Payment thru UOB Payonline considered online transaction? If yes, this card is worth to have.

Recently I used that facilities frequently and noted the transaction appeal on the statement do not reveal any "OLNINE" attributes.

Priviosly mine also rejected. If you only send them the income doc mentioned in either email or application form, AND your commitment is high, then unlikely to them to approve yr application.

I appeal without FD but with more comprehensive income documents, le: 3 mth pay slips and bank statements,
employment letters, tax doc, EFP doc.

Yes, lastly my appeal is sussessful and now get my card.

If I do not appeal, I really dun know they need more doc rather than what they requested on webpage.

About 1 week to know the result. Spend another week for appea8.

They send official letter as well. But I would say the faster wayto know yr result is call their CS and check.

Abt the Plaza Lounge, if we only travel within Malaysia, say I fly from Jb to Penang. If I using the lounge, but I am unable to swipe oversea. In this case, I shall pay for RM75? Any PBB CS to help?

It is eligible for 6% on HL Ins.