a SMS transaction alert upon completion of transaction (i.e. merchant page says OK).... is this normal for you as well ?
*
for the online transactions, think it's a standard norm as OTP had been send to one's registered phone no. and in order for the transaction to go thru, one need to key in the OTP. Therefore, it's sort of an acknowledgement by the account holder of the validity of the transaction.

swiping physically don't need OTP so a SMS had to be sent to notify one of any transaction occurred and for the account holder to contact the bank in case of unauthorized transactions.

Most banks have the below policy

Will there be a situation where customers won't receive an SMS alert for transactions?
Yes - they will not receive an SMS alert for transaction when:
1) the transaction amount is below the preset SMS alert threshold
2) the online transaction is performed through a 3D secure site
customers have opted not to receive SMS transaction alerts

This post has been edited by millenniummonkey: Jul 1 2014, 10:27 AM
Human Nature
post Jul 1 2014, 10:23 AM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ Jul 1 2014, 09:22 AM)
I received the follow-up call around 4:45PM yesterday : All my transactions >RM1 will get SMS from 30 June 2014 onwards.

When I performed online transactions, I get the OTP SMS but not a SMS transaction alert upon completion of transaction (i.e. merchant page says OK).... is this normal for you as well ?
*
Yes, same thing for me. Only OTP for online transactions.
confuzan
post Jul 1 2014, 11:00 AM

Regular
******
Senior Member
1,121 posts

Joined: Jan 2003
From: random!
guys, have anyone tried buying apps on google play/itunes app store and check whether it is considered online transaction thus eligible for 6% rebate?
Yatan
post Jul 1 2014, 11:30 AM

New Member
*
Junior Member
10 posts

Joined: Jun 2014
I got my pins 2 weeks ago but I don't receive the card yet.
On my application letter, I ticked to have the card send to my office but when i talk to customer service this morning, she mentioned PB don't send card to office... If we need the card to be delivered to office, need to write in separately.

Now, I requested them to send the card to the nearest branch so I can go & collect it myself.. It will take additional one week

A bit disappointed with their service sad.gif
Charlton
post Jul 1 2014, 11:36 AM

Casual
***
Junior Member
316 posts

Joined: Jan 2003
How do we qualify for the 6% rebate for insurance payment? Do we need to link the card to pbebank and pay from pbebank?
laymank
post Jul 1 2014, 12:19 PM

Look at all my stars!!
*******
Senior Member
4,232 posts

Joined: Apr 2011
QUOTE(Charlton @ Jul 1 2014, 11:36 AM)
How do we qualify for the 6% rebate for insurance payment? Do we need to link the card to pbebank and pay from pbebank?
*
Online Payment via PBeBank will NOT get you 6%.
TSronnie
post Jul 1 2014, 01:29 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Charlton @ Jul 1 2014, 11:36 AM)
How do we qualify for the 6% rebate for insurance payment? Do we need to link the card to pbebank and pay from pbebank?
*
Try to check UOB PayOnline if there's any Insurance provider and use the PBB Visa Signature to pay...this way you get 6%
Charlton
post Jul 1 2014, 01:30 PM

Casual
***
Junior Member
316 posts

Joined: Jan 2003
QUOTE(laymank @ Jul 1 2014, 12:19 PM)
Online Payment via PBeBank will NOT get you 6%.
*
Ok, in that case do we have to personally login to the insurance website and make through the insurance website to qualify?
millenniummonkey
post Jul 1 2014, 01:33 PM

Getting Started
**
Junior Member
181 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Charlton @ Jul 1 2014, 01:30 PM)
Ok, in that case do we have to personally login to the insurance website and make through the insurance website to qualify?
*
Technically, any form of online payment (even using other banks portal online which accept 3rd party cards) except thru pbebank portal in order to be eligible for the 6% rebate.
Charlton
post Jul 1 2014, 01:40 PM

Casual
***
Junior Member
316 posts

Joined: Jan 2003
Thank you all for the clarification. Seems like my insurance provider is not part of the UOB Payonline sad.gif
Human Nature
post Jul 1 2014, 02:00 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
QUOTE(ronnie @ Jul 1 2014, 01:29 PM)
Try to check UOB PayOnline if there's any Insurance provider and use the PBB Visa Signature to pay...this way you get 6%
*
Have you tested UOB payonline for the 6%?
victorywp
post Jul 1 2014, 02:21 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart
QUOTE(Charlton @ Jul 1 2014, 01:30 PM)
Ok, in that case do we have to personally login to the insurance website and make through the insurance website to qualify?
*
if your insurance company has the online payment feature in their website.
propusers
post Jul 1 2014, 02:50 PM

Look at all my stars!!
*******
Senior Member
2,006 posts

Joined: May 2011
so UOBPayonline for TNB, Syabas and Telekom confirm can get 6% ?
clazziquaii
post Jul 1 2014, 03:23 PM

Getting Started
**
Junior Member
67 posts

Joined: Jun 2011
Guys, Is there any road show going on with public bank credit card? because i want to apply for public bank card
ubuntu
post Jul 1 2014, 03:53 PM

On my way
****
Senior Member
620 posts

Joined: Dec 2006
I got my statement today, spent around RM1700 and received RM58 cash back, I think this is good enough! After some excel maths, following are merchants qualified for cash back. biggrin.gif

Groceries:
Mydin
Tesco
Giant
Pasaraya Hero

Dining:
Restaurant Cozy Corner
Shen Win Shen Seafood Restaurant
Human Nature
post Jul 1 2014, 03:57 PM

- student of human nature -
*********
All Stars
26,507 posts

Joined: Jan 2003
Anyone know what is the Total Cash Mega Bonus / Rebate for?
SUSNicklly
post Jul 1 2014, 04:20 PM

On my way
****
Junior Member
523 posts

Joined: Jun 2009
can public bank esso cc do flexi payment if I buy macbook air at online store?
DarReNz
post Jul 1 2014, 09:53 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007
QUOTE(ubuntu @ Jul 1 2014, 03:53 PM)
I got my statement today, spent around RM1700 and received RM58 cash back, I think this is good enough! After some excel maths, following are merchants qualified for cash back. biggrin.gif

Groceries:
Mydin
Tesco
Giant
Pasaraya Hero

Dining:
Restaurant Cozy Corner
Shen Win Shen Seafood Restaurant
*
u must be near KK or PH

This post has been edited by DarReNz: Jul 1 2014, 09:57 PM
« Next Oldest · Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards · Next Newest »
 

5 Pages  1 2 3 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.2562sec    0.31    6 queries    GZIP Disabled
Time is now: 28th November 2025 - 05:13 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.